Are you experiencing debt that has been increasing lately? Are you burnt out from trying other financial tips and advice but you’re still struggling with unsolved problems?
Maybe you’re here because you’ve tried every thing.
In most cases, the best option is to speak with experts who can help you resolve the issue.
CuraDebt is one of the most asked companies. A lot of people have been inquiring whether they can help you or help you get into more debt.
According to their clients, they can help you control the majority of your debt so that you are able to take few things off of your plate.
But for some people they believe these claims are too good to be true.
Suppose you’re on the lookout for something that will help you resolve your debt. If that’s the scenario, CuraDebt will mostly be recommended by people. We’ll be taking an in-depth review of the way CuraDebt works and what problems it can help you solve.
Moreover, before we end, we’ll also look into its advantages and drawbacks.
Before you begin the review, watch this video instead for a more relaxing way for it to be watched.
Otherwise, let’s begin.
Before you continue, you may want to check out this video by CuraDebt Debt Relief Reviews on YouTube that gives a quick overview. After, you’ll want to read the rest of the article for a more comprehensive review of CuraDebt.
About the Company Civil Rights Tax Relief Act Pass Ny
CuraDebt is a company that provides debt relief from Hollywood, Florida. It was founded in 2000, and is an active participant in the American Fair Credit Council, the US Chamber of Commerce, and is accredited with the International Association of Professional Debt Arbitrators.
Although the service is accredited, some states have restricted their services.
What can CuraDebt do?
Helping you settle your debt is CuraDebt’s most known feature. But they offer additional services to assist you in becoming financially stable.
First of all, it begins with requesting a free savings estimate online. It is a completely private service and won’t conduct a credit inquiry. By using this estimate of savings you’ll be able to be able to learn more about the alternatives to be debt-free.
The savings estimate, as we’ve mentioned earlier, provides you with the opportunity to consider your choices regardless of whether or not you’re planning on using CuraDebt.
CuraDebt will provide you with a financial counselor and a team of support to help you with credit arbitration if you decide to join. Some financial advisors can help you on your path to debt-free living.
Following your debt settlement plan, CuraDebt is the company to answer all of your creditor’s calls. They’ll also be the ones who will negotiate what you will pay for your repayment depending on the condition of your financial situation. In determining which option is the most effectively for you, it could be either a lump sum settlement or a payment plan.
Furthermore, they will be working with creditors to ensure that you have better rates as you make deposits to your savings account. This in turn, will be processed to pay the creditors. The plans they offer can help you pay off the debt in 48 months.
After you’ve registered with them, they’ll allow you access to your account information 24 hours a day. All you need to do is sign in to CuraDebts Client Portal to track your progress.
Before you can benefit from their program, you’ll need to satisfy their criteria first. To be eligible, you’ll need to be:
- At least 21 years old
- Verifiable income
- You must have a minimum balance of $5,000
What can they help you?
Here are the various ways CuraDebt can help you.
The name of the company suggests that CuraDebt will assist you in dealing with your debt. They can negotiate settlements on your behalf to settle most types of debt. This includes personal loans, medical bills credit cards and also lines of credit. They are also able to help settle any remaining balance on business debt and collections or repossessions.
They can even help negotiate with back taxes and IRS debt. However, you will not receive support for most claims, government loans or collateral, as well as utility bills. The same goes for student loans.
On the other hand, they can assist you in navigating laws such as that of Telecommunications Consumer Protection Act (TCPA) and the Fair Debt Collection Practice Act (FDCPA). They also help you find creditor violations so that you can have cash settlements, if possible. Certain violations may result in having your debts also dismissed.
CuraDebt lets you pay off debts with less than the sum you have. You can also have questions answered during a free consult with their debt advisor.
The most appealing aspect of the program is that you only be charged when your debt is paid off. All you need to do is sign up with any of the plans and you’ll be able settle each of your debts.
Tax Management and Relief
CuraDebt will also handle your tax debt. Once they’ve gathered all your financial records and tax documents, they’ll also collect all the necessary paperwork for tax returns.
Through this program, you should be able to deal with the various types of tax problems like garnishments on wages, tax penalties, personal and corporate taxes as well as back taxes as well as trust fund penalties and tax liens.
There aren’t hidden fees neither are there hidden fees. They only use flat-fee pricing and is dependent on the amount that you’ll have to pay.
