Are you experiencing debt that has been increasing lately? Are you tired of trying various financial advice and tips but you’re still struggling with unsolved problems?
Maybe you’re here because you’ve tried every thing.
In the majority of cases, your most effective approach is to talk to experts who can assist to resolve this issue.
CuraDebt is one of the most frequently contacted companies. A lot of customers have asked if they can assist you or help you get into more debt.
According to their clients, they can assist you in managing 80% of your debts so that you can take couple of things off your shoulders.
However, for certain people they believe these claims are too good to be true.
If you’re looking for something that will aid you in settling your debt. In that case, CuraDebt will mostly be recommended by people. We’ll be taking a deep look at how CuraDebt is used and the problems it can help you solve.
In addition, prior to our conclusion we’ll look at its advantages and drawbacks.
Before you begin the review, watch this video instead for a more relaxing way to watch it.
Otherwise, let’s begin.
Before you go on, you may want to watch this video by CuraDebt Debt Relief Reviews on YouTube that gives a quick overview. Afterward, you will want to read the rest of our article for a more comprehensive review.
About the Company Dauphin County Tax Relief
CuraDebt is an organization that deals with debt relief in Hollywood, Florida. It was established in 2000 and has since become an active part of the American Fair Credit Council, the US Chamber of Commerce, and is accredited through the International Association of Professional Debt Arbitrators.
While it is accredited, some states have limited their access to their services.
What CuraDebt do?
Helping you settle your debt is CuraDebt’s most well-known feature. However, they also offer other services that can aid you in becoming more financially stable.
The process begins with requesting a free savings estimate on the internet. The service is completely confidential and won’t conduct a credit inquiry. By using this estimate of savings, you will learn more about your other options in your journey to be debt-free.
Savings estimates, as we’ve mentioned earlier, provides you with an idea of your options regardless of whether or not you’re going to keep using CuraDebt.
CuraDebt will assign you a financial counselor as well as a support team to help you with the process of credit arbitration should you choose to enroll. Certain financial advisors can assist you on your path to debt-free living.
After your debt settlement program, CuraDebt can be the agency to handle all of your creditor’s calls. They will be the ones who will determine the terms of your settlement depending on the condition of your financial situation. Depending on which works best your situation, the payment can be either a lump sum settlement or the option of a payment plan.
Furthermore, they will work with creditors so that you can have better rates as you deposit money to your savings account, which is then processed to pay back creditors. The plans they offer can help you pay off the debt in 48 months.
After you’ve registered with them, they’ll allow you access to your information 24/7. All you need to do is log in to CuraDebts Client Portal to monitor your progress.
> > Click Here to Get A Debt Consultation for Free < <
CuraDebt’s Requirements
Before you can benefit from their program, you’ll need to meet their eligibility requirements first. For eligibility, you’ll need to meet the following requirements:
- Minimum 21 years old
- Earn a reliable income
- Minimum debt must be $5,000
What can they help you?
Here are the various ways CuraDebt can aid you.
Debt Relief
Like their name implies, CuraDebt can assist you in dealing with your debt. They can negotiate settlements on your behalf to settle the majority of types of debt. They can help with personal loans, medical bills, credit cards and also loans. You can also approach them to settle any outstanding balance of business debt and collections or repossessions.
They may also assist in negotiating with back taxes as well as IRS debt. But, you won’t receive assistance for the majority cases, loans from the government, collateral, and utility bills. They also don’t cover most student loans.
On the other hand, they will help you use laws like the Telecommunications Consumer Protection Act (TCPA) and the Fair Debt Collection Practice Act (FDCPA). They will also help you identify the violations of creditors so that you can have cash settlements, should it be possible. Certain violations may lead to having your debts removed as well.
CuraDebt also allows you to settle debt with less than the amount you own. You can also inquire about your debt during their no-cost consultation with their debt counsellor.
The most appealing aspect of their plan is that you’ll only be charged after your debt has been settled. All you have to sign up for any of the plans and you’ll be able to resolve all of your debts.
Tax Management and Relief
CuraDebt can also help you with the tax liabilities you have. After they have gathered all your financial records, they will also collect all the documents you’ll require for tax returns.
Through this program, you’ll be able to solve different types of taxes such as wage garnishments and tax penalties, personal and taxation for business and back taxes, trust fund penalties, and tax liens.
There aren’t any hidden charges neither are there hidden fees. They only offer flat-fee prices that is based on the amount you’ll need to settle.
