Have your debts been increasing lately? Are you burnt out from trying other financial advice and strategies but you’re still struggling with unsolved problems?
Maybe you’re here because you’ve tried everything.
In the majority of cases, the best way is to approach professionals that can help you settle this issue.
CuraDebt is one of the companies that get the most inquiries. A lot of people have been inquiring whether they can assist you or put you into more debt.
According to their clients, they can help you control 80percent of your debt so that you are able to take couple of w
orries off your mind.
But for some people, these claims are just too good to be true.
You might be looking for anything that can help you resolve your debt. In this case, CuraDebt will mostly be recommended by people. We’ll be taking an in-depth look at how CuraDebt works and what problems it can solve for you.
Furthermore, before we conclude our discussion, we’ll take a look at its benefits and drawbacks.
Before starting the review, check out this video instead in case you would prefer to watch it.
Otherwise, let’s begin.
Before you continue, you may want to check out this video by CuraDebt Debt Relief Reviews on YouTube that gives a quick overview. Afterward, you’ll want to read the rest of our article for a more comprehensive review of CuraDebt.
About the Company Ct Tax Relief
CuraDebt is an organization that deals with debt relief in Hollywood, Florida. It was established in 2000 and has been an active participant in the American Fair Credit Council, the US Chamber of Commerce, and is accredited with the International Association of Professional Debt Arbitrators.
Although it is accredited, some states have imposed restrictions on their services.
What CuraDebt do?
Helping you settle your debt is CuraDebt’s most well-known feature. They also provide other services that can help you be more financially secure.
The process begins by requesting a free savings estimate on the internet. The service is completely confidential and they will not conduct a credit inquiry. With this savings estimate you’ll be able to discover more about alternatives towards debt-free.
This estimate of savings, which was mentioned previously, offers you an idea of your options, regardless of whether you’re going to keep using CuraDebt.
CuraDebt will assign you a financial counselor and a team of support to assist you in navigating the process of credit arbitration should you choose to join. Financial advisors may be able to assist you on your path to debt-free living.
After your debt settlement plan, CuraDebt is the agency to take care of all your creditors’ calls. They will also be the ones that determine conditions of the settlement depending on the condition of your financial situation. Based on what works most effectively your situation, the payment can be either a lump sum settlement or a payment plan.
Furthermore, they will work with creditors so that you can get better rates when you make deposits to your savings account. This, is then processed to pay off creditors. The plans they offer can help you settle the debt within the period of 48 months.
Once you’ve signed up with them, they’ll give you access to your information 24/7. All you need to do is log in to CuraDebts’ client portal to monitor your development.
Before you can benefit from their program, you’ll need to pass their requirements first. To be eligible, you’ll need to be:
- Minimum 21 years old
- Verifiable income
- Have a minimum debt of $5,000
What can they assist you with?
Here are the various ways CuraDebt can help you.
As their name suggests, CuraDebt can assist you in dealing with debt. They can negotiate settlements on your behalf for most types of debt. This includes medical bills, personal loans credit cards as well as loans. They can also be approached to pay off any remaining amount on business debts and collections or repossessions.
They can even help negotiate on tax owed and IRS debt. However, you won’t get assistance with the majority of your lawsuits, loans from the government as well as collateral and utility bills. Also, they don’t cover the majority of student loans.
On the other hand, they will assist you with laws like the Telecommunications Consumer Protection Act (TCPA) and the Fair Debt Collection Practice Act (FDCPA). They also help you find the violations of creditors in order to get cash settlements, should it be possible. Some violations can also cause your debt to be removed as well.
CuraDebt also allows you to pay off debts with less than the sum you have. You can also ask questions during their free consult with their debt counselor.
The greatest benefit of their program is that you’ll only pay the fees after your debt has been settled. All you need to do is sign up with any of the plans, and you’ll have the ability to settle each of your debts.
Tax Management and Relief
CuraDebt can also help you with taxes. After they have gathered all your financial documentation and tax documents, they’ll also collect all the documents you’ll require for tax returns.
With this program, you will be able to solve different types of taxes like wage garnishments as well as tax penalties for personal and business taxes, back taxes as well as trust fund penalties and tax lien.
