Have your debts been piling up lately? Are you tired of trying other financial tips and advice but still have unsolved issues?
Maybe you’re here because you’ve already tried everything.
In most cases, the best way is to approach professionals that can help you resolve the issue.
CuraDebt is among the most frequently contacted companies. Many people are asking if they can help you or put you into more debt.
According to their clients, they can assist you in managing the majority of your debts so that you are able to take couple of w
orries off your shoulders.
However, for certain people, these claims are just too good to be true.
If you’re looking for anything that can help you resolve your debt. If that’s the situation, CuraDebt will mostly be recommended by people. We’ll be taking a deep study of the way CuraDebt works and what problems it could help solve.
Moreover, before we end, we’ll also look into its advantages and drawbacks.
Before beginning the review, go to this video in case you would prefer for it to be watched.
Otherwise, let’s begin.
Before you continue, you may want to check out this video by CuraDebt Debt Relief Reviews on YouTube that gives a quick overview. Afterward, you will want to read the rest of our article for a more comprehensive review of CuraDebt.
About the Company County Of Fairfax Real Estate Tax Relief
CuraDebt is an organization that deals with debt relief in Hollywood, Florida. It was founded in 2000, and is a member of the American Fair Credit Council, the US Chamber of Commerce, and has been accredited with the International Association of Professional Debt Arbitrators.
Although the service is accredited, certain states have restricted their services.
What CuraDebt do?
Helping you settle your debt is CuraDebt’s most known feature. But they offer other services that will assist you in becoming financially secure.
It all starts by requesting a no-cost savings estimate online. The service is completely confidential, and they won’t be doing a credit check. With this savings estimate you’ll discover more about other options in your journey to debt-free.
The savings estimate, which was mentioned earlier, provides you with an idea of your options, regardless of whether you’re planning on using CuraDebt.
CuraDebt will assign you a financial advisor as well as a support team to assist you in navigating credit arbitration if you decide to sign up. Financial advisors may be able to assist you on your path to debt-free living.
Following the debt settlement plan, CuraDebt will be the company to take care of all your creditor’s calls. They’ll also be the ones who will determine conditions of the settlement in accordance with the state of your financial situation. Based on what works most effectively to you, this can be either a lump sum settlement or the option of a payment plan.
Furthermore, they will work with lenders to help you enjoy better rates when you deposit money to your savings account. This is then processed to pay off creditors. The plans they offer can help you pay off the debt in the period of 48 months.
After you’ve registered with them, they’ll give you access to your data 24/7. All you have to do is log in to CuraDebts the client portal so that you can monitor your performance.
Before you can benefit from the program, you’ll have to satisfy their criteria first. In order to be considered eligible for the program, you’ll have to be:
- At least 21 years old
- Verifiable income
- Have a minimum debt of $5,000
What can they assist you?
Here are some of the ways CuraDebt can aid you.
Like their name implies, CuraDebt can assist you in dealing with your debt. They can negotiate settlements on your behalf for all kinds of debt. They can help with medical bills, personal loans credit cards as well as loans. They are also able to help settle any remaining balance on business debt collection, repossessions, or collections.
They can even help negotiate for back taxes as well as IRS debt. However, you will not receive assistance for the majority cases, government loans, collateral, and utility bills. They also don’t cover most student loans.
On the other hand, they will help you use laws like those of the Telecommunications Consumer Protection Act (TCPA) and the Fair Debt Collection Practice Act (FDCPA). They will also help you identify the violations of creditors to ensure that you receive cash settlements, if possible. Some violations can also lead to having your debts also dismissed.
CuraDebt lets you repay debt for less than the sum you have. Additionally, you can ask questions during their free meeting with their debt counselor.
The best part about the program is that you only have to pay for the charges when your debt is paid off. All you need to sign up to some of their programs and you’ll be able settle each of your debts.
Tax Management and Relief
CuraDebt can also deal with your tax debt. After they have gathered all your financial documentation, they will also collect all the documents you’ll require for tax returns.
By using this program, you should be able to solve the various types of tax problems such as wage garnishments, tax penalties, personal and corporate taxes, back taxes, trust fund penalties, and tax liens.
There aren’t any hidden costs neither are there hidden fees. They only offer flat-fee prices, which depends on the amount you have to pay.
