Has your debt been increasing lately? Are you burnt out from trying different financial tips and advice but still have unsolved issues?
Perhaps you’re here because you’ve been through everything.
In the majority of cases, your best way is to approach experts who can help you resolve the issue.
CuraDebt is among the most asked companies. Many customers have asked if they can assist you or put you into more debt.
According to their clients they can help you control the majority of your debts so that you are able to take few things off of your plate.
However, for certain people, these claims are just too good to be true.
If you’re looking for any solution that could help you resolve your debt. In this case, CuraDebt will mostly be suggested by people. We’ll be taking an in-depth look at how CuraDebt operates and what issues it could help solve.
In addition, prior to our conclusion we’ll look at the advantages and disadvantages of this method.
Before beginning the review, check out this video instead if you prefer watching it.
Otherwise, let’s begin.
Before you go on, you may want to check out this video by CuraDebt Debt Relief Reviews on YouTube that gives a quick overview. Afterward, you will want to read the rest of our article for a more comprehensive review of CuraDebt.
About the Company Ct Real Estate Tax Relief Program
CuraDebt is an organization that deals with debt relief in Hollywood, Florida. It was founded in 2000 and has been a participant in the American Fair Credit Council, the US Chamber of Commerce, and has been accredited with the International Association of Professional Debt Arbitrators.
While it is accredited, some states have limited their access to their services.
What CuraDebt do?
Helping you settle your debt is the most well-known feature. However, they also offer other services that will help you be more financially stable.
The process starts by requesting a no-cost savings estimate online. The service is completely confidential and they will not be doing a credit check. With this estimate of savings you’ll be able to learn more about your alternatives towards debt-free.
This estimate of savings, as we’ve mentioned previously, offers you the opportunity to consider your choices, regardless of whether you’re going to keep using CuraDebt.
CuraDebt will assign you a financial counselor and a support team to assist you with the process of credit arbitration should you choose to enroll. Certain financial advisors can assist you on your path to debt-free living.
Following the debt settlement program is completed, CuraDebt is the company to take care of all your creditors’ calls. They’ll be the ones who determine conditions of the repayment in accordance with the state of your financial situation. Based on what works best to you, this can either be a lump sum settlement or a payment plan.
Furthermore, they will be working with creditors so that you can have better rates as you make deposits to your savings account, which is then processed to pay the creditors. The plans they offer can help you get rid of debt in just 48 months.
After you’ve signed up with them, they will provide you with access to your information 24/7. All you have to do is log in to CuraDebts’ client portal so that you can monitor your development.
Before you can benefit from the program, you’ll have to pass their requirements first. In order to be considered eligible for the program, you’ll have to be:
- Minimum 21 years old
- Have a verifiable income
- You must have a minimum balance of $5,000
What can they help you?
Here are the various ways CuraDebt can assist you.
Like their name implies, CuraDebt can help you deal with debt. They can negotiate settlements on behalf of you for all kinds of debt. They can help with personal loans, medical bills, credit cards and line of credit. They are also able to settle any outstanding amount on business debts, collections, or repossessions.
They may also assist in negotiating with back taxes as well as IRS debt. However, you will not receive assistance with the majority of your lawsuits, government loans or collateral, as well as utility bills. They also don’t cover most student loans.
On the other hand, they can assist you in navigating laws such as that of Telecommunications Consumer Protection Act (TCPA) and the Fair Debt Collection Practice Act (FDCPA). They can also assist you in identifying creditor violations in order to get cash settlements, should it be possible. Certain violations could result in having your debts also dismissed.
CuraDebt lets you pay off debts with less than the amount you have. Additionally, you can have questions answered during a free meeting with their debt counsellor.
The best part about their plan is that you only have to pay for the charges after your debt has been settled. All you have to sign up to one of their plans, and you’ll have the ability to pay off all your debts.
Tax Management and Relief
CuraDebt will also handle taxes. Once they’ve gathered all your financial documentation They will also gather all the necessary paperwork to file tax returns.
Through this program, you’ll be able to resolve the various types of tax problems like wage garnishments and tax penalties, personal and business taxes, back taxes and trust fund penalties and tax liens.
There aren’t hidden fees also. They only use flat-fee pricing and is dependent on the amount that you’ll must settle.
