Have your debts been piling up lately? Are you tired of trying other financial advice and tips but you’re still struggling with unsolved problems?
Perhaps you’re here because you’ve already tried every thing.
In the majority of cases, the best way is to approach professionals that can help to resolve this issue.
CuraDebt is among the companies that get the most inquiries. A lot of people are asking if they are able to help or put you in more debt.
According to their clients they can assist you in managing 80% of your debts so that you are able to take couple of things off your plate.
For some, these claims are just too good to be true.
You might be looking for any solution that could assist you in paying off your debt. In this scenario, CuraDebt will mostly be suggested by people. We’ll take a deeper review of how CuraDebt works and what problems it can help you solve.
In addition, prior to our conclusion we’ll look at its benefits and drawbacks.
Before beginning the review, go to this video if you prefer watching it.
Otherwise, let’s begin.
Before you go on, you may want to watch this video by CuraDebt Debt Relief Reviews on YouTube that gives a quick overview. After, you’ll want to read the rest of our article for a more comprehensive review.
About the Company Does Every Tax Payer Get A Tax Relief Check
CuraDebt is a debt relief company from Hollywood, Florida. It was founded in 2000, and is an active participant in the American Fair Credit Council, the US Chamber of Commerce, and is accredited by the International Association of Professional Debt Arbitrators.
Although it is accredited, some states have limited their access to their services.
What can CuraDebt do?
Helping you pay off your debt is the most well-known feature. But they offer other services that can help you be more financially secure.
The process begins by requesting a free online savings estimate. It is a completely private service and they will not be conducting a credit screening. With this savings estimate you’ll be able to discover more about options towards debt-free.
The savings estimate, as we’ve mentioned previously, offers you the opportunity to consider your choices regardless of whether or not you’re planning on using CuraDebt.
CuraDebt will provide you with a financial counselor as well as a support team to assist you with the process of credit arbitration should you choose to enroll. Certain financial advisors can assist you with your debt-free journey.
Following the debt settlement plan, CuraDebt is the agency to take care of all the calls from your creditors. They will be the ones who determine the terms of your settlement based on the status of your financial situation. Depending on which works most effectively to you, this can be either a lump sum settlement or the option of a payment plan.
Furthermore they will be working with the creditors so that you can have better rates as you make deposits to your savings account, which in turn, will process to pay off creditors. Their plans can help you get rid of debt in just 48 months.
After you’ve registered with them, they’ll give you access to your account information 24 hours a day. All you have to do is sign in to CuraDebts the client portal to monitor your development.
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CuraDebt’s Requirements
Before you are able to avail the program, you’ll have to pass their requirements first. To be eligible, you’ll have to be:
- At least 21 years old
- Verifiable income
- You must have a minimum balance of $5,000
What are they able to assist you?
Here are the various ways CuraDebt can aid you.
Debt Relief
As their name suggests, CuraDebt can help you deal with your debt. They are able to negotiate settlements on behalf of you for most types of debt. This includes medical bills, personal loans credit cards, as well as lines of credit. They can also be approached to pay off any remaining balance on business debt collection, repossessions, or collections.
They can even help negotiate with back taxes and IRS debt. However, you won’t get support for most claims, loans from the government or collateral, as well as utility bills. Also, they don’t cover the majority of student loans.
On the other hand, they will assist you in navigating laws such as those of the Telecommunications Consumer Protection Act (TCPA) and the Fair Debt Collection Practice Act (FDCPA). They also help you find the violations of creditors so that you can have cash settlements, if possible. Certain violations could result in having your debts also dismissed.
CuraDebt also allows you to repay debt for less than the amount you have. They also allow you to ask questions during their free consult with their debt counsellor.
The best part about their program is that you’ll only pay the fees after your debt has been settled. All you need to sign up for some of their programs, and you’ll be able resolve all of your debts.
Tax Management and Relief
CuraDebt can also deal with taxes. After they have gathered all your financial documents, they will also collect all the necessary paperwork for tax returns.
With this program, you should be able to solve various tax issues like wage garnishments as well as tax penalties for personal and taxation for business as well as back taxes, trust fund penalties, and tax lien.
There aren’t hidden fees either. They use only flat-fee pricing, which depends on the amount you have to pay.
