Has your debt been piling up lately? Are you tired of trying different financial advice and tips but you’re still struggling with unsolved problems?
Perhaps you’re here because you’ve tried everything.
In the majority of cases, the best way is to approach experts who can help to resolve this issue.
CuraDebt is one of the most asked companies. A lot of people have been inquiring whether they can assist you or put you in more debt.
According to their clients, they can help you control the majority of your debt so that you can take few things off of your shoulders.
However, for certain people they believe these claims are too good to be true.
If you’re looking for anything that can aid you in settling your debt. If that’s the scenario, CuraDebt will mostly be suggested by people. We’ll be taking an in-depth study of the way CuraDebt is used and the problems it can solve for you.
Moreover, before we end we’ll look at its advantages and drawbacks.
Before you begin the review, you can check out this video instead in case you would prefer to watch it.
Otherwise, let’s begin.
Before you go on, you may want to check out this video by CuraDebt Debt Relief Reviews on YouTube that gives a quick overview. Afterward, you will want to read the rest of our article for a more comprehensive review of CuraDebt.
About the Company Curadent Prothesenreinigung
CuraDebt is a company that provides debt relief from Hollywood, Florida. It was founded in 2000, and is a participant in the American Fair Credit Council, the US Chamber of Commerce, and accredited through the International Association of Professional Debt Arbitrators.
Although it is accredited, certain states have imposed restrictions on their services.
What CuraDebt do?
Assistance in settling your debt is CuraDebt’s most well-known feature. They also provide additional services to assist you in becoming financially secure.
First of all, it starts by requesting a no-cost savings estimate on the internet. The service is completely confidential and won’t be conducting a credit screening. With this estimate of savings, you will be able to learn more about the alternatives towards debt-free.
Savings estimates, as mentioned earlier, provides you with an idea of your options, regardless of whether you’re planning on using CuraDebt.
CuraDebt will assign you a financial counselor and a team of support to assist you in navigating credit arbitration if you decide to enroll. Some financial advisors can help you on your path to debt-free living.
Following your debt settlement program, CuraDebt can be the agency to take care of all your creditors’ calls. They’ll also be the ones who negotiate what you will pay for your payment depending on the condition of your finances. In determining which option is the best to you, this could either be a lump sum settlement or the option of a payment plan.
Moreover, they will be working with the creditors so that you can have better rates as you make deposits to your savings account. This, in turn, will be processed to pay creditors. The plans they offer can help you pay off the debt in two years.
After you’ve registered with them, they will allow you access to your data 24/7. All you need to do is login to CuraDebts the client portal so that you can monitor your progress.
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CuraDebt’s Requirements
Before you can avail of their program, you’ll need to meet their eligibility requirements first. In order to be considered eligible for the program, you’ll need to be:
- Minimum 21 years old
- Have a verifiable income
- You must have a minimum balance of $5,000
What are they able to assist you with?
Here are the different ways CuraDebt can help you.
Debt Relief
Like their name implies, CuraDebt can assist you in dealing with debt. They can negotiate settlements on your behalf to settle all kinds of debt. These include personal loans, medical bills, credit cards as well as line of credit. You can also approach them to pay off any remaining amount on business debts and collections or repossessions.
They may also assist in negotiating on tax owed as well as IRS debt. But, you won’t receive assistance for the majority cases, government loans as well as collateral and utility bills. They also don’t cover most student loans.
On the contrary, they’ll help you use laws like the Telecommunications Consumer Protection Act (TCPA) and the Fair Debt Collection Practice Act (FDCPA). They can also assist you in identifying the violations of creditors to ensure that you receive cash settlements, if they are possible. Certain violations may result in having your debts removed as well.
CuraDebt also allows you to pay off debts with less than the amount you have. Additionally, you can inquire about your debt during their no-cost meeting with their debt advisor.
The greatest benefit of their program is that you’ll only have to pay for the charges once your debt is settled. All you have to sign up to any of the plans, and you’ll have the ability to resolve all of your debts.
Tax Management and Relief
CuraDebt can also help you with your tax debt. Once they collect all of your financial records and tax documents, they’ll also collect all the necessary paperwork for tax returns.
With this program, you will be able to deal with various tax issues like wage garnishments and tax penalties, personal and business taxes, back taxes, trust fund penalties, and tax lien.
