Are you experiencing debt that has increased lately? Are you exhausted from trying different financial advice and tips but haven’t solved your problems?
Maybe you’re here because already tried everything.
In the majority of cases, the best option is to speak with experts who can help you resolve the issue.
CuraDebt is among the companies that get the most inquiries. Many people have been inquiring whether they can assist you or put you into more debt.
According to their clients, they can assist you in managing 80% of your debt so that you can take couple of w
orries off your mind.
For some they believe these claims are too good to be true.
Suppose you’re on the lookout for something that will help you resolve your debt. If that’s the situation, CuraDebt will mostly be suggested by people. We’ll take a deeper review of how CuraDebt is used and the problems it could help solve.
In addition, prior to our conclusion, we’ll also look into its advantages and drawbacks.
Before you begin the review, check out this video instead in case you would prefer to watch it.
Otherwise, let’s begin.
Before you continue, you may want to check out this video by CuraDebt Debt Relief Reviews on YouTube that gives a quick overview. After, you will want to read the rest of the article for a more comprehensive review of CuraDebt.
About the Company Curadebt Customer Service
CuraDebt is an organization that deals with debt relief in Hollywood, Florida. It was founded in 2000 and has been an active member of the American Fair Credit Council, the US Chamber of Commerce, and accredited by the International Association of Professional Debt Arbitrators.
Although the service is accredited, certain states have imposed restrictions on their services.
What CuraDebt do?
Helping you settle your debt is CuraDebt’s most popular feature. They also provide other services that can help you be more financially stable.
The process begins by requesting a free savings estimate online. The service is completely confidential, and they won’t conduct a credit inquiry. By using this estimate of savings you’ll be able to discover more about other options in your journey to be debt-free.
Savings estimates, as we’ve mentioned earlier, provides you with the opportunity to consider your choices regardless of whether you’re planning on using CuraDebt.
CuraDebt will assign you a financial counselor as well as a support team to assist you with the process of credit arbitration should you choose to enroll. Certain financial advisors can assist you in your debt-free journey.
After your debt settlement program, CuraDebt can be the agency to take care of all your creditor’s calls. They will be the ones who will negotiate what you will pay for your repayment in accordance with the state of your financial situation. In determining which option is the most effectively for you, it can be either a lump sum settlement or the option of a payment plan.
Additionally, they will be working with the creditors to ensure that you enjoy better rates when you make deposits to your savings account. This, in turn, will be processed to pay creditors. Their programs can assist you to settle the debt within the period of 48 months.
Once you’ve signed up with them, they will allow you access to your account information 24 hours a day. All you have to do is login to CuraDebts’ client portal to monitor your development.
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CuraDebt’s Requirements
Before you are able to avail the program, you’ll have to pass their requirements first. For eligibility, you’ll have to be:
- Minimum 21 years old
- Have a verifiable income
- Have a minimum debt of $5,000
What can they assist you?
Here are some of the ways CuraDebt can assist you.
Debt Relief
The name of the company suggests that CuraDebt can assist you in dealing your debt. They can negotiate settlements on your behalf to settle most types of debt. These include personal loans, medical bills, credit cards and loans. You can also approach them to pay off any remaining balance of business debt, collections, or repossessions.
They can even help negotiate for back taxes as well as IRS debt. However, you won’t get support for most claims, government loans or collateral, as well as utility bills. They also don’t cover most student loans.
On the other hand, they can assist you with laws like the Telecommunications Consumer Protection Act (TCPA) and the Fair Debt Collection Practice Act (FDCPA). They will also help you identify creditor violations so that you can have cash settlements, if they are possible. Certain violations could lead to having your debts removed as well.
CuraDebt also allows you to repay debt for less than the amount you own. Additionally, you can inquire about your debt during their no-cost consultation with their debt counselor.
The best part about the program is that you’ll only be charged when your debt is paid off. All you have to sign up for one of their plans and you’ll be able settle each of your debts.
Tax Management and Relief
CuraDebt will also handle taxes. Once they’ve gathered all your financial records and tax documents, they’ll also collect all the documents you’ll require to file tax returns.
By using this program, you will be able to deal with various tax issues like wage garnishments, tax penalties, personal and business taxes and back taxes as well as trust fund penalties and tax lien.
There aren’t any hidden costs also. They only use flat-fee pricing, which depends on the amount that you’ll have to pay.
