Are you experiencing debt that has been increasing lately? Are you tired of trying other financial advice and strategies but haven’t solved your problems?
Maybe you’re here because already tried every thing.
In most cases, the best way is to approach experts who can assist you settle this issue.
CuraDebt is one of the most frequently contacted companies. A lot of customers have asked if they can assist you or help you get into more debt.
According to their clients, they can help you manage 80% of your debt , so you can take few things off of your mind.
However, for certain people, these claims are just too good to be true.
If you’re looking for anything that can aid you in settling your debt. If that’s the case, CuraDebt will mostly be suggested by people. We’ll take a deeper study of the way CuraDebt is used and the problems it could help solve.
Furthermore, before we conclude we’ll look at the advantages and disadvantages of this method.
Before beginning the review, you can check out this video instead in case you would prefer for it to be watched.
Otherwise, let’s begin.
Before you go on, you may want to check out this video by CuraDebt Debt Relief Reviews on YouTube that gives a quick overview. After, you’ll want to read the rest of the article for a more comprehensive review.
About the Company Does South Lebanon Township Provde Tax Relief Under Act 1 Or Act 50
CuraDebt is a debt relief company from Hollywood, Florida. It was established in 2000 and has been an active part of the American Fair Credit Council, the US Chamber of Commerce, and is accredited through the International Association of Professional Debt Arbitrators.
While it is accredited, certain states have imposed restrictions on their services.
What CuraDebt do?
Helping you settle your debt is CuraDebt’s most well-known feature. However, they also offer other services that can assist you in becoming financially secure.
The process begins with requesting a free online savings estimate. It is a completely private service and won’t be conducting a credit screening. With this estimate of savings, you will be able to learn more about the options to be debt-free.
Savings estimates, as mentioned earlier, provides you with an idea of your choices, regardless of whether you’re planning to continue using CuraDebt.
CuraDebt will assign you a financial counselor as well as a support team to help you with credit arbitration if you decide to join. Financial advisors may be able to assist you with your debt-free journey.
Following the debt settlement program is completed, CuraDebt is the agency to handle all of your creditor’s calls. They will also be the ones who will negotiate the terms of your settlement in accordance with the state of your financial situation. In determining which option is the best your situation, the payment can be either a lump sum settlement or the option of a payment plan.
Additionally, they will work with creditors so that you can get better rates when you deposit money to your savings account. This is then processed to pay off creditors. Their programs can assist you to settle the debt within 48 months.
After you’ve registered with them, they will give you access to your information 24/7. All you have to do is sign in to CuraDebts the client portal to monitor your progress.
Before you can avail of the program, you’ll have to pass their requirements first. In order to be considered eligible for the program, you’ll have to be:
- At least 21 years old
- Earn a reliable income
- You must have a minimum balance of $5,000
What can they assist you?
Here are some of the ways CuraDebt can assist you.
As their name suggests, CuraDebt can help you deal with your debt. They are able to negotiate settlements on your behalf to settle most types of debt. They can help with medical bills, personal loans, credit cards and also lines of credit. They can also be approached to settle any outstanding amount on business debts and collections or repossessions.
They may also assist in negotiating with back taxes as well as IRS debt. But, you won’t receive assistance for the majority of your lawsuits, government loans or collateral, as well as utility bills. Also, they don’t cover the majority of student loans.
On the other hand, they can help you use laws like that of Telecommunications Consumer Protection Act (TCPA) and the Fair Debt Collection Practice Act (FDCPA). They also help you find the violations of creditors to ensure that you receive cash settlements, should it be possible. Some violations can also lead to having your debts dismissed as well.
CuraDebt lets you settle debt with less than the amount you have. You can also have questions answered during a free consultation with their debt counselor.
The best part about their plan is that you’ll only pay the fees when your debt is paid off. All you have to do is sign up with any of the plans and you’ll be able to settle each of your debts.
Tax Management and Relief
CuraDebt can also deal with taxes. After they have gathered all your financial documents They will also gather all the paperwork you’ll need for tax returns.
By using this program, you should be able to resolve different types of taxes such as garnishments on wages, tax penalties, personal and corporate taxes as well as back taxes and trust fund penalties and tax lien.
There aren’t any hidden charges also. They only offer flat-fee prices that is based on the amount you’ll have to pay.
