Have your debts increased lately? Are you tired of trying different financial tips and advice but still have unsolved issues?
Perhaps you’re here because you’ve tried everything.
In the majority of cases, the best way is to approach professionals that can help to resolve this issue.
CuraDebt is among the most asked companies. A lot of people are asking if they can assist you or help you get into more debt.
According to their clients, they can help you control 80percent of your debts so that you can take couple of things off your plate.
However, for certain people they believe these claims are too good to be true.
Suppose you’re on the lookout for any solution that could help you resolve your debt. In that scenario, CuraDebt will mostly be suggested by people. We’ll be taking an in-depth look at the way CuraDebt works and what problems it could help solve.
Moreover, before we end, we’ll also look into its benefits and drawbacks.
Before beginning the review, go to this video in case you would prefer for it to be watched.
Otherwise, let’s begin.
Before you continue, you may want to watch this video by CuraDebt Debt Relief Reviews on YouTube that gives a quick review. Afterward, you will want to read the rest of the article for a more comprehensive review of CuraDebt.
About the Company Clayton County Tax Relief Search
CuraDebt is a company that provides debt relief from Hollywood, Florida. It was founded in 2000 and has since become a part of the American Fair Credit Council, the US Chamber of Commerce, and accredited by the International Association of Professional Debt Arbitrators.
Although it is accredited, some states have restricted their services.
What CuraDebt do?
Helping you pay off your debt is one of CuraDebt’s best popular feature. However, they also offer other services that will help you be more financially secure.
The process begins by requesting a free savings estimate online. It is a completely private service, and they won’t be conducting a credit screening. By using this estimate of savings, you will be able to learn more about the alternatives to debt-free.
This estimate of savings, as mentioned before, gives you an idea of your choices regardless of whether you’re planning to continue using CuraDebt.
CuraDebt will provide you with a financial counselor and a support team to assist you in navigating credit arbitration if you decide to join. Some financial advisors can help you on your path to debt-free living.
Following your debt settlement plan, CuraDebt can be the agency to answer all of your creditor’s calls. They will also be the ones who negotiate conditions of the repayment depending on the condition of your finances. Depending on which works best to you, this can be a lump-sum settlement or a payment plan.
Furthermore, they will be working with creditors so that you can get better rates when you deposit money to your savings account. This in turn, will be processed to pay back the creditors. Their plans can help you get rid of debt in just the period of 48 months.
Once you’ve signed up with them, they’ll allow you access to your information 24/7. All you have to do is login to CuraDebts’ client portal so that you can monitor your performance.
Before you can avail of their program, you’ll need to satisfy their criteria first. For eligibility, you’ll have to meet the following criteria:
- At least 21 years old
- Earn a reliable income
- You must have a minimum balance of $5,000
What can they assist you with?
Here are the various ways CuraDebt can aid you.
As their name suggests, CuraDebt can assist you in dealing with your debt. They can negotiate settlements on your behalf to settle the majority of types of debt. They can help with medical bills, personal loans, credit cards as well as loans. They are also able to help settle any remaining balance of business debt, collections, or repossessions.
They may also assist in negotiating on tax owed as well as IRS debt. However, you won’t get assistance with the majority cases, government loans as well as collateral and utility bills. Also, they don’t cover the majority of student loans.
On the contrary, they’ll help you use laws like those of the Telecommunications Consumer Protection Act (TCPA) and the Fair Debt Collection Practice Act (FDCPA). They also help you find debtors who are in violation in order to get cash settlements, if possible. Certain violations may lead to having your debts dismissed as well.
CuraDebt can also help you repay debt for less than the sum you have. They also allow you to have questions answered during a free consult with their debt counselor.
The greatest benefit of their plan is that you only have to pay for the charges when your debt is paid off. All you have to sign up for any of the plans, and you’ll have the ability to pay off all your debts.
Tax Management and Relief
CuraDebt will also handle taxes. Once they’ve gathered all your financial documentation and tax documents, they’ll also collect all the paperwork you’ll need for tax returns.
With this program, you will be able to solve various tax issues such as garnishments on wages, tax penalties, personal and taxation for business, back taxes as well as trust fund penalties and tax liens.
