Are you experiencing debt that has been piling up lately? Are you exhausted from trying other financial tips and advice but haven’t solved your problems?
Maybe you’re here because already tried everything.
In the majority of cases, your most effective approach is to talk to professionals that can help you resolve the issue.
CuraDebt is one of the companies that get the most inquiries. A lot of customers have asked if they can assist you or put you in more debt.
According to their clients, they can help you control the majority of your debts so that you are able to take couple of w
orries off your plate.
For some the claims seem too good to be true.
If you’re looking for anything that can aid you in settling your debt. In that case, CuraDebt will mostly be highly recommended by those. We’ll take a deeper study of the way CuraDebt operates and what issues it could help solve.
Furthermore, before we conclude, we’ll also look into its advantages and drawbacks.
Before you begin the review, go to this video if you prefer for it to be watched.
Otherwise, let’s begin.
Before you go on, you may want to watch this video by CuraDebt Debt Relief Reviews on YouTube that gives a quick review. Afterward, you’ll want to read the rest of our article for a more comprehensive review of CuraDebt.
About the Company Educator Tax Relief Act Of 2021
CuraDebt is a company that provides debt relief from Hollywood, Florida. It was established in 2000 and has since become an active part of the American Fair Credit Council, the US Chamber of Commerce, and is accredited through the International Association of Professional Debt Arbitrators.
While it is accredited, some states have imposed restrictions on their services.
What CuraDebt do?
Helping you pay off your debt is one of CuraDebt’s best known feature. But they offer other services that will assist you in becoming financially stable.
It all starts by requesting a no-cost savings estimate on the internet. The service is completely confidential, and they won’t be conducting a credit screening. By using this estimate of savings you’ll discover more about alternatives to be debt-free.
This estimate of savings, which was mentioned before, gives you the opportunity to consider your options regardless of whether or not you’re planning to continue using CuraDebt.
CuraDebt will assign you a financial advisor and a support team to help you with the process of credit arbitration should you choose to sign up. Financial advisors may be able to assist you in your debt-free journey.
Following your debt settlement plan, CuraDebt can be the one to handle all of your creditors’ calls. They will also be the ones who will determine conditions of the payment depending on the condition of your finances. In determining which option is the most effectively for you, it can be either a lump sum settlement or a payment plan.
Moreover, they will be working with creditors to ensure that you have better rates as you make deposits to your savings account. This, in turn, will process to pay back the creditors. Their plans can help you get rid of debt in just the period of 48 months.
Once you’ve signed up with them, they will provide you with access to your information 24/7. All you have to do is log in to CuraDebts the client portal to monitor your performance.
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CuraDebt’s Requirements
Before you are able to avail the program, you’ll have to pass their requirements first. To be eligible, you’ll need to be:
- Minimum 21 years old
- Earn a reliable income
- Have a minimum debt of $5,000
What can they help you with?
Here are the various ways CuraDebt can aid you.
Debt Relief
The name of the company suggests that CuraDebt can assist you in dealing with debt. They can negotiate settlements on your behalf to settle all kinds of debt. These include medical bills, personal loans credit cards, and also loans. You can also approach them to settle any outstanding amount on business debts collection, repossessions, or collections.
They may also assist in negotiating on tax owed as well as IRS debt. But, you won’t receive assistance for the majority of your lawsuits, loans from the government as well as collateral and utility bills. The same goes for student loans.
On the other hand, they can help you use laws like that of Telecommunications Consumer Protection Act (TCPA) and the Fair Debt Collection Practice Act (FDCPA). They will also help you identify creditor violations in order to get cash settlements, if they are possible. Certain violations could result in having your debts also dismissed.
CuraDebt can also help you repay debt for less than the sum you have. Additionally, you can have questions answered during a free meeting with their debt counsellor.
The greatest benefit of the program is that you’ll only be charged after your debt has been settled. All you have to sign up to one of their plans and you’ll be able resolve all of your debts.
Tax Management and Relief
CuraDebt can also help you with taxes. Once they collect all of your financial documentation and tax documents, they’ll also collect all the documents you’ll require for tax returns.
Through this program, you will be able to resolve various tax issues like wage garnishments, tax penalties, personal and business taxes and back taxes as well as trust fund penalties and tax lien.
There aren’t hidden fees either. They only offer flat-fee prices and is dependent on the amount you’ll need to settle.
