Are you experiencing debt that has been increasing lately? Are you burnt out from trying other financial advice and tips but you’re still struggling with unsolved problems?
Maybe you’re here because tried everything.
In the majority of cases, your best option is to speak with experts who can assist you settle this issue.
CuraDebt is among the most frequently contacted companies. Many people are asking if they are able to help or put you in more debt.
According to their customers, they can help you control 80percent of your debt so that you can finally take a couple of things off your shoulders.
But for some people the claims seem too good to be true.
You might be looking for any solution that could aid you in settling your debt. In this scenario, CuraDebt will mostly be suggested by people. We’ll take a deeper review of the way CuraDebt is used and the problems it could help solve.
In addition, prior to our conclusion, we’ll also look into its benefits and drawbacks.
Before starting the review, watch this video instead if you prefer watching it.
Otherwise, let’s begin.
Before you continue, you may want to check out this video by CuraDebt Debt Relief Reviews on YouTube that gives a quick overview. Afterward, you will want to read the rest of our article for a more comprehensive review.
About the Company Disaster Tax Relief Que Es
CuraDebt is a debt relief company from Hollywood, Florida. It was founded in 2000, and is an active participant in the American Fair Credit Council, the US Chamber of Commerce, and is accredited with the International Association of Professional Debt Arbitrators.
Although the service is accredited, certain states have limited their access to their services.
What can CuraDebt do?
Assistance in settling your debt is the most known feature. But they offer other services that can aid you in becoming more financially secure.
The process starts by requesting a no-cost savings estimate online. The service is completely confidential and they will not be conducting a credit screening. By using this estimate of savings, you will learn more about your options to be debt-free.
This estimate of savings, as mentioned previously, offers you an idea of your choices regardless of whether or not you’re planning on using CuraDebt.
CuraDebt will assign you a financial counselor and a team of support to assist you with credit arbitration if you decide to sign up. Financial advisors may be able to assist you with your debt-free journey.
Following the debt settlement plan, CuraDebt will be the one to take care of all your creditor’s calls. They’ll also be the ones who negotiate what you will pay for your settlement in accordance with the state of your finances. Based on what works most effectively for you, it can be either a lump sum settlement or the option of a payment plan.
Moreover, they will be working with creditors to ensure that you have better rates as you make deposits to your savings account, which in turn, will process to pay back creditors. Their programs can assist you to settle the debt within 48 months.
After you’ve registered with them, they will give you access to your account information 24 hours a day. All you need to do is login to CuraDebts the client portal to monitor your performance.
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CuraDebt’s Requirements
Before you are able to avail their program, you’ll need to satisfy their criteria first. In order to be considered eligible for the program, you’ll have to meet the following criteria:
- At least 21 years old
- Earn a reliable income
- Have a minimum debt of $5,000
What can they assist you with?
Here are some of the ways CuraDebt can assist you.
Debt Relief
The name of the company suggests that CuraDebt will assist you in dealing your debt. They are able to negotiate settlements on your behalf for most types of debt. This includes medical bills, personal loans, credit cards and also loans. They are also able to settle any outstanding balance of business debt, collections, or repossessions.
They may also assist in negotiating for back taxes as well as IRS debt. However, you will not receive support for most cases, government loans or collateral, as well as utility bills. Also, they don’t cover the majority of student loans.
On the other hand, they will help you use laws like the Telecommunications Consumer Protection Act (TCPA) and the Fair Debt Collection Practice Act (FDCPA). They will also help you identify the violations of creditors so that you can have cash settlements, if they are possible. Certain violations may lead to having your debts removed as well.
CuraDebt also allows you to repay debt for less than the sum you have. They also allow you to have questions answered during a free consultation with their debt counselor.
The best part about their plan is that you will only pay the fees when your debt is paid off. All you need to sign up for any of the plans, and you’ll have the ability to resolve all of your debts.
Tax Management and Relief
CuraDebt can also help you with your tax debt. Once they’ve gathered all your financial documents, they will also collect all the necessary paperwork to file tax returns.
By using this program, you will be able to solve the various types of tax problems like wage garnishments and tax penalties, personal and business taxes and back taxes as well as trust fund penalties and tax liens.
There aren’t hidden fees also. They use only flat-fee pricing and is dependent on the amount that you’ll have to pay.
