Have your debts been piling up lately? Are you exhausted from trying different financial advice and tips but you’re still struggling with unsolved problems?
Perhaps you’re here because you’ve tried everything.
In the majority of cases, the best way is to approach experts who can assist to resolve this issue.
CuraDebt is one of the most frequently contacted companies. A lot of customers have asked if they can assist you or put you in more debt.
According to their customers, they can help you control 80% of your debts so that you can take couple of things off your plate.
But for some people the claims seem too good to be true.
If you’re looking for anything that can aid you in settling your debt. In that situation, CuraDebt will mostly be recommended by people. We’ll be taking a deep study of how CuraDebt operates and what issues it can solve for you.
In addition, prior to our conclusion our discussion, we’ll take a look at its advantages and drawbacks.
Before you begin the review, you can watch this video instead if you prefer watching it.
Otherwise, let’s begin.
Before you go on, you may want to check out this video by CuraDebt Debt Relief Reviews on YouTube that gives a quick overview. After, you’ll want to read the rest of our article for a more comprehensive review of CuraDebt.
About the Company Dentist Tax Relief Owning A Lab
CuraDebt is an organization that deals with debt relief in Hollywood, Florida. It was established in 2000, and is a part of the American Fair Credit Council, the US Chamber of Commerce, and is accredited through the International Association of Professional Debt Arbitrators.
Although it is accredited, certain states have restricted their services.
What CuraDebt do?
Assistance in settling your debt is one of CuraDebt’s best popular feature. But they offer other services that can help you be more financially secure.
It all begins by requesting a free online savings estimate. It is a completely private service and they will not conduct a credit inquiry. With this savings estimate you’ll be able to learn more about the other options in your journey towards debt-free.
Savings estimates, which was mentioned previously, offers you the opportunity to consider your choices regardless of whether you’re planning on using CuraDebt.
CuraDebt will provide you with a financial counselor and a team of support to assist you in navigating credit arbitration if you decide to sign up. Certain financial advisors can assist you with your debt-free journey.
Following your debt settlement plan, CuraDebt will be the agency to take care of all your creditors’ calls. They’ll also be the ones who will negotiate conditions of the repayment depending on the condition of your finances. Based on what works most effectively for you, it can be a lump-sum settlement or the option of a payment plan.
Additionally, they will be working with the creditors so that you can enjoy better rates when you deposit money to your savings account. This, in turn, will process to pay off the creditors. Their plans can help you pay off the debt in the period of 48 months.
Once you’ve signed up with them, they will allow you access to your account information 24 hours a day. All you have to do is log in to CuraDebts’ client portal so that you can monitor your progress.
Before you can avail of their program, you’ll need to satisfy their criteria first. In order to be considered eligible for the program, you’ll have to be:
- Minimum 21 years old
- Verifiable income
- Minimum debt must be $5,000
What are they able to assist you with?
Here are some of the ways CuraDebt can aid you.
Like their name implies, CuraDebt will assist you in dealing with debt. They are able to negotiate settlements on behalf of you for the majority of types of debt. They can help with medical bills, personal loans credit cards, and also line of credit. You can also approach them to pay off any remaining balance of business debt and collections or repossessions.
They may also assist in negotiating with back taxes as well as IRS debt. But, you won’t receive support for most cases, government loans as well as collateral and utility bills. Also, they don’t cover the majority of student loans.
On the other hand, they will help you use laws like those of the Telecommunications Consumer Protection Act (TCPA) and the Fair Debt Collection Practice Act (FDCPA). They can also assist you in identifying debtors who are in violation so that you can have cash settlements, if possible. Some violations can also result in having your debts dismissed as well.
CuraDebt lets you pay off debts with less than the amount you own. They also allow you to have questions answered during a free meeting with their debt counselor.
The best part about their program is that you will only be charged once your debt is settled. All you have to do is sign up with any of the plans and you’ll be able to settle each of your debts.
Tax Management and Relief
CuraDebt will also handle your tax debt. After they have gathered all your financial records and tax documents, they’ll also collect all the documents you’ll require to file tax returns.
By using this program, you will be able to deal with the various types of tax problems like garnishments on wages as well as tax penalties for personal and taxation for business and back taxes as well as trust fund penalties and tax liens.
