Have your debts increased lately? Are you exhausted from trying various financial tips and advice but still have unsolved issues?
Perhaps you’re here because you’ve tried everything.
In the majority of cases, the best way is to approach experts who can assist you settle this issue.
CuraDebt is among the most asked companies. A lot of customers have asked if they can assist you or help you get into more debt.
According to their customers, they can help you manage the majority of your debt , so you are able to take couple of w
orries off your mind.
However, for certain people the claims seem too good to be true.
If you’re looking for anything that can assist you in paying off your debt. In this situation, CuraDebt will mostly be suggested by people. We’ll be taking an in-depth review of how CuraDebt operates and what issues it can solve for you.
Moreover, before we end we’ll look at the advantages and disadvantages of this method.
Before you begin the review, go to this video in case you would prefer watching it.
Otherwise, let’s begin.
Before you go on, you may want to check out this video by CuraDebt Debt Relief Reviews on YouTube that gives a quick overview. Afterward, you will want to read the rest of our article for a more comprehensive review of CuraDebt.
About the Company Covid 401 K Tax Relief
CuraDebt is an organization that deals with debt relief in Hollywood, Florida. It was founded in 2000, and is an active participant in the American Fair Credit Council, the US Chamber of Commerce, and has been accredited by the International Association of Professional Debt Arbitrators.
Although the service is accredited, some states have imposed restrictions on their services.
What CuraDebt do?
Helping you settle your debt is one of CuraDebt’s best well-known feature. But they offer other services that will assist you in becoming financially stable.
The process begins with requesting a free online savings estimate. It is a completely private service and won’t be conducting a credit screening. With this savings estimate you’ll be able to discover more about options towards debt-free.
This estimate of savings, as we’ve mentioned before, gives you an insight into your options regardless of whether or not you’re planning to continue using CuraDebt.
CuraDebt will assign you a financial counselor and a team of support to assist you in navigating credit arbitration in the event that you decide to join. Financial advisors may be able to assist you in your debt-free journey.
Following your debt settlement plan, CuraDebt can be the agency to answer all of the calls from your creditors. They’ll be the ones who determine what you will pay for your settlement depending on the condition of your finances. Based on what works best for you, it can be either a lump sum settlement or a payment plan.
Furthermore they will also be working with the creditors to ensure that you get better rates when you make deposits to your savings account, which in turn, will be processed to pay back the creditors. Their programs can assist you to get rid of debt in just 48 months.
After you’ve registered with them, they will provide you with access to your information 24/7. All you have to do is log in to CuraDebts the client portal to track your performance.
> > Click Here to Get A Debt Consultation for Free < <
CuraDebt’s Requirements
Before you can avail of the program, you’ll have to pass their requirements first. For eligibility, you’ll need to meet the following criteria:
- At least 21 years old
- Verifiable income
- Minimum debt must be $5,000
What are they able to assist you?
Here are the different ways CuraDebt can help you.
Debt Relief
As their name suggests, CuraDebt will assist you in dealing with your debt. They can negotiate settlements on your behalf for all kinds of debt. These include medical bills, personal loans credit cards, and also loans. You can also approach them to pay off any remaining balance on business debt, collections, or repossessions.
They may also assist in negotiating with back taxes and IRS debt. However, you will not receive support for most of your lawsuits, loans from the government as well as collateral and utility bills. The same goes for student loans.
On the other hand, they will assist you with laws like those of the Telecommunications Consumer Protection Act (TCPA) and the Fair Debt Collection Practice Act (FDCPA). They can also assist you in identifying debtors who are in violation so that you can have cash settlements, should it be possible. Certain violations could cause your debt to be dismissed as well.
CuraDebt can also help you pay off debts with less than the sum you have. They also allow you to have questions answered during a free consult with their debt advisor.
The best part about the program is that you will only be charged when your debt is paid off. All you need to sign up to some of their programs, and you’ll have the ability to settle each of your debts.
Tax Management and Relief
CuraDebt can also deal with taxes. After they have gathered all your financial documents They will also gather all the paperwork you’ll need for tax returns.
With this program, you will be able to solve the various types of tax problems like garnishments on wages and tax penalties, personal and business taxes, back taxes, trust fund penalties, and tax lien.
There aren’t any hidden charges either. They use only flat-fee pricing and is dependent on the amount you’ll need to settle.
