Have your debts been piling up lately? Are you burnt out from trying different financial advice and strategies but haven’t solved your problems?
Perhaps you’re here because you’ve tried every thing.
In most cases, the best option is to speak with experts who can assist to resolve this issue.
CuraDebt is among the companies that get the most inquiries. A lot of people are asking if they can help you or put you in more debt.
According to their clients they can assist you in managing the majority of your debt , so you are able to take few things off of your mind.
But for some people the claims seem too good to be true.
Suppose you’re on the lookout for something that will help you resolve your debt. If that’s the scenario, CuraDebt will mostly be highly recommended by those. We’ll be taking an in-depth study of the way CuraDebt operates and what issues it can solve for you.
Furthermore, before we conclude, we’ll also look into its advantages and drawbacks.
Before beginning the review, you can watch this video instead if you prefer for it to be watched.
Otherwise, let’s begin.
Before you go on, you may want to watch this video by CuraDebt Debt Relief Reviews on YouTube that gives a quick overview. Afterward, you will want to read the rest of the article for a more comprehensive review of CuraDebt.
About the Company City Or New London Tax Senior Tax Relief
CuraDebt is an organization that deals with debt relief in Hollywood, Florida. It was established in 2000 and has been an active participant in the American Fair Credit Council, the US Chamber of Commerce, and is accredited by the International Association of Professional Debt Arbitrators.
While it is accredited, some states have limited their access to their services.
What CuraDebt do?
Assistance in settling your debt is CuraDebt’s most well-known feature. However, they also offer other services that can assist you in becoming financially stable.
First of all, it starts by requesting a no-cost online savings estimate. This service is very confidential and they will not conduct a credit inquiry. With this savings estimate you’ll be able to be able to learn more about the options towards debt-free.
This estimate of savings, as we’ve mentioned earlier, provides you with an idea of your options, regardless of whether you’re going to keep using CuraDebt.
CuraDebt will provide you with a financial counselor and a support team to help you with credit arbitration if you decide to sign up. Certain financial advisors can assist you in your debt-free journey.
After your debt settlement plan, CuraDebt can be the company to handle all of your creditors’ calls. They will also be the ones that will determine conditions of the payment in accordance with the state of your financial situation. Depending on which works best your situation, the payment could be either a lump sum settlement or the option of a payment plan.
Moreover they will also work with lenders to help you enjoy better rates when you make deposits to your savings account. This, in turn, will process to pay off the creditors. The plans they offer can help you get rid of debt in just the period of 48 months.
After you’ve signed up with them, they will allow you access to your data 24/7. All you need to do is log in to CuraDebts the client portal to monitor your development.
Before you can benefit from their program, you’ll need to pass their requirements first. To be eligible, you’ll have to meet the following criteria:
- At least 21 years old
- Have a verifiable income
- Minimum debt must be $5,000
What are they able to assist you with?
Here are the different ways CuraDebt can aid you.
As their name suggests, CuraDebt can assist you in dealing your debt. They can negotiate settlements on behalf of you for most types of debt. They can help with personal loans, medical bills credit cards and lines of credit. They are also able to help settle any remaining balance of business debt, collections, or repossessions.
They can even help negotiate on tax owed and IRS debt. However, you will not receive support for most cases, government loans, collateral, and utility bills. Also, they don’t cover the majority of student loans.
On the contrary, they’ll assist you in navigating laws such as that of Telecommunications Consumer Protection Act (TCPA) and the Fair Debt Collection Practice Act (FDCPA). They also help you find debtors who are in violation to ensure that you receive cash settlements, if possible. Certain violations may cause your debt to be also dismissed.
CuraDebt can also help you settle debt with less than the amount you have. They also allow you to inquire about your debt during their no-cost consultation with their debt counselor.
The best part about their program is that you will only have to pay for the charges after your debt has been settled. All you have to do is sign up with any of the plans, and you’ll be able settle each of your debts.
Tax Management and Relief
CuraDebt will also handle your tax debt. Once they collect all of your financial records, they will also collect all the necessary paperwork for tax returns.
Through this program, you should be able to deal with the various types of tax problems like garnishments on wages and tax penalties, personal and business taxes and back taxes as well as trust fund penalties and tax lien.
