Has your debt been increasing lately? Are you exhausted from trying various financial advice and tips but still have unsolved issues?
Maybe you’re here because you’ve already tried every thing.
In most cases, the best option is to speak with professionals that can help you resolve the issue.
CuraDebt is among the most frequently contacted companies. Many people are asking if they can assist you or put you in more debt.
According to their clients they can help you manage 80% of your debts so that you are able to take few things off of your plate.
But for some people, these claims are just too good to be true.
If you’re looking for anything that can help you resolve your debt. In this scenario, CuraDebt will mostly be suggested by people. We’ll be taking a deep review of how CuraDebt works and what problems it can help you solve.
In addition, prior to our conclusion our discussion, we’ll take a look at the advantages and disadvantages of this method.
Before starting the review, you can go to this video for a more relaxing way for it to be watched.
Otherwise, let’s begin.
Before you go on, you may want to watch this video by CuraDebt Debt Relief Reviews on YouTube that gives a quick review. Afterward, you’ll want to read the rest of the article for a more comprehensive review.
About the Company Do I Report Ny Property Tax Relief
CuraDebt is a company that provides debt relief from Hollywood, Florida. It was founded in 2000 and has since become a participant in the American Fair Credit Council, the US Chamber of Commerce, and accredited with the International Association of Professional Debt Arbitrators.
While it is accredited, certain states have imposed restrictions on their services.
What can CuraDebt do?
Assistance in settling your debt is one of CuraDebt’s best well-known feature. But they offer additional services to assist you in becoming financially stable.
The process starts by requesting a no-cost online savings estimate. This service is very confidential, and they won’t be doing a credit check. By using this estimate of savings, you will learn more about your options to debt-free.
Savings estimates, as mentioned before, gives you the opportunity to consider your choices, regardless of whether you’re planning on using CuraDebt.
CuraDebt will provide you with a financial counselor and a support team to assist you with the process of credit arbitration should you choose to enroll. Some financial advisors can help you on your path to debt-free living.
Following your debt settlement program is completed, CuraDebt can be the company to handle all of your creditor’s calls. They’ll also be the ones who will determine conditions of the repayment in accordance with the state of your financial situation. Depending on which works most effectively to you, this could either be a lump sum settlement or a payment plan.
Additionally they will also be working with lenders to help you have better rates as you transfer money into your savings account. This, in turn, will process to pay creditors. Their plans can help you settle the debt within the period of 48 months.
Once you’ve signed up with them, they will give you access to your account information 24 hours a day. All you have to do is login to CuraDebts the client portal to monitor your development.
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CuraDebt’s Requirements
Before you are able to avail their program, you’ll need to pass their requirements first. In order to be considered eligible for the program, you’ll need to meet the following criteria:
- At least 21 years old
- Earn a reliable income
- Have a minimum debt of $5,000
What can they help you?
Here are the different ways CuraDebt can aid you.
Debt Relief
Like their name implies, CuraDebt can help you deal with debt. They are able to negotiate settlements on your behalf for the majority of types of debt. These include personal loans, medical bills credit cards as well as line of credit. You can also approach them to pay off any remaining amount on business debts, collections, or repossessions.
They can even help negotiate with back taxes and IRS debt. However, you will not receive support for most of your lawsuits, government loans or collateral, as well as utility bills. Also, they don’t cover the majority of student loans.
On the other hand, they will assist you in navigating laws such as those of the Telecommunications Consumer Protection Act (TCPA) and the Fair Debt Collection Practice Act (FDCPA). They can also assist you in identifying creditor violations to ensure that you receive cash settlements, should it be possible. Certain violations could cause your debt to be removed as well.
CuraDebt can also help you pay off debts with less than the amount you have. They also allow you to ask questions during their free consult with their debt counsellor.
The best part about the program is that you will only pay the fees once your debt is settled. All you need to sign up for one of their plans, and you’ll be able pay off all your debts.
Tax Management and Relief
CuraDebt can also help you with the tax liabilities you have. Once they’ve gathered all your financial documents, they will also collect all the paperwork you’ll need for tax returns.
By using this program, you’ll be able to solve the various types of tax problems such as wage garnishments as well as tax penalties for personal and business taxes as well as back taxes and trust fund penalties and tax lien.
There aren’t any hidden charges neither are there hidden fees. They only offer flat-fee prices and is dependent on the amount you must settle.
