Are you experiencing debt that has been piling up lately? Are you exhausted from trying various financial advice and strategies but still have unsolved issues?
Perhaps you’re here because you’ve tried everything.
In most cases, the best way is to approach experts who can assist you settle this issue.
CuraDebt is one of the most frequently contacted companies. Many people have been inquiring whether they can assist you or put you in more debt.
According to their customers, they can assist you in managing the majority of your debts so that you can take few things off of your shoulders.
However, for certain people they believe these claims are too good to be true.
You might be looking for anything that can help you resolve your debt. In this case, CuraDebt will mostly be highly recommended by those. We’ll be taking a deep study of how CuraDebt is used and the problems it can solve for you.
Moreover, before we end, we’ll also look into its advantages and drawbacks.
Before beginning the review, go to this video in case you would prefer for it to be watched.
Otherwise, let’s begin.
Before you continue, you may want to watch this video by CuraDebt Debt Relief Reviews on YouTube that gives a quick review. Afterward, you’ll want to read the rest of our article for a more comprehensive review.
About the Company Disaster Relief Sales Tax Holiday Fl
CuraDebt is an organization that deals with debt relief in Hollywood, Florida. It was founded in 2000 and has been a participant in the American Fair Credit Council, the US Chamber of Commerce, and is accredited through the International Association of Professional Debt Arbitrators.
Although the service is accredited, some states have imposed restrictions on their services.
What CuraDebt do?
Helping you pay off your debt is CuraDebt’s most known feature. However, they also offer other services that can assist you in becoming financially secure.
First of all, it starts by requesting a no-cost savings estimate online. It is a completely private service, and they won’t conduct a credit inquiry. With this savings estimate you’ll discover more about options to be debt-free.
The savings estimate, as mentioned previously, offers you the opportunity to consider your choices, regardless of whether you’re planning to continue using CuraDebt.
CuraDebt will assign you a financial advisor and a team of support to help you with credit arbitration in the event that you decide to enroll. Financial advisors may be able to assist you on your path to debt-free living.
After your debt settlement program, CuraDebt will be the agency to handle all of your creditor’s calls. They’ll be the ones who will determine what you will pay for your repayment in accordance with the state of your finances. Depending on which works most effectively your situation, the payment can either be a lump sum settlement or the option of a payment plan.
Moreover they will be working with the creditors to ensure that you get better rates when you deposit money to your savings account, which in turn, will be processed to pay back creditors. The plans they offer can help you pay off the debt in two years.
After you’ve signed up with them, they will give you access to your data 24/7. All you have to do is login to CuraDebts’ client portal to monitor your progress.
Before you can avail of their program, you’ll need to pass their requirements first. For eligibility, you’ll need to meet the following criteria:
- At least 21 years old
- Verifiable income
- You must have a minimum balance of $5,000
What can they assist you with?
Here are the different ways CuraDebt can help you.
The name of the company suggests that CuraDebt can help you deal with debt. They are able to negotiate settlements on behalf of you for all kinds of debt. They can help with medical bills, personal loans credit cards, and also loans. They can also be approached to pay off any remaining balance on business debt collection, repossessions, or collections.
They may even assist you in negotiating with back taxes as well as IRS debt. However, you will not receive support for most cases, loans from the government, collateral, and utility bills. Also, they don’t cover the majority of student loans.
On the other hand, they can assist you in navigating laws such as the Telecommunications Consumer Protection Act (TCPA) and the Fair Debt Collection Practice Act (FDCPA). They will also help you identify the violations of creditors in order to get cash settlements, if they are possible. Certain violations may result in having your debts removed as well.
CuraDebt lets you pay off debts with less than the amount you own. You can also have questions answered during a free consult with their debt advisor.
The best part about the program is that you’ll only have to pay for the charges once your debt is settled. All you need to sign up for some of their programs and you’ll be able pay off all your debts.
Tax Management and Relief
CuraDebt will also handle your tax debt. After they have gathered all your financial documents They will also gather all the paperwork you’ll need for tax returns.
With this program, you’ll be able to deal with different types of taxes such as garnishments on wages, tax penalties, personal and business taxes, back taxes, trust fund penalties, and tax liens.
There aren’t any hidden charges also. They use only flat-fee pricing, which depends on the amount you’ll must settle.
