Has your debt increased lately? Are you exhausted from trying other financial advice and strategies but you’re still struggling with unsolved problems?
Maybe you’re here because already tried every thing.
In most cases, the most effective approach is to talk to experts who can assist you resolve the issue.
CuraDebt is one of the companies that get the most inquiries. A lot of people are asking if they are able to help or put you into more debt.
According to their clients, they can assist you in managing 80% of your debts so that you can finally take a few things off of your shoulders.
For some, these claims are just too good to be true.
You might be looking for anything that can assist you in paying off your debt. In that situation, CuraDebt will mostly be highly recommended by those. We’ll be taking a deep look at how CuraDebt is used and the problems it can solve for you.
Moreover, before we end we’ll look at the advantages and disadvantages of this method.
Before you begin the review, go to this video in case you would prefer for it to be watched.
Otherwise, let’s begin.
Before you go on, you may want to check out this video by CuraDebt Debt Relief Reviews on YouTube that gives a quick overview. Afterward, you will want to read the rest of our article for a more comprehensive review of CuraDebt.
About the Company Connecticut Tax Relief 1% Monthly Interest
CuraDebt is an organization that deals with debt relief in Hollywood, Florida. It was founded in 2000, and is an active participant in the American Fair Credit Council, the US Chamber of Commerce, and has been accredited through the International Association of Professional Debt Arbitrators.
Although it is accredited, certain states have imposed restrictions on their services.
What CuraDebt do?
Helping you pay off your debt is CuraDebt’s most well-known feature. They also provide other services that can aid you in becoming more financially secure.
First of all, it begins by requesting a free online savings estimate. It is a completely private service and won’t be conducting a credit screening. With this savings estimate you’ll discover more about other options in your journey to be debt-free.
Savings estimates, which was mentioned earlier, provides you with an idea of your choices, regardless of whether you’re planning to continue using CuraDebt.
CuraDebt will assign you a financial advisor and a team of support to help you with credit arbitration if you decide to join. Financial advisors may be able to assist you on your path to debt-free living.
After your debt settlement program is completed, CuraDebt is the agency to handle all of your creditors’ calls. They will be the ones who determine the terms of your settlement based on the status of your finances. Based on what works most effectively your situation, the payment could be either a lump sum settlement or a payment plan.
Moreover they will be working with creditors to ensure that you have better rates as you make deposits to your savings account. This, is then processed to pay back the creditors. Their programs can assist you to get rid of debt in just 48 months.
After you’ve registered with them, they will allow you access to your information 24/7. All you have to do is log in to CuraDebts’ client portal to monitor your development.
Before you can benefit from the program, you’ll have to pass their requirements first. In order to be considered eligible for the program, you’ll have to meet the following requirements:
- At least 21 years old
- Have a verifiable income
- Minimum debt must be $5,000
What can they help you?
Here are some of the ways CuraDebt can help you.
Like their name implies, CuraDebt can help you deal with debt. They are able to negotiate settlements on your behalf for all kinds of debt. These include medical bills, personal loans credit cards and loans. They are also able to pay off any remaining balance on business debt, collections, or repossessions.
They may also assist in negotiating on tax owed and IRS debt. But, you won’t receive support for most claims, loans from the government, collateral, and utility bills. Also, they don’t cover the majority of student loans.
On the contrary, they’ll help you use laws like those of the Telecommunications Consumer Protection Act (TCPA) and the Fair Debt Collection Practice Act (FDCPA). They can also assist you in identifying creditor violations in order to get cash settlements, if they are possible. Certain violations could lead to having your debts removed as well.
CuraDebt lets you repay debt for less than the amount you have. You can also have questions answered during a free consultation with their debt advisor.
The greatest benefit of their plan is that you only be charged when your debt is paid off. All you need to sign up to one of their plans and you’ll be able settle each of your debts.
Tax Management and Relief
CuraDebt can also deal with taxes. Once they’ve gathered all your financial documentation, they will also collect all the documents you’ll require for tax returns.
By using this program, you will be able to solve different types of taxes like garnishments on wages, tax penalties, personal and taxation for business as well as back taxes, trust fund penalties, and tax liens.