They have different solutions for the settlement of the tax debt. Here are 6 options:
- Installment agreements
- Offer in Compromise
- Collection statute expiration date
- Tax lien subordination
- Penalty abatement
- Currently non-collectible
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What kind of debt are they able to help with?
Although debt settlement is their specialty, they don’t provide all kinds of debt settlement. CuraDebt is only focused on loans that are not secured. They can’t assist you if your debt or loan is tied to an actual item.
If you do have one of the following kinds of debt, they’ll arrange settlements for you.
Tax Debt
With CuraDebt, you should be able pay off your past-due tax debts without difficulty. Moreover, this type of service is available to all 50 states in the event that you owe money to the IRS. There are federal tax experts that can help you resolve these types of issues.
Medical Debt
CuraDebt can also help resolve the medical bills. In some cases you might even be able to pay the debt for less than you have to pay.
Private Student Loan
CuraDebt doesn’t cater to the federal government’s student loan. Still, they can help private students in negotiating the student loans they are owed.
Personal Loan
Personal loans and payday loans also qualify as debt-settling programs. You can also avail of the program if you also have other unsecured credit lines that you have obtained from an alternative financial institution or bank.
Credit Card Debt
If you are in debt through store credit cards or traditional credit cards or private label credit cards, CuraDebt can assist you in paying it off.
What is the cost?
The greatest thing about CuraDebt is the way the company has priced its services. They don’t charge an upfront fee. Only pay when you’ve paid each of your outstanding debts.
Also, they don’t have high-cost fees as well. On average, you’ll have to pay between 20 and 20 percent of the debt you settled with them.
On average, this type of industry can charge anywhere from 15% to 25 percentage.
In addition, customers can expect to pay off their debts in between 2 and 4 years. However, this also varies in relation to the amount you can save up per month.
Also, they claim that you could save as much as 30% if you include their fees in your equation.
However, the claim may depend on the situation. Some clients even mentioned saving 50% to 80%.
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The benefits of using CuraDebt
Once you’ve got an idea of the benefits CuraDebt can offer you let’s look into the advantages from using CuraDebt.
The first is that CuraDebt will only charge you after you’ve settled your debt. In addition they charge only a 20% fee while many companies charge 25%.
Then, if you’re done by the program for debt relief, you may enroll in their credit repair program.
It’s a great method to improve your credit without having to go in debt again. The program is however designed different for every person dependent on the circumstances of your case.
Finally, CureDebt looks into your credit to help with settlements and negotiations. It means that the amount you owe won’t rise over time. They’ll also look into any creditor violations with the assistance of their in-house experts.
Drawbacks of using CuraDebt
Let’s also consider some of the disadvantages of CuraDebt.
Debt settlement and debt relief typically require you to stop paying with the credit card you use. If you’re trying to increase your rating on your credit, this could set you back while you’re finishing your debt.
CureDebt doesn’t even have a mobile app. While they do have a website for clients but it’s outdated and basic. It’s not very intuitive and could be difficult to navigate.
Moreover, they are still not credited with their Better Business Bureau although they were awarded an A+ grade.
The Final Verdict
CuraDebt is a useful program that allows you to pay off your debts without spending more on these kinds of services. Additionally, their 20% service cost is lower than many firms that charge the 25% cost. There are no upfront payments, and you will only be required to pay once the debt is paid off.
While they’ll provide you with an account so that you can track your progress, their website is not simple to navigate. CuraDebt does not have an app, which will make it easier to look at your performance.
They do have a great support team, and you can reach them not only through emails but by phone or by submitting an electronic ticket. Disaster Tax Relief Que Es
If your debt is a big issue right now, we strongly recommend CuraDebt’s debt management program. Be sure to be eligible and that the programs they provide are in your area.
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FAQ Disaster Tax Relief Que Es
How long does it take to complete the program?
The program typically takes 24 to 48 months, depending on the amount of your debt and the agreement on the settlement.
Can CuraDebt aid in the fight against state tax issues?
Sure, CuraDebt provides tax relief programs that will aid you in dealing with problems such as delinquent payroll tax and wage garnishments.
What’s the first thing I have to do once I’m in the program?
You’ll need to constantly communicate with the team and pay the required payments to reduce the amount of debt you have over time.
