Have your debts been piling up lately? Are you exhausted from trying different financial advice and tips but still have unsolved issues?
Maybe you’re here because been through every thing.
In the majority of cases, the best option is to speak with professionals that can help you settle this issue.
CuraDebt is one of the companies that get the most inquiries. Many customers have asked if they can help you or put you into more debt.
According to their customers, they can help you control 80percent of your debt so that you are able to take few things off of your mind.
But for some people the claims seem too good to be true.
If you’re looking for something that will help you resolve your debt. If that’s the case, CuraDebt will mostly be suggested by people. We’ll be taking a deep look at the way CuraDebt operates and what issues it can solve for you.
Moreover, before we end we’ll look at its advantages and drawbacks.
Before you begin the review, watch this video instead in case you would prefer for it to be watched.
Otherwise, let’s begin.
Before you continue, you may want to check out this video by CuraDebt Debt Relief Reviews on YouTube that gives a quick review. After, you will want to read the rest of our article for a more comprehensive review of CuraDebt.
About the Company Disabled Personal Property Tax Relief Programs Norfolk Va
CuraDebt is a debt relief company from Hollywood, Florida. It was founded in 2000 and has been an active part of the American Fair Credit Council, the US Chamber of Commerce, and is accredited by the International Association of Professional Debt Arbitrators.
While it is accredited, certain states have imposed restrictions on their services.
What CuraDebt do?
Helping you settle your debt is the most known feature. They also provide other services that will help you be more financially stable.
The process begins by requesting a free online savings estimate. This service is very confidential, and they won’t conduct a credit inquiry. By using this estimate of savings you’ll learn more about your other options in your journey to debt-free.
The savings estimate, as mentioned previously, offers you an insight into your choices regardless of whether or not you’re planning to continue using CuraDebt.
CuraDebt will assign you a financial advisor and a support team to assist you with credit arbitration if you decide to sign up. Certain financial advisors can assist you in your debt-free journey.
After your debt settlement program is completed, CuraDebt is the company to handle all of your creditors’ calls. They’ll also be the ones that negotiate conditions of the payment depending on the condition of your financial situation. In determining which option is the most effectively for you, it could be either a lump sum settlement or an installment plan.
Additionally, they will work with lenders to help you have better rates as you transfer money into your savings account. This, in turn, will be processed to pay creditors. Their programs can assist you to settle the debt within the period of 48 months.
After you’ve signed up with them, they’ll allow you access to your information 24/7. All you have to do is log in to CuraDebts the client portal to track your development.
Before you can avail of the program, you’ll have to meet their eligibility requirements first. To be eligible, you’ll need to meet the following criteria:
- At least 21 years old
- Have a verifiable income
- Minimum debt must be $5,000
What are they able to assist you with?
Here are the various ways CuraDebt can aid you.
Like their name implies, CuraDebt can help you deal your debt. They can negotiate settlements on your behalf to settle all kinds of debt. This includes medical bills, personal loans, credit cards and also line of credit. You can also approach them to pay off any remaining balance of business debt, collections, or repossessions.
They may even assist you in negotiating with back taxes as well as IRS debt. However, you won’t get support for most claims, loans from the government or collateral, as well as utility bills. The same goes for student loans.
On the other hand, they can assist you with laws like those of the Telecommunications Consumer Protection Act (TCPA) and the Fair Debt Collection Practice Act (FDCPA). They also help you find creditor violations to ensure that you receive cash settlements, if they are possible. Some violations can also cause your debt to be removed as well.
CuraDebt also allows you to repay debt for less than the amount you have. You can also ask questions during their free consult with their debt counsellor.
The best part about the program is that you will only have to pay for the charges after your debt has been settled. All you need to sign up to some of their programs and you’ll be able pay off all your debts.
Tax Management and Relief
CuraDebt can also deal with your tax debt. After they have gathered all your financial documentation and tax documents, they’ll also collect all the documents you’ll require for tax returns.
By using this program, you will be able to deal with different types of taxes such as wage garnishments and tax penalties, personal and corporate taxes as well as back taxes, trust fund penalties, and tax liens.
There aren’t any hidden costs either. They only offer flat-fee prices, which depends on the amount you’ll need to settle.
