Are you experiencing debt that has increased lately? Are you burnt out from trying different financial advice and strategies but you’re still struggling with unsolved problems?
Maybe you’re here because you’ve been through every thing.
In the majority of cases, the most effective approach is to talk to experts who can help to resolve this issue.
CuraDebt is among the most asked companies. A lot of customers have asked if they are able to help or help you get into more debt.
According to their customers, they can assist you in managing 80percent of your debts so that you can take couple of worries off your shoulders.
However, for certain people the claims seem too good to be true.
You might be looking for any solution that could aid you in settling your debt. If that’s the situation, CuraDebt will mostly be recommended by people. We’ll be taking an in-depth review of the way CuraDebt operates and what issues it could help solve.
Furthermore, before we conclude our discussion, we’ll take a look at its benefits and drawbacks.
Before starting the review, you can check out this video instead in case you would prefer to watch it.
Otherwise, let’s begin.
Before you continue, you may want to check out this video by CuraDebt Debt Relief Reviews on YouTube that gives a quick review. After, you will want to read the rest of the article for a more comprehensive review.
About the Company Civic Tax Relief
CuraDebt is a company that provides debt relief from Hollywood, Florida. It was founded in 2000 and has been a member of the American Fair Credit Council, the US Chamber of Commerce, and is accredited by the International Association of Professional Debt Arbitrators.
While it is accredited, certain states have imposed restrictions on their services.
What CuraDebt do?
Assistance in settling your debt is CuraDebt’s most well-known feature. They also provide other services that can aid you in becoming more financially stable.
It all starts by requesting a no-cost online savings estimate. This service is very confidential and they will not conduct a credit inquiry. With this savings estimate you’ll be able to learn more about the options towards debt-free.
The savings estimate, which was mentioned previously, offers you the opportunity to consider your options, regardless of whether you’re planning to continue using CuraDebt.
CuraDebt will assign you a financial counselor and a support team to assist you in navigating credit arbitration in the event that you decide to sign up. Some financial advisors can help you in your debt-free journey.
Following your debt settlement program is completed, CuraDebt is the company to handle all of the calls from your creditors. They’ll also be the ones who will determine conditions of the payment in accordance with the state of your financial situation. Depending on which works best for you, it could be either a lump sum settlement or an installment plan.
Additionally, they will work with creditors so that you can get better rates when you deposit money to your savings account. This, in turn, will process to pay off creditors. Their programs can assist you to pay off the debt in two years.
Once you’ve signed up with them, they will allow you access to your information 24/7. All you have to do is log in to CuraDebts the client portal to monitor your performance.
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CuraDebt’s Requirements
Before you can benefit from the program, you’ll have to satisfy their criteria first. To be eligible, you’ll have to be:
- At least 21 years old
- Earn a reliable income
- Have a minimum debt of $5,000
What can they assist you with?
Here are the various ways CuraDebt can help you.
Debt Relief
Like their name implies, CuraDebt will assist you in dealing with your debt. They are able to negotiate settlements on your behalf for the majority of types of debt. They can help with medical bills, personal loans credit cards and also lines of credit. They are also able to help settle any remaining balance of business debt and collections or repossessions.
They may also assist in negotiating for back taxes and IRS debt. However, you will not receive support for most claims, government loans or collateral, as well as utility bills. The same goes for student loans.
On the other hand, they can assist you with laws like that of Telecommunications Consumer Protection Act (TCPA) and the Fair Debt Collection Practice Act (FDCPA). They can also assist you in identifying the violations of creditors to ensure that you receive cash settlements, if possible. Certain violations may result in having your debts removed as well.
CuraDebt lets you settle debt with less than the amount you have. You can also inquire about your debt during their no-cost consultation with their debt counselor.
The most appealing aspect of their program is that you only have to pay for the charges when your debt is paid off. All you need to sign up to one of their plans and you’ll have the ability to settle each of your debts.
Tax Management and Relief
CuraDebt can also deal with your tax debt. After they have gathered all your financial records, they will also collect all the documents you’ll require for tax returns.
By using this program, you will be able to deal with different types of taxes such as wage garnishments as well as tax penalties for personal and taxation for business, back taxes, trust fund penalties, and tax liens.
There aren’t any hidden costs also. They use only flat-fee pricing and is dependent on the amount that you’ll have to pay.
