Have your debts been increasing lately? Are you tired of trying other financial tips and advice but you’re still struggling with unsolved problems?
Perhaps you’re here because you’ve tried every thing.
In the majority of cases, the best option is to speak with experts who can help to resolve this issue.
CuraDebt is among the most frequently contacted companies. A lot of people are asking if they are able to help or put you in more debt.
According to their customers, they can assist you in managing 80percent of your debts so that you can take couple of w
orries off your mind.
But for some people, these claims are just too good to be true.
You might be looking for any solution that could help you resolve your debt. In that case, CuraDebt will mostly be recommended by people. We’ll take a deeper look at the way CuraDebt works and what problems it can solve for you.
Moreover, before we end we’ll look at its advantages and drawbacks.
Before beginning the review, you can watch this video instead in case you would prefer for it to be watched.
Otherwise, let’s begin.
Before you continue, you may want to watch this video by CuraDebt Debt Relief Reviews on YouTube that gives a quick review. After, you will want to read the rest of our article for a more comprehensive review.
About the Company Dp8 Tax Relief Limits
CuraDebt is a debt relief company from Hollywood, Florida. It was founded in 2000 and has been an active part of the American Fair Credit Council, the US Chamber of Commerce, and is accredited with the International Association of Professional Debt Arbitrators.
Although it is accredited, certain states have limited their access to their services.
What CuraDebt do?
Helping you settle your debt is CuraDebt’s most known feature. But they offer other services that can assist you in becoming financially stable.
It all begins with requesting a free savings estimate on the internet. This service is very confidential and they will not conduct a credit inquiry. With this savings estimate you’ll learn more about your alternatives to be debt-free.
The savings estimate, as we’ve mentioned previously, offers you the opportunity to consider your choices regardless of whether or not you’re going to keep using CuraDebt.
CuraDebt will provide you with a financial counselor as well as a support team to assist you with credit arbitration in the event that you decide to enroll. Certain financial advisors can assist you on your path to debt-free living.
Following your debt settlement program, CuraDebt is the one to take care of all your creditors’ calls. They will also be the ones that will determine what you will pay for your settlement in accordance with the state of your finances. In determining which option is the most effectively your situation, the payment can either be a lump sum settlement or a payment plan.
Additionally they will also work with creditors so that you can get better rates when you deposit money to your savings account. This is then processed to pay back creditors. The plans they offer can help you settle the debt within the period of 48 months.
After you’ve signed up with them, they will provide you with access to your information 24/7. All you have to do is login to CuraDebts Client Portal to track your development.
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CuraDebt’s Requirements
Before you are able to avail the program, you’ll have to pass their requirements first. For eligibility, you’ll need to be:
- At least 21 years old
- Earn a reliable income
- Have a minimum debt of $5,000
What can they assist you?
Here are the various ways CuraDebt can aid you.
Debt Relief
The name of the company suggests that CuraDebt can help you deal with your debt. They can negotiate settlements on behalf of you for most types of debt. They can help with personal loans, medical bills credit cards and also line of credit. They are also able to settle any outstanding balance of business debt, collections, or repossessions.
They may also assist in negotiating for back taxes and IRS debt. However, you will not receive assistance with the majority claims, government loans as well as collateral and utility bills. They also don’t cover most student loans.
On the contrary, they’ll help you use laws like the Telecommunications Consumer Protection Act (TCPA) and the Fair Debt Collection Practice Act (FDCPA). They can also assist you in identifying debtors who are in violation to ensure that you receive cash settlements, if possible. Certain violations may lead to having your debts removed as well.
CuraDebt lets you settle debt with less than the sum you have. They also allow you to have questions answered during a free meeting with their debt advisor.
The most appealing aspect of their program is that you’ll only have to pay for the charges once your debt is settled. All you need to sign up for one of their plans, and you’ll be able to pay off all your debts.
Tax Management and Relief
CuraDebt can also help you with taxes. Once they’ve gathered all your financial documentation, they will also collect all the necessary paperwork for tax returns.
With this program, you should be able to solve various tax issues like garnishments on wages and tax penalties, personal and business taxes and back taxes as well as trust fund penalties and tax lien.
There aren’t any hidden costs also. They only offer flat-fee prices that is based on the amount you’ll must settle.
