Are you experiencing debt that has been piling up lately? Are you exhausted from trying various financial advice and strategies but you’re still struggling with unsolved problems?
Maybe you’re here because you’ve tried every thing.
In most cases, the best option is to speak with professionals that can help you settle this issue.
CuraDebt is one of the most asked companies. A lot of people have been inquiring whether they can help you or put you in more debt.
According to their clients, they can help you control 80percent of your debts so that you can finally take a couple of things off your mind.
But for some people, these claims are just too good to be true.
If you’re looking for something that will help you resolve your debt. In this situation, CuraDebt will mostly be recommended by people. We’ll be taking an in-depth review of the way CuraDebt works and what problems it could help solve.
Moreover, before we end we’ll look at the advantages and disadvantages of this method.
Before beginning the review, watch this video instead for a more relaxing way to watch it.
Otherwise, let’s begin.
Before you continue, you may want to watch this video by CuraDebt Debt Relief Reviews on YouTube that gives a quick overview. After, you will want to read the rest of our article for a more comprehensive review of CuraDebt.
About the Company City Of Alexandria 2021 Tax Relief Program For The Elderly Or Totally Disable Applicationd
CuraDebt is a company that provides debt relief from Hollywood, Florida. It was founded in 2000 and has since become an active participant in the American Fair Credit Council, the US Chamber of Commerce, and accredited by the International Association of Professional Debt Arbitrators.
While it is accredited, certain states have limited their access to their services.
What CuraDebt do?
Helping you settle your debt is CuraDebt’s most well-known feature. But they offer other services that will assist you in becoming financially stable.
The process begins by requesting a free savings estimate on the internet. The service is completely confidential, and they won’t be conducting a credit screening. By using this estimate of savings you’ll be able to learn more about your options to debt-free.
This estimate of savings, as we’ve mentioned before, gives you the opportunity to consider your choices regardless of whether you’re going to keep using CuraDebt.
CuraDebt will provide you with a financial counselor and a support team to assist you in navigating credit arbitration in the event that you decide to sign up. Some financial advisors can help you in your debt-free journey.
Following the debt settlement program, CuraDebt will be the one to take care of all the calls from your creditors. They will also be the ones that negotiate conditions of the settlement in accordance with the state of your finances. Based on what works best your situation, the payment can be a lump-sum settlement or the option of a payment plan.
Additionally they will also work with creditors to ensure that you get better rates when you transfer money into your savings account, which in turn, will be processed to pay off creditors. The plans they offer can help you pay off the debt in two years.
Once you’ve signed up with them, they will allow you access to your information 24/7. All you have to do is log in to CuraDebts’ client portal to track your development.
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CuraDebt’s Requirements
Before you can avail of their program, you’ll need to pass their requirements first. For eligibility, you’ll have to meet the following criteria:
- Minimum 21 years old
- Verifiable income
- Minimum debt must be $5,000
What can they help you?
Here are some of the ways CuraDebt can assist you.
Debt Relief
The name of the company suggests that CuraDebt will assist you in dealing your debt. They can negotiate settlements on your behalf for the majority of types of debt. They can help with personal loans, medical bills, credit cards and line of credit. You can also approach them to pay off any remaining balance of business debt collection, repossessions, or collections.
They can even help negotiate on tax owed as well as IRS debt. But, you won’t receive assistance with the majority claims, government loans or collateral, as well as utility bills. The same goes for student loans.
On the other hand, they will assist you in navigating laws such as those of the Telecommunications Consumer Protection Act (TCPA) and the Fair Debt Collection Practice Act (FDCPA). They also help you find the violations of creditors to ensure that you receive cash settlements, if they are possible. Some violations can also result in having your debts dismissed as well.
CuraDebt lets you pay off debts with less than the amount you have. Additionally, you can inquire about your debt during their no-cost meeting with their debt counsellor.
The best part about their plan is that you only be charged after your debt has been settled. All you need to sign up for any of the plans, and you’ll be able to pay off all your debts.
Tax Management and Relief
CuraDebt will also handle taxes. Once they collect all of your financial records They will also gather all the necessary paperwork to file tax returns.
By using this program, you will be able to resolve various tax issues like garnishments on wages as well as tax penalties for personal and business taxes as well as back taxes, trust fund penalties, and tax liens.
There aren’t any hidden costs also. They only use flat-fee pricing and is dependent on the amount you’ll need to settle.
