Has your debt been piling up lately? Are you tired of trying various financial advice and tips but haven’t solved your problems?
Maybe you’re here because you’ve been through everything.
In the majority of cases, the most effective approach is to talk to experts who can help you resolve the issue.
CuraDebt is one of the most asked companies. A lot of people are asking if they can assist you or put you in more debt.
According to their customers, they can help you control 80% of your debt , so you can finally take a couple of things off your plate.
However, for certain people, these claims are just too good to be true.
You might be looking for any solution that could aid you in settling your debt. In that scenario, CuraDebt will mostly be highly recommended by those. We’ll be taking a deep study of the way CuraDebt works and what problems it could help solve.
Moreover, before we end we’ll look at the advantages and disadvantages of this method.
Before you begin the review, watch this video instead for a more relaxing way watching it.
Otherwise, let’s begin.
Before you go on, you may want to check out this video by CuraDebt Debt Relief Reviews on YouTube that gives a quick review. After, you’ll want to read the rest of the article for a more comprehensive review.
About the Company Dividend Tax Relief
CuraDebt is a company that provides debt relief from Hollywood, Florida. It was established in 2000, and is a part of the American Fair Credit Council, the US Chamber of Commerce, and is accredited by the International Association of Professional Debt Arbitrators.
Although the service is accredited, certain states have limited their access to their services.
What can CuraDebt do?
Assistance in settling your debt is CuraDebt’s most well-known feature. But they offer other services that will assist you in becoming financially stable.
It all starts by requesting a no-cost savings estimate on the internet. This service is very confidential, and they won’t be conducting a credit screening. With this savings estimate you’ll be able to be able to learn more about the options to debt-free.
The savings estimate, which was mentioned earlier, provides you with an insight into your choices, regardless of whether you’re going to keep using CuraDebt.
CuraDebt will provide you with a financial counselor and a team of support to help you with credit arbitration if you decide to sign up. Financial advisors may be able to assist you with your debt-free journey.
After your debt settlement program, CuraDebt is the company to handle all of your creditor’s calls. They’ll also be the ones that determine the terms of your settlement depending on the condition of your finances. In determining which option is the best your situation, the payment could be a lump-sum settlement or the option of a payment plan.
Moreover, they will be working with the lenders to help you have better rates as you make deposits to your savings account, which is then processed to pay the creditors. Their programs can assist you to get rid of debt in just 48 months.
After you’ve registered with them, they will allow you access to your account information 24 hours a day. All you have to do is log in to CuraDebts Client Portal so that you can monitor your development.
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CuraDebt’s Requirements
Before you can avail of the program, you’ll have to pass their requirements first. In order to be considered eligible for the program, you’ll need to be:
- At least 21 years old
- Have a verifiable income
- You must have a minimum balance of $5,000
What can they assist you?
Here are the various ways CuraDebt can aid you.
Debt Relief
Like their name implies, CuraDebt can assist you in dealing your debt. They can negotiate settlements on your behalf for most types of debt. These include medical bills, personal loans credit cards, and lines of credit. They can also be approached to pay off any remaining amount on business debts, collections, or repossessions.
They may even assist you in negotiating with back taxes and IRS debt. However, you won’t get assistance for the majority claims, loans from the government as well as collateral and utility bills. The same goes for student loans.
On the contrary, they’ll assist you in navigating laws such as the Telecommunications Consumer Protection Act (TCPA) and the Fair Debt Collection Practice Act (FDCPA). They will also help you identify the violations of creditors so that you can have cash settlements, if they are possible. Certain violations may lead to having your debts removed as well.
CuraDebt can also help you repay debt for less than the amount you have. They also allow you to ask questions during their free consult with their debt counsellor.
The best part about their plan is that you only have to pay for the charges after your debt has been settled. All you have to sign up for any of the plans and you’ll be able pay off all your debts.
Tax Management and Relief
CuraDebt can also deal with taxes. After they have gathered all your financial documentation, they will also collect all the documents you’ll require for tax returns.
By using this program, you should be able to deal with the various types of tax problems such as wage garnishments as well as tax penalties for personal and corporate taxes as well as back taxes, trust fund penalties, and tax liens.
There aren’t any hidden costs also. They use only flat-fee pricing and is dependent on the amount that you’ll have to pay.
