Are you experiencing debt that has increased lately? Are you tired of trying other financial advice and tips but you’re still struggling with unsolved problems?
Maybe you’re here because you’ve tried everything.
In the majority of cases, the most effective approach is to talk to professionals that can help to resolve this issue.
CuraDebt is one of the most frequently contacted companies. A lot of people are asking if they can help you or put you in more debt.
According to their customers, they can help you manage 80percent of your debts so that you are able to take couple of things off your mind.
For some they believe these claims are too good to be true.
If you’re looking for anything that can aid you in settling your debt. In that scenario, CuraDebt will mostly be recommended by people. We’ll be taking a deep study of the way CuraDebt operates and what issues it could help solve.
Moreover, before we end, we’ll also look into its benefits and drawbacks.
Before starting the review, watch this video instead for a more relaxing way watching it.
Otherwise, let’s begin.
Before you continue, you may want to watch this video by CuraDebt Debt Relief Reviews on YouTube that gives a quick overview. Afterward, you will want to read the rest of the article for a more comprehensive review of CuraDebt.
About the Company Does Trump Supply Tax Relief To The Middle Class
CuraDebt is a company that provides debt relief from Hollywood, Florida. It was founded in 2000, and is a part of the American Fair Credit Council, the US Chamber of Commerce, and accredited through the International Association of Professional Debt Arbitrators.
While it is accredited, certain states have limited their access to their services.
What CuraDebt do?
Helping you pay off your debt is CuraDebt’s most well-known feature. However, they also offer other services that will assist you in becoming financially stable.
It all begins by requesting a free savings estimate online. The service is completely confidential and they will not be doing a credit check. With this savings estimate, you will discover more about options towards debt-free.
The savings estimate, which was mentioned before, gives you the opportunity to consider your options regardless of whether or not you’re planning on using CuraDebt.
CuraDebt will assign you a financial counselor as well as a support team to help you with credit arbitration if you decide to sign up. Some financial advisors can help you with your debt-free journey.
Following your debt settlement program is completed, CuraDebt can be the agency to take care of all the calls from your creditors. They will also be the ones who determine conditions of the repayment depending on the condition of your financial situation. In determining which option is the most effectively your situation, the payment could either be a lump sum settlement or the option of a payment plan.
Additionally, they will be working with the creditors to ensure that you enjoy better rates when you deposit money to your savings account. This, in turn, will process to pay back creditors. Their programs can assist you to pay off the debt in 48 months.
After you’ve signed up with them, they will provide you with access to your information 24/7. All you have to do is login to CuraDebts Client Portal to monitor your progress.
Before you are able to avail their program, you’ll need to satisfy their criteria first. For eligibility, you’ll have to meet the following criteria:
- At least 21 years old
- Earn a reliable income
- You must have a minimum balance of $5,000
What can they assist you?
Here are the different ways CuraDebt can assist you.
Like their name implies, CuraDebt will assist you in dealing with your debt. They are able to negotiate settlements on your behalf to settle most types of debt. These include medical bills, personal loans credit cards and loans. They are also able to help settle any remaining balance of business debt collection, repossessions, or collections.
They can even help negotiate on tax owed as well as IRS debt. However, you will not receive assistance with the majority claims, loans from the government or collateral, as well as utility bills. Also, they don’t cover the majority of student loans.
On the other hand, they will assist you with laws like the Telecommunications Consumer Protection Act (TCPA) and the Fair Debt Collection Practice Act (FDCPA). They will also help you identify debtors who are in violation to ensure that you receive cash settlements, if possible. Certain violations may result in having your debts dismissed as well.
CuraDebt also allows you to pay off debts with less than the amount you have. You can also have questions answered during a free meeting with their debt advisor.
The greatest benefit of the program is that you only have to pay for the charges once your debt is settled. All you need to do is sign up with one of their plans and you’ll be able pay off all your debts.
Tax Management and Relief
CuraDebt can also deal with taxes. After they have gathered all your financial documents, they will also collect all the paperwork you’ll need to file tax returns.
Through this program, you should be able to deal with various tax issues such as wage garnishments, tax penalties, personal and taxation for business, back taxes and trust fund penalties and tax lien.
There aren’t any hidden costs also. They only use flat-fee pricing and is dependent on the amount you need to settle.