There aren’t hidden fees either. They only offer flat-fee prices and is dependent on the amount that you’ll must settle.
They offer different options when it comes to settling taxes. Here are six of them:
- Installment agreements
- Offer in Compromise
- Collection statute expiration date
- Tax lien subordination
- Penalty abatements
- Currently non-collectible
What kinds of debts can they assist you with?
Although debt settlement is their specialty, they don’t provide all kinds in debt resolution. CuraDebt only focuses on debt that is not secured. They won’t be able to assist you if your debt or loan is tied to an actual item.
If you do have one of the following kinds of debt, they’ll make arrangements for settlements.
With CuraDebt the service, you’ll be able to pay your past-due tax debts without difficulty. Additionally, this service is offered across all 50 states, if you owe money in arrears to IRS. There are federal tax experts who can assist you in resolving these types of issues.
CuraDebt can also assist in settling the medical bills. In some cases you might even be able to pay them less than the amount you have to pay.
Private Student Loan
CuraDebt does not offer Federal student loan. Still, they can help private students in negotiating any student loans that they are owed.
Payday loans and personal loans also qualify to be eligible for debt relief programs. You can also avail of the program if you also have other unsecured credit lines that you got from a different bank or financial institution.
Credit Card Debt
If you’re in debt using store credit cards as well as traditional credit cards as well as private label credit card CuraDebt can help you pay it off.
What will it cost you?
The greatest thing about CuraDebt is how they’ve priced their services. They don’t charge upfront fees. Only pay when you settle each of your debts.
They also don’t have high-cost charges either. On average, you’ll be required to pay between 20 and 20 percent of the debt that you settled with them.
On average, this type of industry charges between 15 and 25 percent.
Moreover, clients can expect to pay off their debts in between 2 and 4 years. But, it also differs depending on the amount that you save per month.
Additionally, they claim that you can save as much as 30% if you include their fees in your equation.
However, this statement will differ based on the situation. Some clients even mentioned saving 50% to 80percent.
The benefits of using CuraDebt
Now that you have an idea of what CuraDebt can provide, let’s explore the benefits from using CuraDebt.
The first is that CuraDebt only charges you once you’ve paid off your debt. Additionally, they only charge an amount of 20%, while many companies charge 25 percent.
If you’re finished in the process of debt resolution you could join their credit repair program.
It’s a fantastic way to restore your credit score without going back into debt. However, the program runs differently for each person dependent on the circumstances of your case.
Lastly, CureDebt looks into your debt so that they can help with settlements and negotiations. It means that your debt won’t inflate as time passes. They’ll also be looking into any violations of creditor using their own experts.
Some disadvantages to using CuraDebt
Let’s also consider some of the negatives of CuraDebt.
Debt settlement and debt relief often require you to stop making payments using your credit card. Therefore, if you’re trying increase your standing on credit scores, you may cause you to delay getting rid of your debt.
CureDebt also doesn’t have a mobile app. Although they have a client website however, it appears old and mundane. It’s not particularly intuitive, and it can be difficult to navigate.
In addition, they’re not credited with an accreditation from the Better Business Bureau although they did receive an A+ grade.
The Final Verdict
CuraDebt is a useful program that lets you settle your debt without spending more for these types of services. Moreover the 20% service fee is cheaper than most firms that charge an additional 25% charge. There are no upfront payments, and you will only have to pay the fee when the debt is settled.
Although they’ll allow you to access an account so that you can track your progress, their website is not easy to navigate. CuraDebt isn’t even an app that would make it easier to track your progress.
But, they do have a good support team that you can contact them, not only via emails but by phone or by submitting an electronic ticket. City Or New London Tax Senior Tax Relief
If problem of debt is an issue right now, we recommend CuraDebt’s service. Just make sure that you’re eligible and that the programs that they provide are offered in your state.
FAQ City Or New London Tax Senior Tax Relief
How long will it take to complete the course?
The program typically takes 24 to 48 months, depending on the amount of your debt as well as the stipulated settlement.
Can CuraDebt aid in the fight against state tax issues?
It is true that CuraDebt provides tax relief programs to assist you with issues such as late payroll tax and wage garnishments.
What should I do after joining the program?
You’ll need to constantly communicate with the team and make the necessary payments to pay down the amount of debt you have over time.