Has your debt been piling up lately? Are you tired of trying other financial advice and tips but haven’t solved your problems?
Perhaps you’re here because you’ve already tried every thing.
In the majority of cases, your best option is to speak with experts who can assist to resolve this issue.
CuraDebt is one of the most frequently contacted companies. Many customers have asked if they can assist you or put you in more debt.
According to their clients they can help you control 80% of your debt , so you can finally take a few things off of your shoulders.
But for some people, these claims are just too good to be true.
You might be looking for any solution that could help you resolve your debt. In this scenario, CuraDebt will mostly be highly recommended by those. We’ll be taking a deep review of the way CuraDebt is used and the problems it could help solve.
Moreover, before we end, we’ll also look into its benefits and drawbacks.
Before beginning the review, you can go to this video if you prefer watching it.
Otherwise, let’s begin.
Before you continue, you may want to check out this video by CuraDebt Debt Relief Reviews on YouTube that gives a quick review. Afterward, you’ll want to read the rest of the article for a more comprehensive review of CuraDebt.
About the Company Counties In Tennessee That Match State Tax Relief Program
CuraDebt is a debt relief company from Hollywood, Florida. It was established in 2000 and has been a member of the American Fair Credit Council, the US Chamber of Commerce, and accredited through the International Association of Professional Debt Arbitrators.
Although the service is accredited, some states have limited their access to their services.
What can CuraDebt do?
Helping you pay off your debt is CuraDebt’s most popular feature. But they offer other services that can aid you in becoming more financially stable.
It all begins with requesting a free savings estimate online. This service is very confidential and won’t be conducting a credit screening. With this estimate of savings, you will discover more about options to debt-free.
This estimate of savings, which was mentioned earlier, provides you with the opportunity to consider your choices regardless of whether you’re planning to continue using CuraDebt.
CuraDebt will assign you a financial advisor and a support team to assist you with credit arbitration if you decide to sign up. Some financial advisors can help you with your debt-free journey.
Following your debt settlement program is completed, CuraDebt is the agency to take care of all the calls from your creditors. They will be the ones who will determine conditions of the payment in accordance with the state of your finances. Depending on which works most effectively to you, this could be either a lump sum settlement or the option of a payment plan.
Furthermore, they will be working with the creditors to ensure that you have better rates as you deposit money to your savings account. This in turn, will process to pay creditors. The plans they offer can help you settle the debt within 48 months.
After you’ve signed up with them, they will allow you access to your data 24/7. All you need to do is log in to CuraDebts’ client portal so that you can monitor your development.
Before you can avail of the program, you’ll have to meet their eligibility requirements first. To be eligible, you’ll need to meet the following requirements:
- At least 21 years old
- Earn a reliable income
- Minimum debt must be $5,000
What are they able to assist you with?
Here are some of the ways CuraDebt can aid you.
Like their name implies, CuraDebt can help you deal with debt. They can negotiate settlements on your behalf to settle all kinds of debt. These include medical bills, personal loans credit cards, and also loans. You can also approach them to help settle any remaining balance on business debt and collections or repossessions.
They may even assist you in negotiating for back taxes as well as IRS debt. But, you won’t receive assistance with the majority cases, loans from the government or collateral, as well as utility bills. The same goes for student loans.
On the other hand, they will assist you in navigating laws such as those of the Telecommunications Consumer Protection Act (TCPA) and the Fair Debt Collection Practice Act (FDCPA). They can also assist you in identifying debtors who are in violation so that you can have cash settlements, if they are possible. Some violations can also lead to having your debts also dismissed.
CuraDebt can also help you settle debt with less than the amount you have. You can also inquire about your debt during their no-cost consult with their debt counsellor.
The best part about the program is that you will only pay the fees when your debt is paid off. All you have to do is sign up with any of the plans, and you’ll have the ability to pay off all your debts.
Tax Management and Relief
CuraDebt can also help you with your tax debt. Once they collect all of your financial records, they will also collect all the necessary paperwork for tax returns.
With this program, you should be able to solve various tax issues such as wage garnishments and tax penalties, personal and taxation for business, back taxes as well as trust fund penalties and tax liens.
There aren’t hidden fees neither are there hidden fees. They use only flat-fee pricing, which depends on the amount you’ll must settle.
