Has your debt increased lately? Are you tired of trying different financial tips and advice but haven’t solved your problems?
Maybe you’re here because been through every thing.
In the majority of cases, the best option is to speak with experts who can help you resolve the issue.
CuraDebt is among the most frequently contacted companies. A lot of people are asking if they can assist you or put you into more debt.
According to their customers, they can assist you in managing 80% of your debts so that you can take couple of things off your mind.
But for some people they believe these claims are too good to be true.
You might be looking for anything that can aid you in settling your debt. If that’s the scenario, CuraDebt will mostly be suggested by people. We’ll take a deeper review of how CuraDebt is used and the problems it can solve for you.
In addition, prior to our conclusion our discussion, we’ll take a look at the advantages and disadvantages of this method.
Before you begin the review, you can go to this video if you prefer watching it.
Otherwise, let’s begin.
Before you go on, you may want to watch this video by CuraDebt Debt Relief Reviews on YouTube that gives a quick overview. Afterward, you will want to read the rest of our article for a more comprehensive review of CuraDebt.
About the Company Claiming Tax Relief For Working From Home
CuraDebt is a company that provides debt relief from Hollywood, Florida. It was established in 2000, and is an active participant in the American Fair Credit Council, the US Chamber of Commerce, and is accredited with the International Association of Professional Debt Arbitrators.
Although it is accredited, certain states have restricted their services.
What can CuraDebt do?
Assistance in settling your debt is the most well-known feature. However, they also offer additional services to aid you in becoming more financially stable.
It all starts by requesting a no-cost savings estimate online. It is a completely private service, and they won’t conduct a credit inquiry. With this estimate of savings, you will be able to learn more about the options to debt-free.
This estimate of savings, as mentioned before, gives you an insight into your choices regardless of whether or not you’re planning to continue using CuraDebt.
CuraDebt will provide you with a financial counselor and a support team to assist you in navigating credit arbitration if you decide to sign up. Certain financial advisors can assist you with your debt-free journey.
After your debt settlement program is completed, CuraDebt will be the company to take care of all the calls from your creditors. They’ll also be the ones that will determine conditions of the settlement depending on the condition of your finances. Based on what works best to you, this could be a lump-sum settlement or a payment plan.
Moreover, they will be working with creditors to ensure that you enjoy better rates when you make deposits to your savings account. This, in turn, will be processed to pay back the creditors. The plans they offer can help you get rid of debt in just the period of 48 months.
After you’ve registered with them, they will provide you with access to your data 24/7. All you need to do is sign in to CuraDebts the client portal to monitor your progress.
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CuraDebt’s Requirements
Before you can benefit from their program, you’ll need to satisfy their criteria first. To be eligible, you’ll have to meet the following criteria:
- At least 21 years old
- Earn a reliable income
- Minimum debt must be $5,000
What can they help you?
Here are the various ways CuraDebt can aid you.
Debt Relief
The name of the company suggests that CuraDebt will assist you in dealing with your debt. They are able to negotiate settlements on behalf of you for all kinds of debt. This includes personal loans, medical bills credit cards as well as line of credit. They are also able to pay off any remaining balance of business debt, collections, or repossessions.
They can even help negotiate with back taxes as well as IRS debt. But, you won’t receive assistance with the majority cases, loans from the government or collateral, as well as utility bills. The same goes for student loans.
On the contrary, they’ll assist you in navigating laws such as the Telecommunications Consumer Protection Act (TCPA) and the Fair Debt Collection Practice Act (FDCPA). They also help you find the violations of creditors in order to get cash settlements, should it be possible. Some violations can also cause your debt to be also dismissed.
CuraDebt lets you settle debt with less than the amount you have. You can also inquire about your debt during their no-cost consultation with their debt advisor.
The most appealing aspect of their plan is that you only have to pay for the charges once your debt is settled. All you need to sign up to one of their plans, and you’ll have the ability to settle each of your debts.
Tax Management and Relief
CuraDebt can also help you with the tax liabilities you have. Once they collect all of your financial documents, they will also collect all the necessary paperwork for tax returns.
By using this program, you should be able to resolve different types of taxes like wage garnishments, tax penalties, personal and business taxes, back taxes and trust fund penalties and tax liens.
