Have your debts increased lately? Are you burnt out from trying other financial tips and advice but haven’t solved your problems?
Perhaps you’re here because you’ve already tried every thing.
In the majority of cases, the best way is to approach experts who can help to resolve this issue.
CuraDebt is one of the companies that get the most inquiries. Many customers have asked if they are able to help or put you in more debt.
According to their clients they can assist you in managing the majority of your debt so that you are able to take couple of w
orries off your plate.
For some they believe these claims are too good to be true.
You might be looking for anything that can aid you in settling your debt. In that situation, CuraDebt will mostly be suggested by people. We’ll be taking a deep look at the way CuraDebt operates and what issues it can help you solve.
Furthermore, before we conclude our discussion, we’ll take a look at its benefits and drawbacks.
Before you begin the review, you can watch this video instead in case you would prefer watching it.
Otherwise, let’s begin.
Before you continue, you may want to watch this video by CuraDebt Debt Relief Reviews on YouTube that gives a quick review. After, you’ll want to read the rest of the article for a more comprehensive review of CuraDebt.
About the Company Complaints Attorney’S Tax Relief
CuraDebt is an organization that deals with debt relief in Hollywood, Florida. It was founded in 2000 and has since become a member of the American Fair Credit Council, the US Chamber of Commerce, and accredited with the International Association of Professional Debt Arbitrators.
Although the service is accredited, certain states have imposed restrictions on their services.
What can CuraDebt do?
Helping you settle your debt is the most well-known feature. They also provide other services that will assist you in becoming financially secure.
First of all, it starts by requesting a no-cost online savings estimate. It is a completely private service and they will not be doing a credit check. By using this estimate of savings, you will discover more about alternatives towards debt-free.
The savings estimate, as we’ve mentioned previously, offers you an insight into your choices regardless of whether or not you’re planning to continue using CuraDebt.
CuraDebt will assign you a financial advisor as well as a support team to help you with credit arbitration if you decide to join. Financial advisors may be able to assist you on your path to debt-free living.
Following your debt settlement program, CuraDebt will be the company to handle all of the calls from your creditors. They’ll also be the ones that will negotiate the terms of your payment in accordance with the state of your finances. Depending on which works best your situation, the payment can be a lump-sum settlement or a payment plan.
Moreover, they will work with creditors to ensure that you have better rates as you transfer money into your savings account. This is then processed to pay the creditors. The plans they offer can help you settle the debt within two years.
Once you’ve signed up with them, they will provide you with access to your data 24/7. All you need to do is log in to CuraDebts Client Portal so that you can monitor your development.
Before you are able to avail their program, you’ll need to pass their requirements first. In order to be considered eligible for the program, you’ll have to meet the following criteria:
- Minimum 21 years old
- Verifiable income
- Have a minimum debt of $5,000
What are they able to assist you with?
Here are the various ways CuraDebt can assist you.
Like their name implies, CuraDebt can help you deal your debt. They can negotiate settlements on behalf of you for the majority of types of debt. These include personal loans, medical bills credit cards, and line of credit. They can also be approached to pay off any remaining amount on business debts and collections or repossessions.
They may also assist in negotiating on tax owed as well as IRS debt. However, you will not receive assistance for the majority cases, loans from the government as well as collateral and utility bills. The same goes for student loans.
On the contrary, they’ll assist you with laws like that of Telecommunications Consumer Protection Act (TCPA) and the Fair Debt Collection Practice Act (FDCPA). They will also help you identify creditor violations in order to get cash settlements, if they are possible. Some violations can also cause your debt to be removed as well.
CuraDebt lets you repay debt for less than the sum you have. They also allow you to have questions answered during a free meeting with their debt counsellor.
The greatest benefit of their program is that you will only pay the fees once your debt is settled. All you have to sign up for some of their programs, and you’ll be able to resolve all of your debts.
Tax Management and Relief
CuraDebt can also help you with your tax debt. After they have gathered all your financial documentation They will also gather all the paperwork you’ll need for tax returns.
With this program, you’ll be able to resolve various tax issues such as wage garnishments and tax penalties, personal and business taxes, back taxes and trust fund penalties and tax lien.