They have different solutions for settling the tax debt. Here are six of them:
- Installment agreements
- Offer in Compromise
- Collection statute expiration date
- Tax lien subordination
- Penalty abatements
- Currently non-collectible
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What kind of debt can they help you with?
Although debt settlement is their specialty however, they do not provide all kinds of debt settlement. CuraDebt only focuses on loans that are not secured. They won’t be able to assist you if your credit or loan is tied to an actual item.
If, however, you are in one of the following kinds of debt, they’ll arrange settlements for you.
Tax Debt
With CuraDebt, you should be able to settle your past-due tax debts without difficulty. Additionally, this service is accessible to all 50 states in the event that you owe money towards the IRS. There are federal tax experts to assist you with these types of issues.
Medical Debt
CuraDebt can also assist in settling your medical debt. In some instances, you may even pay the debt for less than you owe.
Private Student Loan
CuraDebt does not offer the federal government’s student loan. Still, they can help private students negotiate any student loans that they have to pay.
Personal Loan
Payday loans and personal loans also qualify to be eligible for debt relief programs. You can also avail of the program if you also have other unsecured credit lines that you got from another bank or financial institution.
Credit Card Debt
If you are in debt through store credit cards, traditional credit cards, or private label credit cards, CuraDebt can help you pay it off.
What is the cost?
The most appealing aspect of CuraDebt is how they’ve priced their service. They don’t charge an upfront fee. The only time you pay is when you’ve paid each of your outstanding debts.
They also do not charge high costs either. In the average, you’ll need to pay between 20 and 20% of the debt you settled with them.
In general, this type of industry charges between 15 and 25 percent.
In addition, customers can expect to pay off their debts in two to four years. But, it also differs according to the amount you are able to save each month.
Additionally, they claim that you can save as much as 30% by incorporating their charges into your calculation.
But this claim will also depend on your specific situation. Some clients even mentioned saving between 50% and 80%.
> > Click Here to Get A Debt Consultation for Free < <
Benefits of using CuraDebt
Now that you have a clearer picture of the benefits CuraDebt offers, Let’s take a look at the benefits of using CuraDebt.
First, CuraDebt is only charged once you’ve paid off your debt. Furthermore they only charge an amount of 20%, while most companies charge you 25 percent.
If you’re finished by the program for debt relief, you may join their credit restoration program.
It’s a great option to rebuild your credit without going in debt again. However, the program runs differently for each person according to your personal situation.
In the end, CureDebt looks into your financial obligations to assist with settlements and negotiations. So, your debt won’t inflate as time passes. They’ll also be looking into any creditor violations using their in-house experts.
Drawbacks of the use of CuraDebt
Let’s also consider some of the disadvantages of CuraDebt.
Debt relief and debt settlements typically require you to stop making payments using the credit card you use. Therefore, if you’re trying increase your credit score, it may delay you from working on your debt.
CureDebt does not have a mobile app available. Although they have a website for clients but it’s outdated and basic. It’s not particularly intuitive, and it can be difficult to navigate.
In addition, they’re not accredited with their Better Business Bureau although they were awarded an A+ rating.
The Final Verdict
CuraDebt is a useful program that allows you to pay off your debts without spending more on those types of services. Moreover the 20% service cost is lower than many companies that offer the 25% cost. There aren’t any upfront fees and you’ll only be required to pay once the debt is settled.
Although they’ll allow you to access an account that allows you to track your progress but their website isn’t simple to navigate. CuraDebt does not have an app yet, which would make it easier to look at your progress.
But, they do have a good support team that you can contact them not only through emails but also by phone or making an electronic ticket. Dp8 Tax Relief Limits
If the problem of debt is an problem right now, we highly recommend CuraDebt’s program. Be sure to be qualified and that the services they offer are available in your state.
> > Click Here to Get A Debt Consultation for Free < <
FAQ Dp8 Tax Relief Limits
What is the time frame to finish the program?
The program typically takes 24 to 48 months, depending on the amount of your debt as well as the agreement on the settlement.
Can CuraDebt assist with tax problems in the state?
It is true that CuraDebt has a tax relief program that will help you with problems like delinquent tax issues and garnishments on wages.
What’s the first thing I have to do once I’m in the program?
You’ll be required to communicate with the team and make the necessary payments to reduce your debt over time.
