Are you experiencing debt that has been increasing lately? Are you burnt out from trying other financial tips and advice but still have unsolved issues?
Maybe you’re here because already tried every thing.
In the majority of cases, the most effective approach is to talk to professionals that can help to resolve this issue.
CuraDebt is one of the companies that get the most inquiries. Many people have been inquiring whether they are able to help or put you in more debt.
According to their customers, they can help you control 80percent of your debt so that you can take couple of things off your mind.
For some, these claims are just too good to be true.
If you’re looking for anything that can assist you in paying off your debt. In that case, CuraDebt will mostly be recommended by people. We’ll take a deeper look at how CuraDebt works and what problems it can solve for you.
Moreover, before we end our discussion, we’ll take a look at its advantages and drawbacks.
Before beginning the review, you can check out this video instead for a more relaxing way watching it.
Otherwise, let’s begin.
Before you go on, you may want to check out this video by CuraDebt Debt Relief Reviews on YouTube that gives a quick overview. Afterward, you’ll want to read the rest of our article for a more comprehensive review.
About the Company Does Proposition 47 Give Relief On Federal Tax Crimes
CuraDebt is a company that provides debt relief from Hollywood, Florida. It was established in 2000 and has been a part of the American Fair Credit Council, the US Chamber of Commerce, and accredited with the International Association of Professional Debt Arbitrators.
While it is accredited, certain states have restricted their services.
What CuraDebt do?
Helping you settle your debt is CuraDebt’s most known feature. But they offer additional services to assist you in becoming financially secure.
It all begins with requesting a free online savings estimate. This service is very confidential and they will not conduct a credit inquiry. With this savings estimate, you will be able to learn more about the alternatives towards debt-free.
Savings estimates, as we’ve mentioned previously, offers you an idea of your choices regardless of whether or not you’re planning on using CuraDebt.
CuraDebt will assign you a financial counselor and a support team to assist you in navigating the process of credit arbitration should you choose to join. Financial advisors may be able to assist you with your debt-free journey.
After your debt settlement plan, CuraDebt will be the one to handle all of the calls from your creditors. They will be the ones who will negotiate what you will pay for your repayment in accordance with the state of your finances. Based on what works most effectively for you, it could either be a lump sum settlement or an installment plan.
Moreover, they will be working with lenders to help you have better rates as you deposit money to your savings account. This, in turn, will be processed to pay off the creditors. Their plans can help you get rid of debt in just two years.
Once you’ve signed up with them, they will allow you access to your account information 24 hours a day. All you need to do is login to CuraDebts’ client portal to track your development.
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CuraDebt’s Requirements
Before you are able to avail their program, you’ll need to meet their eligibility requirements first. In order to be considered eligible for the program, you’ll need to be:
- Minimum 21 years old
- Earn a reliable income
- Have a minimum debt of $5,000
What can they help you with?
Here are some of the ways CuraDebt can assist you.
Debt Relief
As their name suggests, CuraDebt can assist you in dealing your debt. They can negotiate settlements on your behalf to settle all kinds of debt. These include medical bills, personal loans credit cards, and also lines of credit. They can also be approached to pay off any remaining balance on business debt and collections or repossessions.
They may also assist in negotiating for back taxes and IRS debt. But, you won’t receive assistance for the majority of your lawsuits, loans from the government or collateral, as well as utility bills. They also don’t cover most student loans.
On the contrary, they’ll assist you with laws like those of the Telecommunications Consumer Protection Act (TCPA) and the Fair Debt Collection Practice Act (FDCPA). They will also help you identify debtors who are in violation in order to get cash settlements, should it be possible. Certain violations could result in having your debts removed as well.
CuraDebt can also help you settle debt with less than the amount you own. Additionally, you can have questions answered during a free consultation with their debt advisor.
The greatest benefit of the program is that you’ll only be charged when your debt is paid off. All you need to sign up for some of their programs and you’ll be able resolve all of your debts.
Tax Management and Relief
CuraDebt can also help you with your tax debt. Once they’ve gathered all your financial records They will also gather all the paperwork you’ll need for tax returns.
Through this program, you will be able to deal with the various types of tax problems like garnishments on wages and tax penalties, personal and taxation for business, back taxes as well as trust fund penalties and tax lien.
There aren’t hidden fees neither are there hidden fees. They use only flat-fee pricing and is dependent on the amount you’ll must settle.
