Are you experiencing debt that has been piling up lately? Are you burnt out from trying other financial tips and advice but you’re still struggling with unsolved problems?
Perhaps you’re here because you’ve tried everything.
In the majority of cases, the most effective approach is to talk to experts who can assist you resolve the issue.
CuraDebt is one of the companies that get the most inquiries. A lot of people have been inquiring whether they can assist you or help you get into more debt.
According to their customers, they can assist you in managing 80% of your debts so that you are able to take few things off of your mind.
However, for certain people, these claims are just too good to be true.
Suppose you’re on the lookout for anything that can assist you in paying off your debt. In this situation, CuraDebt will mostly be highly recommended by those. We’ll be taking a deep review of how CuraDebt operates and what issues it can help you solve.
In addition, prior to our conclusion our discussion, we’ll take a look at the advantages and disadvantages of this method.
Before beginning the review, check out this video instead if you prefer for it to be watched.
Otherwise, let’s begin.
Before you go on, you may want to watch this video by CuraDebt Debt Relief Reviews on YouTube that gives a quick review. After, you will want to read the rest of our article for a more comprehensive review of CuraDebt.
About the Company Disaster Tax Relief And Airport And Airway Extension Act Of 2021,
CuraDebt is a debt relief company from Hollywood, Florida. It was founded in 2000 and has since become an active participant in the American Fair Credit Council, the US Chamber of Commerce, and has been accredited with the International Association of Professional Debt Arbitrators.
While it is accredited, certain states have imposed restrictions on their services.
What CuraDebt do?
Helping you settle your debt is CuraDebt’s most well-known feature. But they offer other services that will help you be more financially secure.
First of all, it starts by requesting a no-cost savings estimate on the internet. This service is very confidential and won’t be doing a credit check. With this savings estimate, you will learn more about your other options in your journey towards debt-free.
Savings estimates, as mentioned previously, offers you the opportunity to consider your options regardless of whether or not you’re going to keep using CuraDebt.
CuraDebt will assign you a financial advisor and a support team to assist you in navigating credit arbitration in the event that you decide to sign up. Financial advisors may be able to assist you on your path to debt-free living.
After your debt settlement program is completed, CuraDebt can be the company to take care of all the calls from your creditors. They’ll also be the ones who will negotiate the terms of your repayment depending on the condition of your finances. In determining which option is the best to you, this could either be a lump sum settlement or a payment plan.
Additionally they will also work with creditors to ensure that you get better rates when you make deposits to your savings account. This in turn, will process to pay back the creditors. Their programs can assist you to pay off the debt in 48 months.
After you’ve registered with them, they will give you access to your account information 24 hours a day. All you need to do is login to CuraDebts the client portal so that you can monitor your development.
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CuraDebt’s Requirements
Before you can benefit from the program, you’ll have to pass their requirements first. For eligibility, you’ll have to be:
- At least 21 years old
- Verifiable income
- Have a minimum debt of $5,000
What can they help you?
Here are the various ways CuraDebt can help you.
Debt Relief
The name of the company suggests that CuraDebt can assist you in dealing with debt. They are able to negotiate settlements on behalf of you for all kinds of debt. These include personal loans, medical bills credit cards, as well as line of credit. You can also approach them to help settle any remaining amount on business debts, collections, or repossessions.
They may also assist in negotiating on tax owed and IRS debt. But, you won’t receive support for most claims, government loans, collateral, and utility bills. The same goes for student loans.
On the other hand, they will help you use laws like those of the Telecommunications Consumer Protection Act (TCPA) and the Fair Debt Collection Practice Act (FDCPA). They can also assist you in identifying creditor violations so that you can have cash settlements, if possible. Some violations can also result in having your debts also dismissed.
CuraDebt also allows you to settle debt with less than the amount you have. Additionally, you can have questions answered during a free consult with their debt advisor.
The best part about their plan is that you will only have to pay for the charges when your debt is paid off. All you need to sign up for some of their programs, and you’ll have the ability to settle each of your debts.
Tax Management and Relief
CuraDebt will also handle the tax liabilities you have. Once they’ve gathered all your financial records and tax documents, they’ll also collect all the documents you’ll require for tax returns.
By using this program, you should be able to deal with various tax issues like garnishments on wages as well as tax penalties for personal and business taxes as well as back taxes and trust fund penalties and tax lien.
There aren’t hidden fees either. They only offer flat-fee prices that is based on the amount you’ll have to pay.
