Are you experiencing debt that has been piling up lately? Are you exhausted from trying various financial advice and tips but you’re still struggling with unsolved problems?
Maybe you’re here because you’ve been through every thing.
In the majority of cases, the most effective approach is to talk to experts who can assist to resolve this issue.
CuraDebt is one of the companies that get the most inquiries. Many people have been inquiring whether they can assist you or put you into more debt.
According to their clients they can help you control the majority of your debt so that you can take couple of things off your mind.
For some they believe these claims are too good to be true.
Suppose you’re on the lookout for anything that can aid you in settling your debt. In that situation, CuraDebt will mostly be highly recommended by those. We’ll take a deeper review of how CuraDebt is used and the problems it can help you solve.
Furthermore, before we conclude we’ll look at its advantages and drawbacks.
Before beginning the review, check out this video instead if you prefer to watch it.
Otherwise, let’s begin.
Before you continue, you may want to check out this video by CuraDebt Debt Relief Reviews on YouTube that gives a quick overview. After, you’ll want to read the rest of our article for a more comprehensive review.
About the Company Does Pa Provide Senior Citizens With Property Tax Relief
CuraDebt is a company that provides debt relief from Hollywood, Florida. It was founded in 2000, and is an active part of the American Fair Credit Council, the US Chamber of Commerce, and accredited through the International Association of Professional Debt Arbitrators.
While it is accredited, some states have limited their access to their services.
What CuraDebt do?
Helping you pay off your debt is the most popular feature. They also provide other services that can aid you in becoming more financially stable.
First of all, it begins by requesting a free savings estimate online. It is a completely private service, and they won’t be conducting a credit screening. With this savings estimate, you will discover more about alternatives to be debt-free.
The savings estimate, as mentioned earlier, provides you with an idea of your choices regardless of whether or not you’re planning to continue using CuraDebt.
CuraDebt will assign you a financial advisor and a team of support to help you with credit arbitration if you decide to sign up. Some financial advisors can help you on your path to debt-free living.
After your debt settlement program is completed, CuraDebt can be the one to take care of all your creditors’ calls. They will also be the ones that will negotiate conditions of the repayment depending on the condition of your financial situation. Depending on which works most effectively your situation, the payment could be either a lump sum settlement or the option of a payment plan.
Additionally they will be working with creditors to ensure that you have better rates as you make deposits to your savings account. This is then processed to pay back creditors. The plans they offer can help you settle the debt within two years.
After you’ve signed up with them, they’ll provide you with access to your data 24/7. All you need to do is log in to CuraDebts the client portal to track your progress.
Before you can avail of the program, you’ll have to pass their requirements first. For eligibility, you’ll have to be:
- Minimum 21 years old
- Have a verifiable income
- You must have a minimum balance of $5,000
What are they able to assist you with?
Here are the various ways CuraDebt can assist you.
As their name suggests, CuraDebt can assist you in dealing with debt. They are able to negotiate settlements on your behalf for most types of debt. This includes personal loans, medical bills credit cards, and line of credit. They can also be approached to pay off any remaining amount on business debts, collections, or repossessions.
They may even assist you in negotiating with back taxes and IRS debt. However, you will not receive assistance for the majority of your lawsuits, loans from the government, collateral, and utility bills. The same goes for student loans.
On the contrary, they’ll help you use laws like those of the Telecommunications Consumer Protection Act (TCPA) and the Fair Debt Collection Practice Act (FDCPA). They will also help you identify creditor violations so that you can have cash settlements, if possible. Certain violations may cause your debt to be removed as well.
CuraDebt also allows you to pay off debts with less than the sum you have. You can also inquire about your debt during their no-cost meeting with their debt advisor.
The best part about their program is that you will only pay the fees when your debt is paid off. All you have to do is sign up with any of the plans, and you’ll be able to settle each of your debts.
Tax Management and Relief
CuraDebt will also handle taxes. Once they collect all of your financial documents They will also gather all the documents you’ll require for tax returns.
By using this program, you will be able to deal with various tax issues such as wage garnishments and tax penalties, personal and corporate taxes and back taxes as well as trust fund penalties and tax lien.
There aren’t hidden fees also. They only offer flat-fee prices that is based on the amount that you’ll need to settle.
