Has your debt increased lately? Are you burnt out from trying different financial tips and advice but haven’t solved your problems?
Maybe you’re here because already tried everything.
In most cases, the best way is to approach professionals that can help you settle this issue.
CuraDebt is among the most asked companies. Many people are asking if they are able to help or put you into more debt.
According to their clients, they can help you manage 80% of your debt so that you are able to take couple of w
orries off your plate.
However, for certain people the claims seem too good to be true.
Suppose you’re on the lookout for any solution that could aid you in settling your debt. If that’s the case, CuraDebt will mostly be recommended by people. We’ll be taking an in-depth look at the way CuraDebt is used and the problems it can solve for you.
Furthermore, before we conclude our discussion, we’ll take a look at its advantages and drawbacks.
Before you begin the review, check out this video instead if you prefer to watch it.
Otherwise, let’s begin.
Before you continue, you may want to check out this video by CuraDebt Debt Relief Reviews on YouTube that gives a quick overview. After, you’ll want to read the rest of our article for a more comprehensive review.
About the Company Ct Homeowners Tax Relief Program
CuraDebt is a company that provides debt relief from Hollywood, Florida. It was founded in 2000 and has since become a part of the American Fair Credit Council, the US Chamber of Commerce, and is accredited by the International Association of Professional Debt Arbitrators.
While it is accredited, some states have restricted their services.
What can CuraDebt do?
Helping you settle your debt is the most popular feature. They also provide additional services to help you be more financially stable.
It all starts by requesting a no-cost online savings estimate. It is a completely private service and won’t be conducting a credit screening. With this estimate of savings you’ll be able to learn more about your other options in your journey to be debt-free.
This estimate of savings, as mentioned earlier, provides you with the opportunity to consider your choices regardless of whether you’re planning to continue using CuraDebt.
CuraDebt will assign you a financial counselor and a team of support to help you with credit arbitration in the event that you decide to sign up. Certain financial advisors can assist you with your debt-free journey.
Following the debt settlement program is completed, CuraDebt will be the agency to answer all of your creditors’ calls. They’ll be the ones who determine what you will pay for your payment depending on the condition of your financial situation. Depending on which works most effectively to you, this can be a lump-sum settlement or the option of a payment plan.
Additionally, they will be working with lenders to help you have better rates as you transfer money into your savings account, which is then processed to pay the creditors. Their programs can assist you to settle the debt within 48 months.
After you’ve registered with them, they’ll allow you access to your information 24/7. All you need to do is sign in to CuraDebts the client portal so that you can monitor your performance.
> > Click Here to Get A Debt Consultation for Free < <
CuraDebt’s Requirements
Before you are able to avail the program, you’ll have to satisfy their criteria first. For eligibility, you’ll have to meet the following criteria:
- At least 21 years old
- Have a verifiable income
- Minimum debt must be $5,000
What can they assist you?
Here are the various ways CuraDebt can aid you.
Debt Relief
The name of the company suggests that CuraDebt can help you deal with your debt. They are able to negotiate settlements on your behalf to settle all kinds of debt. This includes personal loans, medical bills, credit cards and lines of credit. You can also approach them to pay off any remaining balance on business debt, collections, or repossessions.
They may also assist in negotiating with back taxes and IRS debt. However, you won’t get assistance with the majority cases, government loans as well as collateral and utility bills. They also don’t cover most student loans.
On the other hand, they will help you use laws like the Telecommunications Consumer Protection Act (TCPA) and the Fair Debt Collection Practice Act (FDCPA). They can also assist you in identifying the violations of creditors so that you can have cash settlements, should it be possible. Some violations can also lead to having your debts also dismissed.
CuraDebt can also help you repay debt for less than the amount you have. They also allow you to have questions answered during a free consult with their debt counsellor.
The greatest benefit of the program is that you only pay the fees once your debt is settled. All you need to do is sign up with any of the plans, and you’ll be able to pay off all your debts.
Tax Management and Relief
CuraDebt can also help you with your tax debt. Once they collect all of your financial documents They will also gather all the documents you’ll require for tax returns.
By using this program, you will be able to resolve various tax issues like wage garnishments as well as tax penalties for personal and business taxes as well as back taxes, trust fund penalties, and tax liens.
There aren’t any hidden costs neither are there hidden fees. They only offer flat-fee prices that is based on the amount you’ll have to pay.