They offer different options when it comes to settling taxes. Here are six of them:
- Installment agreements
- Offer in Compromise
- Collection statute expiration date
- Tax lien subordination
- Penalty abatements
- Currently non-collectible
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What kind of debt can they assist you with?
While debt settlement is their specialization however, they do not provide all kinds in debt resolution. CuraDebt is only focused on debt that is not secured. They won’t be able to help you if the loan or debt is linked to a physical item.
However, if you have the following types of debt, they will arrange settlements for you.
Tax Debt
With CuraDebt, you should be able to pay your past-due tax debts without difficulty. Additionally, this service is available to all 50 states in the event that you have a debt in arrears to IRS. There are federal tax experts who can assist you in resolving the issues.
Medical Debt
CuraDebt can also assist in settling the medical bills. In some cases, you may even pay them less than the amount you owe.
Private Student Loan
CuraDebt doesn’t cater to federal student loans. They can however assist private students with negotiating the student loans they have to pay.
Personal Loan
Personal loans and payday loans are also eligible for the debt settlement program. You may also be eligible the program if you have other unsecure credit lines that you got from another bank or financial institution.
Credit Card Debt
If you are in debt through store credit cards, traditional credit cards, and private-label credit cards, CuraDebt will help you pay it off.
How much will it cost?
The best part about CuraDebt is how they’ve priced their services. They don’t charge upfront fees. The only time you pay is when you have paid off all of your debts.
Additionally, they don’t charge high charges either. On average, you’ll have to pay up to 20 percent of the debt that you settled with them.
In general, this type of industry can charge anywhere between 15 and 25 percent.
In addition, customers can expect to pay off their debts in between 2 and 4 years. This varies depending on the amount that you save per month.
Also, they claim that you can save as much as 30% if you include their charges into your calculation.
However, this statement will differ based on the situation. Some clients even mentioned saving 50% to up to 80%.
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The benefits of using CuraDebt
Once you’ve got a clearer picture of what CuraDebt can offer you let’s look into the advantages of using CuraDebt.
In the beginning, CuraDebt is only charged when you’ve paid off your debt. Additionally they charge only a 20% fee while most companies charge you 25 percent.
If you’re finished by the program for debt relief you can also sign up for their credit repair program.
It’s an excellent way to restore your credit score without having to go into debt again. The program is however designed different for every person according to your personal situation.
Lastly, CureDebt looks into your financial obligations to assist with settlements and negotiations. It means that your debt won’t increase as time passes. They’ll also investigate any violations by creditors with the help of their own experts.
Some disadvantages to using CuraDebt
Let’s also look into some of the drawbacks of CuraDebt.
Settlement of debt and debt relief often require you to cease making payments with your credit card. So if you’re trying to increase your credit score, it might cause you to delay finishing your obligations.
CureDebt doesn’t even offer a mobile application. While they have a client website but it’s aged and simple. It’s not very user-friendly, and can be difficult to navigate.
In addition, they’re not recognized by their Better Business Bureau although they were awarded an A+ rating.
The Final Verdict
CuraDebt is a great program that allows you to pay off your debts without spending more on these kinds of services. In addition, their 20% service fee is cheaper than most firms that charge a 25% fee. There are no upfront payments and you’ll only have to pay the fee when your debt is finally settled.
Although they’ll give you an account so that you can track your progress however, their website isn’t user-friendly. CuraDebt also doesn’t have an app yet, which will make it easier to track your progression.
However, they have a good support team, and you can reach them, not only via emails but also via phone or making an e-ticket. Dividend Tax Relief
If your problem of debt is an problem right now, we strongly recommend CuraDebt’s debt management program. Be sure to be eligible and that the services that they provide are offered in your area.
> > Click Here to Get A Debt Consultation for Free < <
FAQ Dividend Tax Relief
What is the time frame to complete the course?
The typical program lasts from 24 to 48 months, depending on the amount of your debt and the stipulated settlement.
Can CuraDebt aid with tax problems in the state?
Sure, CuraDebt has a tax relief program that will help you with problems such as late payroll tax issues and garnishments of wages.
What should I do after joining the program?
You’ll have to keep in constant contact with your team members and make the necessary payments to lower the amount of debt you have over time.