There are a variety of options in paying off the tax debt. Here are 6 options:
- Installment agreements
- Offer in Compromise
- Collection statute expiration date
- Tax lien subordination
- Penalty abatement
- Currently non-collectible
What types of debt are they able to help with?
Although they specialize in debt settlement, it is not their specialty but they aren’t able to offer all kinds of debt settlement. CuraDebt concentrates on debt that is not secured. They won’t be able to assist you if your debt or loan is tied to an actual item.
If you do have one of the following kinds of debt, they’ll arrange settlements for you.
With CuraDebt it is expected that you will be able to pay tax debts that were due to be paid without any issues. Furthermore, this service is available across all 50 states, if you have a debt towards the IRS. They have federal tax experts who can assist you in resolving these kinds of problems.
CuraDebt will also help you resolve the medical bills. In some instances you could even settle the debt for less than you have to pay.
Private Student Loan
CuraDebt doesn’t cater to Federal student loan. They can however assist private students with negotiating the student loans they are owed.
Personal loans and payday loans are also eligible as debt-settling programs. You may also be eligible the program if you have other unsecure credit lines you obtained from an alternative bank or financial institution.
Credit Card Debt
Whether you have debt with store credit cards as well as traditional credit cards or private label credit cards, CuraDebt can help you pay it off.
What is the cost?
The most appealing aspect of CuraDebt’s pricing is how the company has priced its services. They do not charge an upfront cost. The only time you pay is when you settle each of your debts.
Additionally, they don’t have high-cost charges either. In the average, you’ll need to pay up to 20 percent of the debt you settled through them.
In general, this type of industry can charge anywhere between 15% and 25 percentage.
In addition, customers can expect to settle their debts within between 2 and 4 years. This varies depending on the amount that you save per month.
Additionally, they claim that you could save up to 30% when you factor in their fees in your equation.
However, this statement will differ based on your situation. Some customers have even talked about saving between 50% and 80percent.
Benefits of using CuraDebt
Once you’ve got an idea of what CuraDebt offers, Let’s take a look at the benefits that come with using CuraDebt.
In the beginning, CuraDebt is only charged when you’ve paid off your debt. Additionally they charge only 20% of the cost, whereas most companies charge you 25 percent.
Next, if you’re done with the debt settlement program, you may enroll in their credit repair program.
It’s a fantastic option to rebuild your credit without going into debt again. However, the program lasts in a different way for each individual, depending on your situation.
Finally, CureDebt looks into your credit to help with settlements and negotiations. This means your debt won’t increase over time. They’ll also look into any violations of creditor with the help of their own experts.
Drawbacks of using CuraDebt
Let’s also consider some of the drawbacks of CuraDebt.
Settlement of debt and debt relief typically require you to stop making payments using . If you’re trying to improve your standing on credit scores, you might set you back while you’re finishing your debt.
CureDebt does not offer a mobile application. While they have a website that clients can access, it looks outdated and basic. It’s not very intuitive, and it can be difficult to navigate.
In addition, they’re not accredited with the Better Business Bureau although they did receive an A+ grade.
The Final Verdict
CuraDebt is a useful program that allows you to settle your debt without spending more on those types of services. In addition, their 20% service fee is less expensive than the majority of firms that charge a 25% fee. There aren’t any upfront fees and you’ll only have to pay when the debt is settled.
Although they’ll allow you to access an account so that you can track your progress but their website isn’t user-friendly. CuraDebt also doesn’t have an app that would make it easier to monitor your progress.
But, they do have a great support team that you can contact them not just via email but also via phone or submitting an e-ticket. Does Pa Provide Senior Citizens With Property Tax Relief
If the problem of debt is an problem right now, we strongly recommend CuraDebt’s debt management program. Be sure to be eligible and that the programs they offer are available in your state.
FAQ Does Pa Provide Senior Citizens With Property Tax Relief
What is the time frame to complete the course?
The typical program lasts from between 24 and 48 months dependent on the size of your debt and the agreement on the settlement.
Can CuraDebt assist with tax problems in the state?
It is true that CuraDebt provides tax relief programs that can help you with problems such as delinquent payroll tax issues and garnishments of wages.
What should I do after joining the program?
You’ll need to constantly communicate with the team and make the necessary payments to reduce your debt over time.