There are a variety of options for paying off your tax debt. Here are 6 options:
- Installment agreements
- Offer in Compromise
- Collection statute expiration date
- Tax lien subordination
- Penalty abatements
- Currently non-collectible
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What kind of debt can they assist you with?
Although debt settlement is their specialty but they aren’t able to provide all kinds of debt settlement. CuraDebt is only focused on loans that are not secured. They can’t help you if your debt or loan is tied to an actual item.
If, however, you are in the following types of debt, they’ll negotiate settlements on your behalf.
Tax Debt
With CuraDebt it is expected that you will be able to settle your past-due tax debts without difficulty. Furthermore, this service is available across all 50 states, if you owe money to the IRS. There are federal tax experts to assist you with these kinds of problems.
Medical Debt
CuraDebt can also assist in settling the medical bills. In some instances you might even be able to pay them less than the amount you owe.
Private Student Loan
CuraDebt doesn’t cater to federal student loans. They can however assist private students in negotiating the student loans they owe.
Personal Loan
Personal and payday loans are also eligible to be eligible for debt relief programs. It is also possible to avail the program the program if you have other unsecure credit lines that you got from another bank or financial institution.
Credit Card Debt
If you’re in debt using store credit cards, traditional credit cards, and private-label credit cards, CuraDebt can assist you in paying it off.
What will it cost you?
The greatest thing about CuraDebt’s pricing is how they’ve priced their services. They do not charge an upfront cost. You’ll only pay once you have paid off all of your debts.
Additionally, they don’t charge high costs either. In the average, you’ll need to pay up to 20% of the debt you settled with them.
On average, this type of industry can charge anywhere from 15% to 25%.
In addition, customers can expect to pay off their debts in two to four years. But, it also differs according to the amount you can save up per month.
Additionally, they claim that you could save up to 30% when you factor in their costs into your calculations.
However, the claim may vary, depending on your specific situation. Some customers have even talked about saving 50 to 80percent.
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The benefits of using CuraDebt
Once you’ve got an idea of what CuraDebt can provide, let’s explore the benefits that come with using CuraDebt.
First, CuraDebt is only charged when you’ve paid off your debt. Furthermore they only charge an amount of 20%, while the majority of companies charge 25%.
If you’re finished by the program for debt relief, you could enroll in their credit restoration program.
It’s an excellent method to improve the credit rating without having to go back into debt. However, the program runs in a different way for each individual dependent on the circumstances of your case.
Finally, CureDebt looks into your debt so that they can assist with settlements and negotiations. This means your debt won’t inflate as time passes. They’ll also be looking into any violations by creditors with the assistance of their own experts.
Drawbacks of the use of CuraDebt
We will also examine some of the drawbacks of CuraDebt.
Debt relief and debt settlements usually require that you stop paying with your credit card. Therefore, if you’re trying increase your rating on your credit, this may set you back while you’re working on your debt.
CureDebt also doesn’t offer a mobile application. While they have a website that clients can access however, it appears aged and simple. It’s not very intuitive, and it can be challenging to navigate.
In addition, they’re not accredited with their Better Business Bureau although they were awarded an A+ rating.
The Final Verdict
CuraDebt is a great program that allows you to pay off your debts without spending more on these kinds of services. Moreover, their 20% service fee is cheaper than most firms that charge the 25% cost. There are no upfront payments, and you will only have to pay when your debt is finally settled.
Although they’ll allow you to access an account to see your progress however, their website isn’t simple to navigate. CuraDebt does not have an app that could make it easier for you to monitor your progress.
However, they have a competent support staff that you can contact them not only through emails but also via phone or submitting an e-ticket. Curadebt Customer Service
If the credit card is a major problem, then we highly recommend CuraDebt’s program. Just make sure that you’re qualified and that the services they provide are in your area.
> > Click Here to Get A Debt Consultation for Free < <
FAQ Curadebt Customer Service
How long will it take to complete the course?
The program typically takes 24 to 48 months, depending on the amount of your debt and the agreement on the settlement.
Can CuraDebt assist with tax problems in the state?
Sure, CuraDebt provides tax relief programs to assist you with issues like delinquent taxes and garnishments of wages.
What’s the first thing I have to do after joining the program?
You’ll have to keep in constant contact with the team and make the necessary payments to lower your debt over time.