There are a variety of options when it comes to paying off taxes. Here are 6 options:
- Installment agreements
- Offer in Compromise
- Collection statute expiration date
- Tax lien subordination
- Penalty abatements
- Currently non-collectible
What kinds of debts are they able to help with?
Although debt settlement is their specialization however, they do not cater to all types of debt settlement. CuraDebt only focuses on unsecured debt. They can’t help you if your debt or loan is tied to a physical item.
If, however, you are in one of the following kinds of debt, they’ll negotiate settlements on your behalf.
With CuraDebt the service, you’ll be able to settle taxes that are due without any issues. Furthermore, this service is offered across all 50 states, if you have a debt to the IRS. There are tax experts from the federal government to assist you with the issues.
CuraDebt can also help resolve the medical bills. In certain cases, you may even pay them less than the amount you are owed.
Private Student Loan
CuraDebt does not offer Federal student loan. They can however assist private students with negotiating the student loans they are owed.
Personal and payday loans also qualify to be eligible for debt relief programs. You can also avail if you have other unsecured credit lines you obtained from a different bank or financial institution.
Credit Card Debt
Whether you have debt with store credit cards as well as traditional credit cards as well as private label credit card CuraDebt will help you pay it off.
How much will it cost?
The greatest thing about CuraDebt is the way the company has priced its services. They don’t charge upfront fees. You’ll only pay once you have paid off all of your outstanding debts.
Additionally, they don’t have high-cost fees as well. On average, you’ll have to pay up to 20% of the debt you settled through them.
On average, this type of industry charges between 15% and 25%.
In addition, customers can expect to settle their debts within between 2 and 4 years. This varies in relation to the amount you are able to save each month.
Additionally, they claim that you could save up to 30% if you include their charges into your calculation.
However, this statement will depend on your situation. Some customers even claimed to save 50% to 80percent.
Benefits of using CuraDebt
Once you’ve got a clearer picture of the benefits CuraDebt can offer you let’s look into the advantages that come with using CuraDebt.
First, CuraDebt only charges you once you’ve paid off your debt. Furthermore they only charge an amount of 20%, while the majority of companies charge 25%.
Then, if you’re done in the process of debt resolution you can enroll in their credit restoration program.
It’s a fantastic method to improve your credit score without having to go back into debt. However, the program lasts different for every person according to your personal situation.
Lastly, CureDebt looks into your debt so that they can assist in settlements and negotiations. It means that the amount you owe won’t rise as time passes. They’ll also investigate any violations by creditors using their in-house experts.
Drawbacks of the use of CuraDebt
We will also examine some of the negatives of CuraDebt.
Debt settlement and debt relief typically require you to stop making payments using . Therefore, if you’re trying improve your standing on credit scores, you may cause you to delay finishing your obligations.
CureDebt doesn’t even offer a mobile application. While they have a website that clients can access however, it appears aged and simple. It’s not particularly user-friendly, and can be difficult to navigate.
In addition, they’re not recognized by the Better Business Bureau although they received an A+ grade.
The Final Verdict
CuraDebt is a useful program that lets you resolve your debt without having to spend more on these kinds of services. Additionally, their 20% service fee is lower than many firms that charge a 25% fee. There is no upfront payment and you’ll only have to pay when the debt is paid off.
Although they’ll allow you to access an account that allows you to track your progress, their website is not easy to navigate. CuraDebt isn’t even an app yet, which could make it easier for you to monitor your progression.
But, they do have a good support team and can be reached them, not only via emails but by phone or by making an e-ticket. Ct Real Estate Tax Relief Program
If your credit card is a major issue right now, we highly recommend CuraDebt’s program. Make sure you’re eligible and that the services they provide are in your area.
FAQ Ct Real Estate Tax Relief Program
How long will it take to complete the program?
The typical program lasts from between 24 and 48 months dependent on the size of your debt as well as the agreement on the settlement.
Can CuraDebt assist with tax problems in the state?
Sure, CuraDebt has a tax relief program that will help you with problems such as late payroll taxes and wage garnishments.
What’s the first thing I have to do after joining the program?
You’ll have to keep in constant contact with your team members and pay the required payments to pay down your debt over time.