Have your debts been increasing lately? Are you exhausted from trying different financial advice and tips but you’re still struggling with unsolved problems?
Perhaps you’re here because you’ve been through every thing.
In the majority of cases, the most effective approach is to talk to professionals that can help you resolve the issue.
CuraDebt is one of the most asked companies. A lot of people are asking if they can assist you or put you in more debt.
According to their clients, they can help you manage the majority of your debts so that you are able to take couple of things off your plate.
But for some people they believe these claims are too good to be true.
You might be looking for something that will help you resolve your debt. In that situation, CuraDebt will mostly be recommended by people. We’ll be taking an in-depth study of the way CuraDebt operates and what issues it could help solve.
Furthermore, before we conclude we’ll look at its benefits and drawbacks.
Before starting the review, you can watch this video instead in case you would prefer watching it.
Otherwise, let’s begin.
Before you go on, you may want to watch this video by CuraDebt Debt Relief Reviews on YouTube that gives a quick overview. After, you will want to read the rest of our article for a more comprehensive review.
About the Company Dc Property Tax Relief
CuraDebt is a debt relief company from Hollywood, Florida. It was established in 2000 and has been an active participant in the American Fair Credit Council, the US Chamber of Commerce, and accredited by the International Association of Professional Debt Arbitrators.
Although it is accredited, some states have restricted their services.
What CuraDebt do?
Helping you pay off your debt is CuraDebt’s most popular feature. They also provide other services that can aid you in becoming more financially stable.
It all begins by requesting a free savings estimate on the internet. This service is very confidential and they will not be conducting a credit screening. By using this estimate of savings you’ll be able to learn more about your options to debt-free.
Savings estimates, as mentioned previously, offers you the opportunity to consider your choices regardless of whether or not you’re planning on using CuraDebt.
CuraDebt will provide you with a financial counselor as well as a support team to assist you with the process of credit arbitration should you choose to sign up. Financial advisors may be able to assist you on your path to debt-free living.
Following the debt settlement program is completed, CuraDebt will be the agency to take care of all your creditors’ calls. They’ll also be the ones who will determine what you will pay for your settlement in accordance with the state of your financial situation. Based on what works most effectively to you, this can either be a lump sum settlement or an installment plan.
Additionally they will be working with creditors to ensure that you get better rates when you deposit money to your savings account, which in turn, will be processed to pay the creditors. The plans they offer can help you settle the debt within two years.
After you’ve signed up with them, they’ll provide you with access to your account information 24 hours a day. All you need to do is sign in to CuraDebts the client portal to track your development.
Before you are able to avail their program, you’ll need to meet their eligibility requirements first. For eligibility, you’ll have to meet the following criteria:
- Minimum 21 years old
- Have a verifiable income
- You must have a minimum balance of $5,000
What can they assist you?
Here are the different ways CuraDebt can aid you.
The name of the company suggests that CuraDebt can assist you in dealing with debt. They are able to negotiate settlements on your behalf to settle the majority of types of debt. This includes personal loans, medical bills, credit cards and also loans. They can also be approached to settle any outstanding balance on business debt, collections, or repossessions.
They can even help negotiate for back taxes as well as IRS debt. However, you won’t get assistance with the majority of your lawsuits, loans from the government or collateral, as well as utility bills. Also, they don’t cover the majority of student loans.
On the other hand, they can assist you with laws like that of Telecommunications Consumer Protection Act (TCPA) and the Fair Debt Collection Practice Act (FDCPA). They can also assist you in identifying the violations of creditors in order to get cash settlements, should it be possible. Certain violations may cause your debt to be also dismissed.
CuraDebt also allows you to pay off debts with less than the amount you have. They also allow you to have questions answered during a free consultation with their debt advisor.
The greatest benefit of their plan is that you will only have to pay for the charges after your debt has been settled. All you need to do is sign up with any of the plans, and you’ll have the ability to pay off all your debts.
Tax Management and Relief
CuraDebt will also handle the tax liabilities you have. Once they collect all of your financial documents They will also gather all the paperwork you’ll need for tax returns.
Through this program, you will be able to resolve different types of taxes like garnishments on wages and tax penalties, personal and business taxes, back taxes, trust fund penalties, and tax lien.
