Are you experiencing debt that has increased lately? Are you burnt out from trying various financial advice and tips but still have unsolved issues?
Maybe you’re here because already tried every thing.
In the majority of cases, the best option is to speak with experts who can help you settle this issue.
CuraDebt is among the companies that get the most inquiries. A lot of customers have asked if they can assist you or help you get into more debt.
According to their clients they can assist you in managing 80percent of your debts so that you can take couple of w
orries off your shoulders.
But for some people the claims seem too good to be true.
If you’re looking for anything that can help you resolve your debt. In that case, CuraDebt will mostly be highly recommended by those. We’ll take a deeper review of how CuraDebt operates and what issues it can solve for you.
In addition, prior to our conclusion our discussion, we’ll take a look at its advantages and drawbacks.
Before beginning the review, watch this video instead if you prefer to watch it.
Otherwise, let’s begin.
Before you go on, you may want to check out this video by CuraDebt Debt Relief Reviews on YouTube that gives a quick review. Afterward, you’ll want to read the rest of our article for a more comprehensive review.
About the Company Ecnomic Growth And Tax Relief Apush
CuraDebt is an organization that deals with debt relief in Hollywood, Florida. It was established in 2000 and has been a member of the American Fair Credit Council, the US Chamber of Commerce, and has been accredited with the International Association of Professional Debt Arbitrators.
Although it is accredited, some states have restricted their services.
What CuraDebt do?
Helping you settle your debt is CuraDebt’s most popular feature. They also provide additional services to aid you in becoming more financially secure.
First of all, it begins with requesting a free savings estimate online. The service is completely confidential, and they won’t be doing a credit check. With this estimate of savings you’ll be able to discover more about options to be debt-free.
The savings estimate, which was mentioned previously, offers you an insight into your choices, regardless of whether you’re planning to continue using CuraDebt.
CuraDebt will assign you a financial advisor and a team of support to assist you in navigating the process of credit arbitration should you choose to join. Certain financial advisors can assist you in your debt-free journey.
After your debt settlement program, CuraDebt is the agency to take care of all your creditor’s calls. They’ll also be the ones that negotiate what you will pay for your payment depending on the condition of your financial situation. In determining which option is the most effectively your situation, the payment can be either a lump sum settlement or an installment plan.
Additionally they will be working with the creditors to ensure that you have better rates as you deposit money to your savings account. This, in turn, will process to pay off the creditors. Their programs can assist you to pay off the debt in 48 months.
After you’ve registered with them, they’ll provide you with access to your account information 24 hours a day. All you need to do is login to CuraDebts’ client portal to track your development.
Before you can avail of the program, you’ll have to satisfy their criteria first. To be eligible, you’ll need to meet the following requirements:
- At least 21 years old
- Have a verifiable income
- You must have a minimum balance of $5,000
What can they help you with?
Here are some of the ways CuraDebt can help you.
Like their name implies, CuraDebt can help you deal with your debt. They are able to negotiate settlements on your behalf for most types of debt. These include medical bills, personal loans, credit cards and loans. They are also able to settle any outstanding balance of business debt and collections or repossessions.
They may even assist you in negotiating with back taxes as well as IRS debt. However, you won’t get support for most cases, loans from the government or collateral, as well as utility bills. Also, they don’t cover the majority of student loans.
On the other hand, they can assist you with laws like those of the Telecommunications Consumer Protection Act (TCPA) and the Fair Debt Collection Practice Act (FDCPA). They can also assist you in identifying creditor violations so that you can have cash settlements, should it be possible. Certain violations could cause your debt to be also dismissed.
CuraDebt lets you settle debt with less than the amount you have. You can also have questions answered during a free consultation with their debt counsellor.
The most appealing aspect of the program is that you only have to pay for the charges after your debt has been settled. All you need to sign up to one of their plans and you’ll be able to pay off all your debts.
Tax Management and Relief
CuraDebt can also deal with taxes. Once they’ve gathered all your financial documents, they will also collect all the necessary paperwork for tax returns.
Through this program, you’ll be able to deal with the various types of tax problems like garnishments on wages and tax penalties, personal and taxation for business, back taxes, trust fund penalties, and tax liens.
There aren’t hidden fees neither are there hidden fees. They only offer flat-fee prices and is dependent on the amount you have to pay.