There are a variety of options when it comes to settling the tax debt. Here are 6 options:
- Installment agreements
- Offer in Compromise
- Collection statute expiration date
- Tax lien subordination
- Penalty abatement
- Currently non-collectible
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What kinds of debts can they help you with?
Although debt settlement is their forte, they don’t offer all kinds in debt resolution. CuraDebt is only focused on unsecured debt. They aren’t able to help you if the debt or loan is tied to an item that is physical.
However, if you have the following types of debt, they’ll make arrangements for settlements.
Tax Debt
With CuraDebt the service, you’ll be able to pay taxes that are due without any issues. Moreover, this type of service is accessible across all 50 states, if you owe money to the IRS. There are federal tax experts to assist you with these kinds of problems.
Medical Debt
CuraDebt can also assist in settling any medical-related debt. In some cases you could even settle them less than the amount you have to pay.
Private Student Loan
CuraDebt doesn’t cater to the federal government’s student loan. However, they can assist private students with negotiating any student loans that they owe.
Personal Loan
Personal and payday loans are also eligible for the debt settlement program. It is also possible to avail the program of the program if you also have other unsecured credit lines you obtained from a different bank or financial institution.
Credit Card Debt
Whether you have debt with store credit cards or traditional credit cards as well as private label credit card CuraDebt can help you pay it off.
What is the cost?
The most appealing aspect of CuraDebt’s pricing is how they’ve priced their services. They do not charge an upfront cost. You’ll only pay once you settle each of your debts.
Additionally, they do not charge high fees as well. On average, you’ll be required to pay as much as 20 percent of the debt that you settled with them.
In the average, this kind of business can cost anywhere between 15 and 25 percentage.
In addition, customers can expect to settle their debts within between 2 and 4 years. This varies in relation to the amount you save per month.
Additionally, they claim you can save up to 30% by incorporating their costs into your calculations.
But this claim will also vary, depending on your situation. Some customers even claimed to save between 50% and up to 80%.
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Benefits of using CuraDebt
Now that you have a clearer picture of what CuraDebt offers, let’s explore the benefits of using CuraDebt.
In the beginning, CuraDebt is only charged once you’ve paid off your debt. Additionally, they only charge 20% of the cost, whereas the majority of companies charge 25%.
Next, if you’re done by the program for debt relief, you can enroll in their credit restoration program.
It’s an excellent method to improve the credit rating without having to go in debt again. The program is however designed differently for each person, depending on your situation.
In the end, CureDebt looks into your credit to assist with settlements and negotiations. It means that your debt won’t inflate over time. They’ll also investigate any violations by creditors with the assistance of their experts in-house.
Some disadvantages to using CuraDebt
Let’s also look into some of the drawbacks of CuraDebt.
Debt relief and debt settlements typically require you to stop paying with . If you’re trying to increase your rating on your credit, this might cause you to delay finishing your credit card debt.
CureDebt also doesn’t offer a mobile application. Although they have a website for clients but it’s aged and simple. It’s not very user-friendly, and can be difficult to navigate.
Moreover, they are still not accredited with the Better Business Bureau although they were awarded an A+ grade.
The Final Verdict
CuraDebt is a good program that lets you pay off your debts without spending more on those types of services. Moreover, their 20% service cost is cheaper than most firms that charge a 25% fee. There are no upfront payments, and you will only have to pay the fee when the debt is settled.
While they’ll provide you with an account to see your progress, their website is not easy to navigate. CuraDebt isn’t even an app, which could make it easier for you to monitor your performance.
They do have a good support team that you can contact them not only through emails but also by phone or sending an e-ticket. Does Every Tax Payer Get A Tax Relief Check
If your debt is a big issue right now, we strongly recommend CuraDebt’s debt management program. Be sure to be eligible and that the programs they offer are available in your area.
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FAQ Does Every Tax Payer Get A Tax Relief Check
What is the time frame to finish the program?
The typical program lasts from 24 to 48 months, depending on the amount of your debt as well as your agreed settlement.
Can CuraDebt help with state tax problems?
It is true that CuraDebt has a tax relief program to aid you in dealing with problems such as delinquent payroll taxes and wage garnishments.
What’s the first thing I have to do after joining the program?
You’ll have to keep in constant contact with your team members and make the necessary payments to reduce your debt over time.
