Are you experiencing debt that has been increasing lately? Are you burnt out from trying different financial tips and advice but haven’t solved your problems?
Maybe you’re here because you’ve already tried every thing.
In the majority of cases, the best way is to approach experts who can assist you settle this issue.
CuraDebt is among the most asked companies. Many customers have asked if they can help you or help you get into more debt.
According to their clients they can help you manage 80% of your debt , so you can finally take a couple of things off your mind.
But for some people they believe these claims are too good to be true.
If you’re looking for anything that can help you resolve your debt. In that scenario, CuraDebt will mostly be recommended by people. We’ll take a deeper review of how CuraDebt works and what problems it can help you solve.
Moreover, before we end we’ll look at its benefits and drawbacks.
Before beginning the review, go to this video in case you would prefer for it to be watched.
Otherwise, let’s begin.
Before you go on, you may want to check out this video by CuraDebt Debt Relief Reviews on YouTube that gives a quick overview. After, you will want to read the rest of the article for a more comprehensive review.
About the Company Do New Homeowners Get The Nys Tax Relief Check
CuraDebt is a company that provides debt relief from Hollywood, Florida. It was established in 2000 and has been a participant in the American Fair Credit Council, the US Chamber of Commerce, and accredited by the International Association of Professional Debt Arbitrators.
Although the service is accredited, some states have restricted their services.
What CuraDebt do?
Helping you pay off your debt is the most well-known feature. But they offer other services that will aid you in becoming more financially stable.
First of all, it starts by requesting a no-cost savings estimate online. This service is very confidential, and they won’t be conducting a credit screening. With this savings estimate you’ll be able to discover more about options to be debt-free.
Savings estimates, which was mentioned earlier, provides you with the opportunity to consider your choices regardless of whether or not you’re planning to continue using CuraDebt.
CuraDebt will assign you a financial counselor and a team of support to help you with credit arbitration if you decide to join. Financial advisors may be able to assist you on your path to debt-free living.
Following the debt settlement plan, CuraDebt will be the one to take care of all the calls from your creditors. They will also be the ones who determine the terms of your settlement based on the status of your financial situation. Based on what works most effectively your situation, the payment could be either a lump sum settlement or the option of a payment plan.
Furthermore, they will work with creditors so that you can have better rates as you deposit money to your savings account. This, is then processed to pay the creditors. Their programs can assist you to get rid of debt in just the period of 48 months.
After you’ve signed up with them, they’ll allow you access to your account information 24 hours a day. All you need to do is log in to CuraDebts’ client portal to track your development.
Before you can avail of their program, you’ll need to pass their requirements first. For eligibility, you’ll need to be:
- Minimum 21 years old
- Verifiable income
- You must have a minimum balance of $5,000
What can they assist you with?
Here are the various ways CuraDebt can help you.
Like their name implies, CuraDebt can help you deal with debt. They are able to negotiate settlements on your behalf to settle all kinds of debt. This includes medical bills, personal loans credit cards, and line of credit. You can also approach them to pay off any remaining balance of business debt, collections, or repossessions.
They may also assist in negotiating for back taxes and IRS debt. But, you won’t receive assistance with the majority cases, government loans or collateral, as well as utility bills. They also don’t cover most student loans.
On the contrary, they’ll help you use laws like those of the Telecommunications Consumer Protection Act (TCPA) and the Fair Debt Collection Practice Act (FDCPA). They also help you find debtors who are in violation in order to get cash settlements, should it be possible. Certain violations may result in having your debts removed as well.
CuraDebt can also help you settle debt with less than the amount you have. You can also inquire about your debt during their no-cost meeting with their debt counselor.
The most appealing aspect of their program is that you only have to pay for the charges after your debt has been settled. All you need to do is sign up with any of the plans, and you’ll have the ability to pay off all your debts.
Tax Management and Relief
CuraDebt will also handle the tax liabilities you have. Once they collect all of your financial documentation They will also gather all the paperwork you’ll need for tax returns.
Through this program, you should be able to resolve various tax issues such as garnishments on wages as well as tax penalties for personal and business taxes, back taxes, trust fund penalties, and tax liens.
There aren’t hidden fees either. They use only flat-fee pricing, which depends on the amount you have to pay.