There are a variety of options when it comes to settling taxes. Here are 6 options:
- Installment agreements
- Offer in Compromise
- Collection statute expiration date
- Tax lien subordination
- Penalty abatements
- Currently non-collectible
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What kind of debt can they help you with?
While debt settlement is their specialty however, they do not provide all kinds in debt resolution. CuraDebt concentrates on debt that is not secured. They won’t be able to help you if the credit or loan is tied to an actual item.
If you do have the following types of debt, they will make arrangements for settlements.
Tax Debt
With CuraDebt it is expected that you will be able to pay your past-due tax debts without any issues. Moreover, this type of service is offered to all 50 states in the event that you owe money to the IRS. There are federal tax experts that can help you resolve the issues.
Medical Debt
CuraDebt can also help resolve any medical-related debt. In certain cases you might even be able to pay them less than the amount you have to pay.
Private Student Loan
CuraDebt does not offer federal student loans. They can however assist private students with negotiating any student loans that they owe.
Personal Loan
Personal loans and payday loans also qualify for the debt settlement program. You may also be eligible the program if you have other unsecure credit lines you obtained from an alternative financial institution or bank.
Credit Card Debt
If you’re in debt using store credit cards or traditional credit cards or private label credit cards CuraDebt can assist you in paying it off.
How much will it cost?
The most appealing aspect of CuraDebt is the way the company has priced its services. They don’t charge an upfront fee. Only pay when you have paid off all of your debts.
Additionally, they don’t have high-cost costs either. On average, you’ll be required to pay between 20 and 20% of the debt you settled through them.
In general, this type of industry charges between 15 and 25 percent.
In addition, customers can expect to settle their debt from two to four years. However, this also varies depending on the amount that you can save up per month.
Additionally, they claim you can save as much as 30% by incorporating their charges into your calculation.
However, this statement will depend on your situation. Some customers even claimed to save between 50% and up to 80%.
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Benefits of using CuraDebt
Now that you have a clearer picture of the benefits CuraDebt can provide, let’s explore the benefits that come with using CuraDebt.
The first is that CuraDebt only charges you after you’ve settled your debt. In addition they charge only an amount of 20%, while most companies charge you 25 percent.
If you’re finished in the process of debt resolution, you may enroll in their credit restoration program.
It’s a fantastic way to restore the credit rating without having to go into debt again. The program is however designed in a different way for each individual, depending on your situation.
Lastly, CureDebt looks into your debt so that they can assist with settlements and negotiations. So, the amount you owe won’t rise as time passes. They’ll also be looking into any violations by creditors using their own experts.
Some disadvantages to using CuraDebt
We will also examine some of the drawbacks of CuraDebt.
Debt relief and debt settlements typically require you to cease making payments with . So if you’re trying to increase your standing on credit scores, you may delay you from working on your debt.
CureDebt also doesn’t offer a mobile application. Although they have a client website but it’s aged and simple. It’s not particularly intuitive and could be challenging to navigate.
Moreover, they are still not recognized by their Better Business Bureau although they did receive an A+ rating.
The Final Verdict
CuraDebt is a good program that allows you to resolve your debt without having to spend more on those types of services. Moreover their 20% service charge is less expensive than the majority of businesses that charge an additional 25% charge. There aren’t any upfront fees, and you will only have to pay the fee when your debt is finally settled.
Although they’ll give you an account that allows you to track your progress but their website isn’t easy to navigate. CuraDebt isn’t even an app that will make it easier to monitor your progression.
They do have a great support team and can be reached them not only through emails but also via phone or sending an e-ticket. Do I Report Ny Property Tax Relief
If your problem of debt is an issue right now, we recommend CuraDebt’s service. Make sure you’re eligible and that the programs they offer are available in your state.
> > Click Here to Get A Debt Consultation for Free < <
FAQ Do I Report Ny Property Tax Relief
How long does it take to finish the program?
The typical program lasts from 24 to 48 months, depending on the amount of your debt and the agreement on the settlement.
Can CuraDebt assist with state tax problems?
Sure, CuraDebt provides tax relief programs that will aid you in dealing with problems such as late payroll tax issues and garnishments on wages.
What do I need to do once I’m in the program?
You’ll be required to communicate with the team and make the necessary payments to lower the amount of debt you have over time.
