Has your debt increased lately? Are you burnt out from trying different financial advice and tips but haven’t solved your problems?
Maybe you’re here because you’ve been through everything.
In most cases, the most effective approach is to talk to professionals that can help you resolve the issue.
CuraDebt is among the most frequently contacted companies. Many people have been inquiring whether they are able to help or put you into more debt.
According to their clients they can help you manage the majority of your debts so that you can take couple of w
orries off your shoulders.
For some, these claims are just too good to be true.
You might be looking for something that will help you resolve your debt. In this situation, CuraDebt will mostly be recommended by people. We’ll be taking a deep study of how CuraDebt is used and the problems it can help you solve.
In addition, prior to our conclusion our discussion, we’ll take a look at its benefits and drawbacks.
Before you begin the review, check out this video instead for a more relaxing way watching it.
Otherwise, let’s begin.
Before you go on, you may want to check out this video by CuraDebt Debt Relief Reviews on YouTube that gives a quick overview. Afterward, you will want to read the rest of the article for a more comprehensive review.
About the Company Colstrip Relief Legislation Transmission Tax
CuraDebt is an organization that deals with debt relief in Hollywood, Florida. It was founded in 2000 and has since become an active part of the American Fair Credit Council, the US Chamber of Commerce, and accredited by the International Association of Professional Debt Arbitrators.
Although the service is accredited, certain states have imposed restrictions on their services.
What CuraDebt do?
Assistance in settling your debt is CuraDebt’s most popular feature. But they offer additional services to aid you in becoming more financially secure.
First of all, it begins with requesting a free savings estimate on the internet. It is a completely private service and won’t be doing a credit check. By using this estimate of savings you’ll be able to learn more about the options towards debt-free.
The savings estimate, which was mentioned before, gives you the opportunity to consider your choices regardless of whether you’re planning to continue using CuraDebt.
CuraDebt will assign you a financial counselor as well as a support team to assist you in navigating credit arbitration in the event that you decide to enroll. Financial advisors may be able to assist you in your debt-free journey.
Following the debt settlement plan, CuraDebt is the agency to answer all of your creditor’s calls. They’ll also be the ones that negotiate conditions of the settlement based on the status of your financial situation. Depending on which works best to you, this could either be a lump sum settlement or the option of a payment plan.
Moreover they will work with creditors to ensure that you get better rates when you make deposits to your savings account. This, in turn, will process to pay off the creditors. Their plans can help you pay off the debt in the period of 48 months.
After you’ve signed up with them, they’ll provide you with access to your information 24/7. All you have to do is sign in to CuraDebts Client Portal so that you can monitor your progress.
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CuraDebt’s Requirements
Before you can benefit from their program, you’ll need to satisfy their criteria first. In order to be considered eligible for the program, you’ll have to be:
- At least 21 years old
- Verifiable income
- Minimum debt must be $5,000
What are they able to assist you with?
Here are the different ways CuraDebt can aid you.
Debt Relief
The name of the company suggests that CuraDebt can help you deal with your debt. They are able to negotiate settlements on your behalf for most types of debt. This includes medical bills, personal loans credit cards, and lines of credit. They are also able to settle any outstanding amount on business debts, collections, or repossessions.
They may even assist you in negotiating on tax owed as well as IRS debt. But, you won’t receive assistance with the majority of your lawsuits, loans from the government, collateral, and utility bills. They also don’t cover most student loans.
On the other hand, they can help you use laws like that of Telecommunications Consumer Protection Act (TCPA) and the Fair Debt Collection Practice Act (FDCPA). They also help you find the violations of creditors in order to get cash settlements, if possible. Certain violations could cause your debt to be dismissed as well.
CuraDebt can also help you pay off debts with less than the sum you have. They also allow you to have questions answered during a free consult with their debt advisor.
The greatest benefit of their plan is that you only be charged once your debt is settled. All you need to sign up for one of their plans and you’ll be able settle each of your debts.
Tax Management and Relief
CuraDebt can also deal with your tax debt. After they have gathered all your financial records, they will also collect all the necessary paperwork for tax returns.
With this program, you’ll be able to solve different types of taxes such as wage garnishments as well as tax penalties for personal and corporate taxes and back taxes and trust fund penalties and tax lien.
There aren’t hidden fees neither are there hidden fees. They only use flat-fee pricing, which depends on the amount you need to settle.
