Has your debt been piling up lately? Are you exhausted from trying other financial advice and strategies but haven’t solved your problems?
Maybe you’re here because already tried every thing.
In most cases, the best option is to speak with experts who can help to resolve this issue.
CuraDebt is one of the most asked companies. A lot of customers have asked if they are able to help or put you into more debt.
According to their clients they can help you manage 80% of your debts so that you can take couple of things off your shoulders.
But for some people they believe these claims are too good to be true.
You might be looking for something that will aid you in settling your debt. In this case, CuraDebt will mostly be highly recommended by those. We’ll be taking an in-depth review of the way CuraDebt is used and the problems it could help solve.
In addition, prior to our conclusion we’ll look at its benefits and drawbacks.
Before starting the review, you can check out this video instead for a more relaxing way watching it.
Otherwise, let’s begin.
Before you continue, you may want to check out this video by CuraDebt Debt Relief Reviews on YouTube that gives a quick overview. After, you will want to read the rest of the article for a more comprehensive review.
About the Company Did I Receive Property Tax Relief Credit
CuraDebt is a company that provides debt relief from Hollywood, Florida. It was founded in 2000 and has been a participant in the American Fair Credit Council, the US Chamber of Commerce, and has been accredited by the International Association of Professional Debt Arbitrators.
Although the service is accredited, certain states have limited their access to their services.
What CuraDebt do?
Assistance in settling your debt is the most well-known feature. However, they also offer other services that can assist you in becoming financially secure.
It all begins by requesting a free savings estimate online. It is a completely private service, and they won’t be conducting a credit screening. With this savings estimate you’ll be able to be able to learn more about the options towards debt-free.
Savings estimates, as we’ve mentioned previously, offers you an insight into your options, regardless of whether you’re planning to continue using CuraDebt.
CuraDebt will assign you a financial advisor and a support team to assist you in navigating the process of credit arbitration should you choose to sign up. Some financial advisors can help you in your debt-free journey.
Following the debt settlement plan, CuraDebt will be the agency to answer all of your creditors’ calls. They will also be the ones that will negotiate the terms of your repayment depending on the condition of your finances. Based on what works best for you, it can be either a lump sum settlement or a payment plan.
Furthermore they will be working with creditors to ensure that you enjoy better rates when you transfer money into your savings account, which in turn, will process to pay off the creditors. Their plans can help you pay off the debt in two years.
After you’ve signed up with them, they’ll give you access to your information 24/7. All you have to do is login to CuraDebts Client Portal to track your performance.
Before you can avail of the program, you’ll have to pass their requirements first. In order to be considered eligible for the program, you’ll have to meet the following criteria:
- At least 21 years old
- Earn a reliable income
- Have a minimum debt of $5,000
What can they help you?
Here are the different ways CuraDebt can aid you.
As their name suggests, CuraDebt can help you deal with debt. They are able to negotiate settlements on your behalf to settle most types of debt. They can help with medical bills, personal loans credit cards, as well as lines of credit. You can also approach them to help settle any remaining amount on business debts collection, repossessions, or collections.
They may even assist you in negotiating with back taxes and IRS debt. However, you won’t get assistance for the majority cases, loans from the government as well as collateral and utility bills. They also don’t cover most student loans.
On the other hand, they will assist you in navigating laws such as that of Telecommunications Consumer Protection Act (TCPA) and the Fair Debt Collection Practice Act (FDCPA). They will also help you identify creditor violations so that you can have cash settlements, if possible. Certain violations could cause your debt to be removed as well.
CuraDebt also allows you to settle debt with less than the amount you own. You can also have questions answered during a free consultation with their debt counsellor.
The best part about the program is that you will only have to pay for the charges after your debt has been settled. All you have to sign up for some of their programs, and you’ll be able to settle each of your debts.
Tax Management and Relief
CuraDebt can also help you with taxes. Once they’ve gathered all your financial records They will also gather all the necessary paperwork to file tax returns.
With this program, you should be able to deal with the various types of tax problems like wage garnishments and tax penalties, personal and corporate taxes as well as back taxes and trust fund penalties and tax lien.
There aren’t hidden fees either. They use only flat-fee pricing that is based on the amount you’ll need to settle.