There are a variety of options in settling the tax debt. Here are 6 of them:
- Installment agreements
- Offer in Compromise
- Collection statute expiration date
- Tax lien subordination
- Penalty abatements
- Currently non-collectible
What types of debt are they able to help with?
Although they specialize in debt settlement, it is not their specialty however, they do not provide all kinds of settlement. CuraDebt is only focused on unsecured debt. They won’t be able to help you if your debt or loan is tied to an actual item.
However, if you have the following kinds of debt, they’ll make arrangements for settlements.
With CuraDebt it is expected that you will be able to pay taxes that are due without any issues. Furthermore, this service is accessible to all 50 states in the event that you have a debt towards the IRS. There are federal tax experts to assist you with these types of issues.
CuraDebt can also help resolve the medical bills. In some instances you could even settle them for less than what you have to pay.
Private Student Loan
CuraDebt doesn’t cater to the federal government’s student loan. They can however assist private students negotiate any student loans that they owe.
Personal loans and payday loans also qualify as debt-settling programs. You may also be eligible the program if you have other unsecure credit lines that you have obtained from a different bank or financial institution.
Credit Card Debt
If you are in debt through store credit cards or traditional credit cards or private label credit cards CuraDebt can help you pay it off.
What is the cost?
The most appealing aspect of CuraDebt’s pricing is how they’ve priced their services. They don’t charge an upfront fee. Only pay when you’ve paid each of your outstanding debts.
Additionally, they don’t charge high fees as well. On average, you’ll be required to pay between 20 and 20 percent of the debt you settled through them.
On average, this type of business can cost anywhere from 15% to 25 percent.
Additionally, customers can anticipate to pay off their debts in between 2 and 4 years. However, this also varies in relation to the amount you can save up per month.
They also claim that you could save as much as 30% if you include their fees in your equation.
But this claim will also vary, depending on your specific situation. Some customers have even talked about saving between 50% and 80percent.
The benefits of using CuraDebt
Now that you have an idea of the benefits CuraDebt offers, Let’s take a look at the benefits of using CuraDebt.
First, CuraDebt will only charge you when you’ve paid off your debt. Furthermore they charge only an amount of 20%, while most companies charge you 25%.
Next, if you’re done in the process of debt resolution, you can enroll in their credit restoration program.
It’s a great option to rebuild the credit rating without having to go in debt again. However, the program lasts in a different way for each individual, depending on your situation.
Finally, CureDebt looks into your debt so that they can assist with settlements and negotiations. It means that the amount you owe won’t rise as time passes. They’ll also investigate any creditor violations with the help of their in-house experts.
Some disadvantages to using CuraDebt
Let’s also look into some of the negatives of CuraDebt.
Debt relief and debt settlements often require you to cease making payments with the credit card you use. If you’re trying to increase your credit score, it may delay you from finishing your credit card debt.
CureDebt also doesn’t have a mobile app. While they do have a website for clients, it looks aged and simple. It’s not very intuitive and could be challenging to navigate.
Furthermore, they are not recognized by the Better Business Bureau although they received an A+ grade.
The Final Verdict
CuraDebt is a useful program that will allow you to settle your debt without spending more for these types of services. In addition the 20% service fee is less expensive than the majority of firms that charge a 25% fee. There are no upfront payments and you’ll only have to pay when the debt is settled.
While they’ll provide you with an account to see your progress but their website isn’t simple to navigate. CuraDebt isn’t even an app yet, which will make it easier to monitor your progression.
However, they have a good support team that you can contact them, not only via emails but also by phone or sending an e-ticket. Civil Rights Tax Relief Act Pass Ny
If the debt is a big problem, then we recommend CuraDebt’s service. Just make sure that you’re eligible and that the services they offer are available in your state.
FAQ Civil Rights Tax Relief Act Pass Ny
How long will it take to finish the program?
The typical program lasts from between 24 and 48 months dependent on the size of your debt as well as your agreement on the settlement.
Can CuraDebt aid in the fight against state tax issues?
It is true that CuraDebt has a tax relief program that will help you with problems such as delinquent payroll tax issues and garnishments on wages.
What’s the first thing I have to do once I’m in the program?
You’ll be required to communicate with your team members and make the necessary payments to reduce the amount of debt you have over time.