Has your debt been piling up lately? Are you exhausted from trying various financial advice and tips but haven’t solved your problems?
Perhaps you’re here because you’ve been through everything.
In most cases, the most effective approach is to talk to experts who can help you settle this issue.
CuraDebt is among the most frequently contacted companies. Many customers have asked if they can assist you or put you into more debt.
According to their customers, they can help you manage 80percent of your debt , so you can finally take a couple of things off your mind.
For some they believe these claims are too good to be true.
Suppose you’re on the lookout for something that will help you resolve your debt. In this scenario, CuraDebt will mostly be suggested by people. We’ll be taking a deep review of how CuraDebt works and what problems it could help solve.
Moreover, before we end, we’ll also look into its advantages and drawbacks.
Before beginning the review, go to this video for a more relaxing way watching it.
Otherwise, let’s begin.
Before you continue, you may want to check out this video by CuraDebt Debt Relief Reviews on YouTube that gives a quick review. After, you’ll want to read the rest of the article for a more comprehensive review.
About the Company Dc Property Senoir Tax Relief Form Fp100
CuraDebt is a company that provides debt relief from Hollywood, Florida. It was established in 2000 and has since become an active member of the American Fair Credit Council, the US Chamber of Commerce, and is accredited by the International Association of Professional Debt Arbitrators.
Although the service is accredited, certain states have imposed restrictions on their services.
What can CuraDebt do?
Helping you pay off your debt is one of CuraDebt’s best known feature. They also provide other services that can help you be more financially stable.
It all begins by requesting a free savings estimate online. This service is very confidential, and they won’t conduct a credit inquiry. With this estimate of savings you’ll be able to be able to learn more about the options towards debt-free.
The savings estimate, which was mentioned before, gives you an idea of your choices regardless of whether you’re going to keep using CuraDebt.
CuraDebt will assign you a financial advisor as well as a support team to help you with the process of credit arbitration should you choose to sign up. Certain financial advisors can assist you in your debt-free journey.
After your debt settlement program is completed, CuraDebt will be the agency to handle all of your creditor’s calls. They will also be the ones that will negotiate conditions of the payment in accordance with the state of your finances. In determining which option is the best for you, it could be a lump-sum settlement or a payment plan.
Furthermore they will also be working with creditors to ensure that you get better rates when you deposit money to your savings account. This, is then processed to pay back creditors. Their programs can assist you to get rid of debt in just two years.
After you’ve signed up with them, they’ll provide you with access to your information 24/7. All you need to do is log in to CuraDebts Client Portal to track your performance.
Before you are able to avail their program, you’ll need to pass their requirements first. For eligibility, you’ll need to be:
- Minimum 21 years old
- Verifiable income
- Have a minimum debt of $5,000
What can they assist you?
Here are the different ways CuraDebt can help you.
Like their name implies, CuraDebt can assist you in dealing with your debt. They can negotiate settlements on your behalf for all kinds of debt. They can help with personal loans, medical bills credit cards and line of credit. They are also able to pay off any remaining balance on business debt and collections or repossessions.
They can even help negotiate on tax owed and IRS debt. However, you won’t get support for most of your lawsuits, government loans or collateral, as well as utility bills. The same goes for student loans.
On the contrary, they’ll help you use laws like the Telecommunications Consumer Protection Act (TCPA) and the Fair Debt Collection Practice Act (FDCPA). They will also help you identify the violations of creditors in order to get cash settlements, if they are possible. Some violations can also result in having your debts dismissed as well.
CuraDebt also allows you to settle debt with less than the amount you have. They also allow you to ask questions during their free consult with their debt counselor.
The most appealing aspect of their plan is that you’ll only be charged after your debt has been settled. All you need to do is sign up with one of their plans, and you’ll be able to resolve all of your debts.
Tax Management and Relief
CuraDebt can also deal with your tax debt. Once they collect all of your financial records They will also gather all the documents you’ll require to file tax returns.
Through this program, you’ll be able to deal with different types of taxes like wage garnishments, tax penalties, personal and business taxes as well as back taxes, trust fund penalties, and tax lien.
There aren’t hidden fees either. They only use flat-fee pricing and is dependent on the amount that you’ll need to settle.
