Are you experiencing debt that has increased lately? Are you exhausted from trying different financial tips and advice but still have unsolved issues?
Maybe you’re here because you’ve been through every thing.
In most cases, the best option is to speak with professionals that can help you resolve the issue.
CuraDebt is among the companies that get the most inquiries. Many people have been inquiring whether they can help you or put you in more debt.
According to their clients they can help you control 80% of your debt so that you are able to take couple of w
orries off your shoulders.
For some they believe these claims are too good to be true.
Suppose you’re on the lookout for anything that can help you resolve your debt. If that’s the situation, CuraDebt will mostly be highly recommended by those. We’ll be taking a deep study of the way CuraDebt works and what problems it can solve for you.
Moreover, before we end we’ll look at its advantages and drawbacks.
Before beginning the review, check out this video instead in case you would prefer watching it.
Otherwise, let’s begin.
Before you continue, you may want to check out this video by CuraDebt Debt Relief Reviews on YouTube that gives a quick review. Afterward, you will want to read the rest of our article for a more comprehensive review of CuraDebt.
About the Company Duval County Senior Ccitizens Tax Relief
CuraDebt is a company that provides debt relief from Hollywood, Florida. It was founded in 2000, and is a member of the American Fair Credit Council, the US Chamber of Commerce, and is accredited with the International Association of Professional Debt Arbitrators.
While it is accredited, some states have limited their access to their services.
What CuraDebt do?
Helping you settle your debt is one of CuraDebt’s best well-known feature. But they offer other services that can help you be more financially secure.
The process begins by requesting a free savings estimate on the internet. It is a completely private service and won’t be conducting a credit screening. By using this estimate of savings, you will discover more about alternatives to debt-free.
Savings estimates, as we’ve mentioned previously, offers you the opportunity to consider your options, regardless of whether you’re planning to continue using CuraDebt.
CuraDebt will provide you with a financial counselor and a team of support to assist you in navigating credit arbitration in the event that you decide to join. Financial advisors may be able to assist you in your debt-free journey.
After your debt settlement plan, CuraDebt is the agency to handle all of your creditor’s calls. They will also be the ones who determine the terms of your settlement depending on the condition of your finances. In determining which option is the best your situation, the payment could be a lump-sum settlement or an installment plan.
Furthermore they will also be working with the lenders to help you enjoy better rates when you transfer money into your savings account. This in turn, will be processed to pay off creditors. Their plans can help you settle the debt within two years.
Once you’ve signed up with them, they’ll allow you access to your information 24/7. All you have to do is sign in to CuraDebts’ client portal to monitor your development.
Before you can benefit from the program, you’ll have to satisfy their criteria first. To be eligible, you’ll need to meet the following criteria:
- Minimum 21 years old
- Have a verifiable income
- You must have a minimum balance of $5,000
What are they able to assist you with?
Here are some of the ways CuraDebt can assist you.
Like their name implies, CuraDebt will assist you in dealing with your debt. They can negotiate settlements on your behalf for most types of debt. These include medical bills, personal loans, credit cards and also line of credit. They can also be approached to help settle any remaining balance on business debt, collections, or repossessions.
They can even help negotiate on tax owed as well as IRS debt. But, you won’t receive assistance for the majority cases, loans from the government as well as collateral and utility bills. They also don’t cover most student loans.
On the other hand, they can assist you with laws like those of the Telecommunications Consumer Protection Act (TCPA) and the Fair Debt Collection Practice Act (FDCPA). They can also assist you in identifying debtors who are in violation in order to get cash settlements, if possible. Certain violations could lead to having your debts removed as well.
CuraDebt also allows you to settle debt with less than the amount you own. Additionally, you can ask questions during their free meeting with their debt advisor.
The most appealing aspect of their program is that you only pay the fees when your debt is paid off. All you need to sign up for one of their plans and you’ll have the ability to settle each of your debts.
Tax Management and Relief
CuraDebt can also help you with taxes. Once they collect all of your financial records They will also gather all the documents you’ll require for tax returns.
With this program, you will be able to solve different types of taxes like wage garnishments, tax penalties, personal and business taxes, back taxes as well as trust fund penalties and tax lien.
There aren’t any hidden charges either. They use only flat-fee pricing that is based on the amount you’ll need to settle.