There are a variety of options when it comes to settling taxes. Here are 6 options:
- Installment agreements
- Offer in Compromise
- Collection statute expiration date
- Tax lien subordination
- Penalty abatement
- Currently non-collectible
What types of debt can they assist you with?
While debt settlement is their specialization, they don’t cater to all types of debt settlement. CuraDebt only focuses on unsecured debt. They can’t help you if your loan or debt is linked to an actual item.
However, if you have the following kinds of debt, they’ll negotiate settlements on your behalf.
With CuraDebt it is expected that you will be able to pay tax debts that were due to be paid without any issues. Moreover, this type of service is available across all 50 states, if you have a debt towards the IRS. There are federal tax experts who can assist you in resolving the issues.
CuraDebt will also help you resolve your medical debt. In some instances, you may even pay them less than the amount you have to pay.
Private Student Loan
CuraDebt does not cater to federal student loans. However, they can assist private students negotiate any student loans that they are owed.
Personal and payday loans are also eligible to be eligible for debt relief programs. You may also be eligible the program if you have other unsecure credit lines that you have obtained from a different financial institution or bank.
Credit Card Debt
Whether you have debt with store credit cards as well as traditional credit cards and private-label credit cards, CuraDebt will assist you in paying it off.
What is the cost?
The most appealing aspect of CuraDebt’s pricing is how they’ve priced their services. They do not charge an upfront cost. You’ll only pay once you settle each of your outstanding debts.
Also, they do not charge high fees as well. In the average, you’ll need to pay between 20 and 20% of the debt you settled through them.
On average, this type of industry charges between 15 and 25%.
Moreover, clients can expect to pay off their debts in between 2 and 4 years. However, this also varies in relation to the amount you are able to save each month.
They also claim you can save up to 30% by incorporating their fees in your equation.
But this claim will also differ based on your specific situation. Some customers even claimed to save 50 to 80percent.
The benefits of using CuraDebt
Now that you have an understanding of the benefits CuraDebt can provide, Let’s take a look at the benefits from using CuraDebt.
In the beginning, CuraDebt is only charged once you’ve paid off your debt. In addition, they only charge 20% of the cost, whereas many companies charge 25 percent.
Then, if you’re done by the program for debt relief you could join their credit repair program.
It’s a great method to improve the credit rating without having to go in debt again. However, the program lasts different for every person according to your personal situation.
Lastly, CureDebt looks into your financial obligations to assist in settlements and negotiations. So, your debt won’t increase over time. They’ll also investigate any violations by creditors using their own experts.
Drawbacks of using CuraDebt
Let’s also consider some of the disadvantages of CuraDebt.
Debt relief and debt settlements typically require you to cease making payments with the credit card you use. So if you’re trying to improve your credit score, it might cause you to delay getting rid of your obligations.
CureDebt does not offer a mobile application. Although they have a website that clients can access but it’s old and mundane. It’s not particularly user-friendly, and can be challenging to navigate.
In addition, they’re not accredited with their Better Business Bureau although they received an A+ grade.
The Final Verdict
CuraDebt is a useful program that allows you to pay off your debts without spending more on those types of services. In addition their 20% service charge is cheaper than most firms that charge an additional 25% charge. There is no upfront payment and you’ll only be required to pay once the debt is paid off.
Although they’ll allow you to access an account to see your progress however, their website isn’t simple to navigate. CuraDebt also doesn’t have an app, which would make it easier to track your progression.
They do have a great support team, and you can reach them not just via email but also by phone or making an electronic ticket. Disabled Personal Property Tax Relief Programs Norfolk Va
If credit card is a major problem right now, we recommend CuraDebt’s service. Be sure to be eligible and that the programs they offer are available in your area.
FAQ Disabled Personal Property Tax Relief Programs Norfolk Va
What is the time frame to finish the program?
The typical program lasts from 24 to 48 months, dependent on the size of your debt and the agreement on the settlement.
Can CuraDebt help with tax problems in the state?
It is true that CuraDebt has a tax relief program that will help you with problems such as delinquent payroll tax and garnishments of wages.
What’s the first thing I have to do once I’m in the program?
You’ll be required to communicate with your team members and make the necessary payments to lower your debt over time.