They offer different options for settling the tax debt. Here are 6 options:
- Installment agreements
- Offer in Compromise
- Collection statute expiration date
- Tax lien subordination
- Penalty abatement
- Currently non-collectible
What kind of debt are they able to help with?
While debt settlement is their forte but they aren’t able to provide all kinds of debt settlement. CuraDebt concentrates on loans that are not secured. They aren’t able to help you if your loan or debt is linked to a physical item.
If you do have the following kinds of debt, they will make arrangements for settlements.
With CuraDebt the service, you’ll be able to pay tax debts that were due to be paid without any issues. Furthermore, this service is offered across all 50 states, if you owe money towards the IRS. They have federal tax experts who can assist you in resolving these kinds of problems.
CuraDebt can also help resolve your medical debt. In some cases you could even settle them less than the amount you have to pay.
Private Student Loan
CuraDebt doesn’t cater to the federal government’s student loan. Still, they can help private students in negotiating any student loans that they have to pay.
Personal and payday loans also qualify for the debt settlement program. You can also avail if you have other unsecured credit lines that you got from an alternative bank or financial institution.
Credit Card Debt
If you are in debt through store credit cards, traditional credit cards, and private-label credit cards, CuraDebt can help you pay it off.
What is the cost?
The greatest thing about CuraDebt is the way they’ve priced their service. They don’t charge an upfront fee. The only time you pay is when you settle each of your debts.
Also, they don’t charge high fees as well. On average, you’ll be required to pay between 20 and 20 percent of the debt you settled with them.
In the average, this kind of industry charges between 15% and 25 percentage.
Additionally, customers can anticipate to settle their debts within two to four years. But, it also differs in relation to the amount you save per month.
Additionally, they claim you can save up to 30% by incorporating their fees in your equation.
But this claim will also differ based on your specific situation. Some clients even mentioned saving 50 to 80percent.
Benefits of using CuraDebt
Once you’ve got an understanding of the benefits CuraDebt can provide, let’s look into the advantages that come with using CuraDebt.
The first is that CuraDebt only charges you when you’ve paid off your debt. In addition they only charge 20% of the cost, whereas most companies charge you 25%.
Then, if you’re done in the process of debt resolution, you may join their credit restoration program.
It’s a fantastic method to improve your credit without going back into debt. However, the program lasts in a different way for each individual according to your personal situation.
Finally, CureDebt looks into your financial obligations to help with settlements and negotiations. So, the amount you owe won’t rise as time passes. They’ll also look into any violations of creditor using their experts in-house.
The drawbacks of the use of CuraDebt
We will also examine some of the drawbacks of CuraDebt.
Debt relief and debt settlements usually require that you cease making payments with the credit card you use. Therefore, if you’re trying build a better rating on your credit, this may cause you to delay getting rid of your credit card debt.
CureDebt also doesn’t have a mobile app available. While they have a website that clients can access but it’s aged and simple. It’s not very user-friendly, and can be difficult to navigate.
In addition, they’re not credited with the Better Business Bureau although they received an A+ rating.
The Final Verdict
CuraDebt is a great program that allows you to settle your debt without spending more on these kinds of services. Additionally the 20% service fee is cheaper than most businesses that charge an additional 25% charge. There are no upfront payments and you’ll only have to pay when your debt is finally settled.
Although they’ll give you an account so that you can track your progress but their website isn’t simple to navigate. CuraDebt also doesn’t have an app, which could make it easier for you to monitor your progression.
But, they do have a good support team that you can contact them not just via email but also via phone or making an electronic ticket. Does Trump Supply Tax Relief To The Middle Class
If your debt is a big issue right now, we recommend CuraDebt’s service. Make sure you’re eligible and that the services they offer are available in your state.
FAQ Does Trump Supply Tax Relief To The Middle Class
How long does it take to complete the program?
The program typically takes between 24 and 48 months depending on the amount of your debt and the stipulated settlement.
Can CuraDebt help with tax problems in the state?
It is true that CuraDebt provides tax relief programs that will aid you in dealing with problems such as late payroll tax issues and garnishments of wages.
What’s the first thing I have to do when I’m enrolled in the program?
You’ll be required to communicate with the team and pay the required payments to reduce your debt over time.