There are a variety of options when it comes to settling the tax debt. Here are 6 of them:
- Installment agreements
- Offer in Compromise
- Collection statute expiration date
- Tax lien subordination
- Penalty abatement
- Currently non-collectible
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What kinds of debts can they help you with?
Although debt settlement is their forte however, they do not cater to all types of debt settlement. CuraDebt concentrates on loans that are not secured. They aren’t able to assist you if your debt or loan is tied to a physical item.
However, if you have the following types of debt, they’ll negotiate settlements on your behalf.
Tax Debt
With CuraDebt the service, you’ll be able pay off your past-due tax debts without any issues. Moreover, this type of service is offered to all 50 states in the event that you owe money towards the IRS. There are tax experts from the federal government who can assist you in resolving the issues.
Medical Debt
CuraDebt can also assist in settling your medical debt. In certain cases you could even settle them for less than what you have to pay.
Private Student Loan
CuraDebt does not offer the federal government’s student loan. They can however assist private students negotiate any student loans that they have to pay.
Personal Loan
Payday loans and personal loans also qualify as debt-settling programs. It is also possible to avail the program the program if you have other unsecure credit lines that you have obtained from an alternative bank or financial institution.
Credit Card Debt
If you are in debt through store credit cards as well as traditional credit cards as well as private label credit card, CuraDebt will assist you in paying it off.
What will it cost you?
The best part about CuraDebt’s pricing is how the company has priced its services. They don’t charge upfront fees. Only pay when you have paid off all of your outstanding debts.
They also don’t have high-cost charges either. On average, you’ll be required to pay up to 20% of the debt you settled through them.
In general, this type of business can cost anywhere from 15% to 25%.
Moreover, clients can expect to pay off their debts in two to four years. However, this also varies according to the amount you can save up per month.
Additionally, they claim that you could save as much as 30% by incorporating their charges into your calculation.
However, the claim may differ based on your situation. Some customers even claimed to save 50% to 80percent.
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Advantages to using CuraDebt
Now that you have an understanding of the benefits CuraDebt can offer you let’s explore the benefits of using CuraDebt.
First, CuraDebt will only charge you once you’ve paid off your debt. Additionally they charge only an amount of 20%, while most companies charge you 25 percent.
If you’re finished with the debt settlement program, you could enroll in their credit repair program.
It’s a fantastic way to restore the credit rating without going into debt again. However, the program runs different for every person dependent on the circumstances of your case.
Lastly, CureDebt looks into your credit to assist with settlements and negotiations. So, your debt won’t increase over time. They’ll also investigate any creditor violations using their in-house experts.
The drawbacks of the use of CuraDebt
Let’s also look into some of the drawbacks of CuraDebt.
Debt relief and debt settlements typically require you to cease making payments with your credit card. If you’re trying to improve your standing on credit scores, you may set you back while you’re finishing your obligations.
CureDebt doesn’t even have a mobile app available. While they do have a client website, it looks outdated and basic. It’s not particularly intuitive, and it can be difficult to navigate.
In addition, they’re not accredited with their Better Business Bureau although they were awarded an A+ rating.
The Final Verdict
CuraDebt is a great program that allows you to pay off your debts without spending more for these types of services. In addition the 20% service cost is less expensive than the majority of businesses that charge a 25% fee. There aren’t any upfront fees, and you will only be required to pay once the debt is settled.
Although they’ll allow you to access an account that allows you to track your progress, their website is not simple to navigate. CuraDebt does not have an app, which could make it easier for you to monitor your performance. Civic Tax Relief
They do have a great support team and can be reached them, not only via emails but also by phone or submitting an electronic ticket. Civic Tax Relief
If problem of debt is an problem right now, we recommend CuraDebt’s service. Be sure to be qualified and that the services that they provide are offered in your state.
> > Click Here to Get A Debt Consultation for Free < <
FAQ Civic Tax Relief
How long does it take to complete the program?
The average program is between 24 and 48 months dependent on the size of your debt and the stipulated settlement.
Can CuraDebt assist with tax problems in the state?
Sure, CuraDebt offers a program for tax relief that can help you with problems such as late payroll taxes and wage garnishments.
What should I do after joining the program?
You’ll need to constantly communicate with your team members and pay the required payments to pay down the amount of debt you have over time.