They have different solutions when it comes to settling taxes. Here are 6 options:
- Installment agreements
- Offer in Compromise
- Collection statute expiration date
- Tax lien subordination
- Penalty abatements
- Currently non-collectible
> > Click Here to Get A Debt Consultation for Free < <
What kind of debt can they assist you with?
While debt settlement is their specialization however, they do not cater to all types of debt settlement. CuraDebt concentrates on debt that is not secured. They can’t help you if the credit or loan is tied to a physical item.
However, if you have the following kinds of debt, they will make arrangements for settlements.
Tax Debt
With CuraDebt it is expected that you will be able to settle your past-due tax debts without difficulty. Moreover, this type of service is offered to all 50 states if you owe money towards the IRS. There are tax experts from the federal government who can assist you in resolving these kinds of problems.
Medical Debt
CuraDebt can also assist in settling the medical bills. In certain cases you could even settle the debt for less than you are owed.
Private Student Loan
CuraDebt doesn’t cater to federal student loans. They can however assist private students negotiate the student loans they have to pay.
Personal Loan
Payday loans and personal loans also qualify as debt-settling programs. You may also be eligible if you have other unsecured credit lines that you have obtained from an alternative financial institution or bank.
Credit Card Debt
If you are in debt through store credit cards as well as traditional credit cards or private label credit cards, CuraDebt can assist you in paying it off.
How much will it cost?
The best part about CuraDebt is how they’ve priced their service. They don’t charge upfront fees. The only time you pay is when you settle each of your debts.
Also, they do not charge high costs either. On average, you’ll be required to pay between 20 and 20% of the debt you settled with them.
In the average, this kind of industry charges between 15 and 25%.
In addition, customers can expect to settle their debt from 2 to 4 years. However, this also varies in relation to the amount you are able to save each month.
They also claim you can save up to 30% by incorporating their charges into your calculation.
However, the claim may differ based on your situation. Some clients even mentioned saving 50 to up to 80%.
> > Click Here to Get A Debt Consultation for Free < <
Advantages to using CuraDebt
Now that you have an idea of what CuraDebt can provide, Let’s take a look at the benefits from using CuraDebt.
The first is that CuraDebt will only charge you once you’ve paid off your debt. Additionally they charge only a 20% fee while many companies charge 25 percent.
Then, if you’re done in the process of debt resolution, you may also sign up for their credit restoration program.
It’s an excellent way to restore your credit without having to go into debt again. However, the program lasts different for every person dependent on the circumstances of your case.
In the end, CureDebt looks into your credit to help with settlements and negotiations. So, the amount you owe won’t rise over time. They’ll also look into any violations by creditors with the assistance of their own experts.
Some disadvantages to the use of CuraDebt
Let’s also consider some of the disadvantages of CuraDebt.
Settlement of debt and debt relief typically require you to stop paying with your credit card. So if you’re trying to increase your standing on credit scores, you might cause you to delay finishing your obligations.
CureDebt also doesn’t offer a mobile application. While they have a website for clients but it’s old and mundane. It’s not very user-friendly, and can be difficult to navigate.
Furthermore, they are not recognized by the Better Business Bureau although they received an A+ rating.
The Final Verdict
CuraDebt is a great program that allows you to settle your debt without spending more on these kinds of services. In addition the 20% service cost is lower than many firms that charge a 25% fee. There is no upfront payment, and you will only have to pay the fee when the debt is settled.
Although they’ll give you an account to see your progress, their website is not easy to navigate. CuraDebt also doesn’t have an app yet, which could make it easier for you to look at your performance.
They do have a good support team and can be reached them, not only via emails but also by phone or making an e-ticket. Dauphin County Tax Relief
If the debt is a big issue right now, we recommend CuraDebt’s service. Be sure to be eligible and that the programs they offer are available in your state.
> > Click Here to Get A Debt Consultation for Free < <
FAQ Dauphin County Tax Relief
What is the time frame to complete the program?
The typical program lasts from 24 to 48 months, depending on the amount of your debt and the agreed settlement.
Can CuraDebt help in the fight against state tax issues?
Sure, CuraDebt has a tax relief program that can assist you with issues such as late payroll tax and garnishments on wages.
What do I need to do when I’m enrolled in the program?
You’ll have to keep in constant contact with the team and pay the required payments to reduce the amount of debt you have over time.
