Has your debt been increasing lately? Are you burnt out from trying different financial tips and advice but you’re still struggling with unsolved problems?
Perhaps you’re here because you’ve tried every thing.
In the majority of cases, the best way is to approach professionals that can help you settle this issue.
CuraDebt is among the most frequently contacted companies. A lot of customers have asked if they are able to help or put you in more debt.
According to their clients, they can help you manage 80percent of your debt so that you are able to take couple of w
orries off your shoulders.
For some the claims seem too good to be true.
If you’re looking for anything that can help you resolve your debt. In that scenario, CuraDebt will mostly be highly recommended by those. We’ll be taking an in-depth look at how CuraDebt works and what problems it could help solve.
In addition, prior to our conclusion, we’ll also look into its benefits and drawbacks.
Before starting the review, you can check out this video instead if you prefer for it to be watched.
Otherwise, let’s begin.
Before you continue, you may want to check out this video by CuraDebt Debt Relief Reviews on YouTube that gives a quick overview. After, you’ll want to read the rest of the article for a more comprehensive review of CuraDebt.
About the Company City Of Portsmouth Real Estate Tax Relief
CuraDebt is an organization that deals with debt relief in Hollywood, Florida. It was founded in 2000, and is a part of the American Fair Credit Council, the US Chamber of Commerce, and accredited through the International Association of Professional Debt Arbitrators.
Although it is accredited, some states have imposed restrictions on their services.
What can CuraDebt do?
Assistance in settling your debt is CuraDebt’s most well-known feature. They also provide other services that will assist you in becoming financially stable.
The process begins with requesting a free savings estimate online. This service is very confidential and won’t be conducting a credit screening. With this savings estimate you’ll discover more about options towards debt-free.
Savings estimates, as mentioned previously, offers you an insight into your options regardless of whether you’re planning on using CuraDebt.
CuraDebt will assign you a financial counselor as well as a support team to assist you with credit arbitration if you decide to enroll. Certain financial advisors can assist you on your path to debt-free living.
Following the debt settlement program, CuraDebt is the one to answer all of your creditors’ calls. They’ll also be the ones who will negotiate what you will pay for your payment in accordance with the state of your financial situation. Based on what works most effectively for you, it could either be a lump sum settlement or the option of a payment plan.
Furthermore, they will be working with the creditors so that you can get better rates when you transfer money into your savings account. This, is then processed to pay back creditors. Their plans can help you settle the debt within the period of 48 months.
After you’ve registered with them, they will give you access to your information 24/7. All you have to do is login to CuraDebts the client portal to monitor your performance.
Before you can avail of their program, you’ll need to meet their eligibility requirements first. For eligibility, you’ll need to be:
- Minimum 21 years old
- Have a verifiable income
- Minimum debt must be $5,000
What can they help you with?
Here are the various ways CuraDebt can assist you.
As their name suggests, CuraDebt can assist you in dealing with your debt. They can negotiate settlements on behalf of you for most types of debt. They can help with personal loans, medical bills, credit cards and also loans. They are also able to settle any outstanding balance on business debt and collections or repossessions.
They can even help negotiate for back taxes as well as IRS debt. However, you will not receive support for most of your lawsuits, government loans, collateral, and utility bills. Also, they don’t cover the majority of student loans.
On the other hand, they can help you use laws like that of Telecommunications Consumer Protection Act (TCPA) and the Fair Debt Collection Practice Act (FDCPA). They also help you find debtors who are in violation in order to get cash settlements, if they are possible. Some violations can also cause your debt to be removed as well.
CuraDebt lets you repay debt for less than the sum you have. Additionally, you can have questions answered during a free consult with their debt counsellor.
The best part about their plan is that you will only be charged when your debt is paid off. All you need to do is sign up with one of their plans, and you’ll be able to pay off all your debts.
Tax Management and Relief
CuraDebt will also handle your tax debt. After they have gathered all your financial documents and tax documents, they’ll also collect all the necessary paperwork for tax returns.
Through this program, you’ll be able to resolve different types of taxes like wage garnishments as well as tax penalties for personal and business taxes and back taxes, trust fund penalties, and tax lien.
There aren’t hidden fees either. They use only flat-fee pricing, which depends on the amount you have to pay.
