Have your debts been piling up lately? Are you burnt out from trying various financial advice and strategies but still have unsolved issues?
Maybe you’re here because you’ve tried everything.
In the majority of cases, your most effective approach is to talk to experts who can assist you resolve the issue.
CuraDebt is one of the most asked companies. Many people have been inquiring whether they can help you or put you into more debt.
According to their clients, they can help you control 80percent of your debts so that you are able to take couple of w
orries off your shoulders.
But for some people the claims seem too good to be true.
If you’re looking for anything that can help you resolve your debt. In this case, CuraDebt will mostly be recommended by people. We’ll take a deeper review of how CuraDebt is used and the problems it can solve for you.
Furthermore, before we conclude our discussion, we’ll take a look at its benefits and drawbacks.
Before starting the review, check out this video instead if you prefer for it to be watched.
Otherwise, let’s begin.
Before you continue, you may want to check out this video by CuraDebt Debt Relief Reviews on YouTube that gives a quick overview. After, you will want to read the rest of our article for a more comprehensive review.
About the Company Davidson County Can You Have Tax Relief And Freeze Property Also
CuraDebt is an organization that deals with debt relief in Hollywood, Florida. It was founded in 2000 and has been an active participant in the American Fair Credit Council, the US Chamber of Commerce, and accredited by the International Association of Professional Debt Arbitrators.
Although the service is accredited, some states have imposed restrictions on their services.
What can CuraDebt do?
Helping you settle your debt is one of CuraDebt’s best known feature. But they offer other services that can help you be more financially stable.
First of all, it starts by requesting a no-cost online savings estimate. It is a completely private service, and they won’t be doing a credit check. By using this estimate of savings you’ll be able to learn more about the options towards debt-free.
Savings estimates, as we’ve mentioned previously, offers you an insight into your choices, regardless of whether you’re planning to continue using CuraDebt.
CuraDebt will assign you a financial advisor and a support team to assist you in navigating credit arbitration if you decide to enroll. Financial advisors may be able to assist you in your debt-free journey.
Following the debt settlement plan, CuraDebt is the company to answer all of the calls from your creditors. They will be the ones who determine what you will pay for your settlement in accordance with the state of your financial situation. Depending on which works most effectively your situation, the payment can either be a lump sum settlement or the option of a payment plan.
Additionally, they will be working with the creditors to ensure that you get better rates when you transfer money into your savings account, which is then processed to pay creditors. The plans they offer can help you settle the debt within the period of 48 months.
After you’ve registered with them, they will give you access to your data 24/7. All you have to do is sign in to CuraDebts the client portal to track your development.
> > Click Here to Get A Debt Consultation for Free < <
CuraDebt’s Requirements
Before you are able to avail their program, you’ll need to satisfy their criteria first. In order to be considered eligible for the program, you’ll need to meet the following requirements:
- Minimum 21 years old
- Verifiable income
- You must have a minimum balance of $5,000
What can they assist you?
Here are the various ways CuraDebt can aid you.
Debt Relief
As their name suggests, CuraDebt will assist you in dealing with debt. They are able to negotiate settlements on your behalf for the majority of types of debt. They can help with personal loans, medical bills, credit cards and also line of credit. They are also able to help settle any remaining balance of business debt and collections or repossessions.
They may even assist you in negotiating for back taxes as well as IRS debt. However, you will not receive assistance with the majority claims, government loans as well as collateral and utility bills. The same goes for student loans.
On the other hand, they can assist you with laws like the Telecommunications Consumer Protection Act (TCPA) and the Fair Debt Collection Practice Act (FDCPA). They also help you find the violations of creditors so that you can have cash settlements, should it be possible. Certain violations could lead to having your debts dismissed as well.
CuraDebt can also help you pay off debts with less than the amount you own. They also allow you to have questions answered during a free meeting with their debt counselor.
The best part about their program is that you will only be charged once your debt is settled. All you have to do is sign up with any of the plans and you’ll be able to resolve all of your debts.
Tax Management and Relief
CuraDebt can also deal with your tax debt. Once they’ve gathered all your financial documentation, they will also collect all the documents you’ll require for tax returns.
Through this program, you should be able to deal with different types of taxes like garnishments on wages as well as tax penalties for personal and taxation for business and back taxes and trust fund penalties and tax lien.
There aren’t any hidden charges neither are there hidden fees. They only use flat-fee pricing and is dependent on the amount that you’ll have to pay.