They have different solutions when it comes to the settlement of the tax debt. Here are six of them:
- Installment agreements
- Offer in Compromise
- Collection statute expiration date
- Tax lien subordination
- Penalty abatements
- Currently non-collectible
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What kind of debt can they assist you with?
While debt settlement is their specialization, they don’t cater to all types in debt resolution. CuraDebt is only focused on loans that are not secured. They can’t help you if the loan or debt is linked to an item that is physical.
If you do have the following kinds of debt, they’ll make arrangements for settlements.
Tax Debt
With CuraDebt the service, you’ll be able to settle your past-due tax debts without any problems. Moreover, this type of service is accessible across all 50 states, if you owe money to the IRS. There are federal tax experts to assist you with these types of issues.
Medical Debt
CuraDebt will also help you resolve the medical bills. In some cases you might even be able to pay them for less than what you owe.
Private Student Loan
CuraDebt does not offer federal student loans. They can however assist private students in negotiating any loans they are owed.
Personal Loan
Payday loans and personal loans also qualify to be eligible for debt relief programs. It is also possible to avail the program if you have other unsecured credit lines that you got from an alternative financial institution or bank.
Credit Card Debt
If you are in debt through store credit cards or traditional credit cards or private label credit cards, CuraDebt will help you pay it off.
What will it cost you?
The greatest thing about CuraDebt is the way they’ve priced their service. They do not charge an upfront cost. You’ll only pay once you have paid off all of your debts.
They also do not charge high costs either. In the average, you’ll need to pay between 20 and 20 percent of the debt you settled with them.
On average, this type of industry can charge anywhere between 15 and 25%.
Additionally, customers can anticipate to settle their debt from two to four years. But, it also differs depending on the amount that you save per month.
They also claim that you can save up to 30% when you factor in their fees in your equation.
However, the claim may depend on the situation. Some customers even claimed to save 50 to up to 80%.
> > Click Here to Get A Debt Consultation for Free < <
The benefits of using CuraDebt
Now that you have a clearer picture of what CuraDebt can offer you let’s explore the benefits from using CuraDebt.
In the beginning, CuraDebt only charges you after you’ve settled your debt. Additionally they charge only 20% of the cost, whereas most companies charge you 25 percent.
If you’re finished with the debt settlement program, you may join their credit repair program.
It’s a great method to improve your credit score without having to go back into debt. However, the program lasts in a different way for each individual, depending on your situation.
Finally, CureDebt looks into your credit to assist with settlements and negotiations. This means your debt won’t increase over time. They’ll also look into any violations of creditor with the assistance of their own experts.
Drawbacks of using CuraDebt
We will also examine some of the negatives of CuraDebt.
Settlement of debt and debt relief typically require you to stop paying with the credit card you use. Therefore, if you’re trying increase your standing on credit scores, you might delay you from working on your credit card debt.
CureDebt doesn’t even have a mobile app. Although they have a website that clients can access however, it appears old and mundane. It’s not particularly user-friendly, and can be challenging to navigate.
In addition, they’re not credited with an accreditation from the Better Business Bureau although they were awarded an A+ rating.
The Final Verdict
CuraDebt is a useful program that lets you settle your debt without spending more on these kinds of services. In addition, their 20% service fee is cheaper than most companies that offer the 25% cost. There is no upfront payment and you’ll only have to pay when your debt is finally settled.
Although they’ll give you an account that allows you to track your progress but their website isn’t user-friendly. CuraDebt also doesn’t have an app that could make it easier for you to monitor your progression.
But, they do have a good support team that you can contact them not only through emails but also via phone or making an electronic ticket. City Of Alexandria 2021 Tax Relief Program For The Elderly Or Totally Disable Applicationd
If your problem of debt is an issue right now, we highly recommend CuraDebt’s program. Be sure to be eligible and that the services that they provide are offered in your state.
> > Click Here to Get A Debt Consultation for Free < <
FAQ City Of Alexandria 2021 Tax Relief Program For The Elderly Or Totally Disable Applicationd
What is the time frame to finish the program?
The typical program lasts from between 24 and 48 months dependent on the size of your debt and the agreement on the settlement.
Can CuraDebt aid in the fight against state tax issues?
It is true that CuraDebt offers a program for tax relief to aid you in dealing with problems such as delinquent payroll tax and garnishments of wages.
What should I do once I’m in the program?
You’ll have to keep in constant contact with your team members and pay the required payments to reduce your debt over time.
