Are you experiencing debt that has increased lately? Are you exhausted from trying other financial advice and tips but still have unsolved issues?
Maybe you’re here because already tried every thing.
In the majority of cases, the best way is to approach experts who can assist you resolve the issue.
CuraDebt is one of the most asked companies. Many people have been inquiring whether they can assist you or put you into more debt.
According to their clients, they can help you control the majority of your debt so that you can take couple of things off your mind.
But for some people, these claims are just too good to be true.
If you’re looking for any solution that could aid you in settling your debt. In that situation, CuraDebt will mostly be highly recommended by those. We’ll take a deeper review of how CuraDebt works and what problems it can solve for you.
In addition, prior to our conclusion our discussion, we’ll take a look at the advantages and disadvantages of this method.
Before starting the review, check out this video instead in case you would prefer to watch it.
Otherwise, let’s begin.
Before you continue, you may want to check out this video by CuraDebt Debt Relief Reviews on YouTube that gives a quick review. Afterward, you’ll want to read the rest of our article for a more comprehensive review.
About the Company Curadebt Affiliate Program
CuraDebt is a debt relief company from Hollywood, Florida. It was founded in 2000, and is a member of the American Fair Credit Council, the US Chamber of Commerce, and is accredited by the International Association of Professional Debt Arbitrators.
While it is accredited, certain states have limited their access to their services.
What can CuraDebt do?
Helping you settle your debt is the most well-known feature. However, they also offer additional services to help you be more financially stable.
It all begins by requesting a free online savings estimate. The service is completely confidential and they will not be doing a credit check. By using this estimate of savings, you will discover more about other options in your journey towards debt-free.
The savings estimate, as we’ve mentioned before, gives you an idea of your options, regardless of whether you’re planning on using CuraDebt.
CuraDebt will provide you with a financial counselor and a support team to assist you in navigating credit arbitration in the event that you decide to enroll. Financial advisors may be able to assist you with your debt-free journey.
Following your debt settlement plan, CuraDebt will be the company to handle all of your creditor’s calls. They will be the ones who determine conditions of the payment depending on the condition of your finances. Based on what works best for you, it could be either a lump sum settlement or a payment plan.
Additionally they will also be working with creditors so that you can get better rates when you transfer money into your savings account. This, in turn, will process to pay back creditors. Their programs can assist you to pay off the debt in 48 months.
Once you’ve signed up with them, they’ll give you access to your information 24/7. All you need to do is sign in to CuraDebts’ client portal to monitor your progress.
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CuraDebt’s Requirements
Before you can avail of their program, you’ll need to satisfy their criteria first. In order to be considered eligible for the program, you’ll have to meet the following criteria:
- Minimum 21 years old
- Have a verifiable income
- You must have a minimum balance of $5,000
What can they help you with?
Here are some of the ways CuraDebt can assist you.
Debt Relief
Like their name implies, CuraDebt can assist you in dealing with your debt. They are able to negotiate settlements on your behalf for most types of debt. This includes personal loans, medical bills credit cards and line of credit. They can also be approached to help settle any remaining amount on business debts collection, repossessions, or collections.
They may even assist you in negotiating with back taxes as well as IRS debt. But, you won’t receive assistance with the majority of your lawsuits, government loans, collateral, and utility bills. Also, they don’t cover the majority of student loans.
On the contrary, they’ll assist you in navigating laws such as that of Telecommunications Consumer Protection Act (TCPA) and the Fair Debt Collection Practice Act (FDCPA). They will also help you identify creditor violations to ensure that you receive cash settlements, if possible. Certain violations may cause your debt to be dismissed as well.
CuraDebt can also help you settle debt with less than the sum you have. Additionally, you can inquire about your debt during their no-cost consultation with their debt counsellor.
The most appealing aspect of their program is that you will only have to pay for the charges after your debt has been settled. All you need to sign up to one of their plans and you’ll be able to resolve all of your debts.
Tax Management and Relief
CuraDebt can also help you with your tax debt. After they have gathered all your financial documents and tax documents, they’ll also collect all the documents you’ll require for tax returns.
Through this program, you’ll be able to deal with different types of taxes such as garnishments on wages as well as tax penalties for personal and corporate taxes and back taxes as well as trust fund penalties and tax liens.