They offer different options when it comes to settling your tax debt. Here are 6 of them:
- Installment agreements
- Offer in Compromise
- Collection statute expiration date
- Tax lien subordination
- Penalty abatements
- Currently non-collectible
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What types of debt can they assist you with?
Although debt settlement is their specialty but they aren’t able to cater to all types in debt resolution. CuraDebt only focuses on debt that is not secured. They can’t help you if your credit or loan is tied to a physical item.
If you do have the following types of debt, they’ll make arrangements for settlements.
Tax Debt
With CuraDebt the service, you’ll be able to settle your past-due tax debts without any problems. Moreover, this type of service is available to all 50 states in the event that you owe money towards the IRS. There are tax experts from the federal government to assist you with the issues.
Medical Debt
CuraDebt can also assist in settling any medical-related debt. In some instances you might even be able to pay them for less than what you have to pay.
Private Student Loan
CuraDebt does not offer federal student loans. They can however assist private students in negotiating any loans they are owed.
Personal Loan
Personal and payday loans are also eligible to be eligible for debt relief programs. You may also be eligible if you have other unsecured credit lines that you got from another bank or financial institution.
Credit Card Debt
Whether you have debt with store credit cards as well as traditional credit cards as well as private label credit card CuraDebt will assist you in paying it off.
What is the cost?
The most appealing aspect of CuraDebt is the way they’ve priced their service. They don’t charge an upfront fee. Only pay when you settle each of your outstanding debts.
Additionally, they do not charge high costs either. In the average, you’ll need to pay as much as 20 percent of the debt that you settled with them.
On average, this type of business can cost anywhere between 15% and 25 percent.
Moreover, clients can expect to settle their debts within 2 to 4 years. This varies according to the amount you are able to save each month.
Also, they claim you can save up to 30% if you include their fees in your equation.
However, this statement will depend on the situation. Some clients even mentioned saving 50% to 80%.
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Benefits of using CuraDebt
Once you’ve got an idea of the benefits CuraDebt offers, Let’s take a look at the benefits from using CuraDebt.
The first is that CuraDebt will only charge you after you’ve settled your debt. In addition they only charge 20% of the cost, whereas most companies charge you 25 percent.
Next, if you’re done with the debt settlement program you can enroll in their credit restoration program.
It’s an excellent option to rebuild your credit without having to go into debt again. However, the program lasts different for every person according to your personal situation.
Finally, CureDebt looks into your credit to assist in settlements and negotiations. It means that your debt won’t increase as time passes. They’ll also look into any violations by creditors with the help of their own experts.
Some disadvantages to the use of CuraDebt
We will also examine some of the disadvantages of CuraDebt.
Debt relief and debt settlements typically require you to stop paying with the credit card you use. So if you’re trying to increase your rating on your credit, this could cause you to delay finishing your debt.
CureDebt doesn’t even have a mobile app. Although they have a website for clients but it’s aged and simple. It’s not particularly user-friendly, and can be difficult to navigate.
In addition, they’re not accredited with an accreditation from the Better Business Bureau although they received an A+ rating.
The Final Verdict
CuraDebt is a great program that will allow you to settle your debt without spending more for these types of services. Moreover the 20% service fee is cheaper than most firms that charge a 25% fee. There are no upfront payments, and you will only be required to pay once your debt is finally settled.
Although they’ll allow you to access an account that allows you to track your progress but their website isn’t simple to navigate. CuraDebt does not have an app, which will make it easier to track your performance.
They do have a good support team, and you can reach them, not only via emails but also by phone or submitting an electronic ticket. Educator Tax Relief Act Of 2021
If your credit card is a major problem, then we recommend CuraDebt’s service. Be sure to be eligible and that the programs they offer are available in your state.
> > Click Here to Get A Debt Consultation for Free < <
FAQ Educator Tax Relief Act Of 2021
How long will it take to finish the program?
The typical program lasts from 24 to 48 months, dependent on the size of your debt as well as the agreement on the settlement.
Can CuraDebt help with tax problems in the state?
It is true that CuraDebt offers a program for tax relief that will aid you in dealing with problems like delinquent taxes and wage garnishments.
What’s the first thing I have to do after joining the program?
You’ll need to constantly communicate with the team and make the necessary payments to pay down your debt over time.