There are a variety of options when it comes to the settlement of taxes. Here are 6 of them:
- Installment agreements
- Offer in Compromise
- Collection statute expiration date
- Tax lien subordination
- Penalty abatements
- Currently non-collectible
What kinds of debts are they able to help with?
Although debt settlement is their specialty however, they do not cater to all types of settlement. CuraDebt is only focused on debt that is not secured. They can’t help you if your debt or loan is tied to an actual item.
If, however, you are in the following kinds of debt, they’ll make arrangements for settlements.
With CuraDebt, you should be able to settle your past-due tax debts without any problems. Moreover, this type of service is available to all 50 states in the event that you have a debt towards the IRS. There are tax experts from the federal government who can assist you in resolving these kinds of problems.
CuraDebt can also assist in settling the medical bills. In some cases you might even be able to pay the debt for less than you have to pay.
Private Student Loan
CuraDebt doesn’t cater to the federal government’s student loan. They can however assist private students with negotiating any student loans that they owe.
Personal and payday loans also qualify to be eligible for debt relief programs. It is also possible to avail the program the program if you have other unsecure credit lines that you have obtained from another financial institution or bank.
Credit Card Debt
If you’re in debt using store credit cards as well as traditional credit cards as well as private label credit card, CuraDebt can assist you in paying it off.
What is the cost?
The most appealing aspect of CuraDebt’s pricing is how they’ve priced their services. They don’t charge an upfront fee. Only pay when you settle each of your outstanding debts.
Additionally, they do not charge high fees as well. In the average, you’ll need to pay up to 20 percent of the debt that you settled with them.
On average, this type of industry can charge anywhere from 15% to 25 percentage.
Moreover, clients can expect to settle their debt from between 2 and 4 years. But, it also differs depending on the amount that you save per month.
They also claim that you can save as much as 30% if you include their fees in your equation.
However, the claim may depend on your situation. Some customers even claimed to save 50% to 80%.
Benefits of using CuraDebt
Now that you have an idea of what CuraDebt can provide, Let’s take a look at the benefits of using CuraDebt.
The first is that CuraDebt will only charge you when you’ve paid off your debt. In addition, they only charge 20% of the cost, whereas the majority of companies charge 25%.
Then, if you’re done by the program for debt relief, you can also sign up for their credit restoration program.
It’s a great option to rebuild your credit without having to go into debt again. However, the program lasts in a different way for each individual according to your personal situation.
Finally, CureDebt looks into your debt so that they can assist with settlements and negotiations. So, your debt won’t inflate as time passes. They’ll also look into any violations by creditors using their own experts.
The drawbacks of the use of CuraDebt
Let’s also look into some of the disadvantages of CuraDebt.
Debt settlement and debt relief typically require you to stop paying with . Therefore, if you’re trying increase your rating on your credit, this could delay you from finishing your debt.
CureDebt also doesn’t have a mobile app. Although they have a website that clients can access but it’s aged and simple. It’s not very intuitive and could be challenging to navigate.
In addition, they’re not recognized by the Better Business Bureau although they were awarded an A+ grade.
The Final Verdict
CuraDebt is a good program that will allow you to pay off your debts without spending more for these types of services. Additionally their 20% service charge is lower than many businesses that charge an additional 25% charge. There is no upfront payment, and you will only have to pay the fee when the debt is paid off.
Although they’ll give you an account so that you can track your progress but their website isn’t easy to navigate. CuraDebt does not have an app that will make it easier to track your progress.
But, they do have a good support team and can be reached them not just via email but also via phone or making an electronic ticket. Ecnomic Growth And Tax Relief Apush
If the credit card is a major issue right now, we recommend CuraDebt’s service. Just make sure that you’re eligible and that the services they provide are in your area.
FAQ Ecnomic Growth And Tax Relief Apush
What is the time frame to complete the program?
The typical program lasts from between 24 and 48 months depending on the amount of your debt as well as your stipulated settlement.
Can CuraDebt assist in the fight against state tax issues?
Yes, CuraDebt has a tax relief program to aid you in dealing with problems such as late payroll tax issues and garnishments of wages.
What’s the first thing I have to do once I’m in the program?
You’ll need to constantly communicate with your team members and pay the required payments to pay down your debt over time.