Have your debts been piling up lately? Are you exhausted from trying different financial advice and strategies but haven’t solved your problems?
Perhaps you’re here because you’ve already tried everything.
In the majority of cases, the best way is to approach professionals that can help you resolve the issue.
CuraDebt is one of the companies that get the most inquiries. Many customers have asked if they can assist you or put you into more debt.
According to their clients, they can help you manage 80percent of your debts so that you can finally take a couple of w
orries off your shoulders.
But for some people, these claims are just too good to be true.
If you’re looking for something that will assist you in paying off your debt. In this case, CuraDebt will mostly be highly recommended by those. We’ll take a deeper review of how CuraDebt is used and the problems it can help you solve.
Furthermore, before we conclude our discussion, we’ll take a look at its advantages and drawbacks.
Before beginning the review, go to this video in case you would prefer to watch it.
Otherwise, let’s begin.
Before you continue, you may want to check out this video by CuraDebt Debt Relief Reviews on YouTube that gives a quick overview. Afterward, you will want to read the rest of our article for a more comprehensive review of CuraDebt.
About the Company Cra Tax Relief
CuraDebt is a debt relief company from Hollywood, Florida. It was established in 2000, and is a member of the American Fair Credit Council, the US Chamber of Commerce, and accredited by the International Association of Professional Debt Arbitrators.
Although it is accredited, some states have limited their access to their services.
What CuraDebt do?
Assistance in settling your debt is the most well-known feature. They also provide other services that can assist you in becoming financially stable.
It all begins by requesting a free savings estimate online. This service is very confidential and won’t be doing a credit check. With this savings estimate, you will learn more about your options to debt-free.
Savings estimates, which was mentioned earlier, provides you with an insight into your choices regardless of whether or not you’re planning on using CuraDebt.
CuraDebt will assign you a financial counselor and a team of support to help you with the process of credit arbitration should you choose to sign up. Some financial advisors can help you in your debt-free journey.
After your debt settlement plan, CuraDebt will be the company to take care of all the calls from your creditors. They will be the ones who will negotiate the terms of your repayment based on the status of your financial situation. Depending on which works most effectively to you, this can be a lump-sum settlement or a payment plan.
Furthermore they will also be working with creditors so that you can have better rates as you make deposits to your savings account. This, in turn, will be processed to pay the creditors. Their programs can assist you to get rid of debt in just the period of 48 months.
Once you’ve signed up with them, they will provide you with access to your information 24/7. All you need to do is login to CuraDebts Client Portal so that you can monitor your performance.
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CuraDebt’s Requirements
Before you are able to avail their program, you’ll need to pass their requirements first. In order to be considered eligible for the program, you’ll have to be:
- At least 21 years old
- Earn a reliable income
- Have a minimum debt of $5,000
What can they assist you?
Here are the various ways CuraDebt can assist you.
Debt Relief
The name of the company suggests that CuraDebt can assist you in dealing with your debt. They are able to negotiate settlements on behalf of you for all kinds of debt. This includes medical bills, personal loans credit cards, and also lines of credit. They are also able to settle any outstanding balance of business debt, collections, or repossessions.
They can even help negotiate on tax owed and IRS debt. But, you won’t receive assistance for the majority of your lawsuits, government loans as well as collateral and utility bills. The same goes for student loans.
On the other hand, they will assist you in navigating laws such as those of the Telecommunications Consumer Protection Act (TCPA) and the Fair Debt Collection Practice Act (FDCPA). They will also help you identify creditor violations to ensure that you receive cash settlements, if they are possible. Certain violations could result in having your debts also dismissed.
CuraDebt lets you pay off debts with less than the amount you have. They also allow you to inquire about your debt during their no-cost consult with their debt advisor.
The most appealing aspect of their plan is that you only have to pay for the charges after your debt has been settled. All you have to sign up for one of their plans and you’ll be able resolve all of your debts.
Tax Management and Relief
CuraDebt can also help you with your tax debt. After they have gathered all your financial documents They will also gather all the paperwork you’ll need to file tax returns.
With this program, you’ll be able to solve the various types of tax problems like wage garnishments, tax penalties, personal and business taxes, back taxes as well as trust fund penalties and tax liens.
There aren’t hidden fees also. They only use flat-fee pricing, which depends on the amount you’ll need to settle.