There aren’t any hidden costs neither are there hidden fees. They only offer flat-fee prices, which depends on the amount you have to pay.
They offer different options in the settlement of your tax debt. Here are 6 of them:
- Installment agreements
- Offer in Compromise
- Collection statute expiration date
- Tax lien subordination
- Penalty abatement
- Currently non-collectible
What types of debt are they able to help with?
While debt settlement is their forte however, they do not offer all kinds in debt resolution. CuraDebt only focuses on debt that is not secured. They aren’t able to help you if the loan or debt is linked to a physical item.
If you do have one of the following kinds of debt, they’ll negotiate settlements on your behalf.
With CuraDebt the service, you’ll be able to settle your past-due tax debts without any problems. Furthermore, this service is offered to all 50 states in the event that you owe money to the IRS. There are federal tax experts that can help you resolve the issues.
CuraDebt will also help you resolve the medical bills. In some instances you might even be able to pay them for less than what you are owed.
Private Student Loan
CuraDebt doesn’t cater to federal student loans. They can however assist private students with negotiating any student loans that they are owed.
Personal loans and payday loans also qualify to be eligible for debt relief programs. You can also avail of the program if you also have other unsecured credit lines you obtained from an alternative financial institution or bank.
Credit Card Debt
Whether you have debt with store credit cards, traditional credit cards, and private-label credit cards, CuraDebt will assist you in paying it off.
What is the cost?
The greatest thing about CuraDebt is how the company has priced its services. They do not charge an upfront cost. The only time you pay is when you settle each of your debts.
They also do not charge high charges either. In the average, you’ll need to pay as much as 20% of the debt you settled with them.
In the average, this kind of business can cost anywhere between 15 and 25 percent.
Moreover, clients can expect to settle their debt from between 2 and 4 years. However, this also varies depending on the amount that you can save up per month.
They also claim you can save as much as 30% if you include their costs into your calculations.
However, this statement will depend on your situation. Some customers even claimed to save 50 to 80percent.
The benefits of using CuraDebt
Now that you have an understanding of what CuraDebt can offer you Let’s take a look at the benefits that come with using CuraDebt.
First, CuraDebt only charges you once you’ve paid off your debt. Furthermore they only charge 20% of the cost, whereas the majority of companies charge 25%.
Then, if you’re done with the debt settlement program you could enroll in their credit restoration program.
It’s a fantastic method to improve your credit score without going back into debt. The program is however designed differently for each person dependent on the circumstances of your case.
Lastly, CureDebt looks into your debt so that they can assist with settlements and negotiations. It means that your debt won’t increase over time. They’ll also investigate any creditor violations with the help of their experts in-house.
The drawbacks of using CuraDebt
Let’s also consider some of the negatives of CuraDebt.
Settlement of debt and debt relief typically require you to cease making payments with the credit card you use. If you’re trying to build a better credit score, it might cause you to delay finishing your credit card debt.
CureDebt does not have a mobile app. While they have a website that clients can access but it’s old and mundane. It’s not very intuitive, and it can be challenging to navigate.
Moreover, they are still not accredited with the Better Business Bureau although they received an A+ grade.
The Final Verdict
CuraDebt is a useful program that lets you settle your debt without spending more for these types of services. Additionally, their 20% service cost is lower than many firms that charge a 25% fee. There are no upfront payments and you’ll only have to pay when the debt is paid off.
Although they’ll give you an account so that you can track your progress however, their website isn’t easy to navigate. CuraDebt does not have an app that would make it easier to look at your progress.
However, they have a good support team and can be reached them not just via email but also by phone or submitting an e-ticket. Dentist Tax Relief Owning A Lab
If credit card is a major problem right now, we strongly recommend CuraDebt’s debt management program. Make sure you’re qualified and that the services that they provide are offered in your state.
FAQ Dentist Tax Relief Owning A Lab
What is the time frame to finish the program?
The program typically takes between 24 and 48 months depending on the amount of your debt as well as your stipulated settlement.
Can CuraDebt aid in the fight against state tax issues?
Yes, CuraDebt provides tax relief programs to assist you with issues like delinquent tax issues and garnishments of wages.
What’s the first thing I have to do after joining the program?
You’ll have to keep in constant contact with the team and pay the required payments to lower your debt over time.