There aren’t hidden fees either. They only use flat-fee pricing and is dependent on the amount you’ll need to settle.
They offer different options in paying off taxes. Here are six of them:
- Installment agreements
- Offer in Compromise
- Collection statute expiration date
- Tax lien subordination
- Penalty abatement
- Currently non-collectible
What kinds of debts can they help you with?
Although debt settlement is their forte however, they do not offer all kinds of settlement. CuraDebt only focuses on debt that is not secured. They aren’t able to assist you if your credit or loan is tied to an item that is physical.
If, however, you are in the following types of debt, they will arrange settlements for you.
With CuraDebt it is expected that you will be able pay off taxes that are due without any issues. Furthermore, this service is available across all 50 states, if you owe money to the IRS. There are tax experts from the federal government that can help you resolve the issues.
CuraDebt can also assist in settling any medical-related debt. In some instances you might even be able to pay the debt for less than you owe.
Private Student Loan
CuraDebt does not cater to federal student loans. They can however assist private students with negotiating any student loans that they owe.
Payday loans and personal loans are also eligible to be eligible for debt relief programs. You may also be eligible of the program if you also have other unsecured credit lines that you got from another bank or financial institution.
Credit Card Debt
If you are in debt through store credit cards, traditional credit cards, as well as private label credit card CuraDebt will help you pay it off.
What will it cost you?
The greatest thing about CuraDebt is the way they’ve priced their service. They don’t charge an upfront fee. You’ll only pay once you settle each of your outstanding debts.
They also don’t charge high costs either. On average, you’ll be required to pay between 20 and 20% of the debt you settled with them.
In the average, this kind of industry can charge anywhere from 15% to 25%.
Moreover, clients can expect to pay off their debts in two to four years. This varies in relation to the amount you save per month.
Also, they claim that you can save as much as 30% if you include their fees in your equation.
But this claim will also differ based on the situation. Some clients even mentioned saving between 50% and 80percent.
The benefits of using CuraDebt
Now that you have an understanding of the benefits CuraDebt can provide, let’s explore the benefits of using CuraDebt.
In the beginning, CuraDebt is only charged when you’ve paid off your debt. In addition they charge only a 20% fee while many companies charge 25%.
If you’re finished with the debt settlement program you could join their credit restoration program.
It’s a fantastic option to rebuild the credit rating without going into debt again. The program is however designed differently for each person dependent on the circumstances of your case.
Lastly, CureDebt looks into your debt so that they can assist with settlements and negotiations. So, your debt won’t inflate as time passes. They’ll also look into any creditor violations with the help of their own experts.
Drawbacks of using CuraDebt
We will also examine some of the negatives of CuraDebt.
Debt relief and debt settlements typically require you to stop making payments using . So if you’re trying to increase your standing on credit scores, you could set you back while you’re finishing your credit card debt.
CureDebt does not offer a mobile application. While they do have a website for clients however, it appears old and mundane. It’s not particularly intuitive, and it can be difficult to navigate.
Moreover, they are still not credited with the Better Business Bureau although they received an A+ grade.
The Final Verdict
CuraDebt is a good program that allows you to resolve your debt without having to spend more on those types of services. Additionally, their 20% service cost is cheaper than most businesses that charge a 25% fee. There is no upfront payment, and you will only have to pay when the debt is settled.
Although they’ll give you an account that allows you to track your progress, their website is not user-friendly. CuraDebt isn’t even an app, which would make it easier to monitor your performance.
They do have a great support team, and you can reach them not only through emails but also by phone or making an e-ticket. Connecticut Tax Relief 1% Monthly Interest
If your debt is a big problem right now, we recommend CuraDebt’s service. Just make sure that you’re qualified and that the services that they provide are offered in your state.
FAQ Connecticut Tax Relief 1% Monthly Interest
How long will it take to complete the program?
The program typically takes 24 to 48 months, dependent on the size of your debt as well as your agreement on the settlement.
Can CuraDebt assist with tax problems in the state?
Yes, CuraDebt provides tax relief programs to assist you with issues such as delinquent payroll taxes and garnishments of wages.
What’s the first thing I have to do once I’m in the program?
You’ll need to constantly communicate with the team and pay the required payments to pay down the amount of debt you have over time.