Has your debt been increasing lately? Are you tired of trying other financial advice and tips but still have unsolved issues?
Maybe you’re here because you’ve been through everything.
In the majority of cases, the best way is to approach professionals that can help you settle this issue.
CuraDebt is one of the most frequently contacted companies. A lot of customers have asked if they can assist you or put you into more debt.
According to their clients they can assist you in managing the majority of your debt , so you can take couple of things off your shoulders.
For some the claims seem too good to be true.
If you’re looking for something that will help you resolve your debt. In this scenario, CuraDebt will mostly be suggested by people. We’ll take a deeper look at how CuraDebt is used and the problems it could help solve.
Furthermore, before we conclude, we’ll also look into its benefits and drawbacks.
Before starting the review, watch this video instead if you prefer watching it.
Otherwise, let’s begin.
Before you go on, you may want to check out this video by CuraDebt Debt Relief Reviews on YouTube that gives a quick review. Afterward, you will want to read the rest of the article for a more comprehensive review.
About the Company Cook County Property Tax Assessment Relief
CuraDebt is a debt relief company from Hollywood, Florida. It was established in 2000, and is an active participant in the American Fair Credit Council, the US Chamber of Commerce, and is accredited by the International Association of Professional Debt Arbitrators.
While it is accredited, some states have imposed restrictions on their services.
What can CuraDebt do?
Helping you settle your debt is the most known feature. However, they also offer other services that will help you be more financially stable.
The process starts by requesting a no-cost savings estimate on the internet. It is a completely private service, and they won’t be conducting a credit screening. By using this estimate of savings, you will learn more about your alternatives to debt-free.
This estimate of savings, as we’ve mentioned earlier, provides you with an idea of your options regardless of whether you’re planning on using CuraDebt.
CuraDebt will provide you with a financial counselor as well as a support team to assist you with credit arbitration if you decide to join. Some financial advisors can help you in your debt-free journey.
Following your debt settlement program, CuraDebt is the agency to answer all of the calls from your creditors. They’ll also be the ones who determine the terms of your repayment depending on the condition of your financial situation. Based on what works best to you, this can be either a lump sum settlement or an installment plan.
Additionally, they will work with creditors to ensure that you enjoy better rates when you deposit money to your savings account, which in turn, will process to pay back creditors. Their plans can help you settle the debt within the period of 48 months.
After you’ve registered with them, they will give you access to your data 24/7. All you need to do is sign in to CuraDebts Client Portal so that you can monitor your performance.
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CuraDebt’s Requirements
Before you can avail of the program, you’ll have to pass their requirements first. In order to be considered eligible for the program, you’ll need to meet the following requirements:
- At least 21 years old
- Earn a reliable income
- You must have a minimum balance of $5,000
What are they able to assist you with?
Here are the different ways CuraDebt can aid you.
Debt Relief
The name of the company suggests that CuraDebt can help you deal with debt. They can negotiate settlements on behalf of you for all kinds of debt. These include medical bills, personal loans credit cards, and loans. You can also approach them to help settle any remaining balance of business debt collection, repossessions, or collections.
They may even assist you in negotiating with back taxes and IRS debt. However, you won’t get support for most of your lawsuits, loans from the government, collateral, and utility bills. Also, they don’t cover the majority of student loans.
On the contrary, they’ll help you use laws like the Telecommunications Consumer Protection Act (TCPA) and the Fair Debt Collection Practice Act (FDCPA). They will also help you identify the violations of creditors so that you can have cash settlements, if possible. Certain violations could result in having your debts removed as well.
CuraDebt lets you settle debt with less than the amount you have. You can also inquire about your debt during their no-cost consultation with their debt counsellor.
The greatest benefit of their program is that you will only pay the fees after your debt has been settled. All you have to do is sign up with any of the plans and you’ll be able to resolve all of your debts.
Tax Management and Relief
CuraDebt can also help you with the tax liabilities you have. After they have gathered all your financial records and tax documents, they’ll also collect all the necessary paperwork for tax returns.
By using this program, you will be able to deal with various tax issues like garnishments on wages as well as tax penalties for personal and corporate taxes, back taxes, trust fund penalties, and tax liens.
There aren’t any hidden costs also. They only offer flat-fee prices, which depends on the amount that you’ll have to pay.
