Have your debts been piling up lately? Are you burnt out from trying other financial advice and tips but you’re still struggling with unsolved problems?
Maybe you’re here because already tried everything.
In most cases, the best option is to speak with experts who can help to resolve this issue.
CuraDebt is among the most asked companies. A lot of people have been inquiring whether they are able to help or help you get into more debt.
According to their customers, they can help you control the majority of your debt so that you are able to take couple of w
orries off your plate.
However, for certain people, these claims are just too good to be true.
If you’re looking for any solution that could aid you in settling your debt. In that scenario, CuraDebt will mostly be suggested by people. We’ll take a deeper look at how CuraDebt is used and the problems it could help solve.
In addition, prior to our conclusion, we’ll also look into its benefits and drawbacks.
Before you begin the review, watch this video instead in case you would prefer to watch it.
Otherwise, let’s begin.
Before you continue, you may want to watch this video by CuraDebt Debt Relief Reviews on YouTube that gives a quick overview. Afterward, you’ll want to read the rest of the article for a more comprehensive review.
About the Company Do Property Tax Relief Have To Be Paid Back, Oregon
CuraDebt is an organization that deals with debt relief in Hollywood, Florida. It was established in 2000, and is a member of the American Fair Credit Council, the US Chamber of Commerce, and has been accredited through the International Association of Professional Debt Arbitrators.
Although it is accredited, certain states have limited their access to their services.
What CuraDebt do?
Assistance in settling your debt is one of CuraDebt’s best popular feature. However, they also offer additional services to aid you in becoming more financially stable.
First of all, it begins with requesting a free online savings estimate. It is a completely private service and won’t be doing a credit check. With this estimate of savings you’ll be able to learn more about the other options in your journey to debt-free.
The savings estimate, as mentioned earlier, provides you with an idea of your options regardless of whether or not you’re planning on using CuraDebt.
CuraDebt will assign you a financial counselor as well as a support team to assist you with credit arbitration in the event that you decide to sign up. Certain financial advisors can assist you with your debt-free journey.
Following your debt settlement program is completed, CuraDebt is the agency to take care of all the calls from your creditors. They will also be the ones who determine what you will pay for your repayment depending on the condition of your finances. Depending on which works best your situation, the payment could be a lump-sum settlement or a payment plan.
Moreover they will be working with lenders to help you enjoy better rates when you deposit money to your savings account, which in turn, will process to pay back the creditors. Their plans can help you settle the debt within 48 months.
Once you’ve signed up with them, they’ll give you access to your account information 24 hours a day. All you need to do is login to CuraDebts Client Portal to monitor your progress.
Before you can avail of their program, you’ll need to pass their requirements first. To be eligible, you’ll have to be:
- At least 21 years old
- Have a verifiable income
- Have a minimum debt of $5,000
What can they help you with?
Here are the different ways CuraDebt can aid you.
The name of the company suggests that CuraDebt can help you deal your debt. They are able to negotiate settlements on your behalf to settle all kinds of debt. This includes medical bills, personal loans credit cards and also line of credit. You can also approach them to settle any outstanding balance of business debt, collections, or repossessions.
They can even help negotiate with back taxes and IRS debt. However, you will not receive support for most of your lawsuits, loans from the government, collateral, and utility bills. The same goes for student loans.
On the contrary, they’ll assist you with laws like that of Telecommunications Consumer Protection Act (TCPA) and the Fair Debt Collection Practice Act (FDCPA). They can also assist you in identifying creditor violations in order to get cash settlements, if possible. Certain violations could cause your debt to be also dismissed.
CuraDebt lets you settle debt with less than the amount you have. They also allow you to have questions answered during a free consult with their debt counselor.
The most appealing aspect of their plan is that you only pay the fees after your debt has been settled. All you need to sign up for some of their programs, and you’ll be able to resolve all of your debts.
Tax Management and Relief
CuraDebt can also help you with taxes. After they have gathered all your financial records, they will also collect all the documents you’ll require to file tax returns.
By using this program, you will be able to deal with the various types of tax problems like garnishments on wages and tax penalties, personal and taxation for business and back taxes, trust fund penalties, and tax lien.
There aren’t any hidden costs also. They only use flat-fee pricing, which depends on the amount you’ll must settle.