There are a variety of options in paying off the tax debt. Here are 6 options:
- Installment agreements
- Offer in Compromise
- Collection statute expiration date
- Tax lien subordination
- Penalty abatement
- Currently non-collectible
What types of debt are they able to help with?
While debt settlement is their specialization however, they do not provide all kinds of debt settlement. CuraDebt is only focused on unsecured debt. They can’t assist you if your loan or debt is linked to an actual item.
If, however, you are in the following types of debt, they’ll arrange settlements for you.
With CuraDebt, you should be able pay off tax debts that were due to be paid without any problems. Moreover, this type of service is accessible across all 50 states, if you have a debt in arrears to IRS. They have federal tax experts who can assist you in resolving these types of issues.
CuraDebt will also help you resolve your medical debt. In some cases you might even be able to pay them less than the amount you owe.
Private Student Loan
CuraDebt doesn’t cater to Federal student loan. Still, they can help private students negotiate the student loans they are owed.
Payday loans and personal loans also qualify to be eligible for debt relief programs. It is also possible to avail the program the program if you have other unsecure credit lines that you got from another bank or financial institution.
Credit Card Debt
If you are in debt through store credit cards, traditional credit cards, and private-label credit cards CuraDebt will help you pay it off.
What is the cost?
The most appealing aspect of CuraDebt’s pricing is how the company has priced its services. They do not charge an upfront cost. The only time you pay is when you have paid off all of your outstanding debts.
Additionally, they don’t have high-cost fees as well. On average, you’ll have to pay between 20 and 20 percent of the debt you settled with them.
In the average, this kind of business can cost anywhere between 15 and 25%.
Additionally, customers can anticipate to pay off their debts in 2 to 4 years. But, it also differs depending on the amount that you can save up per month.
They also claim that you can save as much as 30% by incorporating their costs into your calculations.
But this claim will also vary, depending on the situation. Some customers have even talked about saving 50 to 80percent.
Advantages to using CuraDebt
Now that you have an idea of what CuraDebt offers, let’s look into the advantages of using CuraDebt.
In the beginning, CuraDebt is only charged after you’ve settled your debt. In addition they only charge 20% of the cost, whereas many companies charge 25%.
Next, if you’re done by the program for debt relief, you may enroll in their credit repair program.
It’s an excellent method to improve your credit score without going in debt again. However, the program runs different for every person according to your personal situation.
Lastly, CureDebt looks into your credit to assist in settlements and negotiations. So, your debt won’t increase over time. They’ll also investigate any creditor violations with the assistance of their own experts.
Drawbacks of using CuraDebt
Let’s also consider some of the negatives of CuraDebt.
Settlement of debt and debt relief often require you to stop paying with your credit card. So if you’re trying to build a better standing on credit scores, you might set you back while you’re getting rid of your credit card debt.
CureDebt also doesn’t have a mobile app. While they have a website for clients however, it appears aged and simple. It’s not particularly intuitive and could be challenging to navigate.
Moreover, they are still not accredited with an accreditation from the Better Business Bureau although they did receive an A+ rating.
The Final Verdict
CuraDebt is a good program that will allow you to settle your debt without spending more on those types of services. Additionally the 20% service charge is cheaper than most companies that offer an additional 25% charge. There is no upfront payment, and you will only be required to pay once the debt is paid off.
Although they’ll allow you to access an account to see your progress, their website is not simple to navigate. CuraDebt does not have an app that would make it easier to monitor your progress.
But, they do have a good support team that you can contact them not only through emails but by phone or by sending an electronic ticket. Counties In Tennessee That Match State Tax Relief Program
If the problem of debt is an issue right now, we strongly recommend CuraDebt’s debt management program. Just make sure that you’re qualified and that the services that they provide are offered in your state.
FAQ Counties In Tennessee That Match State Tax Relief Program
How long does it take to finish the program?
The program typically takes 24 to 48 months, depending on the amount of your debt and the stipulated settlement.
Can CuraDebt aid in the fight against state tax issues?
Sure, CuraDebt offers a program for tax relief that will help you with problems such as delinquent payroll tax and garnishments of wages.
What do I need to do after joining the program?
You’ll have to keep in constant contact with your team members and pay the required payments to lower your debt over time.