They offer different options when it comes to paying off taxes. Here are 6 of them:
- Installment agreements
- Offer in Compromise
- Collection statute expiration date
- Tax lien subordination
- Penalty abatements
- Currently non-collectible
> > Click Here to Get A Debt Consultation for Free < <
What kinds of debts can they help you with?
Although they specialize in debt settlement, it is not their forte, they don’t provide all kinds in debt resolution. CuraDebt concentrates on unsecured debt. They can’t assist you if your debt or loan is tied to an actual item.
If, however, you are in one of the following kinds of debt, they will make arrangements for settlements.
Tax Debt
With CuraDebt, you should be able to pay your past-due tax debts without any problems. Furthermore, this service is accessible across all 50 states, if you have a debt towards the IRS. They have federal tax experts who can assist you in resolving these types of issues.
Medical Debt
CuraDebt can also assist in settling your medical debt. In some cases you might even be able to pay the debt for less than you are owed.
Private Student Loan
CuraDebt doesn’t cater to the federal government’s student loan. Still, they can help private students with negotiating any student loans that they owe.
Personal Loan
Payday loans and personal loans also qualify for the debt settlement program. You can also avail of the program if you also have other unsecured credit lines that you have obtained from a different bank or financial institution.
Credit Card Debt
Whether you have debt with store credit cards or traditional credit cards or private label credit cards CuraDebt will assist you in paying it off.
What will it cost you?
The most appealing aspect of CuraDebt’s pricing is how they’ve priced their service. They don’t charge an upfront fee. The only time you pay is when you have paid off all of your debts.
Additionally, they don’t charge high fees as well. In the average, you’ll need to pay up to 20 percent of the debt you settled through them.
In general, this type of industry charges between 15% and 25 percentage.
Additionally, customers can anticipate to settle their debt from two to four years. But, it also differs according to the amount you save per month.
Additionally, they claim you can save as much as 30% if you include their costs into your calculations.
However, this statement will differ based on the situation. Some customers have even talked about saving 50 to 80%.
> > Click Here to Get A Debt Consultation for Free < <
The benefits of using CuraDebt
Once you’ve got an idea of what CuraDebt offers, let’s explore the benefits that come with using CuraDebt.
The first is that CuraDebt will only charge you when you’ve paid off your debt. Additionally, they only charge a 20% fee while many companies charge 25 percent.
Next, if you’re done with the debt settlement program you can also sign up for their credit restoration program.
It’s an excellent way to restore the credit rating without going in debt again. However, the program runs in a different way for each individual dependent on the circumstances of your case.
Lastly, CureDebt looks into your credit to help with settlements and negotiations. So, your debt won’t increase as time passes. They’ll also investigate any violations of creditor with the assistance of their in-house experts.
Drawbacks of the use of CuraDebt
Let’s also consider some of the negatives of CuraDebt.
Debt settlement and debt relief typically require you to cease making payments with the credit card you use. So if you’re trying to build a better credit score, it might set you back while you’re working on your obligations.
CureDebt does not have a mobile app. While they have a website for clients however, it appears outdated and basic. It’s not particularly user-friendly, and can be challenging to navigate.
In addition, they’re not recognized by their Better Business Bureau although they were awarded an A+ rating.
The Final Verdict
CuraDebt is a good program that allows you to resolve your debt without having to spend more on these kinds of services. Additionally, their 20% service cost is cheaper than most companies that offer the 25% cost. There is no upfront payment, and you will only have to pay the fee when your debt is finally settled.
Although they’ll give you an account that allows you to track your progress but their website isn’t user-friendly. CuraDebt does not have an app, which will make it easier to monitor your performance.
However, they have a competent support staff that you can contact them, not only via emails but by phone or by sending an e-ticket. Ct Homeowners Tax Relief Program
If the debt is a big problem right now, we recommend CuraDebt’s service. Just make sure that you’re eligible and that the services they provide are in your area.
> > Click Here to Get A Debt Consultation for Free < <
FAQ Ct Homeowners Tax Relief Program
What is the time frame to complete the course?
The typical program lasts from 24 to 48 months, depending on the amount of your debt as well as the agreed settlement.
Can CuraDebt help with state tax problems?
Yes, CuraDebt provides tax relief programs that can help you with problems such as delinquent payroll taxes and garnishments of wages.
What should I do when I’m enrolled in the program?
You’ll have to keep in constant contact with the team and make the necessary payments to reduce your debt over time.