They have different solutions in settling the tax debt. Here are six of them:
- Installment agreements
- Offer in Compromise
- Collection statute expiration date
- Tax lien subordination
- Penalty abatements
- Currently non-collectible
What kinds of debts can they assist you with?
Although debt settlement is their specialty but they aren’t able to offer all kinds of debt settlement. CuraDebt only focuses on debt that is not secured. They aren’t able to help you if the credit or loan is tied to a physical item.
If, however, you are in one of the following kinds of debt, they’ll negotiate settlements on your behalf.
With CuraDebt the service, you’ll be able pay off tax debts that were due to be paid without any issues. Additionally, this service is offered across all 50 states, if you have a debt in arrears to IRS. There are federal tax experts who can assist you in resolving the issues.
CuraDebt can also assist in settling any medical-related debt. In some cases you could even settle them for less than what you owe.
Private Student Loan
CuraDebt does not cater to the federal government’s student loan. They can however assist private students in negotiating the student loans they are owed.
Personal and payday loans are also eligible to be eligible for debt relief programs. You may also be eligible of the program if you also have other unsecured credit lines that you got from an alternative bank or financial institution.
Credit Card Debt
Whether you have debt with store credit cards as well as traditional credit cards or private label credit cards CuraDebt will assist you in paying it off.
How much will it cost?
The best part about CuraDebt is the way they’ve priced their services. They don’t charge an upfront fee. Only pay when you’ve paid each of your debts.
Also, they do not charge high charges either. In the average, you’ll need to pay between 20 and 20 percent of the debt you settled through them.
In general, this type of business can cost anywhere between 15 and 25%.
Moreover, clients can expect to settle their debt from 2 to 4 years. This varies according to the amount you save per month.
Also, they claim that you can save as much as 30% by incorporating their charges into your calculation.
However, this statement will depend on your situation. Some customers have even talked about saving between 50% and 80%.
The benefits of using CuraDebt
Once you’ve got an understanding of what CuraDebt can offer you Let’s take a look at the benefits that come with using CuraDebt.
First, CuraDebt is only charged once you’ve paid off your debt. Additionally they charge only 20% of the cost, whereas the majority of companies charge 25%.
Then, if you’re done in the process of debt resolution you could join their credit repair program.
It’s a fantastic way to restore the credit rating without having to go in debt again. The program is however designed differently for each person dependent on the circumstances of your case.
In the end, CureDebt looks into your financial obligations to assist with settlements and negotiations. So, your debt won’t inflate as time passes. They’ll also be looking into any violations of creditor with the help of their in-house experts.
Drawbacks of the use of CuraDebt
Let’s also look into some of the drawbacks of CuraDebt.
Debt settlement and debt relief typically require you to cease making payments with . So if you’re trying to build a better rating on your credit, this may set you back while you’re getting rid of your credit card debt.
CureDebt also doesn’t have a mobile app available. While they have a client website however, it appears outdated and basic. It’s not very intuitive and could be challenging to navigate.
Moreover, they are still not credited with the Better Business Bureau although they did receive an A+ grade.
The Final Verdict
CuraDebt is a useful program that will allow you to pay off your debts without spending more for these types of services. Moreover the 20% service cost is lower than many companies that offer a 25% fee. There are no upfront payments, and you will only be required to pay once the debt is paid off.
Although they’ll give you an account to see your progress, their website is not simple to navigate. CuraDebt also doesn’t have an app that would make it easier to track your performance.
However, they have a good support team and can be reached them, not only via emails but also by phone or making an electronic ticket. Do New Homeowners Get The Nys Tax Relief Check
If the credit card is a major issue right now, we strongly recommend CuraDebt’s debt management program. Be sure to be qualified and that the services they provide are in your state.
FAQ Do New Homeowners Get The Nys Tax Relief Check
What is the time frame to complete the program?
The average program is 24 to 48 months, depending on the amount of your debt and the agreed settlement.
Can CuraDebt help with tax problems in the state?
It is true that CuraDebt has a tax relief program to aid you in dealing with problems such as late payroll tax issues and wage garnishments.
What do I need to do after joining the program?
You’ll have to keep in constant contact with the team and pay the required payments to pay down your debt over time.