Has your debt been increasing lately? Are you tired of trying various financial tips and advice but you’re still struggling with unsolved problems?
Maybe you’re here because tried every thing.
In the majority of cases, your most effective approach is to talk to professionals that can help you resolve the issue.
CuraDebt is one of the most frequently contacted companies. Many people are asking if they can help you or help you get into more debt.
According to their clients they can help you control 80% of your debts so that you can take couple of things off your shoulders.
However, for certain people they believe these claims are too good to be true.
Suppose you’re on the lookout for anything that can help you resolve your debt. In this situation, CuraDebt will mostly be suggested by people. We’ll be taking a deep look at how CuraDebt is used and the problems it could help solve.
Furthermore, before we conclude our discussion, we’ll take a look at the advantages and disadvantages of this method.
Before you begin the review, watch this video instead for a more relaxing way watching it.
Otherwise, let’s begin.
Before you continue, you may want to watch this video by CuraDebt Debt Relief Reviews on YouTube that gives a quick review. After, you will want to read the rest of the article for a more comprehensive review of CuraDebt.
About the Company Danbury Ct Government Tax Relief Programs
CuraDebt is a company that provides debt relief from Hollywood, Florida. It was founded in 2000 and has since become a participant in the American Fair Credit Council, the US Chamber of Commerce, and is accredited with the International Association of Professional Debt Arbitrators.
While it is accredited, some states have limited their access to their services.
What CuraDebt do?
Assistance in settling your debt is the most popular feature. But they offer other services that will assist you in becoming financially secure.
First of all, it begins with requesting a free savings estimate on the internet. It is a completely private service, and they won’t conduct a credit inquiry. With this estimate of savings you’ll be able to discover more about alternatives to be debt-free.
The savings estimate, as we’ve mentioned before, gives you the opportunity to consider your choices, regardless of whether you’re planning on using CuraDebt.
CuraDebt will assign you a financial counselor as well as a support team to assist you in navigating the process of credit arbitration should you choose to sign up. Certain financial advisors can assist you with your debt-free journey.
After your debt settlement program is completed, CuraDebt is the agency to handle all of your creditor’s calls. They will also be the ones that negotiate conditions of the payment depending on the condition of your financial situation. In determining which option is the most effectively your situation, the payment could be a lump-sum settlement or the option of a payment plan.
Additionally, they will be working with the creditors so that you can get better rates when you deposit money to your savings account. This is then processed to pay creditors. The plans they offer can help you settle the debt within 48 months.
After you’ve registered with them, they’ll allow you access to your account information 24 hours a day. All you have to do is login to CuraDebts Client Portal to monitor your progress.
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CuraDebt’s Requirements
Before you can avail of the program, you’ll have to satisfy their criteria first. In order to be considered eligible for the program, you’ll need to meet the following criteria:
- At least 21 years old
- Verifiable income
- Have a minimum debt of $5,000
What are they able to assist you with?
Here are some of the ways CuraDebt can aid you.
Debt Relief
The name of the company suggests that CuraDebt can help you deal with your debt. They are able to negotiate settlements on your behalf to settle the majority of types of debt. These include personal loans, medical bills credit cards and also line of credit. You can also approach them to help settle any remaining balance of business debt, collections, or repossessions.
They may also assist in negotiating with back taxes and IRS debt. But, you won’t receive assistance with the majority cases, government loans as well as collateral and utility bills. They also don’t cover most student loans.
On the other hand, they will assist you in navigating laws such as that of Telecommunications Consumer Protection Act (TCPA) and the Fair Debt Collection Practice Act (FDCPA). They can also assist you in identifying debtors who are in violation to ensure that you receive cash settlements, if they are possible. Some violations can also lead to having your debts removed as well.
CuraDebt lets you pay off debts with less than the amount you have. You can also inquire about your debt during their no-cost consultation with their debt advisor.
The best part about the program is that you’ll only have to pay for the charges when your debt is paid off. All you have to sign up to any of the plans, and you’ll have the ability to pay off all your debts.
Tax Management and Relief
CuraDebt can also help you with the tax liabilities you have. Once they collect all of your financial documents They will also gather all the necessary paperwork for tax returns.
Through this program, you’ll be able to solve various tax issues such as wage garnishments as well as tax penalties for personal and corporate taxes and back taxes and trust fund penalties and tax lien.