There are a variety of options in settling your tax debt. Here are six of them:
- Installment agreements
- Offer in Compromise
- Collection statute expiration date
- Tax lien subordination
- Penalty abatements
- Currently non-collectible
What kinds of debts can they assist you with?
While debt settlement is their specialty, they don’t offer all kinds of settlement. CuraDebt only focuses on debt that is not secured. They won’t be able to help you if the credit or loan is tied to a physical item.
If you do have the following kinds of debt, they’ll make arrangements for settlements.
With CuraDebt, you should be able to pay tax debts that were due to be paid without difficulty. Moreover, this type of service is accessible across all 50 states, if you owe money to the IRS. There are tax experts from the federal government that can help you resolve these types of issues.
CuraDebt can also assist in settling your medical debt. In certain cases you might even be able to pay them less than the amount you are owed.
Private Student Loan
CuraDebt does not cater to federal student loans. However, they can assist private students negotiate any student loans that they owe.
Personal and payday loans are also eligible to be eligible for debt relief programs. It is also possible to avail the program if you have other unsecured credit lines that you have obtained from another financial institution or bank.
Credit Card Debt
Whether you have debt with store credit cards as well as traditional credit cards as well as private label credit card CuraDebt can help you pay it off.
How much will it cost?
The best part about CuraDebt is the way they’ve priced their services. They do not charge an upfront cost. You’ll only pay once you have paid off all of your outstanding debts.
Also, they don’t have high-cost costs either. In the average, you’ll need to pay up to 20 percent of the debt that you settled with them.
In general, this type of industry can charge anywhere from 15% to 25%.
In addition, customers can expect to settle their debt from 2 to 4 years. But, it also differs in relation to the amount you can save up per month.
Also, they claim that you can save as much as 30% when you factor in their charges into your calculation.
However, the claim may depend on your situation. Some customers even claimed to save between 50% and 80percent.
Benefits of using CuraDebt
Once you’ve got an idea of the benefits CuraDebt offers, let’s look into the advantages from using CuraDebt.
In the beginning, CuraDebt will only charge you once you’ve paid off your debt. Additionally they charge only 20% of the cost, whereas many companies charge 25 percent.
Next, if you’re done with the debt settlement program you may enroll in their credit repair program.
It’s a fantastic method to improve the credit rating without going back into debt. However, the program lasts different for every person according to your personal situation.
Finally, CureDebt looks into your credit to assist in settlements and negotiations. So, the amount you owe won’t rise as time passes. They’ll also be looking into any creditor violations with the help of their own experts.
Drawbacks of using CuraDebt
Let’s also look into some of the negatives of CuraDebt.
Settlement of debt and debt relief often require you to stop making payments using . If you’re trying to increase your rating on your credit, this could cause you to delay finishing your debt.
CureDebt doesn’t even offer a mobile application. While they have a website that clients can access however, it appears outdated and basic. It’s not particularly intuitive and could be difficult to navigate.
Moreover, they are still not accredited with the Better Business Bureau although they received an A+ grade.
The Final Verdict
CuraDebt is a useful program that allows you to resolve your debt without having to spend more on these kinds of services. In addition their 20% service cost is lower than many businesses that charge the 25% cost. There is no upfront payment and you’ll only have to pay when the debt is settled.
While they’ll provide you with an account that allows you to track your progress, their website is not easy to navigate. CuraDebt does not have an app yet, which could make it easier for you to look at your progression.
But, they do have a competent support staff that you can contact them not only through emails but also by phone or submitting an electronic ticket. County Of Fairfax Real Estate Tax Relief
If the debt is a big problem right now, we highly recommend CuraDebt’s program. Be sure to be qualified and that the services they provide are in your state.
FAQ County Of Fairfax Real Estate Tax Relief
What is the time frame to finish the program?
The typical program lasts from 24 to 48 months, depending on the amount of your debt as well as the agreed settlement.
Can CuraDebt aid with state tax problems?
It is true that CuraDebt provides tax relief programs that can aid you in dealing with problems like delinquent tax and garnishments on wages.
What’s the first thing I have to do once I’m in the program?
You’ll be required to communicate with the team and make the necessary payments to pay down your debt over time.