There are a variety of options for settling taxes. Here are six of them:
- Installment agreements
- Offer in Compromise
- Collection statute expiration date
- Tax lien subordination
- Penalty abatements
- Currently non-collectible
What kinds of debts can they help you with?
While debt settlement is their forte however, they do not provide all kinds in debt resolution. CuraDebt concentrates on debt that is not secured. They won’t be able to help you if the loan or debt is linked to a physical item.
If, however, you are in one of the following kinds of debt, they will negotiate settlements on your behalf.
With CuraDebt the service, you’ll be able to settle your past-due tax debts without any issues. Moreover, this type of service is offered across all 50 states, if you owe money towards the IRS. There are tax experts from the federal government to assist you with these kinds of problems.
CuraDebt can also help resolve any medical-related debt. In some cases you might even be able to pay the debt for less than you owe.
Private Student Loan
CuraDebt doesn’t cater to Federal student loan. Still, they can help private students in negotiating any loans they owe.
Personal loans and payday loans are also eligible for the debt settlement program. You can also avail of the program if you also have other unsecured credit lines that you have obtained from an alternative financial institution or bank.
Credit Card Debt
If you’re in debt using store credit cards or traditional credit cards and private-label credit cards CuraDebt will help you pay it off.
What will it cost you?
The greatest thing about CuraDebt’s pricing is how they’ve priced their service. They don’t charge upfront fees. Only pay when you’ve paid each of your outstanding debts.
Additionally, they do not charge high costs either. In the average, you’ll need to pay as much as 20 percent of the debt you settled with them.
In the average, this kind of business can cost anywhere between 15 and 25 percentage.
Additionally, customers can anticipate to settle their debts within 2 to 4 years. But, it also differs in relation to the amount you can save up per month.
Also, they claim that you could save up to 30% by incorporating their fees in your equation.
However, this statement will differ based on your specific situation. Some clients even mentioned saving 50% to up to 80%.
The benefits of using CuraDebt
Once you’ve got an understanding of the benefits CuraDebt offers, let’s look into the advantages from using CuraDebt.
The first is that CuraDebt only charges you once you’ve paid off your debt. In addition, they only charge a 20% fee while most companies charge you 25%.
Then, if you’re done by the program for debt relief you could also sign up for their credit restoration program.
It’s a great option to rebuild your credit score without having to go into debt again. However, the program runs differently for each person, depending on your situation.
Finally, CureDebt looks into your credit to help with settlements and negotiations. It means that your debt won’t increase over time. They’ll also investigate any violations of creditor using their in-house experts.
Some disadvantages to using CuraDebt
Let’s also consider some of the disadvantages of CuraDebt.
Debt relief and debt settlements usually require that you stop making payments using . So if you’re trying to improve your rating on your credit, this may set you back while you’re working on your debt.
CureDebt also doesn’t have a mobile app. While they have a website for clients, it looks old and mundane. It’s not particularly intuitive, and it can be difficult to navigate.
Furthermore, they are not recognized by their Better Business Bureau although they received an A+ rating.
The Final Verdict
CuraDebt is a good program that allows you to settle your debt without spending more on these kinds of services. Additionally, their 20% service fee is less expensive than the majority of companies that offer an additional 25% charge. There aren’t any upfront fees and you’ll only have to pay when the debt is paid off.
Although they’ll allow you to access an account to see your progress however, their website isn’t easy to navigate. CuraDebt isn’t even an app that would make it easier to look at your progress.
They do have a competent support staff that you can contact them not just via email but also by phone or sending an e-ticket. Dc Property Senoir Tax Relief Form Fp100
If credit card is a major problem, then we highly recommend CuraDebt’s program. Just make sure that you’re eligible and that the programs they provide are in your state.
FAQ Dc Property Senoir Tax Relief Form Fp100
How long does it take to finish the program?
The program typically takes 24 to 48 months, depending on the amount of your debt and the agreement on the settlement.
Can CuraDebt assist in the fight against state tax issues?
Yes, CuraDebt offers a program for tax relief that can aid you in dealing with problems such as late payroll tax issues and garnishments on wages.
What do I need to do when I’m enrolled in the program?
You’ll be required to communicate with your team members and pay the required payments to lower your debt over time.