There are a variety of options when it comes to paying off taxes. Here are six of them:
- Installment agreements
- Offer in Compromise
- Collection statute expiration date
- Tax lien subordination
- Penalty abatement
- Currently non-collectible
What kinds of debts can they assist you with?
Although they specialize in debt settlement, it is not their specialty, they don’t offer all kinds in debt resolution. CuraDebt concentrates on loans that are not secured. They aren’t able to help you if your loan or debt is linked to an actual item.
If, however, you are in one of the following kinds of debt, they’ll arrange settlements for you.
With CuraDebt the service, you’ll be able pay off taxes that are due without any issues. Additionally, this service is available to all 50 states in the event that you owe money towards the IRS. They have federal tax experts that can help you resolve these kinds of problems.
CuraDebt will also help you resolve your medical debt. In some cases, you may even pay the debt for less than you are owed.
Private Student Loan
CuraDebt does not cater to federal student loans. Still, they can help private students in negotiating any student loans that they have to pay.
Personal and payday loans are also eligible for the debt settlement program. It is also possible to avail the program of the program if you also have other unsecured credit lines you obtained from a different financial institution or bank.
Credit Card Debt
If you’re in debt using store credit cards as well as traditional credit cards as well as private label credit card CuraDebt can help you pay it off.
What is the cost?
The best part about CuraDebt is how the company has priced its services. They don’t charge upfront fees. The only time you pay is when you’ve paid each of your outstanding debts.
They also do not charge high fees as well. On average, you’ll have to pay as much as 20% of the debt you settled through them.
In the average, this kind of business can cost anywhere between 15 and 25%.
Moreover, clients can expect to settle their debts within between 2 and 4 years. However, this also varies depending on the amount that you are able to save each month.
Additionally, they claim that you can save up to 30% if you include their fees in your equation.
However, this statement will depend on your situation. Some customers even claimed to save 50% to 80percent.
Benefits of using CuraDebt
Once you’ve got a clearer picture of the benefits CuraDebt can offer you Let’s take a look at the benefits of using CuraDebt.
In the beginning, CuraDebt only charges you once you’ve paid off your debt. In addition they charge only 20% of the cost, whereas the majority of companies charge 25%.
Then, if you’re done with the debt settlement program you may also sign up for their credit restoration program.
It’s a fantastic way to restore your credit score without going into debt again. The program is however designed different for every person according to your personal situation.
Lastly, CureDebt looks into your debt so that they can assist in settlements and negotiations. So, your debt won’t inflate as time passes. They’ll also look into any violations of creditor using their experts in-house.
The drawbacks of the use of CuraDebt
Let’s also consider some of the negatives of CuraDebt.
Settlement of debt and debt relief typically require you to cease making payments with your credit card. Therefore, if you’re trying improve your rating on your credit, this could cause you to delay finishing your credit card debt.
CureDebt doesn’t even have a mobile app available. While they have a client website, it looks aged and simple. It’s not very intuitive and could be challenging to navigate.
Furthermore, they are not credited with the Better Business Bureau although they did receive an A+ rating.
The Final Verdict
CuraDebt is a good program that lets you pay off your debts without spending more on these kinds of services. Moreover their 20% service charge is less expensive than the majority of firms that charge a 25% fee. There is no upfront payment, and you will only have to pay when the debt is paid off.
Although they’ll allow you to access an account to see your progress but their website isn’t easy to navigate. CuraDebt does not have an app, which would make it easier to look at your progression.
However, they have a competent support staff and can be reached them not just via email but by phone or by sending an electronic ticket. Did I Receive Property Tax Relief Credit
If debt is a big issue right now, we recommend CuraDebt’s service. Make sure you’re eligible and that the services that they provide are offered in your state.
FAQ Did I Receive Property Tax Relief Credit
How long will it take to finish the program?
The average program is 24 to 48 months, dependent on the size of your debt as well as your stipulated settlement.
Can CuraDebt help with tax problems in the state?
Sure, CuraDebt offers a program for tax relief that will aid you in dealing with problems such as delinquent payroll taxes and garnishments of wages.
What’s the first thing I have to do after joining the program?
You’ll need to constantly communicate with the team and make the necessary payments to reduce your debt over time.