They have different solutions for settling taxes. Here are 6 options:
- Installment agreements
- Offer in Compromise
- Collection statute expiration date
- Tax lien subordination
- Penalty abatement
- Currently non-collectible
What kinds of debts can they assist you with?
While debt settlement is their specialization, they don’t cater to all types of debt settlement. CuraDebt is only focused on debt that is not secured. They aren’t able to assist you if your debt or loan is tied to an item that is physical.
However, if you have one of the following kinds of debt, they’ll make arrangements for settlements.
With CuraDebt the service, you’ll be able to settle tax debts that were due to be paid without difficulty. Additionally, this service is offered to all 50 states in the event that you have a debt towards the IRS. There are federal tax experts that can help you resolve these kinds of problems.
CuraDebt can also help resolve the medical bills. In some cases, you may even pay them less than the amount you have to pay.
Private Student Loan
CuraDebt does not cater to Federal student loan. They can however assist private students with negotiating any student loans that they are owed.
Personal loans and payday loans are also eligible to be eligible for debt relief programs. It is also possible to avail the program of the program if you also have other unsecured credit lines that you have obtained from an alternative financial institution or bank.
Credit Card Debt
If you are in debt through store credit cards or traditional credit cards or private label credit cards CuraDebt will help you pay it off.
How much will it cost?
The most appealing aspect of CuraDebt’s pricing is how they’ve priced their services. They don’t charge upfront fees. The only time you pay is when you settle each of your outstanding debts.
They also don’t charge high fees as well. On average, you’ll have to pay as much as 20 percent of the debt you settled with them.
In general, this type of industry can charge anywhere between 15% and 25%.
Moreover, clients can expect to settle their debts within between 2 and 4 years. But, it also differs according to the amount you are able to save each month.
They also claim that you could save as much as 30% by incorporating their costs into your calculations.
However, this statement will differ based on your situation. Some customers have even talked about saving 50 to 80%.
Benefits of using CuraDebt
Once you’ve got a clearer picture of the benefits CuraDebt offers, let’s look into the advantages from using CuraDebt.
The first is that CuraDebt will only charge you once you’ve paid off your debt. Additionally they charge only a 20% fee while most companies charge you 25 percent.
If you’re finished with the debt settlement program, you can join their credit repair program.
It’s an excellent method to improve your credit score without going in debt again. However, the program runs differently for each person dependent on the circumstances of your case.
Finally, CureDebt looks into your debt so that they can assist in settlements and negotiations. This means your debt won’t inflate over time. They’ll also be looking into any creditor violations with the help of their experts in-house.
Drawbacks of the use of CuraDebt
Let’s also consider some of the drawbacks of CuraDebt.
Debt relief and debt settlements often require you to stop making payments using the credit card you use. Therefore, if you’re trying build a better standing on credit scores, you could set you back while you’re finishing your obligations.
CureDebt does not offer a mobile application. Although they have a website for clients, it looks old and mundane. It’s not very intuitive and could be difficult to navigate.
In addition, they’re not accredited with the Better Business Bureau although they received an A+ grade.
The Final Verdict
CuraDebt is a great program that will allow you to pay off your debts without spending more on these kinds of services. Additionally the 20% service cost is less expensive than the majority of firms that charge a 25% fee. There is no upfront payment, and you will only have to pay the fee when your debt is finally settled.
Although they’ll allow you to access an account that allows you to track your progress but their website isn’t user-friendly. CuraDebt isn’t even an app yet, which will make it easier to track your progression.
However, they have a great support team that you can contact them not just via email but by phone or by sending an e-ticket. Duval County Senior Ccitizens Tax Relief
If your problem of debt is an issue right now, we recommend CuraDebt’s service. Be sure to be qualified and that the services they provide are in your area.
FAQ Duval County Senior Ccitizens Tax Relief
How long will it take to finish the program?
The typical program lasts from between 24 and 48 months dependent on the size of your debt as well as your stipulated settlement.
Can CuraDebt aid in the fight against state tax issues?
It is true that CuraDebt provides tax relief programs to assist you with issues such as delinquent payroll tax issues and garnishments on wages.
What should I do after joining the program?
You’ll need to constantly communicate with the team and pay the required payments to reduce your debt over time.