They have different solutions for settling the tax debt. Here are 6 of them:
- Installment agreements
- Offer in Compromise
- Collection statute expiration date
- Tax lien subordination
- Penalty abatement
- Currently non-collectible
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What types of debt are they able to help with?
Although debt settlement is their specialization, they don’t cater to all types of settlement. CuraDebt concentrates on loans that are not secured. They aren’t able to help you if your debt or loan is tied to a physical item.
However, if you have the following kinds of debt, they will negotiate settlements on your behalf.
Tax Debt
With CuraDebt, you should be able pay off taxes that are due without any problems. Furthermore, this service is accessible to all 50 states if you owe money towards the IRS. There are tax experts from the federal government that can help you resolve these kinds of problems.
Medical Debt
CuraDebt will also help you resolve any medical-related debt. In some instances you could even settle the debt for less than you are owed.
Private Student Loan
CuraDebt does not cater to Federal student loan. Still, they can help private students with negotiating any student loans that they owe.
Personal Loan
Personal and payday loans are also eligible for the debt settlement program. It is also possible to avail the program if you have other unsecured credit lines that you got from a different bank or financial institution.
Credit Card Debt
Whether you have debt with store credit cards, traditional credit cards, or private label credit cards, CuraDebt will help you pay it off.
What is the cost?
The most appealing aspect of CuraDebt is how they’ve priced their service. They do not charge an upfront cost. You’ll only pay once you’ve paid each of your debts.
They also don’t have high-cost costs either. On average, you’ll have to pay up to 20 percent of the debt that you settled with them.
On average, this type of business can cost anywhere between 15% and 25 percent.
Moreover, clients can expect to settle their debts within two to four years. However, this also varies in relation to the amount you can save up per month.
Also, they claim that you could save as much as 30% when you factor in their costs into your calculations.
But this claim will also depend on your specific situation. Some customers have even talked about saving 50 to 80%.
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Benefits of using CuraDebt
Now that you have a clearer picture of what CuraDebt can offer you let’s look into the advantages that come with using CuraDebt.
In the beginning, CuraDebt is only charged after you’ve settled your debt. Additionally, they only charge a 20% fee while most companies charge you 25%.
Next, if you’re done in the process of debt resolution you may enroll in their credit repair program.
It’s an excellent option to rebuild your credit without going into debt again. However, the program lasts in a different way for each individual dependent on the circumstances of your case.
Lastly, CureDebt looks into your credit to assist in settlements and negotiations. It means that your debt won’t increase as time passes. They’ll also investigate any violations of creditor with the help of their own experts.
Some disadvantages to the use of CuraDebt
Let’s also consider some of the drawbacks of CuraDebt.
Settlement of debt and debt relief usually require that you stop paying with the credit card you use. Therefore, if you’re trying increase your standing on credit scores, you could set you back while you’re finishing your credit card debt.
CureDebt also doesn’t have a mobile app. Although they have a website for clients, it looks outdated and basic. It’s not very intuitive and could be challenging to navigate.
In addition, they’re not accredited with their Better Business Bureau although they did receive an A+ rating.
The Final Verdict
CuraDebt is a great program that will allow you to pay off your debts without spending more for these types of services. Moreover, their 20% service fee is cheaper than most businesses that charge an additional 25% charge. There is no upfront payment and you’ll only have to pay the fee when the debt is settled.
Although they’ll give you an account so that you can track your progress, their website is not user-friendly. CuraDebt also doesn’t have an app yet, which could make it easier for you to track your progression.
They do have a great support team and can be reached them not only through emails but also via phone or sending an e-ticket. Colstrip Relief Legislation Transmission Tax
If credit card is a major problem right now, we highly recommend CuraDebt’s program. Be sure to be qualified and that the services that they provide are offered in your state.
> > Click Here to Get A Debt Consultation for Free < <
FAQ Colstrip Relief Legislation Transmission Tax
How long will it take to finish the program?
The program typically takes between 24 and 48 months depending on the amount of your debt as well as the agreed settlement.
Can CuraDebt help with tax problems in the state?
Sure, CuraDebt has a tax relief program that will aid you in dealing with problems such as late payroll tax and garnishments on wages.
What should I do when I’m enrolled in the program?
You’ll have to keep in constant contact with the team and make the necessary payments to lower your debt over time.