There aren’t any hidden costs also. They only use flat-fee pricing, which depends on the amount you’ll have to pay.
They offer different options when it comes to paying off your tax debt. Here are 6 of them:
- Installment agreements
- Offer in Compromise
- Collection statute expiration date
- Tax lien subordination
- Penalty abatements
- Currently non-collectible
What kinds of debts are they able to help with?
While debt settlement is their specialty however, they do not provide all kinds of debt settlement. CuraDebt concentrates on debt that is not secured. They aren’t able to assist you if your loan or debt is linked to an actual item.
However, if you have the following types of debt, they’ll make arrangements for settlements.
With CuraDebt, you should be able to pay tax debts that were due to be paid without any issues. Additionally, this service is offered across all 50 states, if you have a debt to the IRS. There are tax experts from the federal government that can help you resolve these types of issues.
CuraDebt can also assist in settling your medical debt. In some instances you could even settle them for less than what you owe.
Private Student Loan
CuraDebt does not offer federal student loans. However, they can assist private students in negotiating the student loans they owe.
Payday loans and personal loans are also eligible for the debt settlement program. You may also be eligible the program if you have other unsecure credit lines that you got from another financial institution or bank.
Credit Card Debt
If you’re in debt using store credit cards, traditional credit cards, and private-label credit cards CuraDebt can help you pay it off.
What is the cost?
The greatest thing about CuraDebt is the way they’ve priced their services. They don’t charge an upfront fee. Only pay when you have paid off all of your outstanding debts.
Additionally, they don’t charge high fees as well. In the average, you’ll need to pay as much as 20 percent of the debt you settled through them.
On average, this type of industry charges between 15% and 25 percent.
Additionally, customers can anticipate to pay off their debts in two to four years. However, this also varies depending on the amount that you can save up per month.
They also claim you can save up to 30% by incorporating their costs into your calculations.
But this claim will also depend on your specific situation. Some customers have even talked about saving 50% to up to 80%.
The benefits of using CuraDebt
Once you’ve got an idea of the benefits CuraDebt can provide, Let’s take a look at the benefits of using CuraDebt.
The first is that CuraDebt is only charged after you’ve settled your debt. In addition they only charge an amount of 20%, while many companies charge 25 percent.
If you’re finished by the program for debt relief, you can enroll in their credit restoration program.
It’s a great method to improve the credit rating without having to go in debt again. The program is however designed different for every person dependent on the circumstances of your case.
Lastly, CureDebt looks into your financial obligations to help with settlements and negotiations. So, your debt won’t inflate over time. They’ll also investigate any violations by creditors with the assistance of their in-house experts.
Drawbacks of using CuraDebt
We will also examine some of the drawbacks of CuraDebt.
Debt settlement and debt relief often require you to stop making payments using . So if you’re trying to build a better standing on credit scores, you could cause you to delay working on your obligations.
CureDebt also doesn’t have a mobile app available. While they have a website for clients however, it appears aged and simple. It’s not particularly intuitive, and it can be challenging to navigate.
Furthermore, they are not credited with an accreditation from the Better Business Bureau although they received an A+ rating.
The Final Verdict
CuraDebt is a useful program that allows you to pay off your debts without spending more on those types of services. Moreover the 20% service cost is cheaper than most firms that charge a 25% fee. There aren’t any upfront fees and you’ll only be required to pay once your debt is finally settled.
Although they’ll give you an account that allows you to track your progress however, their website isn’t simple to navigate. CuraDebt isn’t even an app that would make it easier to track your performance.
However, they have a good support team and can be reached them not just via email but by phone or by making an e-ticket. Complaints Attorney’S Tax Relief
If problem of debt is an problem right now, we highly recommend CuraDebt’s program. Just make sure that you’re eligible and that the services that they provide are offered in your area.
FAQ Complaints Attorney’S Tax Relief
How long will it take to complete the program?
The average program is between 24 and 48 months depending on the amount of your debt and the agreement on the settlement.
Can CuraDebt assist in the fight against state tax issues?
It is true that CuraDebt provides tax relief programs that will assist you with issues such as late payroll tax issues and wage garnishments.
What should I do after joining the program?
You’ll be required to communicate with the team and pay the required payments to lower the amount of debt you have over time.