There aren’t hidden fees neither are there hidden fees. They use only flat-fee pricing that is based on the amount you must settle.
There are a variety of options when it comes to the settlement of taxes. Here are six of them:
- Installment agreements
- Offer in Compromise
- Collection statute expiration date
- Tax lien subordination
- Penalty abatements
- Currently non-collectible
What types of debt are they able to help with?
Although debt settlement is their specialty but they aren’t able to cater to all types of debt settlement. CuraDebt only focuses on unsecured debt. They can’t assist you if your debt or loan is tied to an actual item.
If you do have the following types of debt, they’ll negotiate settlements on your behalf.
With CuraDebt it is expected that you will be able to settle taxes that are due without difficulty. Furthermore, this service is accessible across all 50 states, if you owe money towards the IRS. There are tax experts from the federal government to assist you with these types of issues.
CuraDebt can also help resolve the medical bills. In certain cases, you may even pay them less than the amount you are owed.
Private Student Loan
CuraDebt does not cater to federal student loans. They can however assist private students negotiate the student loans they have to pay.
Personal loans and payday loans also qualify to be eligible for debt relief programs. You can also avail the program if you have other unsecure credit lines that you got from an alternative financial institution or bank.
Credit Card Debt
If you’re in debt using store credit cards as well as traditional credit cards or private label credit cards, CuraDebt will help you pay it off.
How much will it cost?
The best part about CuraDebt is the way they’ve priced their service. They don’t charge upfront fees. You’ll only pay once you have paid off all of your outstanding debts.
Additionally, they do not charge high costs either. In the average, you’ll need to pay up to 20 percent of the debt you settled through them.
On average, this type of industry charges between 15% and 25 percentage.
Moreover, clients can expect to settle their debts within 2 to 4 years. However, this also varies in relation to the amount you can save up per month.
Additionally, they claim that you could save up to 30% if you include their costs into your calculations.
However, this statement will depend on the situation. Some customers even claimed to save 50% to 80%.
Advantages to using CuraDebt
Now that you have an understanding of what CuraDebt can provide, let’s explore the benefits that come with using CuraDebt.
First, CuraDebt will only charge you after you’ve settled your debt. Furthermore they charge only a 20% fee while most companies charge you 25%.
Next, if you’re done with the debt settlement program, you may join their credit restoration program.
It’s an excellent method to improve your credit score without going in debt again. The program is however designed different for every person dependent on the circumstances of your case.
Lastly, CureDebt looks into your credit to assist in settlements and negotiations. This means your debt won’t increase as time passes. They’ll also look into any violations by creditors with the assistance of their experts in-house.
The drawbacks of using CuraDebt
We will also examine some of the disadvantages of CuraDebt.
Settlement of debt and debt relief usually require that you cease making payments with your credit card. So if you’re trying to increase your credit score, it may set you back while you’re getting rid of your obligations.
CureDebt does not have a mobile app. Although they have a client website but it’s outdated and basic. It’s not very intuitive, and it can be challenging to navigate.
In addition, they’re not credited with the Better Business Bureau although they did receive an A+ grade.
The Final Verdict
CuraDebt is a great program that will allow you to resolve your debt without having to spend more on these kinds of services. In addition the 20% service charge is less expensive than the majority of companies that offer a 25% fee. There are no upfront payments and you’ll only have to pay the fee when the debt is paid off.
Although they’ll allow you to access an account that allows you to track your progress, their website is not user-friendly. CuraDebt also doesn’t have an app that could make it easier for you to monitor your progression.
They do have a good support team, and you can reach them not only through emails but also by phone or submitting an e-ticket. Clayton County Tax Relief Search
If your problem of debt is an problem right now, we highly recommend CuraDebt’s program. Be sure to be eligible and that the services that they provide are offered in your area.
FAQ Clayton County Tax Relief Search
How long does it take to complete the course?
The program typically takes between 24 and 48 months dependent on the size of your debt and the agreement on the settlement.
Can CuraDebt help in the fight against state tax issues?
It is true that CuraDebt provides tax relief programs that will assist you with issues such as delinquent payroll tax and garnishments of wages.
What do I need to do after joining the program?
You’ll be required to communicate with the team and make the necessary payments to lower your debt over time.