They have different solutions when it comes to the settlement of taxes. Here are 6 of them:
- Installment agreements
- Offer in Compromise
- Collection statute expiration date
- Tax lien subordination
- Penalty abatement
- Currently non-collectible
What kinds of debts can they assist you with?
Although they specialize in debt settlement, it is not their specialization however, they do not cater to all types of settlement. CuraDebt only focuses on loans that are not secured. They can’t help you if the debt or loan is tied to a physical item.
If, however, you are in one of the following kinds of debt, they’ll arrange settlements for you.
With CuraDebt, you should be able pay off taxes that are due without difficulty. Furthermore, this service is available to all 50 states in the event that you owe money in arrears to IRS. There are tax experts from the federal government who can assist you in resolving the issues.
CuraDebt can also help resolve your medical debt. In some cases you could even settle them for less than what you have to pay.
Private Student Loan
CuraDebt does not offer the federal government’s student loan. However, they can assist private students in negotiating the student loans they are owed.
Payday loans and personal loans also qualify to be eligible for debt relief programs. It is also possible to avail the program of the program if you also have other unsecured credit lines you obtained from an alternative financial institution or bank.
Credit Card Debt
If you’re in debt using store credit cards or traditional credit cards as well as private label credit card CuraDebt can help you pay it off.
What will it cost you?
The best part about CuraDebt’s pricing is how they’ve priced their service. They don’t charge upfront fees. Only pay when you’ve paid each of your outstanding debts.
Additionally, they don’t have high-cost fees as well. In the average, you’ll need to pay between 20 and 20 percent of the debt you settled through them.
On average, this type of business can cost anywhere between 15% and 25 percentage.
In addition, customers can expect to settle their debt from two to four years. This varies according to the amount you are able to save each month.
Also, they claim that you could save as much as 30% by incorporating their fees in your equation.
But this claim will also differ based on your specific situation. Some clients even mentioned saving between 50% and 80percent.
Advantages to using CuraDebt
Once you’ve got a clearer picture of the benefits CuraDebt offers, let’s look into the advantages from using CuraDebt.
In the beginning, CuraDebt will only charge you after you’ve settled your debt. In addition they only charge 20% of the cost, whereas most companies charge you 25%.
If you’re finished by the program for debt relief, you could also sign up for their credit repair program.
It’s a great option to rebuild your credit without having to go in debt again. The program is however designed in a different way for each individual according to your personal situation.
Finally, CureDebt looks into your financial obligations to assist in settlements and negotiations. This means your debt won’t increase as time passes. They’ll also investigate any violations of creditor with the assistance of their in-house experts.
The drawbacks of using CuraDebt
Let’s also look into some of the disadvantages of CuraDebt.
Debt settlement and debt relief typically require you to stop paying with your credit card. If you’re trying to build a better rating on your credit, this might set you back while you’re getting rid of your obligations.
CureDebt does not have a mobile app available. While they do have a client website, it looks aged and simple. It’s not very intuitive and could be challenging to navigate.
In addition, they’re not recognized by an accreditation from the Better Business Bureau although they were awarded an A+ rating.
The Final Verdict
CuraDebt is a great program that lets you resolve your debt without having to spend more on those types of services. In addition their 20% service charge is lower than many businesses that charge a 25% fee. There aren’t any upfront fees and you’ll only have to pay the fee when the debt is paid off.
While they’ll provide you with an account so that you can track your progress, their website is not user-friendly. CuraDebt does not have an app yet, which would make it easier to track your performance.
But, they do have a great support team and can be reached them not only through emails but also via phone or sending an electronic ticket. City Of Portsmouth Real Estate Tax Relief
If your problem of debt is an issue right now, we recommend CuraDebt’s service. Be sure to be qualified and that the services they offer are available in your state.
FAQ City Of Portsmouth Real Estate Tax Relief
How long will it take to complete the course?
The program typically takes 24 to 48 months, depending on the amount of your debt and the stipulated settlement.
Can CuraDebt help with state tax problems?
Sure, CuraDebt provides tax relief programs that can aid you in dealing with problems such as delinquent payroll taxes and garnishments on wages.
What do I need to do after joining the program?
You’ll be required to communicate with your team members and make the necessary payments to reduce your debt over time.