There are a variety of options in the settlement of the tax debt. Here are 6 options:
- Installment agreements
- Offer in Compromise
- Collection statute expiration date
- Tax lien subordination
- Penalty abatement
- Currently non-collectible
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What types of debt are they able to help with?
While debt settlement is their forte however, they do not offer all kinds in debt resolution. CuraDebt only focuses on debt that is not secured. They can’t help you if the credit or loan is tied to an actual item.
If you do have the following kinds of debt, they will make arrangements for settlements.
Tax Debt
With CuraDebt the service, you’ll be able pay off tax debts that were due to be paid without difficulty. Moreover, this type of service is available across all 50 states, if you have a debt towards the IRS. There are federal tax experts who can assist you in resolving these types of issues.
Medical Debt
CuraDebt can also help resolve any medical-related debt. In certain cases, you may even pay them for less than what you are owed.
Private Student Loan
CuraDebt does not cater to the federal government’s student loan. However, they can assist private students in negotiating any loans they are owed.
Personal Loan
Personal loans and payday loans are also eligible as debt-settling programs. It is also possible to avail the program the program if you have other unsecure credit lines that you got from an alternative financial institution or bank.
Credit Card Debt
If you’re in debt using store credit cards, traditional credit cards, as well as private label credit card CuraDebt will help you pay it off.
What is the cost?
The greatest thing about CuraDebt’s pricing is how they’ve priced their services. They don’t charge upfront fees. The only time you pay is when you have paid off all of your debts.
They also do not charge high fees as well. On average, you’ll be required to pay between 20 and 20 percent of the debt you settled with them.
In general, this type of industry can charge anywhere from 15% to 25 percent.
In addition, customers can expect to settle their debt from between 2 and 4 years. But, it also differs according to the amount you save per month.
Additionally, they claim that you could save as much as 30% if you include their costs into your calculations.
But this claim will also differ based on your situation. Some clients even mentioned saving 50% to up to 80%.
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The benefits of using CuraDebt
Once you’ve got an idea of what CuraDebt can offer you let’s look into the advantages that come with using CuraDebt.
The first is that CuraDebt only charges you when you’ve paid off your debt. Furthermore, they only charge 20% of the cost, whereas the majority of companies charge 25%.
Then, if you’re done by the program for debt relief you can enroll in their credit restoration program.
It’s an excellent option to rebuild your credit without going in debt again. However, the program runs different for every person, depending on your situation.
Lastly, CureDebt looks into your financial obligations to assist in settlements and negotiations. So, your debt won’t inflate over time. They’ll also be looking into any violations of creditor with the assistance of their own experts.
The drawbacks of using CuraDebt
Let’s also look into some of the negatives of CuraDebt.
Debt relief and debt settlements usually require that you stop making payments using the credit card you use. If you’re trying to increase your credit score, it could set you back while you’re getting rid of your debt.
CureDebt does not have a mobile app. While they do have a website for clients however, it appears aged and simple. It’s not very user-friendly, and can be difficult to navigate.
In addition, they’re not recognized by their Better Business Bureau although they were awarded an A+ grade.
The Final Verdict
CuraDebt is a useful program that lets you resolve your debt without having to spend more on those types of services. Moreover the 20% service charge is less expensive than the majority of businesses that charge an additional 25% charge. There is no upfront payment and you’ll only have to pay when your debt is finally settled.
While they’ll provide you with an account to see your progress however, their website isn’t user-friendly. CuraDebt does not have an app that would make it easier to track your performance.
However, they have a competent support staff, and you can reach them not only through emails but also by phone or submitting an e-ticket. Does Proposition 47 Give Relief On Federal Tax Crimes
If problem of debt is an problem, then we recommend CuraDebt’s service. Be sure to be qualified and that the services they offer are available in your state.
> > Click Here to Get A Debt Consultation for Free < <
FAQ Does Proposition 47 Give Relief On Federal Tax Crimes
How long will it take to complete the course?
The program typically takes between 24 and 48 months depending on the amount of your debt and the agreement on the settlement.
Can CuraDebt aid with tax problems in the state?
It is true that CuraDebt has a tax relief program to aid you in dealing with problems like delinquent tax issues and garnishments of wages.
What’s the first thing I have to do when I’m enrolled in the program?
You’ll have to keep in constant contact with your team members and make the necessary payments to pay down the amount of debt you have over time.
