Has your debt increased lately? Are you exhausted from trying various financial advice and tips but still have unsolved issues?
Perhaps you’re here because you’ve already tried everything.
In the majority of cases, your most effective approach is to talk to experts who can assist you settle this issue.
CuraDebt is one of the most frequently contacted companies. Many people are asking if they can help you or put you in more debt.
According to their customers, they can help you manage the majority of your debt , so you can finally take a couple of w
orries off your shoulders.
But for some people they believe these claims are too good to be true.
Suppose you’re on the lookout for any solution that could assist you in paying off your debt. If that’s the case, CuraDebt will mostly be highly recommended by those. We’ll be taking a deep look at how CuraDebt operates and what issues it could help solve.
Furthermore, before we conclude our discussion, we’ll take a look at the advantages and disadvantages of this method.
Before beginning the review, go to this video in case you would prefer to watch it.
Otherwise, let’s begin.
Before you continue, you may want to check out this video by CuraDebt Debt Relief Reviews on YouTube that gives a quick review. Afterward, you will want to read the rest of the article for a more comprehensive review of CuraDebt.
About the Company Delaware Franchise Tax Relief From Penalties And Interest
CuraDebt is an organization that deals with debt relief in Hollywood, Florida. It was founded in 2000 and has since become an active part of the American Fair Credit Council, the US Chamber of Commerce, and is accredited by the International Association of Professional Debt Arbitrators.
Although the service is accredited, some states have limited their access to their services.
What CuraDebt do?
Helping you settle your debt is CuraDebt’s most known feature. They also provide other services that can aid you in becoming more financially secure.
First of all, it begins with requesting a free online savings estimate. The service is completely confidential and they will not be conducting a credit screening. By using this estimate of savings, you will discover more about options to debt-free.
The savings estimate, as we’ve mentioned previously, offers you the opportunity to consider your choices, regardless of whether you’re planning on using CuraDebt.
CuraDebt will provide you with a financial counselor and a support team to assist you with credit arbitration in the event that you decide to enroll. Certain financial advisors can assist you in your debt-free journey.
After your debt settlement program is completed, CuraDebt will be the agency to answer all of your creditors’ calls. They will also be the ones that will negotiate what you will pay for your payment in accordance with the state of your finances. Based on what works best to you, this could either be a lump sum settlement or a payment plan.
Furthermore, they will be working with creditors so that you can enjoy better rates when you transfer money into your savings account. This, in turn, will be processed to pay off creditors. The plans they offer can help you get rid of debt in just 48 months.
After you’ve signed up with them, they will provide you with access to your account information 24 hours a day. All you have to do is log in to CuraDebts’ client portal to monitor your performance.
Before you are able to avail the program, you’ll have to satisfy their criteria first. In order to be considered eligible for the program, you’ll need to meet the following criteria:
- Minimum 21 years old
- Have a verifiable income
- You must have a minimum balance of $5,000
What are they able to assist you with?
Here are some of the ways CuraDebt can help you.
As their name suggests, CuraDebt can help you deal with your debt. They are able to negotiate settlements on your behalf for most types of debt. They can help with personal loans, medical bills, credit cards and loans. They are also able to pay off any remaining balance of business debt collection, repossessions, or collections.
They can even help negotiate on tax owed as well as IRS debt. However, you will not receive assistance with the majority claims, government loans or collateral, as well as utility bills. Also, they don’t cover the majority of student loans.
On the other hand, they can help you use laws like that of Telecommunications Consumer Protection Act (TCPA) and the Fair Debt Collection Practice Act (FDCPA). They can also assist you in identifying debtors who are in violation to ensure that you receive cash settlements, should it be possible. Certain violations could result in having your debts removed as well.
CuraDebt can also help you pay off debts with less than the amount you have. You can also inquire about your debt during their no-cost meeting with their debt advisor.
The greatest benefit of their plan is that you’ll only pay the fees after your debt has been settled. All you have to sign up to one of their plans, and you’ll be able to settle each of your debts.
Tax Management and Relief
CuraDebt can also deal with your tax debt. Once they’ve gathered all your financial documentation They will also gather all the necessary paperwork for tax returns.
Through this program, you will be able to resolve various tax issues such as wage garnishments and tax penalties, personal and taxation for business, back taxes as well as trust fund penalties and tax lien.