There aren’t any hidden charges also. They only offer flat-fee prices and is dependent on the amount you need to settle.
They offer different options for the settlement of your tax debt. Here are 6 of them:
- Installment agreements
- Offer in Compromise
- Collection statute expiration date
- Tax lien subordination
- Penalty abatement
- Currently non-collectible
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What kinds of debts can they assist you with?
While debt settlement is their specialty but they aren’t able to cater to all types of settlement. CuraDebt concentrates on loans that are not secured. They can’t help you if your debt or loan is tied to a physical item.
However, if you have one of the following kinds of debt, they will negotiate settlements on your behalf.
Tax Debt
With CuraDebt the service, you’ll be able pay off tax debts that were due to be paid without difficulty. Furthermore, this service is accessible across all 50 states, if you have a debt to the IRS. There are federal tax experts that can help you resolve the issues.
Medical Debt
CuraDebt will also help you resolve any medical-related debt. In certain cases you might even be able to pay them less than the amount you owe.
Private Student Loan
CuraDebt does not cater to the federal government’s student loan. They can however assist private students negotiate the student loans they have to pay.
Personal Loan
Personal and payday loans are also eligible to be eligible for debt relief programs. It is also possible to avail the program if you have other unsecured credit lines that you have obtained from a different bank or financial institution.
Credit Card Debt
If you are in debt through store credit cards or traditional credit cards as well as private label credit card CuraDebt will help you pay it off.
What is the cost?
The greatest thing about CuraDebt is the way they’ve priced their services. They don’t charge an upfront fee. The only time you pay is when you have paid off all of your outstanding debts.
Additionally, they don’t have high-cost costs either. On average, you’ll be required to pay as much as 20 percent of the debt you settled with them.
In the average, this kind of business can cost anywhere from 15% to 25%.
Moreover, clients can expect to settle their debt from two to four years. However, this also varies depending on the amount that you are able to save each month.
Additionally, they claim you can save up to 30% by incorporating their charges into your calculation.
However, the claim may depend on the situation. Some clients even mentioned saving 50% to 80%.
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Benefits of using CuraDebt
Now that you have a clearer picture of what CuraDebt can offer you Let’s take a look at the benefits that come with using CuraDebt.
The first is that CuraDebt is only charged once you’ve paid off your debt. Furthermore, they only charge a 20% fee while many companies charge 25 percent.
If you’re finished with the debt settlement program you could also sign up for their credit repair program.
It’s a fantastic way to restore the credit rating without going back into debt. The program is however designed different for every person, depending on your situation.
In the end, CureDebt looks into your financial obligations to help with settlements and negotiations. It means that your debt won’t increase as time passes. They’ll also look into any violations by creditors with the assistance of their own experts.
Drawbacks of using CuraDebt
We will also examine some of the negatives of CuraDebt.
Settlement of debt and debt relief often require you to stop making payments using the credit card you use. Therefore, if you’re trying increase your rating on your credit, this might delay you from finishing your obligations.
CureDebt also doesn’t have a mobile app available. Although they have a website for clients but it’s aged and simple. It’s not particularly user-friendly, and can be difficult to navigate.
Furthermore, they are not recognized by an accreditation from the Better Business Bureau although they did receive an A+ rating.
The Final Verdict
CuraDebt is a useful program that lets you settle your debt without spending more on these kinds of services. Additionally the 20% service fee is lower than many firms that charge a 25% fee. There are no upfront payments, and you will only have to pay when the debt is settled.
Although they’ll allow you to access an account to see your progress however, their website isn’t easy to navigate. CuraDebt isn’t even an app, which would make it easier to track your progress.
They do have a competent support staff, and you can reach them not just via email but also by phone or sending an e-ticket. Danbury Ct Government Tax Relief Programs
If debt is a big problem right now, we recommend CuraDebt’s service. Make sure you’re qualified and that the services they offer are available in your state.
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FAQ Danbury Ct Government Tax Relief Programs
What is the time frame to finish the program?
The typical program lasts from between 24 and 48 months dependent on the size of your debt as well as your agreement on the settlement.
Can CuraDebt assist with tax problems in the state?
It is true that CuraDebt has a tax relief program that will assist you with issues like delinquent tax and garnishments of wages.
What do I need to do when I’m enrolled in the program?
You’ll have to keep in constant contact with your team members and pay the required payments to lower the amount of debt you have over time.