They offer different options for settling your tax debt. Here are 6 options:
- Installment agreements
- Offer in Compromise
- Collection statute expiration date
- Tax lien subordination
- Penalty abatements
- Currently non-collectible
> > Click Here to Get A Debt Consultation for Free < <
What types of debt can they help you with?
Although they specialize in debt settlement, it is not their specialization however, they do not provide all kinds of settlement. CuraDebt is only focused on loans that are not secured. They can’t assist you if your credit or loan is tied to a physical item.
If, however, you are in the following types of debt, they will negotiate settlements on your behalf.
Tax Debt
With CuraDebt the service, you’ll be able to settle taxes that are due without any issues. Moreover, this type of service is accessible to all 50 states in the event that you owe money in arrears to IRS. There are tax experts from the federal government who can assist you in resolving the issues.
Medical Debt
CuraDebt can also help resolve your medical debt. In some instances you could even settle them for less than what you owe.
Private Student Loan
CuraDebt doesn’t cater to the federal government’s student loan. However, they can assist private students in negotiating any loans they are owed.
Personal Loan
Personal loans and payday loans also qualify to be eligible for debt relief programs. You can also avail the program if you have other unsecure credit lines that you have obtained from an alternative financial institution or bank.
Credit Card Debt
If you’re in debt using store credit cards, traditional credit cards, as well as private label credit card, CuraDebt can help you pay it off.
What will it cost you?
The most appealing aspect of CuraDebt is the way the company has priced its services. They do not charge an upfront cost. You’ll only pay once you’ve paid each of your outstanding debts.
Additionally, they don’t charge high costs either. In the average, you’ll need to pay as much as 20 percent of the debt you settled through them.
In general, this type of industry can charge anywhere between 15% and 25%.
Additionally, customers can anticipate to settle their debt from 2 to 4 years. This varies depending on the amount that you are able to save each month.
They also claim that you could save as much as 30% if you include their costs into your calculations.
But this claim will also vary, depending on your specific situation. Some customers have even talked about saving 50 to 80%.
> > Click Here to Get A Debt Consultation for Free < <
Advantages to using CuraDebt
Once you’ve got a clearer picture of what CuraDebt offers, let’s explore the benefits from using CuraDebt.
The first is that CuraDebt will only charge you once you’ve paid off your debt. Additionally they charge only an amount of 20%, while the majority of companies charge 25 percent.
Then, if you’re done in the process of debt resolution, you could enroll in their credit repair program.
It’s an excellent way to restore your credit score without going into debt again. However, the program runs in a different way for each individual, depending on your situation.
In the end, CureDebt looks into your debt so that they can assist in settlements and negotiations. It means that the amount you owe won’t rise as time passes. They’ll also look into any violations by creditors with the assistance of their in-house experts.
Drawbacks of using CuraDebt
We will also examine some of the drawbacks of CuraDebt.
Debt relief and debt settlements usually require that you cease making payments with . So if you’re trying to improve your standing on credit scores, you may delay you from working on your credit card debt.
CureDebt does not have a mobile app. While they have a website for clients however, it appears aged and simple. It’s not particularly intuitive, and it can be difficult to navigate.
In addition, they’re not credited with their Better Business Bureau although they were awarded an A+ rating.
The Final Verdict
CuraDebt is a great program that allows you to pay off your debts without spending more on these kinds of services. Additionally the 20% service cost is less expensive than the majority of businesses that charge the 25% cost. There is no upfront payment, and you will only be required to pay once your debt is finally settled.
Although they’ll give you an account that allows you to track your progress however, their website isn’t user-friendly. CuraDebt does not have an app, which could make it easier for you to track your performance.
But, they do have a great support team and can be reached them not only through emails but by phone or by making an e-ticket. Davidson County Can You Have Tax Relief And Freeze Property Also
If your problem of debt is an problem, then we highly recommend CuraDebt’s program. Make sure you’re qualified and that the services that they provide are offered in your area.
> > Click Here to Get A Debt Consultation for Free < <
FAQ Davidson County Can You Have Tax Relief And Freeze Property Also
How long does it take to complete the course?
The typical program lasts from between 24 and 48 months depending on the amount of your debt as well as your stipulated settlement.
Can CuraDebt aid in the fight against state tax issues?
It is true that CuraDebt offers a program for tax relief that will assist you with issues such as late payroll tax and garnishments of wages.
What should I do once I’m in the program?
You’ll need to constantly communicate with your team members and make the necessary payments to reduce your debt over time.