They offer different options when it comes to the settlement of taxes. Here are 6 of them:
- Installment agreements
- Offer in Compromise
- Collection statute expiration date
- Tax lien subordination
- Penalty abatement
- Currently non-collectible
What kinds of debts can they help you with?
Although they specialize in debt settlement, it is not their specialization but they aren’t able to provide all kinds of settlement. CuraDebt is only focused on loans that are not secured. They aren’t able to assist you if your debt or loan is tied to an actual item.
If you do have the following types of debt, they’ll negotiate settlements on your behalf.
With CuraDebt the service, you’ll be able pay off your past-due tax debts without difficulty. Moreover, this type of service is offered across all 50 states, if you have a debt towards the IRS. There are federal tax experts that can help you resolve the issues.
CuraDebt can also assist in settling the medical bills. In some instances you might even be able to pay them less than the amount you owe.
Private Student Loan
CuraDebt does not offer federal student loans. However, they can assist private students with negotiating any student loans that they have to pay.
Personal loans and payday loans are also eligible to be eligible for debt relief programs. You may also be eligible of the program if you also have other unsecured credit lines that you have obtained from another bank or financial institution.
Credit Card Debt
If you are in debt through store credit cards, traditional credit cards, and private-label credit cards, CuraDebt will assist you in paying it off.
What is the cost?
The best part about CuraDebt is the way they’ve priced their services. They don’t charge an upfront fee. Only pay when you’ve paid each of your debts.
Also, they don’t have high-cost fees as well. On average, you’ll be required to pay up to 20 percent of the debt you settled with them.
On average, this type of business can cost anywhere between 15 and 25%.
Additionally, customers can anticipate to pay off their debts in two to four years. But, it also differs according to the amount you can save up per month.
They also claim that you can save up to 30% by incorporating their fees in your equation.
However, the claim may vary, depending on your situation. Some customers even claimed to save between 50% and up to 80%.
Benefits of using CuraDebt
Once you’ve got an idea of the benefits CuraDebt offers, let’s explore the benefits that come with using CuraDebt.
First, CuraDebt will only charge you once you’ve paid off your debt. In addition, they only charge a 20% fee while many companies charge 25 percent.
If you’re finished with the debt settlement program, you may join their credit restoration program.
It’s a fantastic option to rebuild your credit score without going into debt again. However, the program lasts differently for each person according to your personal situation.
Lastly, CureDebt looks into your financial obligations to assist with settlements and negotiations. This means the amount you owe won’t rise as time passes. They’ll also be looking into any creditor violations with the assistance of their experts in-house.
Some disadvantages to the use of CuraDebt
Let’s also look into some of the drawbacks of CuraDebt.
Debt relief and debt settlements often require you to cease making payments with the credit card you use. Therefore, if you’re trying build a better rating on your credit, this might delay you from getting rid of your obligations.
CureDebt also doesn’t have a mobile app available. While they have a website for clients however, it appears old and mundane. It’s not particularly user-friendly, and can be difficult to navigate.
Furthermore, they are not recognized by their Better Business Bureau although they did receive an A+ rating.
The Final Verdict
CuraDebt is a good program that lets you settle your debt without spending more on those types of services. Additionally, their 20% service charge is less expensive than the majority of companies that offer an additional 25% charge. There aren’t any upfront fees, and you will only have to pay the fee when the debt is settled.
Although they’ll give you an account to see your progress however, their website isn’t simple to navigate. CuraDebt also doesn’t have an app that could make it easier for you to look at your progression.
However, they have a competent support staff and can be reached them not just via email but also via phone or making an electronic ticket. Do Property Tax Relief Have To Be Paid Back, Oregon
If your problem of debt is an issue right now, we strongly recommend CuraDebt’s debt management program. Be sure to be eligible and that the programs they provide are in your state.
FAQ Do Property Tax Relief Have To Be Paid Back, Oregon
What is the time frame to finish the program?
The program typically takes between 24 and 48 months dependent on the size of your debt as well as your stipulated settlement.
Can CuraDebt assist with tax problems in the state?
Sure, CuraDebt offers a program for tax relief that can aid you in dealing with problems such as delinquent payroll tax issues and garnishments on wages.
What’s the first thing I have to do once I’m in the program?
You’ll need to constantly communicate with the team and make the necessary payments to reduce the amount of debt you have over time.