They offer different options when it comes to paying off taxes. Here are six of them:
- Installment agreements
- Offer in Compromise
- Collection statute expiration date
- Tax lien subordination
- Penalty abatements
- Currently non-collectible
> > Click Here to Get A Debt Consultation for Free < <
What kinds of debts can they help you with?
While debt settlement is their specialization but they aren’t able to offer all kinds of settlement. CuraDebt concentrates on unsecured debt. They won’t be able to help you if the loan or debt is linked to a physical item.
If, however, you are in the following types of debt, they will make arrangements for settlements.
Tax Debt
With CuraDebt, you should be able to pay taxes that are due without any problems. Moreover, this type of service is accessible across all 50 states, if you have a debt to the IRS. There are federal tax experts that can help you resolve the issues.
Medical Debt
CuraDebt can also assist in settling the medical bills. In some instances you could even settle them less than the amount you owe.
Private Student Loan
CuraDebt does not offer the federal government’s student loan. Still, they can help private students in negotiating any student loans that they are owed.
Personal Loan
Personal loans and payday loans also qualify as debt-settling programs. You can also avail of the program if you also have other unsecured credit lines that you have obtained from a different bank or financial institution.
Credit Card Debt
Whether you have debt with store credit cards as well as traditional credit cards or private label credit cards, CuraDebt can assist you in paying it off.
What is the cost?
The best part about CuraDebt’s pricing is how they’ve priced their service. They don’t charge upfront fees. You’ll only pay once you’ve paid each of your outstanding debts.
Additionally, they don’t have high-cost charges either. In the average, you’ll need to pay between 20 and 20 percent of the debt you settled through them.
In general, this type of industry can charge anywhere between 15 and 25%.
Additionally, customers can anticipate to settle their debts within 2 to 4 years. But, it also differs according to the amount you can save up per month.
They also claim you can save up to 30% if you include their fees in your equation.
But this claim will also differ based on the situation. Some customers even claimed to save 50 to 80%.
> > Click Here to Get A Debt Consultation for Free < <
Advantages to using CuraDebt
Once you’ve got an idea of the benefits CuraDebt can offer you Let’s take a look at the benefits of using CuraDebt.
First, CuraDebt only charges you after you’ve settled your debt. Furthermore they only charge a 20% fee while many companies charge 25 percent.
If you’re finished by the program for debt relief you could join their credit repair program.
It’s a great way to restore your credit without having to go into debt again. The program is however designed in a different way for each individual dependent on the circumstances of your case.
Lastly, CureDebt looks into your credit to assist with settlements and negotiations. So, your debt won’t increase as time passes. They’ll also look into any creditor violations using their experts in-house.
Drawbacks of the use of CuraDebt
We will also examine some of the negatives of CuraDebt.
Debt settlement and debt relief typically require you to stop making payments using your credit card. Therefore, if you’re trying improve your standing on credit scores, you might delay you from finishing your debt.
CureDebt does not have a mobile app available. Although they have a website for clients but it’s outdated and basic. It’s not very user-friendly, and can be challenging to navigate.
In addition, they’re not accredited with their Better Business Bureau although they did receive an A+ grade.
The Final Verdict
CuraDebt is a good program that will allow you to pay off your debts without spending more for these types of services. Additionally the 20% service charge is less expensive than the majority of companies that offer the 25% cost. There are no upfront payments and you’ll only be required to pay once your debt is finally settled.
Although they’ll give you an account to see your progress, their website is not user-friendly. CuraDebt also doesn’t have an app that will make it easier to look at your progress.
They do have a great support team and can be reached them, not only via emails but by phone or by sending an electronic ticket. Covid 401 K Tax Relief
If your debt is a big problem, then we strongly recommend CuraDebt’s debt management program. Just make sure that you’re qualified and that the services that they provide are offered in your state.
> > Click Here to Get A Debt Consultation for Free < <
FAQ Covid 401 K Tax Relief
How long will it take to finish the program?
The typical program lasts from 24 to 48 months, depending on the amount of your debt as well as your stipulated settlement.
Can CuraDebt assist with tax problems in the state?
It is true that CuraDebt has a tax relief program to assist you with issues such as delinquent payroll tax and wage garnishments.
What do I need to do once I’m in the program?
You’ll have to keep in constant contact with your team members and pay the required payments to reduce your debt over time.