They have different solutions in the settlement of the tax debt. Here are 6 options:
- Installment agreements
- Offer in Compromise
- Collection statute expiration date
- Tax lien subordination
- Penalty abatements
- Currently non-collectible
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What kind of debt can they help you with?
Although they specialize in debt settlement, it is not their forte however, they do not cater to all types of debt settlement. CuraDebt concentrates on unsecured debt. They can’t help you if your credit or loan is tied to a physical item.
If you do have the following types of debt, they will negotiate settlements on your behalf.
Tax Debt
With CuraDebt it is expected that you will be able to pay your past-due tax debts without difficulty. Additionally, this service is offered to all 50 states if you have a debt towards the IRS. They have federal tax experts that can help you resolve the issues.
Medical Debt
CuraDebt can also assist in settling your medical debt. In some instances, you may even pay them for less than what you are owed.
Private Student Loan
CuraDebt does not offer Federal student loan. They can however assist private students with negotiating any loans they are owed.
Personal Loan
Personal and payday loans are also eligible to be eligible for debt relief programs. It is also possible to avail the program of the program if you also have other unsecured credit lines that you got from another financial institution or bank.
Credit Card Debt
If you are in debt through store credit cards, traditional credit cards, and private-label credit cards, CuraDebt can help you pay it off.
How much will it cost?
The best part about CuraDebt is the way they’ve priced their services. They don’t charge upfront fees. The only time you pay is when you have paid off all of your debts.
They also do not charge high fees as well. In the average, you’ll need to pay up to 20% of the debt you settled through them.
In the average, this kind of business can cost anywhere from 15% to 25 percentage.
Additionally, customers can anticipate to pay off their debts in 2 to 4 years. However, this also varies according to the amount you can save up per month.
They also claim that you could save as much as 30% by incorporating their charges into your calculation.
However, this statement will vary, depending on your situation. Some customers have even talked about saving 50 to up to 80%.
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The benefits of using CuraDebt
Now that you have a clearer picture of the benefits CuraDebt can offer you let’s explore the benefits from using CuraDebt.
The first is that CuraDebt will only charge you when you’ve paid off your debt. In addition they only charge an amount of 20%, while most companies charge you 25 percent.
If you’re finished with the debt settlement program, you may also sign up for their credit restoration program.
It’s a great way to restore your credit score without going into debt again. The program is however designed differently for each person according to your personal situation.
In the end, CureDebt looks into your credit to assist in settlements and negotiations. This means the amount you owe won’t rise over time. They’ll also be looking into any violations by creditors using their experts in-house.
Some disadvantages to using CuraDebt
We will also examine some of the disadvantages of CuraDebt.
Debt settlement and debt relief often require you to stop making payments using . So if you’re trying to improve your standing on credit scores, you may cause you to delay working on your credit card debt.
CureDebt does not have a mobile app. While they do have a website for clients but it’s outdated and basic. It’s not particularly intuitive, and it can be difficult to navigate.
Furthermore, they are not credited with the Better Business Bureau although they received an A+ rating.
The Final Verdict
CuraDebt is a great program that allows you to resolve your debt without having to spend more for these types of services. In addition the 20% service charge is less expensive than the majority of companies that offer an additional 25% charge. There is no upfront payment, and you will only have to pay the fee when the debt is settled.
While they’ll provide you with an account to see your progress, their website is not simple to navigate. CuraDebt also doesn’t have an app yet, which would make it easier to look at your performance.
However, they have a great support team, and you can reach them not just via email but also via phone or sending an e-ticket. Cook County Property Tax Assessment Relief
If the problem of debt is an issue right now, we recommend CuraDebt’s service. Make sure you’re eligible and that the programs that they provide are offered in your state.
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FAQ Cook County Property Tax Assessment Relief
What is the time frame to finish the program?
The program typically takes between 24 and 48 months depending on the amount of your debt as well as your agreement on the settlement.
Can CuraDebt aid in the fight against state tax issues?
It is true that CuraDebt provides tax relief programs that will aid you in dealing with problems like delinquent taxes and wage garnishments.
What’s the first thing I have to do when I’m enrolled in the program?
You’ll need to constantly communicate with your team members and pay the required payments to reduce the amount of debt you have over time.
