Has your debt increased lately? Are you tired of trying other financial advice and strategies but still have unsolved issues?
Maybe you’re here because been through every thing.
In the majority of cases, the best option is to speak with professionals that can help to resolve this issue.
CuraDebt is one of the companies that get the most inquiries. A lot of people have been inquiring whether they can assist you or put you in more debt.
According to their clients, they can help you manage 80% of your debt , so you can take few things off of your plate.
For some they believe these claims are too good to be true.
Suppose you’re on the lookout for any solution that could help you resolve your debt. If that’s the scenario, CuraDebt will mostly be recommended by people. We’ll take a deeper look at how CuraDebt works and what problems it can solve for you.
Furthermore, before we conclude we’ll look at the advantages and disadvantages of this method.
Before beginning the review, you can go to this video for a more relaxing way watching it.
Otherwise, let’s begin.
Before you go on, you may want to watch this video by CuraDebt Debt Relief Reviews on YouTube that gives a quick overview. Afterward, you will want to read the rest of our article for a more comprehensive review of CuraDebt.
About the Company Curadentis Balen Contact
CuraDebt is a company that provides debt relief from Hollywood, Florida. It was established in 2000 and has since become a part of the American Fair Credit Council, the US Chamber of Commerce, and is accredited by the International Association of Professional Debt Arbitrators.
While it is accredited, some states have limited their access to their services.
What CuraDebt do?
Assistance in settling your debt is one of CuraDebt’s best known feature. However, they also offer other services that can aid you in becoming more financially stable.
It all begins with requesting a free savings estimate on the internet. This service is very confidential and they will not conduct a credit inquiry. With this savings estimate you’ll be able to learn more about your other options in your journey towards debt-free.
Savings estimates, which was mentioned previously, offers you the opportunity to consider your choices regardless of whether or not you’re going to keep using CuraDebt.
CuraDebt will provide you with a financial counselor and a team of support to assist you with the process of credit arbitration should you choose to enroll. Some financial advisors can help you on your path to debt-free living.
Following your debt settlement program, CuraDebt will be the agency to handle all of your creditors’ calls. They will be the ones who determine conditions of the settlement based on the status of your finances. Depending on which works best for you, it could be either a lump sum settlement or an installment plan.
Furthermore they will also be working with the lenders to help you have better rates as you transfer money into your savings account. This, in turn, will be processed to pay creditors. Their plans can help you pay off the debt in the period of 48 months.
After you’ve registered with them, they’ll provide you with access to your account information 24 hours a day. All you have to do is log in to CuraDebts Client Portal to track your performance.
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CuraDebt’s Requirements
Before you can avail of the program, you’ll have to satisfy their criteria first. For eligibility, you’ll have to meet the following criteria:
- At least 21 years old
- Earn a reliable income
- Minimum debt must be $5,000
What are they able to assist you with?
Here are the various ways CuraDebt can assist you.
Debt Relief
The name of the company suggests that CuraDebt will assist you in dealing with your debt. They can negotiate settlements on your behalf to settle most types of debt. These include medical bills, personal loans, credit cards as well as loans. You can also approach them to pay off any remaining balance on business debt, collections, or repossessions.
They can even help negotiate for back taxes and IRS debt. But, you won’t receive assistance with the majority cases, government loans as well as collateral and utility bills. Also, they don’t cover the majority of student loans.
On the contrary, they’ll help you use laws like the Telecommunications Consumer Protection Act (TCPA) and the Fair Debt Collection Practice Act (FDCPA). They will also help you identify debtors who are in violation in order to get cash settlements, if possible. Certain violations may result in having your debts also dismissed.
CuraDebt also allows you to pay off debts with less than the sum you have. They also allow you to inquire about your debt during their no-cost consult with their debt counselor.
The most appealing aspect of their plan is that you only be charged after your debt has been settled. All you have to do is sign up with one of their plans, and you’ll have the ability to settle each of your debts.
Tax Management and Relief
CuraDebt can also deal with your tax debt. After they have gathered all your financial documents and tax documents, they’ll also collect all the paperwork you’ll need for tax returns.
With this program, you will be able to solve the various types of tax problems such as wage garnishments as well as tax penalties for personal and business taxes, back taxes, trust fund penalties, and tax liens.
