Are you experiencing debt that has been piling up lately? Are you tired of trying various financial tips and advice but haven’t solved your problems?
Maybe you’re here because you’ve been through every thing.
In most cases, the best option is to speak with professionals that can help you settle this issue.
CuraDebt is one of the most frequently contacted companies. Many customers have asked if they are able to help or help you get into more debt.
According to their clients, they can assist you in managing 80% of your debt so that you are able to take couple of w
orries off your mind.
For some the claims seem too good to be true.
If you’re looking for anything that can help you resolve your debt. In this situation, CuraDebt will mostly be recommended by people. We’ll be taking an in-depth review of the way CuraDebt works and what problems it can help you solve.
In addition, prior to our conclusion we’ll look at its benefits and drawbacks.
Before starting the review, you can check out this video instead in case you would prefer to watch it.
Otherwise, let’s begin.
Before you go on, you may want to check out this video by CuraDebt Debt Relief Reviews on YouTube that gives a quick overview. Afterward, you will want to read the rest of the article for a more comprehensive review.
About the Company Dekalb Property Tax Spouse Relief
CuraDebt is a company that provides debt relief from Hollywood, Florida. It was founded in 2000, and is an active part of the American Fair Credit Council, the US Chamber of Commerce, and is accredited by the International Association of Professional Debt Arbitrators.
While it is accredited, some states have restricted their services.
What CuraDebt do?
Helping you pay off your debt is CuraDebt’s most popular feature. But they offer other services that will assist you in becoming financially secure.
The process starts by requesting a no-cost online savings estimate. This service is very confidential and they will not be conducting a credit screening. With this savings estimate you’ll be able to learn more about the options towards debt-free.
This estimate of savings, which was mentioned earlier, provides you with an idea of your choices regardless of whether you’re going to keep using CuraDebt.
CuraDebt will assign you a financial counselor and a team of support to help you with the process of credit arbitration should you choose to sign up. Some financial advisors can help you with your debt-free journey.
Following the debt settlement plan, CuraDebt can be the company to answer all of the calls from your creditors. They’ll also be the ones that will determine the terms of your repayment depending on the condition of your financial situation. Based on what works best your situation, the payment can either be a lump sum settlement or the option of a payment plan.
Additionally they will work with creditors to ensure that you have better rates as you make deposits to your savings account. This, in turn, will be processed to pay back the creditors. Their plans can help you pay off the debt in the period of 48 months.
Once you’ve signed up with them, they’ll allow you access to your information 24/7. All you have to do is login to CuraDebts’ client portal so that you can monitor your progress.
Before you can benefit from the program, you’ll have to satisfy their criteria first. For eligibility, you’ll have to meet the following requirements:
- At least 21 years old
- Have a verifiable income
- You must have a minimum balance of $5,000
What can they help you?
Here are some of the ways CuraDebt can assist you.
Like their name implies, CuraDebt will assist you in dealing with debt. They can negotiate settlements on your behalf to settle all kinds of debt. This includes medical bills, personal loans, credit cards and also loans. They can also be approached to pay off any remaining balance on business debt, collections, or repossessions.
They can even help negotiate on tax owed as well as IRS debt. However, you will not receive support for most cases, loans from the government as well as collateral and utility bills. They also don’t cover most student loans.
On the other hand, they will assist you with laws like that of Telecommunications Consumer Protection Act (TCPA) and the Fair Debt Collection Practice Act (FDCPA). They also help you find the violations of creditors in order to get cash settlements, should it be possible. Certain violations may result in having your debts removed as well.
CuraDebt can also help you settle debt with less than the amount you own. Additionally, you can ask questions during their free consultation with their debt counsellor.
The most appealing aspect of the program is that you’ll only be charged when your debt is paid off. All you have to sign up for one of their plans and you’ll be able pay off all your debts.
Tax Management and Relief
CuraDebt will also handle the tax liabilities you have. After they have gathered all your financial documentation, they will also collect all the documents you’ll require for tax returns.
By using this program, you should be able to deal with the various types of tax problems like wage garnishments, tax penalties, personal and taxation for business, back taxes as well as trust fund penalties and tax lien.