There are a variety of options for the settlement of your tax debt. Here are 6 options:
- Installment agreements
- Offer in Compromise
- Collection statute expiration date
- Tax lien subordination
- Penalty abatement
- Currently non-collectible
What types of debt are they able to help with?
Although debt settlement is their forte, they don’t cater to all types of settlement. CuraDebt concentrates on loans that are not secured. They can’t assist you if your loan or debt is linked to an actual item.
If, however, you are in the following types of debt, they’ll negotiate settlements on your behalf.
With CuraDebt it is expected that you will be able pay off taxes that are due without any issues. Moreover, this type of service is accessible to all 50 states if you owe money in arrears to IRS. They have federal tax experts to assist you with the issues.
CuraDebt can also help resolve your medical debt. In some cases you could even settle them less than the amount you owe.
Private Student Loan
CuraDebt doesn’t cater to Federal student loan. However, they can assist private students negotiate any student loans that they have to pay.
Personal loans and payday loans also qualify as debt-settling programs. It is also possible to avail the program of the program if you also have other unsecured credit lines you obtained from a different bank or financial institution.
Credit Card Debt
If you are in debt through store credit cards or traditional credit cards or private label credit cards, CuraDebt will assist you in paying it off.
How much will it cost?
The greatest thing about CuraDebt is the way they’ve priced their services. They do not charge an upfront cost. The only time you pay is when you’ve paid each of your outstanding debts.
Additionally, they don’t charge high charges either. On average, you’ll have to pay as much as 20 percent of the debt that you settled through them.
On average, this type of industry charges from 15% to 25 percentage.
In addition, customers can expect to pay off their debts in between 2 and 4 years. This varies depending on the amount that you are able to save each month.
Additionally, they claim you can save up to 30% by incorporating their costs into your calculations.
However, the claim may depend on your specific situation. Some customers have even talked about saving 50 to 80%.
Benefits of using CuraDebt
Once you’ve got a clearer picture of the benefits CuraDebt can provide, let’s look into the advantages from using CuraDebt.
In the beginning, CuraDebt will only charge you after you’ve settled your debt. Additionally they only charge 20% of the cost, whereas many companies charge 25%.
Then, if you’re done by the program for debt relief, you can also sign up for their credit restoration program.
It’s an excellent method to improve your credit score without going back into debt. However, the program lasts differently for each person according to your personal situation.
Finally, CureDebt looks into your debt so that they can assist with settlements and negotiations. It means that your debt won’t increase over time. They’ll also look into any creditor violations with the help of their experts in-house.
Some disadvantages to the use of CuraDebt
We will also examine some of the negatives of CuraDebt.
Settlement of debt and debt relief usually require that you stop paying with . If you’re trying to increase your credit score, it could set you back while you’re getting rid of your debt.
CureDebt also doesn’t offer a mobile application. Although they have a website that clients can access but it’s aged and simple. It’s not very user-friendly, and can be challenging to navigate.
Furthermore, they are not recognized by an accreditation from the Better Business Bureau although they received an A+ rating.
The Final Verdict
CuraDebt is a great program that allows you to pay off your debts without spending more on those types of services. Additionally the 20% service cost is cheaper than most businesses that charge an additional 25% charge. There aren’t any upfront fees and you’ll only have to pay when your debt is finally settled.
Although they’ll give you an account so that you can track your progress however, their website isn’t easy to navigate. CuraDebt does not have an app, which could make it easier for you to track your performance.
But, they do have a good support team that you can contact them not just via email but also via phone or making an electronic ticket. Disaster Relief Sales Tax Holiday Fl
If the debt is a big problem right now, we highly recommend CuraDebt’s program. Just make sure that you’re eligible and that the programs they offer are available in your area.
FAQ Disaster Relief Sales Tax Holiday Fl
How long does it take to complete the course?
The program typically takes 24 to 48 months, dependent on the size of your debt as well as your agreement on the settlement.
Can CuraDebt help with state tax problems?
It is true that CuraDebt offers a program for tax relief that will assist you with issues such as delinquent payroll tax issues and garnishments on wages.
What’s the first thing I have to do once I’m in the program?
You’ll be required to communicate with the team and pay the required payments to reduce your debt over time.