There aren’t any hidden charges also. They only use flat-fee pricing, which depends on the amount you’ll have to pay.
There are a variety of options in the settlement of taxes. Here are 6 of them:
- Installment agreements
- Offer in Compromise
- Collection statute expiration date
- Tax lien subordination
- Penalty abatement
- Currently non-collectible
What kind of debt can they help you with?
Although they specialize in debt settlement, it is not their forte but they aren’t able to cater to all types of debt settlement. CuraDebt is only focused on debt that is not secured. They can’t help you if the debt or loan is tied to an actual item.
If you do have one of the following kinds of debt, they will arrange settlements for you.
With CuraDebt it is expected that you will be able pay off taxes that are due without any problems. Moreover, this type of service is available to all 50 states if you have a debt towards the IRS. There are tax experts from the federal government who can assist you in resolving the issues.
CuraDebt can also assist in settling your medical debt. In some cases, you may even pay them less than the amount you are owed.
Private Student Loan
CuraDebt does not cater to Federal student loan. However, they can assist private students with negotiating the student loans they owe.
Personal loans and payday loans are also eligible for the debt settlement program. You may also be eligible if you have other unsecured credit lines that you got from a different financial institution or bank.
Credit Card Debt
Whether you have debt with store credit cards or traditional credit cards and private-label credit cards CuraDebt can assist you in paying it off.
What will it cost you?
The greatest thing about CuraDebt is how they’ve priced their services. They do not charge an upfront cost. Only pay when you settle each of your outstanding debts.
Also, they don’t have high-cost fees as well. In the average, you’ll need to pay between 20 and 20% of the debt you settled with them.
In the average, this kind of industry charges between 15 and 25%.
In addition, customers can expect to settle their debts within two to four years. This varies in relation to the amount you can save up per month.
Additionally, they claim that you can save up to 30% by incorporating their costs into your calculations.
But this claim will also depend on the situation. Some clients even mentioned saving 50% to 80percent.
Benefits of using CuraDebt
Once you’ve got a clearer picture of what CuraDebt offers, Let’s take a look at the benefits of using CuraDebt.
First, CuraDebt only charges you once you’ve paid off your debt. Additionally they charge only a 20% fee while many companies charge 25 percent.
Then, if you’re done in the process of debt resolution you could join their credit repair program.
It’s a fantastic method to improve your credit without having to go in debt again. However, the program runs in a different way for each individual according to your personal situation.
In the end, CureDebt looks into your debt so that they can help with settlements and negotiations. So, the amount you owe won’t rise over time. They’ll also look into any violations by creditors with the assistance of their experts in-house.
The drawbacks of the use of CuraDebt
Let’s also consider some of the drawbacks of CuraDebt.
Debt relief and debt settlements usually require that you cease making payments with . Therefore, if you’re trying improve your credit score, it could set you back while you’re getting rid of your debt.
CureDebt doesn’t even have a mobile app. While they have a website for clients, it looks old and mundane. It’s not very user-friendly, and can be difficult to navigate.
In addition, they’re not credited with their Better Business Bureau although they were awarded an A+ grade.
The Final Verdict
CuraDebt is a great program that lets you pay off your debts without spending more for these types of services. Additionally, their 20% service charge is less expensive than the majority of companies that offer a 25% fee. There are no upfront payments and you’ll only be required to pay once the debt is paid off.
While they’ll provide you with an account so that you can track your progress, their website is not easy to navigate. CuraDebt does not have an app, which would make it easier to track your progression.
But, they do have a good support team that you can contact them not only through emails but also via phone or sending an e-ticket. Delaware Franchise Tax Relief From Penalties And Interest
If debt is a big problem, then we recommend CuraDebt’s service. Make sure you’re qualified and that the services they provide are in your area.
FAQ Delaware Franchise Tax Relief From Penalties And Interest
How long does it take to complete the course?
The typical program lasts from between 24 and 48 months depending on the amount of your debt as well as the agreement on the settlement.
Can CuraDebt help in the fight against state tax issues?
It is true that CuraDebt offers a program for tax relief that can aid you in dealing with problems like delinquent tax issues and garnishments on wages.
What’s the first thing I have to do when I’m enrolled in the program?
You’ll need to constantly communicate with your team members and make the necessary payments to lower your debt over time.