Have your debts been piling up lately? Are you exhausted from trying various financial advice and tips but still have unsolved issues?
Maybe you’re here because already tried everything.
In the majority of cases, the best way is to approach experts who can help you settle this issue.
CuraDebt is among the most frequently contacted companies. A lot of people have been inquiring whether they are able to help or put you into more debt.
According to their clients they can assist you in managing 80percent of your debt so that you can take couple of things off your plate.
However, for certain people, these claims are just too good to be true.
Suppose you’re on the lookout for any solution that could help you resolve your debt. If that’s the situation, CuraDebt will mostly be highly recommended by those. We’ll be taking a deep study of the way CuraDebt works and what problems it can solve for you.
Furthermore, before we conclude, we’ll also look into its advantages and drawbacks.
Before beginning the review, you can go to this video for a more relaxing way for it to be watched.
Otherwise, let’s begin.
Before you go on, you may want to watch this video by CuraDebt Debt Relief Reviews on YouTube that gives a quick overview. Afterward, you’ll want to read the rest of our article for a more comprehensive review of CuraDebt.
About the Company Corona Virus Tax Relief
CuraDebt is an organization that deals with debt relief in Hollywood, Florida. It was established in 2000, and is a part of the American Fair Credit Council, the US Chamber of Commerce, and accredited by the International Association of Professional Debt Arbitrators.
Although the service is accredited, some states have limited their access to their services.
What can CuraDebt do?
Helping you settle your debt is the most popular feature. However, they also offer other services that can aid you in becoming more financially stable.
It all starts by requesting a no-cost savings estimate on the internet. This service is very confidential and they will not be doing a credit check. By using this estimate of savings you’ll be able to be able to learn more about the options to debt-free.
Savings estimates, which was mentioned previously, offers you an insight into your options regardless of whether or not you’re planning on using CuraDebt.
CuraDebt will provide you with a financial counselor as well as a support team to assist you with credit arbitration if you decide to sign up. Financial advisors may be able to assist you on your path to debt-free living.
Following your debt settlement program, CuraDebt is the company to answer all of the calls from your creditors. They’ll also be the ones that negotiate conditions of the settlement in accordance with the state of your finances. In determining which option is the most effectively your situation, the payment could be a lump-sum settlement or a payment plan.
Additionally they will also be working with the creditors so that you can enjoy better rates when you make deposits to your savings account. This, is then processed to pay creditors. Their plans can help you pay off the debt in two years.
Once you’ve signed up with them, they’ll provide you with access to your information 24/7. All you have to do is log in to CuraDebts the client portal to monitor your development.
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CuraDebt’s Requirements
Before you are able to avail the program, you’ll have to meet their eligibility requirements first. For eligibility, you’ll need to meet the following requirements:
- At least 21 years old
- Have a verifiable income
- You must have a minimum balance of $5,000
What are they able to assist you with?
Here are the different ways CuraDebt can aid you.
Debt Relief
Like their name implies, CuraDebt can help you deal with your debt. They are able to negotiate settlements on your behalf for all kinds of debt. These include personal loans, medical bills credit cards, as well as line of credit. You can also approach them to pay off any remaining amount on business debts, collections, or repossessions.
They may also assist in negotiating on tax owed and IRS debt. However, you will not receive assistance for the majority of your lawsuits, government loans as well as collateral and utility bills. They also don’t cover most student loans.
On the other hand, they can assist you with laws like those of the Telecommunications Consumer Protection Act (TCPA) and the Fair Debt Collection Practice Act (FDCPA). They also help you find the violations of creditors to ensure that you receive cash settlements, should it be possible. Certain violations could result in having your debts dismissed as well.
CuraDebt lets you repay debt for less than the amount you have. You can also have questions answered during a free consultation with their debt counsellor.
The most appealing aspect of the program is that you will only be charged when your debt is paid off. All you have to do is sign up with some of their programs, and you’ll be able to resolve all of your debts.
Tax Management and Relief
CuraDebt will also handle the tax liabilities you have. Once they’ve gathered all your financial documents and tax documents, they’ll also collect all the paperwork you’ll need for tax returns.
By using this program, you will be able to deal with the various types of tax problems such as wage garnishments as well as tax penalties for personal and business taxes as well as back taxes as well as trust fund penalties and tax liens.
There aren’t hidden fees either. They only offer flat-fee prices and is dependent on the amount that you’ll have to pay.