There aren’t any hidden charges neither are there hidden fees. They only use flat-fee pricing, which depends on the amount you need to settle.
There are a variety of options for settling taxes. Here are six of them:
- Installment agreements
- Offer in Compromise
- Collection statute expiration date
- Tax lien subordination
- Penalty abatement
- Currently non-collectible
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What kinds of debts are they able to help with?
Although they specialize in debt settlement, it is not their forte but they aren’t able to provide all kinds of settlement. CuraDebt is only focused on debt that is not secured. They can’t help you if the debt or loan is tied to a physical item.
If, however, you are in the following types of debt, they’ll negotiate settlements on your behalf.
Tax Debt
With CuraDebt the service, you’ll be able to pay taxes that are due without difficulty. Furthermore, this service is accessible across all 50 states, if you owe money towards the IRS. They have federal tax experts that can help you resolve the issues.
Medical Debt
CuraDebt will also help you resolve your medical debt. In certain cases you might even be able to pay them for less than what you have to pay.
Private Student Loan
CuraDebt does not offer Federal student loan. However, they can assist private students with negotiating the student loans they have to pay.
Personal Loan
Personal and payday loans also qualify as debt-settling programs. You may also be eligible if you have other unsecured credit lines that you got from a different financial institution or bank.
Credit Card Debt
Whether you have debt with store credit cards, traditional credit cards, as well as private label credit card, CuraDebt can assist you in paying it off.
What is the cost?
The greatest thing about CuraDebt is how they’ve priced their service. They don’t charge an upfront fee. You’ll only pay once you have paid off all of your debts.
Also, they don’t have high-cost fees as well. On average, you’ll have to pay up to 20% of the debt you settled with them.
In the average, this kind of industry charges from 15% to 25 percentage.
Additionally, customers can anticipate to settle their debt from 2 to 4 years. This varies in relation to the amount you can save up per month.
They also claim that you could save up to 30% if you include their costs into your calculations.
However, this statement will differ based on your situation. Some customers have even talked about saving 50 to 80%.
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Benefits of using CuraDebt
Once you’ve got an understanding of what CuraDebt can provide, let’s look into the advantages from using CuraDebt.
In the beginning, CuraDebt is only charged after you’ve settled your debt. In addition they charge only an amount of 20%, while the majority of companies charge 25%.
If you’re finished with the debt settlement program, you can enroll in their credit restoration program.
It’s a fantastic way to restore your credit score without going in debt again. The program is however designed in a different way for each individual dependent on the circumstances of your case.
In the end, CureDebt looks into your debt so that they can assist with settlements and negotiations. This means the amount you owe won’t rise as time passes. They’ll also be looking into any creditor violations with the help of their experts in-house.
Some disadvantages to using CuraDebt
We will also examine some of the disadvantages of CuraDebt.
Debt settlement and debt relief often require you to stop making payments using . So if you’re trying to build a better rating on your credit, this may delay you from finishing your debt.
CureDebt also doesn’t have a mobile app available. While they have a client website, it looks aged and simple. It’s not particularly intuitive and could be challenging to navigate.
In addition, they’re not recognized by the Better Business Bureau although they did receive an A+ rating.
The Final Verdict
CuraDebt is a good program that will allow you to pay off your debts without spending more for these types of services. Moreover their 20% service fee is cheaper than most firms that charge an additional 25% charge. There are no upfront payments and you’ll only have to pay the fee when the debt is paid off.
While they’ll provide you with an account so that you can track your progress, their website is not easy to navigate. CuraDebt also doesn’t have an app that would make it easier to look at your progress.
However, they have a good support team and can be reached them not just via email but by phone or by sending an e-ticket. Curadent Prothesenreinigung
If your debt is a big issue right now, we highly recommend CuraDebt’s program. Just make sure that you’re qualified and that the services that they provide are offered in your state.
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FAQ Curadent Prothesenreinigung
How long does it take to complete the program?
The average program is between 24 and 48 months dependent on the size of your debt and the agreed settlement.
Can CuraDebt assist with tax problems in the state?
Yes, CuraDebt has a tax relief program that will help you with problems such as delinquent payroll tax and wage garnishments.
What’s the first thing I have to do once I’m in the program?
You’ll have to keep in constant contact with the team and pay the required payments to lower your debt over time.