They have different solutions for the settlement of the tax debt. Here are 6 of them:
- Installment agreements
- Offer in Compromise
- Collection statute expiration date
- Tax lien subordination
- Penalty abatement
- Currently non-collectible
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What kinds of debts are they able to help with?
Although debt settlement is their specialty but they aren’t able to cater to all types of settlement. CuraDebt only focuses on loans that are not secured. They won’t be able to assist you if your debt or loan is tied to an item that is physical.
If, however, you are in one of the following kinds of debt, they’ll negotiate settlements on your behalf.
Tax Debt
With CuraDebt, you should be able pay off tax debts that were due to be paid without any issues. Additionally, this service is offered across all 50 states, if you owe money towards the IRS. There are tax experts from the federal government that can help you resolve these types of issues.
Medical Debt
CuraDebt can also assist in settling your medical debt. In some instances, you may even pay the debt for less than you are owed.
Private Student Loan
CuraDebt does not cater to federal student loans. They can however assist private students with negotiating any student loans that they are owed.
Personal Loan
Personal loans and payday loans also qualify for the debt settlement program. You may also be eligible the program if you have other unsecure credit lines that you have obtained from a different bank or financial institution.
Credit Card Debt
If you’re in debt using store credit cards as well as traditional credit cards as well as private label credit card CuraDebt will assist you in paying it off.
What will it cost you?
The most appealing aspect of CuraDebt’s pricing is how they’ve priced their service. They do not charge an upfront cost. Only pay when you’ve paid each of your debts.
Additionally, they don’t charge high costs either. In the average, you’ll need to pay between 20 and 20 percent of the debt that you settled with them.
In general, this type of business can cost anywhere from 15% to 25%.
Moreover, clients can expect to settle their debts within 2 to 4 years. However, this also varies according to the amount you save per month.
Additionally, they claim that you can save as much as 30% by incorporating their costs into your calculations.
But this claim will also depend on your situation. Some clients even mentioned saving between 50% and 80percent.
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The benefits of using CuraDebt
Once you’ve got an idea of the benefits CuraDebt can provide, Let’s take a look at the benefits of using CuraDebt.
First, CuraDebt will only charge you when you’ve paid off your debt. Additionally they charge only 20% of the cost, whereas the majority of companies charge 25%.
Then, if you’re done in the process of debt resolution you could join their credit restoration program.
It’s a fantastic way to restore the credit rating without having to go back into debt. However, the program lasts in a different way for each individual according to your personal situation.
Finally, CureDebt looks into your debt so that they can assist in settlements and negotiations. This means your debt won’t inflate as time passes. They’ll also look into any violations of creditor with the help of their in-house experts.
Drawbacks of the use of CuraDebt
Let’s also look into some of the negatives of CuraDebt.
Settlement of debt and debt relief typically require you to stop paying with . Therefore, if you’re trying build a better rating on your credit, this could delay you from working on your credit card debt.
CureDebt doesn’t even have a mobile app. Although they have a client website but it’s aged and simple. It’s not particularly user-friendly, and can be challenging to navigate.
In addition, they’re not credited with the Better Business Bureau although they were awarded an A+ rating.
The Final Verdict
CuraDebt is a useful program that will allow you to settle your debt without spending more for these types of services. Additionally, their 20% service cost is less expensive than the majority of companies that offer an additional 25% charge. There aren’t any upfront fees and you’ll only have to pay the fee when the debt is settled.
Although they’ll allow you to access an account to see your progress however, their website isn’t easy to navigate. CuraDebt also doesn’t have an app yet, which would make it easier to monitor your progression.
But, they do have a great support team and can be reached them, not only via emails but by phone or by sending an e-ticket. Cra Tax Relief
If the debt is a big issue right now, we strongly recommend CuraDebt’s debt management program. Make sure you’re eligible and that the programs that they provide are offered in your state.
> > Click Here to Get A Debt Consultation for Free < <
FAQ Cra Tax Relief
How long does it take to complete the course?
The program typically takes 24 to 48 months, depending on the amount of your debt as well as the agreement on the settlement.
Can CuraDebt assist with state tax problems?
Yes, CuraDebt offers a program for tax relief that will aid you in dealing with problems like delinquent tax and wage garnishments.
What do I need to do once I’m in the program?
You’ll be required to communicate with your team members and pay the required payments to lower your debt over time.