There are a variety of options when it comes to the settlement of taxes. Here are six of them:
- Installment agreements
- Offer in Compromise
- Collection statute expiration date
- Tax lien subordination
- Penalty abatement
- Currently non-collectible
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What kinds of debts can they assist you with?
Although debt settlement is their specialization, they don’t cater to all types in debt resolution. CuraDebt is only focused on loans that are not secured. They aren’t able to help you if your loan or debt is linked to an item that is physical.
If, however, you are in one of the following kinds of debt, they will arrange settlements for you.
Tax Debt
With CuraDebt it is expected that you will be able pay off your past-due tax debts without difficulty. Additionally, this service is available to all 50 states if you owe money to the IRS. There are federal tax experts who can assist you in resolving the issues.
Medical Debt
CuraDebt can also assist in settling any medical-related debt. In certain cases you could even settle the debt for less than you are owed.
Private Student Loan
CuraDebt doesn’t cater to federal student loans. They can however assist private students in negotiating any loans they are owed.
Personal Loan
Payday loans and personal loans also qualify to be eligible for debt relief programs. You may also be eligible if you have other unsecured credit lines that you got from another bank or financial institution.
Credit Card Debt
Whether you have debt with store credit cards, traditional credit cards, and private-label credit cards, CuraDebt will assist you in paying it off.
How much will it cost?
The best part about CuraDebt is the way the company has priced its services. They do not charge an upfront cost. You’ll only pay once you settle each of your debts.
They also do not charge high fees as well. On average, you’ll have to pay between 20 and 20% of the debt you settled through them.
On average, this type of business can cost anywhere between 15 and 25 percentage.
Moreover, clients can expect to pay off their debts in between 2 and 4 years. But, it also differs in relation to the amount you save per month.
Also, they claim you can save up to 30% if you include their charges into your calculation.
However, the claim may vary, depending on the situation. Some customers even claimed to save 50 to 80%.
> > Click Here to Get A Debt Consultation for Free < <
Advantages to using CuraDebt
Now that you have an understanding of what CuraDebt offers, let’s look into the advantages from using CuraDebt.
First, CuraDebt only charges you once you’ve paid off your debt. In addition, they only charge 20% of the cost, whereas most companies charge you 25 percent.
Then, if you’re done with the debt settlement program, you can join their credit restoration program.
It’s an excellent method to improve the credit rating without going into debt again. However, the program runs in a different way for each individual according to your personal situation.
In the end, CureDebt looks into your financial obligations to help with settlements and negotiations. So, the amount you owe won’t rise as time passes. They’ll also look into any creditor violations with the help of their experts in-house.
The drawbacks of the use of CuraDebt
We will also examine some of the disadvantages of CuraDebt.
Debt settlement and debt relief usually require that you cease making payments with your credit card. If you’re trying to increase your credit score, it may set you back while you’re working on your credit card debt.
CureDebt also doesn’t have a mobile app. While they do have a client website but it’s old and mundane. It’s not particularly intuitive, and it can be challenging to navigate.
In addition, they’re not recognized by an accreditation from the Better Business Bureau although they were awarded an A+ grade.
The Final Verdict
CuraDebt is a great program that lets you settle your debt without spending more for these types of services. Moreover the 20% service fee is less expensive than the majority of firms that charge an additional 25% charge. There aren’t any upfront fees, and you will only have to pay the fee when your debt is finally settled.
Although they’ll give you an account to see your progress but their website isn’t easy to navigate. CuraDebt does not have an app that could make it easier for you to track your performance. Corona Virus Tax Relief
They do have a good support team that you can contact them not only through emails but by phone or by submitting an e-ticket. Corona Virus Tax Relief
If credit card is a major problem right now, we strongly recommend CuraDebt’s debt management program. Be sure to be eligible and that the services that they provide are offered in your state.
> > Click Here to Get A Debt Consultation for Free < <
FAQ Corona Virus Tax Relief
How long does it take to finish the program?
The program typically takes between 24 and 48 months dependent on the size of your debt and the agreement on the settlement.
Can CuraDebt assist in the fight against state tax issues?
Yes, CuraDebt has a tax relief program to assist you with issues like delinquent tax and wage garnishments.
What’s the first thing I have to do once I’m in the program?
You’ll need to constantly communicate with the team and make the necessary payments to reduce your debt over time.
