Have your debts been piling up lately? Are you exhausted from trying other financial advice and tips but still have unsolved issues?
Maybe you’re here because already tried every thing.
In the majority of cases, the best way is to approach experts who can assist you resolve the issue.
CuraDebt is one of the most frequently contacted companies. Many people are asking if they are able to help or help you get into more debt.
According to their clients they can assist you in managing 80percent of your debt so that you can take couple of w
orries off your shoulders.
For some, these claims are just too good to be true.
You might be looking for anything that can help you resolve your debt. If that’s the situation, CuraDebt will mostly be highly recommended by those. We’ll be taking an in-depth look at how CuraDebt is used and the problems it could help solve.
Moreover, before we end our discussion, we’ll take a look at the advantages and disadvantages of this method.
Before starting the review, go to this video in case you would prefer for it to be watched.
Otherwise, let’s begin.
Before you go on, you may want to check out this video by CuraDebt Debt Relief Reviews on YouTube that gives a quick overview. After, you’ll want to read the rest of our article for a more comprehensive review.
About the Company Cook County Property Tax Relief Program 2021
CuraDebt is an organization that deals with debt relief in Hollywood, Florida. It was founded in 2000 and has been an active member of the American Fair Credit Council, the US Chamber of Commerce, and has been accredited through the International Association of Professional Debt Arbitrators.
Although it is accredited, certain states have limited their access to their services.
What CuraDebt do?
Helping you settle your debt is one of CuraDebt’s best known feature. However, they also offer additional services to assist you in becoming financially stable.
First of all, it begins with requesting a free savings estimate on the internet. The service is completely confidential, and they won’t be doing a credit check. By using this estimate of savings, you will discover more about other options in your journey to be debt-free.
The savings estimate, as we’ve mentioned previously, offers you an insight into your choices regardless of whether you’re going to keep using CuraDebt.
CuraDebt will provide you with a financial counselor and a team of support to assist you with credit arbitration if you decide to join. Some financial advisors can help you on your path to debt-free living.
Following your debt settlement program is completed, CuraDebt can be the agency to handle all of your creditor’s calls. They’ll also be the ones that negotiate the terms of your payment in accordance with the state of your finances. Based on what works most effectively for you, it can either be a lump sum settlement or a payment plan.
Furthermore, they will work with creditors so that you can get better rates when you deposit money to your savings account. This, is then processed to pay creditors. Their plans can help you get rid of debt in just the period of 48 months.
Once you’ve signed up with them, they’ll provide you with access to your information 24/7. All you have to do is sign in to CuraDebts Client Portal to track your development.
Before you can benefit from the program, you’ll have to pass their requirements first. For eligibility, you’ll have to be:
- Minimum 21 years old
- Earn a reliable income
- Have a minimum debt of $5,000
What can they help you with?
Here are the different ways CuraDebt can assist you.
Like their name implies, CuraDebt will assist you in dealing your debt. They are able to negotiate settlements on your behalf for all kinds of debt. They can help with medical bills, personal loans, credit cards as well as lines of credit. They can also be approached to settle any outstanding balance of business debt and collections or repossessions.
They may even assist you in negotiating for back taxes and IRS debt. However, you will not receive assistance for the majority cases, loans from the government as well as collateral and utility bills. The same goes for student loans.
On the other hand, they can assist you in navigating laws such as those of the Telecommunications Consumer Protection Act (TCPA) and the Fair Debt Collection Practice Act (FDCPA). They also help you find debtors who are in violation in order to get cash settlements, if they are possible. Some violations can also lead to having your debts also dismissed.
CuraDebt can also help you settle debt with less than the sum you have. They also allow you to inquire about your debt during their no-cost consultation with their debt advisor.
The best part about their program is that you only be charged when your debt is paid off. All you have to sign up for any of the plans, and you’ll be able settle each of your debts.
Tax Management and Relief
CuraDebt will also handle the tax liabilities you have. After they have gathered all your financial documents and tax documents, they’ll also collect all the documents you’ll require for tax returns.
With this program, you’ll be able to deal with different types of taxes like wage garnishments as well as tax penalties for personal and corporate taxes as well as back taxes as well as trust fund penalties and tax liens.