There aren’t hidden fees neither are there hidden fees. They use only flat-fee pricing and is dependent on the amount that you’ll need to settle.
They have different solutions when it comes to the settlement of taxes. Here are 6 options:
- Installment agreements
- Offer in Compromise
- Collection statute expiration date
- Tax lien subordination
- Penalty abatement
- Currently non-collectible
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What kinds of debts can they assist you with?
Although they specialize in debt settlement, it is not their specialization but they aren’t able to cater to all types in debt resolution. CuraDebt concentrates on debt that is not secured. They can’t help you if the credit or loan is tied to a physical item.
If you do have the following kinds of debt, they’ll negotiate settlements on your behalf.
Tax Debt
With CuraDebt, you should be able to pay taxes that are due without any problems. Additionally, this service is offered across all 50 states, if you owe money in arrears to IRS. There are federal tax experts to assist you with these kinds of problems.
Medical Debt
CuraDebt will also help you resolve the medical bills. In some cases, you may even pay the debt for less than you have to pay.
Private Student Loan
CuraDebt doesn’t cater to the federal government’s student loan. Still, they can help private students negotiate any loans they have to pay.
Personal Loan
Personal loans and payday loans also qualify as debt-settling programs. You can also avail the program if you have other unsecure credit lines you obtained from a different bank or financial institution.
Credit Card Debt
If you are in debt through store credit cards as well as traditional credit cards or private label credit cards CuraDebt can assist you in paying it off.
What is the cost?
The most appealing aspect of CuraDebt is the way the company has priced its services. They don’t charge upfront fees. You’ll only pay once you settle each of your debts.
Additionally, they do not charge high fees as well. On average, you’ll have to pay as much as 20 percent of the debt that you settled with them.
In general, this type of industry can charge anywhere between 15% and 25%.
Moreover, clients can expect to settle their debts within two to four years. However, this also varies depending on the amount that you can save up per month.
Also, they claim that you can save up to 30% if you include their charges into your calculation.
However, this statement will vary, depending on your specific situation. Some clients even mentioned saving 50 to 80%.
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Benefits of using CuraDebt
Once you’ve got an idea of what CuraDebt can offer you Let’s take a look at the benefits of using CuraDebt.
First, CuraDebt is only charged once you’ve paid off your debt. Furthermore, they only charge 20% of the cost, whereas the majority of companies charge 25 percent.
Then, if you’re done by the program for debt relief you could enroll in their credit restoration program.
It’s a fantastic option to rebuild your credit score without having to go back into debt. However, the program lasts in a different way for each individual, depending on your situation.
In the end, CureDebt looks into your debt so that they can help with settlements and negotiations. It means that your debt won’t increase over time. They’ll also look into any creditor violations using their in-house experts.
Drawbacks of using CuraDebt
Let’s also look into some of the negatives of CuraDebt.
Settlement of debt and debt relief typically require you to cease making payments with . So if you’re trying to increase your standing on credit scores, you could delay you from getting rid of your obligations.
CureDebt does not have a mobile app available. While they have a client website however, it appears old and mundane. It’s not particularly intuitive and could be difficult to navigate.
Moreover, they are still not credited with the Better Business Bureau although they did receive an A+ rating.
The Final Verdict
CuraDebt is a useful program that will allow you to resolve your debt without having to spend more on those types of services. In addition, their 20% service cost is lower than many firms that charge the 25% cost. There are no upfront payments, and you will only have to pay when the debt is settled.
While they’ll provide you with an account that allows you to track your progress however, their website isn’t simple to navigate. CuraDebt isn’t even an app yet, which could make it easier for you to monitor your progression.
But, they do have a competent support staff that you can contact them not just via email but also via phone or sending an e-ticket. Curadebt Affiliate Program
If problem of debt is an problem, then we strongly recommend CuraDebt’s debt management program. Be sure to be eligible and that the programs that they provide are offered in your state.
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FAQ Curadebt Affiliate Program
How long does it take to finish the program?
The average program is 24 to 48 months, dependent on the size of your debt as well as the agreement on the settlement.
Can CuraDebt help in the fight against state tax issues?
Yes, CuraDebt offers a program for tax relief that can help you with problems like delinquent taxes and garnishments on wages.
What’s the first thing I have to do after joining the program?
You’ll need to constantly communicate with the team and pay the required payments to pay down the amount of debt you have over time.