There aren’t hidden fees also. They only use flat-fee pricing, which depends on the amount you must settle.
They offer different options for paying off taxes. Here are 6 of them:
- Installment agreements
- Offer in Compromise
- Collection statute expiration date
- Tax lien subordination
- Penalty abatements
- Currently non-collectible
What types of debt are they able to help with?
While debt settlement is their specialization however, they do not provide all kinds of debt settlement. CuraDebt concentrates on loans that are not secured. They can’t help you if your credit or loan is tied to an item that is physical.
However, if you have the following kinds of debt, they’ll negotiate settlements on your behalf.
With CuraDebt, you should be able to settle your past-due tax debts without any issues. Moreover, this type of service is accessible to all 50 states if you have a debt towards the IRS. There are tax experts from the federal government who can assist you in resolving these types of issues.
CuraDebt will also help you resolve your medical debt. In some instances you might even be able to pay the debt for less than you owe.
Private Student Loan
CuraDebt does not cater to the federal government’s student loan. They can however assist private students in negotiating the student loans they are owed.
Payday loans and personal loans are also eligible as debt-settling programs. You may also be eligible if you have other unsecured credit lines that you have obtained from an alternative financial institution or bank.
Credit Card Debt
If you’re in debt using store credit cards as well as traditional credit cards or private label credit cards CuraDebt can assist you in paying it off.
What is the cost?
The best part about CuraDebt is the way they’ve priced their services. They don’t charge upfront fees. The only time you pay is when you settle each of your debts.
Also, they don’t charge high fees as well. In the average, you’ll need to pay up to 20 percent of the debt you settled with them.
On average, this type of business can cost anywhere between 15 and 25 percentage.
Additionally, customers can anticipate to settle their debt from 2 to 4 years. But, it also differs in relation to the amount you are able to save each month.
Additionally, they claim that you could save as much as 30% if you include their charges into your calculation.
However, this statement will differ based on your specific situation. Some customers have even talked about saving 50% to 80%.
The benefits of using CuraDebt
Once you’ve got an understanding of what CuraDebt can provide, Let’s take a look at the benefits of using CuraDebt.
First, CuraDebt will only charge you after you’ve settled your debt. In addition they only charge 20% of the cost, whereas many companies charge 25 percent.
Next, if you’re done with the debt settlement program you may join their credit restoration program.
It’s a fantastic option to rebuild your credit score without going back into debt. However, the program runs differently for each person, depending on your situation.
Lastly, CureDebt looks into your debt so that they can assist in settlements and negotiations. This means your debt won’t inflate as time passes. They’ll also be looking into any creditor violations with the help of their experts in-house.
The drawbacks of the use of CuraDebt
Let’s also look into some of the disadvantages of CuraDebt.
Debt settlement and debt relief usually require that you stop making payments using your credit card. So if you’re trying to increase your standing on credit scores, you may delay you from working on your debt.
CureDebt also doesn’t have a mobile app available. While they have a client website but it’s outdated and basic. It’s not particularly user-friendly, and can be difficult to navigate.
Furthermore, they are not recognized by their Better Business Bureau although they did receive an A+ rating.
The Final Verdict
CuraDebt is a great program that will allow you to pay off your debts without spending more on those types of services. In addition their 20% service fee is less expensive than the majority of firms that charge a 25% fee. There is no upfront payment, and you will only have to pay the fee when the debt is settled.
While they’ll provide you with an account to see your progress however, their website isn’t user-friendly. CuraDebt also doesn’t have an app yet, which could make it easier for you to look at your progression.
They do have a good support team and can be reached them, not only via emails but also via phone or submitting an e-ticket. Dc Property Tax Relief
If your problem of debt is an problem right now, we strongly recommend CuraDebt’s debt management program. Make sure you’re eligible and that the services that they provide are offered in your state.
FAQ Dc Property Tax Relief
What is the time frame to complete the program?
The typical program lasts from 24 to 48 months, dependent on the size of your debt and the agreement on the settlement.
Can CuraDebt help with tax problems in the state?
Sure, CuraDebt provides tax relief programs that will aid you in dealing with problems such as delinquent payroll taxes and wage garnishments.
What’s the first thing I have to do once I’m in the program?
You’ll have to keep in constant contact with the team and make the necessary payments to lower the amount of debt you have over time.