There are a variety of options for paying off your tax debt. Here are 6 options:
- Installment agreements
- Offer in Compromise
- Collection statute expiration date
- Tax lien subordination
- Penalty abatement
- Currently non-collectible
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What kind of debt are they able to help with?
While debt settlement is their specialty but they aren’t able to provide all kinds of debt settlement. CuraDebt only focuses on unsecured debt. They won’t be able to help you if the debt or loan is tied to an actual item.
If you do have the following kinds of debt, they will negotiate settlements on your behalf.
Tax Debt
With CuraDebt it is expected that you will be able to pay taxes that are due without any issues. Moreover, this type of service is available across all 50 states, if you owe money towards the IRS. There are tax experts from the federal government who can assist you in resolving these types of issues.
Medical Debt
CuraDebt can also assist in settling any medical-related debt. In some instances you could even settle the debt for less than you are owed.
Private Student Loan
CuraDebt does not cater to Federal student loan. They can however assist private students in negotiating the student loans they owe.
Personal Loan
Personal loans and payday loans also qualify as debt-settling programs. You can also avail of the program if you also have other unsecured credit lines that you have obtained from another bank or financial institution.
Credit Card Debt
If you’re in debt using store credit cards or traditional credit cards or private label credit cards CuraDebt will assist you in paying it off.
What is the cost?
The most appealing aspect of CuraDebt’s pricing is how they’ve priced their service. They don’t charge an upfront fee. You’ll only pay once you settle each of your outstanding debts.
Additionally, they do not charge high charges either. On average, you’ll have to pay between 20 and 20 percent of the debt that you settled through them.
In general, this type of industry charges between 15% and 25 percentage.
Moreover, clients can expect to pay off their debts in between 2 and 4 years. However, this also varies according to the amount you can save up per month.
Also, they claim you can save up to 30% by incorporating their charges into your calculation.
However, this statement will depend on the situation. Some customers even claimed to save 50% to 80percent.
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The benefits of using CuraDebt
Once you’ve got a clearer picture of the benefits CuraDebt offers, let’s explore the benefits from using CuraDebt.
First, CuraDebt only charges you once you’ve paid off your debt. Furthermore they charge only a 20% fee while the majority of companies charge 25 percent.
Next, if you’re done by the program for debt relief, you may also sign up for their credit repair program.
It’s an excellent option to rebuild the credit rating without having to go into debt again. The program is however designed different for every person dependent on the circumstances of your case.
Finally, CureDebt looks into your debt so that they can assist with settlements and negotiations. So, your debt won’t increase as time passes. They’ll also be looking into any violations of creditor with the help of their experts in-house.
Some disadvantages to the use of CuraDebt
Let’s also look into some of the disadvantages of CuraDebt.
Settlement of debt and debt relief usually require that you stop paying with the credit card you use. So if you’re trying to build a better credit score, it could set you back while you’re getting rid of your obligations.
CureDebt doesn’t even have a mobile app. Although they have a website that clients can access but it’s outdated and basic. It’s not particularly user-friendly, and can be difficult to navigate.
Furthermore, they are not accredited with an accreditation from the Better Business Bureau although they were awarded an A+ rating.
The Final Verdict
CuraDebt is a useful program that allows you to settle your debt without spending more on these kinds of services. In addition their 20% service charge is cheaper than most companies that offer a 25% fee. There aren’t any upfront fees and you’ll only have to pay the fee when the debt is settled.
While they’ll provide you with an account so that you can track your progress however, their website isn’t easy to navigate. CuraDebt does not have an app yet, which could make it easier for you to look at your progress.
But, they do have a great support team and can be reached them, not only via emails but also via phone or submitting an electronic ticket. Disaster Tax Relief And Airport And Airway Extension Act Of 2021,
If your debt is a big problem right now, we recommend CuraDebt’s service. Make sure you’re qualified and that the services they provide are in your state.
> > Click Here to Get A Debt Consultation for Free < <
FAQ Disaster Tax Relief And Airport And Airway Extension Act Of 2021,
How long will it take to complete the program?
The average program is 24 to 48 months, depending on the amount of your debt and the agreed settlement.
Can CuraDebt assist with tax problems in the state?
Yes, CuraDebt has a tax relief program that can help you with problems like delinquent taxes and wage garnishments.
What do I need to do when I’m enrolled in the program?
You’ll be required to communicate with your team members and pay the required payments to lower the amount of debt you have over time.