There aren’t any hidden costs neither are there hidden fees. They only offer flat-fee prices that is based on the amount that you’ll must settle.
They have different solutions in the settlement of the tax debt. Here are six of them:
- Installment agreements
- Offer in Compromise
- Collection statute expiration date
- Tax lien subordination
- Penalty abatement
- Currently non-collectible
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What kinds of debts can they assist you with?
While debt settlement is their specialization however, they do not provide all kinds of settlement. CuraDebt is only focused on loans that are not secured. They can’t assist you if your loan or debt is linked to an actual item.
If, however, you are in the following kinds of debt, they’ll negotiate settlements on your behalf.
Tax Debt
With CuraDebt it is expected that you will be able to pay your past-due tax debts without any issues. Furthermore, this service is available across all 50 states, if you have a debt to the IRS. They have federal tax experts who can assist you in resolving these types of issues.
Medical Debt
CuraDebt will also help you resolve the medical bills. In certain cases you could even settle them for less than what you have to pay.
Private Student Loan
CuraDebt does not offer Federal student loan. Still, they can help private students in negotiating any student loans that they are owed.
Personal Loan
Personal loans and payday loans also qualify to be eligible for debt relief programs. It is also possible to avail the program of the program if you also have other unsecured credit lines that you have obtained from an alternative financial institution or bank.
Credit Card Debt
If you’re in debt using store credit cards or traditional credit cards as well as private label credit card CuraDebt will assist you in paying it off.
What is the cost?
The greatest thing about CuraDebt is how the company has priced its services. They don’t charge upfront fees. You’ll only pay once you have paid off all of your debts.
Additionally, they do not charge high costs either. On average, you’ll have to pay between 20 and 20 percent of the debt that you settled through them.
In the average, this kind of business can cost anywhere between 15% and 25 percentage.
In addition, customers can expect to settle their debt from 2 to 4 years. This varies according to the amount you can save up per month.
Also, they claim that you can save up to 30% when you factor in their fees in your equation.
But this claim will also differ based on the situation. Some customers have even talked about saving between 50% and up to 80%.
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Advantages to using CuraDebt
Now that you have an understanding of the benefits CuraDebt can offer you let’s look into the advantages from using CuraDebt.
In the beginning, CuraDebt only charges you when you’ve paid off your debt. Additionally they only charge an amount of 20%, while many companies charge 25 percent.
If you’re finished by the program for debt relief, you can enroll in their credit repair program.
It’s an excellent way to restore your credit without having to go back into debt. However, the program lasts in a different way for each individual, depending on your situation.
In the end, CureDebt looks into your credit to help with settlements and negotiations. So, your debt won’t inflate as time passes. They’ll also be looking into any violations by creditors with the help of their in-house experts.
The drawbacks of using CuraDebt
We will also examine some of the drawbacks of CuraDebt.
Debt relief and debt settlements often require you to cease making payments with . If you’re trying to improve your rating on your credit, this may delay you from working on your credit card debt.
CureDebt doesn’t even offer a mobile application. While they have a client website however, it appears aged and simple. It’s not particularly intuitive and could be challenging to navigate.
Furthermore, they are not accredited with their Better Business Bureau although they received an A+ rating.
The Final Verdict
CuraDebt is a great program that allows you to resolve your debt without having to spend more for these types of services. Moreover the 20% service charge is lower than many firms that charge the 25% cost. There are no upfront payments, and you will only be required to pay once your debt is finally settled.
Although they’ll give you an account that allows you to track your progress however, their website isn’t simple to navigate. CuraDebt does not have an app yet, which would make it easier to look at your progression.
However, they have a good support team and can be reached them not only through emails but by phone or by sending an electronic ticket. Curadentis Balen Contact
If the credit card is a major problem right now, we strongly recommend CuraDebt’s debt management program. Be sure to be qualified and that the services they provide are in your state.
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FAQ Curadentis Balen Contact
How long will it take to complete the program?
The program typically takes between 24 and 48 months depending on the amount of your debt as well as the agreement on the settlement.
Can CuraDebt aid with state tax problems?
It is true that CuraDebt offers a program for tax relief that can help you with problems such as late payroll tax and wage garnishments.
What should I do once I’m in the program?
You’ll need to constantly communicate with your team members and make the necessary payments to reduce your debt over time.