They have different solutions in paying off the tax debt. Here are six of them:
- Installment agreements
- Offer in Compromise
- Collection statute expiration date
- Tax lien subordination
- Penalty abatement
- Currently non-collectible
What kind of debt are they able to help with?
Although they specialize in debt settlement, it is not their specialization, they don’t provide all kinds in debt resolution. CuraDebt is only focused on loans that are not secured. They aren’t able to help you if your credit or loan is tied to an item that is physical.
If, however, you are in the following kinds of debt, they’ll negotiate settlements on your behalf.
With CuraDebt it is expected that you will be able pay off taxes that are due without difficulty. Additionally, this service is available to all 50 states if you owe money to the IRS. There are tax experts from the federal government who can assist you in resolving these types of issues.
CuraDebt can also assist in settling your medical debt. In some cases you could even settle them less than the amount you owe.
Private Student Loan
CuraDebt does not cater to federal student loans. However, they can assist private students negotiate any loans they have to pay.
Personal and payday loans also qualify as debt-settling programs. It is also possible to avail the program of the program if you also have other unsecured credit lines you obtained from another financial institution or bank.
Credit Card Debt
Whether you have debt with store credit cards or traditional credit cards and private-label credit cards, CuraDebt will help you pay it off.
What will it cost you?
The most appealing aspect of CuraDebt is how they’ve priced their service. They don’t charge upfront fees. The only time you pay is when you have paid off all of your debts.
Also, they don’t have high-cost costs either. In the average, you’ll need to pay as much as 20% of the debt you settled with them.
In the average, this kind of business can cost anywhere between 15% and 25 percentage.
Moreover, clients can expect to pay off their debts in 2 to 4 years. But, it also differs in relation to the amount you save per month.
Additionally, they claim that you can save up to 30% when you factor in their charges into your calculation.
However, the claim may differ based on your specific situation. Some customers have even talked about saving 50% to 80%.
The benefits of using CuraDebt
Now that you have a clearer picture of the benefits CuraDebt offers, let’s look into the advantages from using CuraDebt.
First, CuraDebt only charges you after you’ve settled your debt. Additionally they only charge 20% of the cost, whereas the majority of companies charge 25%.
If you’re finished in the process of debt resolution, you may join their credit repair program.
It’s an excellent option to rebuild your credit without going in debt again. However, the program lasts different for every person according to your personal situation.
Lastly, CureDebt looks into your financial obligations to assist in settlements and negotiations. This means your debt won’t increase as time passes. They’ll also be looking into any violations of creditor with the help of their own experts.
Some disadvantages to using CuraDebt
Let’s also consider some of the disadvantages of CuraDebt.
Debt settlement and debt relief typically require you to cease making payments with your credit card. So if you’re trying to build a better standing on credit scores, you could set you back while you’re working on your debt.
CureDebt doesn’t even have a mobile app available. While they have a website for clients, it looks aged and simple. It’s not very intuitive and could be challenging to navigate.
Furthermore, they are not accredited with their Better Business Bureau although they received an A+ rating.
The Final Verdict
CuraDebt is a useful program that allows you to pay off your debts without spending more on those types of services. In addition their 20% service fee is lower than many firms that charge the 25% cost. There are no upfront payments, and you will only have to pay the fee when the debt is settled.
Although they’ll give you an account so that you can track your progress but their website isn’t simple to navigate. CuraDebt does not have an app that would make it easier to monitor your performance.
They do have a good support team, and you can reach them, not only via emails but also via phone or making an e-ticket. Does South Lebanon Township Provde Tax Relief Under Act 1 Or Act 50
If problem of debt is an issue right now, we highly recommend CuraDebt’s program. Be sure to be eligible and that the programs they offer are available in your area.
FAQ Does South Lebanon Township Provde Tax Relief Under Act 1 Or Act 50
How long will it take to finish the program?
The program typically takes 24 to 48 months, dependent on the size of your debt as well as the agreed settlement.
Can CuraDebt aid in the fight against state tax issues?
It is true that CuraDebt has a tax relief program that can assist you with issues such as delinquent payroll tax and garnishments on wages.
What should I do once I’m in the program?
You’ll be required to communicate with the team and make the necessary payments to reduce your debt over time.