There aren’t any hidden costs neither are there hidden fees. They only offer flat-fee prices, which depends on the amount you’ll need to settle.
They offer different options in the settlement of taxes. Here are 6 options:
- Installment agreements
- Offer in Compromise
- Collection statute expiration date
- Tax lien subordination
- Penalty abatements
- Currently non-collectible
What kinds of debts are they able to help with?
Although debt settlement is their specialty, they don’t offer all kinds in debt resolution. CuraDebt is only focused on debt that is not secured. They aren’t able to help you if your credit or loan is tied to an item that is physical.
If you do have one of the following kinds of debt, they’ll make arrangements for settlements.
With CuraDebt it is expected that you will be able to pay taxes that are due without difficulty. Furthermore, this service is offered to all 50 states if you owe money towards the IRS. There are federal tax experts that can help you resolve the issues.
CuraDebt can also help resolve any medical-related debt. In some cases you might even be able to pay the debt for less than you have to pay.
Private Student Loan
CuraDebt doesn’t cater to Federal student loan. Still, they can help private students with negotiating the student loans they are owed.
Payday loans and personal loans are also eligible for the debt settlement program. You may also be eligible the program if you have other unsecure credit lines that you got from another bank or financial institution.
Credit Card Debt
If you’re in debt using store credit cards as well as traditional credit cards as well as private label credit card CuraDebt will help you pay it off.
What will it cost you?
The greatest thing about CuraDebt is the way they’ve priced their service. They do not charge an upfront cost. The only time you pay is when you’ve paid each of your debts.
They also do not charge high charges either. On average, you’ll be required to pay up to 20 percent of the debt that you settled with them.
On average, this type of business can cost anywhere between 15% and 25%.
Moreover, clients can expect to settle their debt from between 2 and 4 years. However, this also varies in relation to the amount you save per month.
They also claim that you can save as much as 30% if you include their fees in your equation.
But this claim will also depend on the situation. Some customers have even talked about saving 50 to up to 80%.
Benefits of using CuraDebt
Now that you have an understanding of the benefits CuraDebt can provide, Let’s take a look at the benefits that come with using CuraDebt.
The first is that CuraDebt is only charged once you’ve paid off your debt. Furthermore they charge only 20% of the cost, whereas most companies charge you 25%.
Then, if you’re done by the program for debt relief you could join their credit restoration program.
It’s a fantastic way to restore your credit without going in debt again. However, the program lasts differently for each person according to your personal situation.
Finally, CureDebt looks into your financial obligations to assist in settlements and negotiations. This means your debt won’t inflate over time. They’ll also look into any creditor violations using their experts in-house.
Some disadvantages to the use of CuraDebt
Let’s also look into some of the drawbacks of CuraDebt.
Debt relief and debt settlements often require you to stop making payments using the credit card you use. Therefore, if you’re trying build a better rating on your credit, this may delay you from getting rid of your debt.
CureDebt doesn’t even have a mobile app. While they have a client website but it’s aged and simple. It’s not particularly intuitive and could be challenging to navigate.
Furthermore, they are not credited with their Better Business Bureau although they received an A+ rating.
The Final Verdict
CuraDebt is a useful program that allows you to resolve your debt without having to spend more for these types of services. Additionally the 20% service fee is less expensive than the majority of businesses that charge an additional 25% charge. There is no upfront payment, and you will only have to pay when the debt is settled.
Although they’ll give you an account so that you can track your progress, their website is not user-friendly. CuraDebt does not have an app yet, which could make it easier for you to monitor your progress.
They do have a great support team that you can contact them not only through emails but by phone or by sending an e-ticket. Cook County Property Tax Relief Program 2021
If debt is a big problem, then we strongly recommend CuraDebt’s debt management program. Just make sure that you’re qualified and that the services that they provide are offered in your state.
FAQ Cook County Property Tax Relief Program 2021
What is the time frame to complete the program?
The typical program lasts from between 24 and 48 months dependent on the size of your debt as well as the agreed settlement.
Can CuraDebt assist in the fight against state tax issues?
Yes, CuraDebt provides tax relief programs to aid you in dealing with problems like delinquent tax issues and garnishments on wages.
What should I do after joining the program?
You’ll be required to communicate with the team and make the necessary payments to pay down the amount of debt you have over time.