There aren’t any hidden charges either. They only use flat-fee pricing, which depends on the amount that you’ll must settle.
They offer different options for settling taxes. Here are six of them:
- Installment agreements
- Offer in Compromise
- Collection statute expiration date
- Tax lien subordination
- Penalty abatement
- Currently non-collectible
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What kinds of debts can they assist you with?
While debt settlement is their forte, they don’t cater to all types of debt settlement. CuraDebt concentrates on debt that is not secured. They can’t assist you if your credit or loan is tied to an actual item.
If you do have one of the following kinds of debt, they’ll negotiate settlements on your behalf.
Tax Debt
With CuraDebt the service, you’ll be able to pay your past-due tax debts without any issues. Moreover, this type of service is available across all 50 states, if you have a debt in arrears to IRS. They have federal tax experts to assist you with these types of issues.
Medical Debt
CuraDebt will also help you resolve any medical-related debt. In certain cases, you may even pay the debt for less than you have to pay.
Private Student Loan
CuraDebt does not cater to federal student loans. Still, they can help private students with negotiating the student loans they have to pay.
Personal Loan
Personal and payday loans are also eligible for the debt settlement program. You may also be eligible if you have other unsecured credit lines that you have obtained from a different financial institution or bank.
Credit Card Debt
If you’re in debt using store credit cards, traditional credit cards, and private-label credit cards, CuraDebt can help you pay it off.
How much will it cost?
The best part about CuraDebt is how they’ve priced their service. They don’t charge an upfront fee. Only pay when you have paid off all of your outstanding debts.
Also, they do not charge high charges either. On average, you’ll be required to pay between 20 and 20 percent of the debt that you settled through them.
On average, this type of business can cost anywhere between 15% and 25 percent.
In addition, customers can expect to pay off their debts in 2 to 4 years. However, this also varies depending on the amount that you save per month.
They also claim that you could save up to 30% when you factor in their fees in your equation.
However, this statement will vary, depending on the situation. Some customers have even talked about saving between 50% and 80%.
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The benefits of using CuraDebt
Once you’ve got an idea of the benefits CuraDebt can provide, Let’s take a look at the benefits from using CuraDebt.
The first is that CuraDebt will only charge you when you’ve paid off your debt. Additionally they only charge an amount of 20%, while the majority of companies charge 25%.
If you’re finished by the program for debt relief you can join their credit restoration program.
It’s a great way to restore your credit score without going back into debt. However, the program runs different for every person, depending on your situation.
In the end, CureDebt looks into your debt so that they can assist with settlements and negotiations. It means that the amount you owe won’t rise over time. They’ll also investigate any creditor violations with the help of their own experts.
Some disadvantages to the use of CuraDebt
Let’s also look into some of the negatives of CuraDebt.
Debt settlement and debt relief typically require you to stop making payments using the credit card you use. If you’re trying to build a better credit score, it could set you back while you’re working on your credit card debt.
CureDebt does not have a mobile app. Although they have a website that clients can access however, it appears aged and simple. It’s not particularly intuitive, and it can be challenging to navigate.
Furthermore, they are not recognized by an accreditation from the Better Business Bureau although they did receive an A+ rating.
The Final Verdict
CuraDebt is a good program that allows you to settle your debt without spending more on those types of services. Additionally the 20% service cost is less expensive than the majority of companies that offer an additional 25% charge. There aren’t any upfront fees and you’ll only have to pay when the debt is paid off.
While they’ll provide you with an account to see your progress however, their website isn’t user-friendly. CuraDebt does not have an app that would make it easier to look at your progression. Claiming Tax Relief For Working From Home
They do have a great support team, and you can reach them not just via email but also by phone or submitting an e-ticket. Claiming Tax Relief For Working From Home
If your credit card is a major problem right now, we recommend CuraDebt’s service. Be sure to be eligible and that the programs that they provide are offered in your area.
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FAQ Claiming Tax Relief For Working From Home
How long will it take to complete the program?
The program typically takes 24 to 48 months, dependent on the size of your debt and the agreement on the settlement.
Can CuraDebt assist in the fight against state tax issues?
It is true that CuraDebt has a tax relief program that will assist you with issues like delinquent tax issues and wage garnishments.
What should I do once I’m in the program?
You’ll need to constantly communicate with your team members and pay the required payments to lower your debt over time.