There aren’t any hidden charges also. They use only flat-fee pricing that is based on the amount you’ll have to pay.
There are a variety of options when it comes to the settlement of your tax debt. Here are 6 of them:
- Installment agreements
- Offer in Compromise
- Collection statute expiration date
- Tax lien subordination
- Penalty abatement
- Currently non-collectible
What types of debt are they able to help with?
Although debt settlement is their forte, they don’t offer all kinds in debt resolution. CuraDebt concentrates on debt that is not secured. They won’t be able to help you if your debt or loan is tied to an item that is physical.
If you do have one of the following kinds of debt, they will negotiate settlements on your behalf.
With CuraDebt, you should be able to pay your past-due tax debts without any problems. Additionally, this service is accessible to all 50 states if you have a debt to the IRS. They have federal tax experts that can help you resolve these kinds of problems.
CuraDebt can also help resolve the medical bills. In certain cases you might even be able to pay the debt for less than you have to pay.
Private Student Loan
CuraDebt doesn’t cater to the federal government’s student loan. Still, they can help private students with negotiating any student loans that they are owed.
Payday loans and personal loans also qualify as debt-settling programs. It is also possible to avail the program if you have other unsecured credit lines you obtained from another financial institution or bank.
Credit Card Debt
If you’re in debt using store credit cards or traditional credit cards or private label credit cards CuraDebt will assist you in paying it off.
How much will it cost?
The best part about CuraDebt is how they’ve priced their services. They don’t charge an upfront fee. Only pay when you settle each of your debts.
Also, they don’t have high-cost charges either. On average, you’ll have to pay between 20 and 20% of the debt you settled through them.
In general, this type of industry charges between 15% and 25%.
Moreover, clients can expect to pay off their debts in two to four years. But, it also differs depending on the amount that you can save up per month.
Also, they claim you can save up to 30% by incorporating their costs into your calculations.
However, the claim may differ based on your situation. Some customers even claimed to save between 50% and 80percent.
Benefits of using CuraDebt
Now that you have an idea of the benefits CuraDebt can provide, let’s explore the benefits from using CuraDebt.
In the beginning, CuraDebt will only charge you after you’ve settled your debt. Furthermore they charge only a 20% fee while the majority of companies charge 25%.
Then, if you’re done by the program for debt relief, you can also sign up for their credit repair program.
It’s a great way to restore your credit score without having to go back into debt. However, the program lasts differently for each person according to your personal situation.
In the end, CureDebt looks into your financial obligations to assist in settlements and negotiations. This means your debt won’t inflate as time passes. They’ll also be looking into any creditor violations with the assistance of their own experts.
Some disadvantages to using CuraDebt
We will also examine some of the drawbacks of CuraDebt.
Settlement of debt and debt relief typically require you to stop paying with . So if you’re trying to increase your standing on credit scores, you could cause you to delay working on your obligations.
CureDebt does not have a mobile app. Although they have a client website, it looks outdated and basic. It’s not particularly intuitive, and it can be difficult to navigate.
Furthermore, they are not recognized by their Better Business Bureau although they received an A+ grade.
The Final Verdict
CuraDebt is a great program that will allow you to resolve your debt without having to spend more on those types of services. Additionally the 20% service cost is less expensive than the majority of companies that offer a 25% fee. There is no upfront payment, and you will only have to pay when the debt is settled.
Although they’ll give you an account so that you can track your progress, their website is not simple to navigate. CuraDebt isn’t even an app, which will make it easier to track your progress.
However, they have a good support team, and you can reach them not only through emails but by phone or by submitting an electronic ticket. Dekalb Property Tax Spouse Relief
If the problem of debt is an problem, then we recommend CuraDebt’s service. Just make sure that you’re qualified and that the services they provide are in your state.
FAQ Dekalb Property Tax Spouse Relief
What is the time frame to finish the program?
The typical program lasts from 24 to 48 months, dependent on the size of your debt as well as your agreed settlement.
Can CuraDebt aid in the fight against state tax issues?
Yes, CuraDebt provides tax relief programs to assist you with issues such as delinquent payroll taxes and garnishments of wages.
What do I need to do after joining the program?
You’ll have to keep in constant contact with your team members and make the necessary payments to pay down your debt over time.