There aren’t any hidden costs either. They use only flat-fee pricing and is dependent on the amount you need to settle.
They have different solutions for settling taxes. Here are six of them:
- Installment agreements
- Offer in Compromise
- Collection statute expiration date
- Tax lien subordination
- Penalty abatements
- Currently non-collectible
What kinds of debts are they able to help with?
Although they specialize in debt settlement, it is not their specialization but they aren’t able to cater to all types of debt settlement. CuraDebt only focuses on unsecured debt. They aren’t able to help you if your debt or loan is tied to a physical item.
If, however, you are in one of the following kinds of debt, they’ll make arrangements for settlements.
With CuraDebt, you should be able to pay your past-due tax debts without any issues. Additionally, this service is accessible across all 50 states, if you owe money towards the IRS. They have federal tax experts that can help you resolve the issues.
CuraDebt will also help you resolve the medical bills. In some instances you might even be able to pay them for less than what you owe.
Private Student Loan
CuraDebt does not cater to the federal government’s student loan. However, they can assist private students in negotiating any loans they owe.
Personal and payday loans also qualify to be eligible for debt relief programs. You can also avail if you have other unsecured credit lines you obtained from an alternative bank or financial institution.
Credit Card Debt
Whether you have debt with store credit cards, traditional credit cards, and private-label credit cards, CuraDebt will help you pay it off.
How much will it cost?
The most appealing aspect of CuraDebt is the way they’ve priced their services. They do not charge an upfront cost. Only pay when you’ve paid each of your debts.
Also, they don’t have high-cost costs either. In the average, you’ll need to pay as much as 20% of the debt you settled with them.
In the average, this kind of business can cost anywhere between 15% and 25 percent.
In addition, customers can expect to settle their debt from between 2 and 4 years. However, this also varies depending on the amount that you are able to save each month.
They also claim that you can save up to 30% by incorporating their fees in your equation.
However, the claim may differ based on your situation. Some customers have even talked about saving 50 to up to 80%.
The benefits of using CuraDebt
Once you’ve got a clearer picture of the benefits CuraDebt can offer you let’s look into the advantages that come with using CuraDebt.
The first is that CuraDebt only charges you once you’ve paid off your debt. Additionally they charge only a 20% fee while the majority of companies charge 25%.
If you’re finished with the debt settlement program, you may enroll in their credit repair program.
It’s a great option to rebuild the credit rating without going into debt again. However, the program lasts differently for each person dependent on the circumstances of your case.
In the end, CureDebt looks into your financial obligations to help with settlements and negotiations. This means your debt won’t increase over time. They’ll also investigate any violations of creditor with the assistance of their own experts.
Drawbacks of the use of CuraDebt
We will also examine some of the disadvantages of CuraDebt.
Debt relief and debt settlements often require you to stop making payments using the credit card you use. Therefore, if you’re trying increase your rating on your credit, this might cause you to delay getting rid of your credit card debt.
CureDebt doesn’t even have a mobile app. While they do have a website that clients can access however, it appears outdated and basic. It’s not very user-friendly, and can be difficult to navigate.
Furthermore, they are not accredited with the Better Business Bureau although they were awarded an A+ rating.
The Final Verdict
CuraDebt is a great program that will allow you to resolve your debt without having to spend more on those types of services. In addition the 20% service charge is lower than many firms that charge a 25% fee. There are no upfront payments and you’ll only be required to pay once the debt is paid off.
Although they’ll allow you to access an account so that you can track your progress, their website is not easy to navigate. CuraDebt isn’t even an app that would make it easier to look at your progression.
They do have a competent support staff that you can contact them not only through emails but by phone or by sending an electronic ticket. Ct Tax Relief
If debt is a big problem, then we recommend CuraDebt’s service. Just make sure that you’re eligible and that the services they provide are in your area.
FAQ Ct Tax Relief
How long does it take to finish the program?
The average program is between 24 and 48 months dependent on the size of your debt as well as the stipulated settlement.
Can CuraDebt help in the fight against state tax issues?
Yes, CuraDebt offers a program for tax relief to help you with problems such as delinquent payroll taxes and garnishments of wages.
What do I need to do when I’m enrolled in the program?
You’ll have to keep in constant contact with the team and pay the required payments to pay down your debt over time.